Chang Tianhao smiled: "You're right, if you follow this line of thought, we will indeed develop into a game point card sales agent, and it is also a national agent that does not need physical cards as an intermediary." But is this just the end of the system? Do you try to think about it with divergent thinking?"

"This ......"

"The money comes in from the Internet café, and the boss settles with us, and then I settle with the previous family...... Chang Tianhao uses 4 teacups to simulate users, Internet cafes, companies, and merchants, and then uses one to simulate the flow of funds.

Wang Huiling watched him make movements for a long time, vaguely as if he had caught something, as if he hadn't caught anything, and couldn't help frowning - he knew that the other party was testing himself, but if he didn't understand, he really didn't understand. Relying on coquettishness and sneering will probably quickly fool this matter, but every time you talk about serious things, you will be coquettish and sneer, and your value will drop sharply and shrink.

Why do I have to read "Computer News", "Popular Software", and "Computer World" when I go back at night recently, and deeply compare Chang Tianhao's "Three-Year Strategic Plan" research, not to turn myself into a programmer, but to hope to keep up with his ideas in terms of thinking.

"A hint for you...... What is the rhythm of your going to the savings bank?"

"Ah...... Got it, got it. Wang Huiling suddenly realized: Isn't this depositor equal to a netizen? Isn't this Internet café equal to a branch or a savings bank? Isn't this Tongtian Technology equal to the head office? Isn't this game company equal to other customers?

"You're going to be a bank?" her eyes widened.

"To be exact, only a small part of the bank is done – payments. You also graduated from the Department of Finance, even if you are a junior college, you know how to learn money and banking, what is the function of money, and what role does commercial banks play?"

Wang Huiling said without hesitation: "This is not difficult for me, I was still a class representative, the four major functions of money: value scale, means of circulation, means of storage, and means of payment." Commercial banks are mainly deposits, loans, foreign exchange, and intermediaries...... Well, I can't remember anything else. ”

"That's pretty much it. ”

"I want to upgrade this system to a payment system after the promotion, and even have a name in mind, called Paytong...... Tong will take the word in our Tongtian technology. Do you think, the screen name can use the money in it to recharge the game, can he use this money to recharge the mobile phone bill, can he use this money to buy things?"

"Buying something?"

"You know the mail-order goods of "Shanghai Clothing", right? If not, the Bertelsmann Book Club has always touched this thing, right?"

"I know, I've bought it, I kind of understand your thoughts, by the way, Bertelsmann I'm also a member. She pointed to the books on the desk, "I bought it this month's member book list, but I haven't read it yet." ”

Chang Tianhao couldn't stop laughing after reading it: "A bunch of chicken soup for the soul, it's good to relax your mood and cultivate your sentiments......"

"I also want to see your batch of "Twenty-four History" and "Zizhi Tongjian", but they are vertically arranged and traditional, so I almost didn't vomit when I saw it. I said that you are a college student in the Department of Economics, how can you learn the style of an old pedant when you are young......"

"It seems that I am literate. ”

"Ha!" Wang Huiling was also happy, "Don't say it, I went to buy furniture and bookcases to decorate, someone really sold me book covers...... You know, it's the kind of book cover that is printed with a gilded English title, which looks very atmospheric, but is actually empty inside...... Put this thing in the bookcase, it looks like the whole bookcase is full of foreign books, and it almost didn't blind my eyes, do you want to give you the whole set?"

"Gotta get it, I'm afraid I won't be able to put the books on the books, and I'm really ......bored to return the book covers," Chang Tianhao smiled, "By the way, help me buy all the books in the set of "Chinese Translation of World Classics", and I will go to the bookstore to read the other books, and you ask Lao Zhou to help me pay for it and move it back and put it away." ”

In 1993, Shanghai Fashion took the lead in launching the "Mei Kaile" clothing pattern mail order, which stimulated a boom in mail-order goods, and in 1998, McCollin and Bertelsmann, two international brands, took the lead in setting up subsidiaries in Shanghai to promote mail order goods.

As soon as Chang Tianhao said this, she suddenly understood: mail order has to go to the post office or bank to remit money, unless you really like it, many people are too lazy to make a special trip, but if the system developed by Chang Tianhao can really realize payment more conveniently, then business will definitely improve greatly - it is better to click the mouse in the Internet café than to go to the bank or post office to queue up, right?

"So the first goal of this system is to do virtual game payment, and the second goal is to do physical payment for goods, he clicks the mouse to pay, leaves the address, and I can send the goods to him. In the United States, it's called e-commerce, and we're going to develop it in the future. I'm hesitating right now about whether to start an e-commerce company to sell things in the future, or just act as an intermediary...... Of course, that's a bit of a long way off. ”

"What you say makes sense, but going to an Internet café is probably very restrictive, and many people don't go to an Internet café...... For example, my girlfriends never go to the Internet café because of the miasma. ”

"This can be overcome. Chang Tianhao said, "Didn't I make a payment system? After getting used to it, I can gradually guide these people to register an account on the company's site in the future, and when the Internet, computers, and online banking are popularized, I can get rid of the crutch of the Internet café and face the customer directly, whether you play games or not, you can be a user of this system, and you can use it to buy things, and the world will be greatly expanded all of a sudden." Clothes, cosmetics, CDs, you name it...... We don't even need to print manuals, I just open an online virtual mall and let them buy them? Of course, the first step of this online mall is to sell game cards, and as soon as he clicks to buy them, the money is deducted, and I send him the card number and password - through the company's server. ”

"I can understand the online mall, it's similar to the mail order catalogue and color pages, what is the Internet bank?"

But in April this year, China Merchants Bank opened an online bank, called Yiwangtong, and for the first time, his employees realized that they did not run the counter, and directly transferred 300 yuan from their accounts to Xianke Entertainment Communication Co., Ltd. through the banking system relying on the Internet, and purchased a batch of VCD CDs - this thing is called Internet banking. ”

"I haven't seen it, and I certainly haven't seen it anyway. ”

"The universe line is large, the plate is large, and the character is conservative, it must not be so fast, now it seems that there is only one China Merchants Bank, and when the four major banks are up, the scene will be rolled out...... At that time, as long as the customer has a computer, he does not need to go to the Internet café to recharge offline, as long as he moves his fingers at home. ”

"You're saying so good, how many years will it take?"

"It's going to be effective in 2-3 years, and when I graduate from college, it's time to form a climate. So we are doing just right now, spending half a year to do a good job of the software, interviewing tomorrow summer, promoting a wave, using a wave, having a 2-year experience accumulation, and the third year is just right. If the market is there now, it is absolutely too late for us to do it, software development takes time, promotion takes time, and customers accept and familiarize themselves with time, how can it be so fast?"

Wang Huiling said: "No wonder you don't worry about being known. ”

"You can see through this, in the past 2-3 years, not only can you not make money by making this software and system, but you will lose money, which determines that they will not do it if they know it. Small companies don't have the strength to afford losses - you see, if the beauty salon software can't be sold, the company can't do it, and the big companies don't need to do this - because it doesn't make money. Besides, would an engineer who can make decisions about a large company come to us? Obviously, it is not possible...... So it doesn't hurt to tell them. ”

Chang Tianhao added: "Of course, I only tell you about making payment means, just treat it as a brain hole, and you don't need to talk to them, it's not that step, and if you talk too much, it will scare them to death." There's also a promotion system, and you see I didn't say much about it. ”

"yes, that's what I want to know...... What is this thing? Why does it feel unreliable?"

"No, no, no, it's reliable. Where are the ads now?"

"Radio, television, newspapers, magazines, billboards, and...... Gotta make me think about ......."

"These traditional advertising fields have been carved up, and we can't get in, but the field of online advertising has not yet been pushed forward, because there are still too few people who use the Internet, and this is the opportunity. Chang Tianhao explained with great interest, "For example, a new game, I can promote it in an Internet café, and the more our system is installed in an Internet café, the larger our audience will be, and the more valuable the advertisement will be......

"I really understand this......," Wang Huiling suddenly said excitedly, "In that case, will the company become a general advertising agent? Receive advertisements from the manufacturers, and then distribute them through the Internet café system, because it is impossible for the manufacturers to run over to advertise from Internet café to Internet café, and he can't make it, so we will take the advertising fee? At least we will take the lion's share?"

"Yes, that's right, but we can't take all the advertising money, and we can't even take the lion's share and give it to the owner of the Internet café. Chang Tianhao smiled, "You can take it, what kind of enthusiasm do people have? We can take a part of it, first consider making the market bigger, and then consider whether we can make money." There are not a few customers, and they are eager to make money, can they not capsize?"

"No wonder you said you were going to burn 2 million. ”

"More than that, 2 million is just an initial investment, and the follow-up is far from enough, but if we need to burn more 2 million, we will have developed a long time ago - what are we doing by burning money to promote things that have no prospects?" Chang Tianhao quipped, "Mr. Wang has 1% of the original shares, and he will become a little rich woman at that time, such a good opportunity to make a fortune, you have to keep it a secret." ”

"I know, everyone understands......" Wang Huiling said and leaned over from behind, the two hemispheres of the hard state were directly stuck to the back of Chang Tianhao's head, and the small mouth of Rulan whispered in his ear, "People are nothing in the eyes of others, only you are willing to use me, be good to me, give me shares, let me be the boss and give me a car, I will keep all the explanations you have in my heart, and I don't even dare to forget sleep." ”

This meeting is a bit charming - in front of everyone, Wang Huiling is the boss, and she is close to Chang Tianhao but has a certain distance, and in private she is completely a bird. Fortunately, she remembered that this was the office, and if it was in Miyun Garden, she was afraid that the two stocking legs should climb up directly now.

However, this heart-pounding scene didn't last for a few seconds, and there was a knock on the office door soon, and the personnel opened up outside: "Mr. Wang, Mr. Chang, they are all done, are you going to follow the interview?"

"Let's go, let's go to the interview ......"