One morning, Xia and Li Chaoyang took Ren Erwei's car, took the North Ring Road, got on the Tongle entrance, took the Guangzhou-Shenzhen Expressway, and went straight to Guangzhou. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

In summer, I looked at the scenery speeding by outside the car window, and I was thinking about the purpose of this visit to Guangzhou: to the "Guangzhou World Trade Center" at No. 371-375 Dongfeng Road, Guangzhou On December 2, 1994, Li Chaoyang and Xu Donghai operated a 151.9-square-meter house in the North Tower, and actually accepted a real estate appraisal company to mortgage it to Hubei Financial Services Co., Ltd. at a sky-high price of 40,000 yuan per square meter totaling 6.076 million yuan, and now owes a total of 7.32 million yuan in principal and interest. In the summer, he discussed with Chen Shanshi of the asset loss prevention department of the head office, and felt that it had now reached the point where it was difficult to ride a tiger: If it was auctioned, an auction house in Guangzhou would hang up three times, and it would not be sold for 6,000 yuan per square meter, and if it was sold smoothly, it would be 900,000 yuan, which would not be enough to pay off the interest.

In the summer, I thought of the appraisal price of 40,000 yuan per square meter, and thought that in 1989, the county where I used to work because I had to fight a lawsuit with a company in Shenzhen in the Provincial High Court, the county bought two sets of commercial houses with a total of 180 square meters behind the Yunshan Hotel, and spent a total of 90,000 yuan. In this way, it is only 500 yuan per square meter. After thinking about this matter, Xia naturally linked Li Chaoyang's motive for taking out the loan with the legal representative of this Hong Kong-funded enterprise called Shenzhen Gangzhongyi Co., Ltd., that is, the legal representative of the Shenzhen Dynasty Hotel, where Bu must have lived, and Wu Shangyin, Li Chaoyang's hometown.

Xia thought: As long as Li Chaoyang has the opportunity for him to play, he is a person who does not hesitate to eat the unit for his own profit. The means are also very coarse, and a discerning person can see that he is releasing water at a glance. You see, a fellow brought a set of real estate, at best, it was worth millions of dollars, and the overvalued value was loaned, and the interest was not received, and now the bank has lost 7 million yuan. Therefore, it is a big problem for banks to not pay attention to their employment.

At ten o'clock in the morning, the three of them got on the elevator of the North Tower of the Guangzhou World Trade Center, and went to the floor where the building management office was located, and chatted with a young lady surnamed Wen. The three learned that the current rental price of the center is about 60 to 100 yuan per square meter per month, that is to say, if they rent out, they can receive a rent of 9,000 to 15,000 yuan per month, which is not enough for a quarter of the loan interest; if the house is bought and sold freely, it is roughly a little higher than the auction price, and the most recent transaction per square meter has reached 6,500 yuan. In other words, if there is room for free transactions, this real estate can be sold for 980,000 yuan. After thinking about it for a long time in the summer, I felt that I was in a dilemma.

At this time, a gentleman happened to come to the management office to propose a rent, and Xia saw that the business card he provided to the management office said that it was a company in Shenzhen, so he accosted him: "You are also from Shenzhen? ”

The gentleman was obviously a frequent outgoing person, and immediately chatted with the three of them.

At this time, Ms. Wen of the building management office was afraid that her intermediary business would be thrown off by such a vacant house and a couple of parties who wanted to rent a house, so she said unhappily: "You also talk about morality, how can you talk about business in front of me?"

Xia immediately realized the reason why the young lady was angry, and said to her: "Miss Wen, don't worry, our bank is coming and going, even if we want to rent the house, we will let you go through the procedures, and we will not interfere." Today I just came to see the house and analyze the feasibility of renting. ”

Miss Wen, who was relieved, immediately took a set of rental and sales power of attorney to Xia, and Xia said, "After we go back, we will reply to you after discussion." ”

Then, Miss Wen took the key to the 33rd floor to check the house that had been sealed by the court, and found that it had been opened. The four of them walked into the room and took a look.

Leaving the Guangzhou World Trade Center, Xia led the way, asked Ren Erwei to drive to the Zhuyuan Hotel, and after parking the car, the three of them went to the snack street next to it and had lunch. During the banquet, Xia said to Li Chaoyang: "Xiao Li, how do you feel about today's event?"

Li Chaoyang didn't know what Xia Xia's question meant, so he didn't dare to reply.

Seeing that he didn't squeak, Xia took a sip of beer, and said calmly: "Fortunately, our financial service agency has experienced two legal person systems and transitioned to the Citizens Bank, otherwise loans like today, although there is a mortgage, but the parties still have to be held responsible." Why? Look at that property, can it be sold for 35,000 yuan a square meter like our shop on the first floor of the East Gate of Shenzhen?"

Li Chaoyang said: "I heard that they had so much money when they bought it at that time. ”

"It's not surprising that mortgagors would say that," Summer said. Oddly enough, our banks would believe. Look at the two of you: we went out from the Zhuyuan Hotel opposite the Yunshan Hotel, and the back of the hotel was a commercial house, which was sold at 500 yuan per square meter in 1989. Although it is said that in a few years, the price of real estate in Guangzhou will also increase, but no matter what, it will not grow to the house price in Shenzhen! Is there a residential or office building in Shenzhen that can be sold for 40,000 yuan per square meter now?"

Ren Erwei echoed and said, "No. ”

Li Chaoyang blushed and didn't dare to squeak.

After a while, Xia said to Ren Erwei: "Coming to Guangzhou reminds me of one thing, that is, the case of Bao'an Welfare Bed Industry Company has been implemented by the Provincial High Court for a period of time. ”

Ren Erwei said, "Yes." ”

said that Wang Xianyao talked to Xu Donghai twice a day before he was hospitalized and asked him to deal with his relationship with Xia. Although Wang Xianyao's attitude was extremely mild, it still attracted Xu Donghai's great attention. Why? There are several reasons: first, Xu Donghai, like Xia, knows that Wang Xianyao is a person who is soft on the outside and strong on the inside, and is determined to ask you to do a good job, if you don't do a good job, you will lose his support and trust; second, in Wang Xianyao's eyes, Xu Donghai himself is relatively compared with Xia, and President Wang obviously attaches more importance to the role of summer; third, although Wang Xianyao did not explicitly say that several things were cases in his speech, he repeatedly said that the source of the problem came from Xu Donghai, and the truth was on Xia's side, or the result turned out that Xia was right。 And the summer has taken a step back, and if it continues to make trouble, it seems that it will not taste right. Fourth, Wang Xianyao hinted that the case of Anyan Company is not over, and it is obviously unwise to find trouble when there is nothing to do at this eventful time.

After listening to Wang Xianyao's intermittent persuasion, Xu Donghai felt that the opportunity to reconcile with Xia was fleeting, and thought to himself: "It seems that it is unrealistic to get a loan for your own interests in the hands of Xia and Wang Xianyao. ”

When he heard President Wang Xianyao say that you are younger than Xia Xia when you talk about your age, take the initiative to make peace with Xia, he immediately said to Wang Xianyao: "I'll go to him now." ”

He walked out of the president's office, really knocked on the door of Summer's office, and saw that Summer was also looking at him with kindness, so he said to Summer: "Old Xia, you can receive the bonus of 'three defenses and one guarantee' last year, have you received it in this department?"

Summer said, "Not yet, yours?"

Xu Donghai said: "I just got it back. This is the last year, and it's impossible to have it this year. ”

Summer smiled knowingly. Xu Donghai said that "it is impossible to have it this year", referring to the fact that the Hubei branch was issued a safety notice by the head office because it lost the cash truck at the beginning of spring, and the work evaluation of the whole bank will be vetoed by one vote, so it is naturally impossible to have a safety reward.

When he got off work the next afternoon, Xu Donghai, who had relaxed his mentality, changed his trousers into sports shorts in his office as usual, took a table tennis racket, came to Xia's office, and said to Xia: "Lao Xia, the two of us haven't played table tennis for a long time, today I called Tan Feiyan, and the three of them practice." This afternoon, I just heard from the head office trade union that after a while, the head office will hold a table tennis competition. I heard Tan Feiyan say that Huang Songxing of Zhongxing Branch is one of the best masters in the system and wants to come over to fight us. ”

Summer said happily: "Well, from tonight onwards, if we don't go out, let's do an hour of physical activity and first adjust our bodies." ”

From that night on, Xia and Xu Donghai resumed table tennis sparring until they both left the Citizens Bank.