117. Credit manager Ke Shaoji borrowed wine to retire
"Manager Xia, I'm back. The pen "Fun" Pavilion www.biquge.info "Liu Aihua, who went to the head office to do business, said to Summer.
Summer asked, "Got it done?"
"No, I went to the credit office, and Director Yi, who had just brought it up, said that the loan investigation report we wrote was too well written, and we didn't give a power of attorney for the legal representative. Liu Aihua said.
Summer smiled and asked, "Did he really say that?"
"Really, why did I lie to you? After he finished speaking, I didn't say anything, I took the information and came back. Liu Aihua said seriously.
"You put the materials here, and I'll talk to the president tomorrow to see how to coordinate them. You've worked hard. Summer said.
After Liu Aihua left, while pondering Yi Muzi's statement, he was thinking: "The people in the credit department have been promoted too quickly, and the three of them have not been section chiefs for four months, and now they have all become deputy directors: Yi Muzi is the deputy director of the credit department, Wang Yuti is the vice president of a branch in Nanshan, and Zhang Yu, who often dozes off when he goes down to the Hubei branch, is promoted to the vice president of the Meilin branch to preside over the work. By the way, give Ke Shaoji a call to see if this top boss of his, if he really has any ability. ”
The idea was finalized, and the summer dialed the mobile phone of Ke Shaoji, the credit manager of the Meilin Financial Services Society, who had been a colleague for a short time.
After a few bells, Ke Shaoji answered the phone, and Xia said, "Manager Ke, I'm Xia, are you very busy?"
Ke Shaoji said: "Manager Xia, I just have something to say to you. ”
"If you have any commands, please tell me. Summer said.
Ke Shaoji said: "For you, Manager Xia, qualifications, age, and experience are all the people who are my eldest brothers, how dare you order them." Just to tell you: I'm leaving Merlin. ”
Summer was surprised and asked, "What's going on, when is it?"
Ke Shaoji said: "The matter is very simple, one is the discussion in the topic, as the saying goes, once a son of heaven is a courtier. Didn't Mr. Shen change it out at the beginning of September? The Civic Bank sent a stinky boy named Zhang Yu, who often drooled at the corners of his mouth, and his two eyes were always inseparable from the girl's face and breasts, and he knew at a glance that it was not a good thing. Men are understandably, and I like women too. You read more than I do, what's the 'Guan Guan Sui Dove, in the River Island. My Fair Lady, Gentleman. SZ is so open, beauties from all over the country are running to SZ, you can't even think about it, why do you want to stare intently at a few yellow-faced women in the line? ”
"What happened?" asked Summer.
Ke Shaoji continued: "He has been in Merlin for less than a month, he doesn't look at me very well, and I don't feel very comfortable seeing him. You are an old bank, and you have been engaged in credit, human resources, and secretarial work for a long time, and you know that if the president is not intimate with the credit manager, it will be difficult to get mixed up for a day. In the past, the local saying in our hometown said: 'If people have no chance, they will be idle when they do, and if they have no garden, they will be idle when they are drenched.' Once the power is in hand, the eggs are used as bombs. Zhang Yu is such a person. ”
Xia smiled and said, "Manager Ke, did you think about leaving when you saw Shen Hu get off the stage?"
Ke Shaoji said: "I'll tell you the truth, I have this consideration. From two aspects, on the one hand, the credit manager is the position of a prince and a courtier, unless it is absolutely necessary, he will definitely be replaced; on the other hand, the loans we have made are gradually expiring, and the remaining work of recovering the loans is difficult for the emperor and Lao Tzu, who wants to do it. ”
Xia said: "I have a relationship with Zhang Yu, if you had told me earlier, I would have told him." ”
"You're wrong again," Ke Shaoji said, "If I put it up and want to leave, he will have to keep you, thinking I'm a thief." I was sitting in the office, and he felt that it was in the way of his quietness. As a result, on the evening of September 30th, the Meilin branch had a reunion dinner at the Xincheng Restaurant, and Zhang Yu and I both drank a lot of wine, but we were not yet very drunk. Especially Zhang Yu, the northerners originally drank a lot, some people say that he is a wine jar, and some people say that he is a 'sewer'. In addition, the color of wine is not separated, and people who are good at wine are not necessarily lustful, but those who are lustful will definitely drink. After eating, this guy pretended to be drunk and drunk, and asked me to accompany him to the president's office to talk to him. In fact, both of us pretended to be drunk and brought out our dissatisfaction with each other. In the end, I said, 'Since President Zhang and I can't take a picture, let's have a good get-together and break up, and we will have friendship.' so as not to turn your face in the future. He didn't wait for me to finish, but he pretended that his tongue was stiff, and saliva was running down the corners of his mouth, and he pointed at me and said, 'You...... Write a resignation report, I ...... I'll show you right away...... Look!'"
"Did you write it on the spot?" asked Summer.
Ke Shaoji said: "I have a pen as fast as yours? Actually, I haven't read a book for many years. Later, I saw that both sides had made it clear, and it was not too late for a day or two. As soon as I went to work after the National Day, I handed in my resignation report, watched him approve it, and pretended to shake his hand tightly before leaving. ”
Summer said with emotion: "I see, Manager Ke, you are a master of knowing advance and retreat!"
"Hey, Manager Xia, to be honest, there is no endless feast in the world, and no matter how much the financial services agency can make money, it is not his own family business. If you want to contact me in the future, you can call my home phone and tell my wife first, and I will definitely be able to find me. Ke Shaoji said.
Summer said, "Okay, let's talk about it first?"
Xia put down the phone and thought: "Although this Ke Shaoji said that he graduated from junior high school, he is quite scheming in doing things. Not only did he coax Shenhu around in the Meilin Service Cooperative, but a service cooperative, just like his own business, he would lend if he wanted it, and if he didn't lend it, he wouldn't lend it. And a few times when he retreated, he also handled it just right. Now, seeing the difficulty of the work, when he left, he also had the demeanor of Zhuge Liang who lost the battle and withdrew the army. What an old man. ”
Xia thought again: "It is not okay for Ke Shaoji not to leave, he is relatively extensive in loan processing, and the interest rate is extremely high, so he will inevitably be sad in the stage of repaying the loan according to law." ”
Summer thought of what he said to another fellow countryman and colleague Zhang Qingsong who applied for the job at the same time when he left the Meilin Financial Services Agency: "I'm just worried that if Mr. Shen and Chen Ping, Zhou Xun, and Ke Shaoji have a hot fight, I think it will be a miracle that this financial service agency doesn't have a big incident." Thinking about it: "Could it be that Ke Shaoji was immediately seen by Zhang Yu as a flaw?"
Ke Shaoji has worked in three banks at SZ, all of which he left at a time when he was in danger. One of the units was the Agricultural Bank of Shenzhen, and he walked on the front foot, and the back foot followed the people from the SZ Procuratorate. Although it cannot be said that General Manager Shen Hu is not so bright in the end of his life because of subordinates like Ke Shaoji, it is precisely because Shen Hu is in his own ideological struggle that the bad thoughts that are surging occupy a dominant position in his heart, and he does not notice it, and finally falls into the trap of the bad guy and destroys his King Kong body.
Therefore, in this sense, Zhang Yu is actually doing his duty to Ke Shaoji intentionally or unintentionally. Summer said in my heart.
"President Wang, there are four things I want to report to you now. In Wang Xianyao's office, Xia sat opposite Wang Xianyao and said to Wang Xianyao.
Wang Xianyao said: "Okay, you say." ”
"The first thing is: the comrades of the GZ office in SZ entrusted by the competent department of Guizhou investment promotion came to the branch yesterday, and the two presidents were not there, and I received them. They said that they had been deceived by Shao Hua on the issue of loans, and that Miss Wang, who had come to handle the formalities, had been arrested. But they agreed to the debt and asked for an extension of the repayment to wait for things to be cleared up before repaying. I replied to them like this: I have to come and go through the formalities. He promised to report to the Guizhou side immediately. ”
Wang Xianyao wrote it down in a pencil notebook.
"The second thing is: Yang Wuchang, deputy general manager of 38 Co., Ltd., called yesterday and asked for a payment account, roughly 10 million in Shekou today. In addition, Chen Shanwei is ZH, and he may also bring 10 million back, a few days ago a 3 million yuan came in, plus the original 10 million yuan, if all are implemented, then 33 million yuan will come in as a deposit. Mr. Chen left a message, and other things were waiting for him to come back from ZH for an interview. It seems that his procedures, including the handling of old loans, still have to communicate with the two directors Feng Laodao and Yi Muzi first. Otherwise, if we come back to the day before yesterday when we refused to open a power of attorney for the legal representative, I don't think our branch will be able to get off the stage. ”
Wang Xianyao said: "We have not only coordinated with the two directors Feng Laodao and Yi Muzi, but also reported to Luo Yi and Gu Dingli about the affairs of 38 Co., Ltd., and they all said: 'Do what is beneficial to our business, don't be afraid of problems.'" It was precisely because of their words that I dared to increase the loan of 3.5 million yuan to 38 Company in just a few days after I came. I reckon, it should pass. ”
Xia smiled and said: "A few days ago, I went to the head office for a credit meeting, and what Director Feng said made me feel that he is an officialdom - how to say it well - what is in an officialdom, it is really hard to say. He told a couple of things. One is the opening remarks to tell a story, saying that everyone went to visit a calligraphy exhibition, and one person saw a wild grass work and desperately said yes. An old man next to him saw him drunk, so he asked him, 'What is so good about this work?' He glanced at the old man and said proudly, 'Fortunately, I can't understand it!' You say, what kind of artistic conception does he advocate from Director Feng?"
Wang Xianyao and Xia both laughed.
"The second thing can also be said to be Director Feng's experience as an officialdom tumbler, but from another side, it shows that it is a bit reluctant to rely on such comrades to help us get through the difficulties. He said: "We can't get back the 50,000 yuan loan we give to private enterprises, and we can't get back 20 million yuan from national enterprises, which is a different concept. Although there are only 50,000 yuan for private enterprises and self-employed individuals, if they are not recovered, they may fall into their pockets, and even wonder how much of the 50,000 yuan you have taken? Organizationally, it is endless; what about the state-run ones? Is it still state-owned, and the relationship between enterprises and banks is nothing more than two pockets, and there is no big deal. What he said was very realistic, and it was difficult to make a difference by placing too much emphasis on personal responsibilities and not going beyond the thunder pool. In my opinion, it may not be long before the credit office will become the focus of complaints among the branches. ”
Wang Xianyao didn't squeak at Xia's evaluation of his superiors, and instead asked, "What about the third thing you want to talk about?"
Xia said: "After you give me the planning department, I want to have a meeting, this meeting is a training meeting, and my purpose is to get everyone to take the initiative to do it." The loan officer, well, going out is on behalf of the branch and the president, not a personal act, but it will take time to adjust. Last time I held such a meeting, this time I emphasized five aspects: First, the premise of the speech: why the meeting should be held. Second, how can loan officers be mature, and how can they be considered mature? Third, there are issues that should be paid attention to at present. Fourth, the evaluation of the work of the service cooperative. The fifth is to promote and introduce myself. ”
After hearing this, Wang Xianyao said: "Your idea is very good, the current team is mainly ideologically and conceptually have the will to work hard for the people's bank, and then talk about how to do it in terms of methods." By the way, there is one more thing, that is, what I said that day, Jin Kaige's equity in Zhenxing Building, you go and check it. I reported to the Legal Department of the Head Office, found it out, and prepared to seize his piece. ”
"Okay. "Summer is finished and ready to go.
At this time, Wang Xianyao looked at the notebook and said, "Don't you have another matter?"
Summer hesitated for a moment and said, "I thought about it just now, this matter does not involve you and me, but it will affect your judgment of employees, I don't think it's very mature and I dare not tell you." ”
In fact, the one thing that summer is going to talk about is the matter of two tapes. Later, he was afraid of causing trouble, so he decided that it would be better not to say it.