In the afternoon, Summer came to the office, and before he could put down his briefcase, the phone rang. The pen "Fun" Pavilion www.biquge.info took the phone in the summer and said, "Hello ......"

On the other end of the phone, the voice of Yang Wuchang, deputy general manager of SZ 38 Co., Ltd., said: "Manager Summer, I am Yang Wuchang, let me tell you, Mr. Chen is now on a business trip to ZH." He asked me to make a phone call with you, didn't he get 3 million yuan today? You provide me with an account number, and the SZ Shekou Port and Shipping Settlement Center is ready to transfer 10 million yuan. ”

Summer said: "Did Mr. Chen say anything when he left?"

"He said: 'Other things will be discussed when he comes back.'" ’”

Summer said, "In that case, you should write down the account number." Bank: Hubei Branch of Citizens Bank, account name: whoever has money will be written, account number: 127. This means that the money is transferred in first and then disposed of. ”

"Okay. Yang Wuchang put down the phone.

At this time, Chen Jiao came to the office and said, "Whose phone is so long that it can't be called?"

Xia said: "SZ 38 Co., Ltd. wants to make a deposit, and asked me to report the account." ”

Chen said: "President Wang called us to his office. ”

Summer said, "Good, good. Immediately followed Chen's homework to Wang Xianyao's office.

Wang Xianyao saw the two of them coming, and said, "Sit down." ”

On the two chairs opposite Wang Xianyao's desk, Xia Xia on the left and Chen Jiao on the right, sat down, Wang Xianyao said: "This morning, comrades from the Intermediate People's Court came to our branch, Lao Xia, you went out. President Chen and I received the situation, mainly because the Futian Branch of the People's Bank sued SZ Jinkaige Development Co., Ltd., listing us as the second defendant. We don't seem to have this on the loan file here, do you know the situation at that time?"

When Xia heard President Wang's words, he said with a little cry and laughter: "If I say I don't know, the two presidents will definitely not believe it; How do you say that?"

"You can elaborate, we are not afraid of running out of time. Wang Xianyao said with a smile.

Xia said: "The legal representative of SZ Jin Kaige Development Co., Ltd. is a northerner, judging from the voice, it is probably President Wang's hometown, named Zhou Kaige." The man was tall and thin, and his appearance was not good: a long pockmarked face with a pair of small eyes. When watching people speak, the two small eyes will flicker like an electric discharge, which makes people feel bottomless. ”

When Chen Jiao heard this, he smiled and said, "Lao Xia, you see very carefully. ”

In fact, the impression of Zhou Kaige in summer is more than that. This week, Kai Ge is the height of a northerner, but he is not tall. A neat suit was worn on his body, as if hanging on a hanger in a shopping mall, completely losing the dignified atmosphere of wearing a suit. What's more, his facial features are also criticized: the skin on his face is dark and ugly, not to mention, there is a quasi-head that looks like an eagle's beak hanging high under the bridge of his three-curved nose, which makes people know at a glance that he is not a good person. His lips were a little crooked to the right, and the skin around his mouth appeared blue and purple. As the saying goes: if the lips are not right, the words are difficult to determine, and the mouth is bruised, and the greed for money kills. It is not easy for such a person to become rich and rich.

Xia saw that Wang Xianyao was willing to listen, so he continued: "You two know that at that time, the second department where I was located generally undertook loans from related households. This Lao Zhou is the old relationship of Mr. Zhuang, as for what the old method, I don't know very well, I can see it from the several transfer deposit business I handled. When the service agency was about to open, Mr. Zhuang asked me to transfer 5 million yuan to GD Development Bank to give Lao Zhou a matching loan, with a deposit period of one year and a monthly interest rate of 16‰. At that time, in order to do this, Lao Zhou did not coordinate well with the Development Bank, and the interest on the deposit was undercalculated by more than 20,000 yuan, which caused me to quarrel with the director of their sales department before making up for it; in the service cooperative, everyone was not in a hurry to collect the interest rate difference of his transfer deposit, and Zhou Kaige did not want to give it. More than three months after this first transfer deposit, he asked the service agency for another 5 million deposits, this time to the CITIC Bank for loans. At that time, Mr. Qin had a different view and said to me: 'The interest rate difference must be recovered? I used his words to take back his two interest rate spreads, and Zhou Kaige complained and expressed his dissatisfaction when he paid the interest rate difference. In fact, at that time, the service agency was trading at a loss. Because of these two experiences, I am not very optimistic about Zhou Kaige's personality. ”

Wang Xianyao smiled and said, "I can hear it." ”

"In July and August last year, Hubei Financial Services Co., Ltd. closed down for rectification because of a loan from Anyan Automobile City Co., Ltd.," Xia continued: "There was not much to do, and when I was wasting time there, one afternoon, Mr. Zhuang took three managers to Jin Kaige Company, and when I got there, I learned that I was looking for him to guarantee 59 million yuan for Anwei Village, which was actually a loan from Anyan Company." Zhou Kaige bragged about it at that time, you can ask Lao Xu, it was like learning from Lei Feng, and he said a lot of 'sticking a knife in the ribs for a friend' or something, which made Xu Donghai and them excited after hearing it. I was the only one who had dealt with him, estimated that it might be bad in the future, and reminded Lao Xu not to be fooled. ”

Summer paused and said: "This is really the case, when the guarantee procedures are completed, because the People's Bank of China has not yet opened up the loan business, he has nothing." In October last year, Zhou Kaige came to the door like a creditor and asked the service agency to give him a loan of 30 million yuan, or a counter-guarantee of 50 million yuan. Frankly speaking, I am very similar to President Wang in terms of personality, the difference is that President Wang is soft on the outside and rigid on the inside, and my shortcomings are that I am rigid on the outside and strong on the inside, and I will never allow others to blackmail me into this. It is conceivable that at that time, even Chairman Yang Oran wanted to make a false loan, and I resisted it. Therefore, my attitude was that I would rather withdraw this guarantee than give him any more money.

Later, Mr. Zhuang introduced some ugly things about Lao Zhou to me. I said, 'Since you know who he is, you still get close to him?' Mr. Zhuang blushed and said, "A friend introduced him." ’

From then on, Mr. Zhuang knew that I had a negative attitude, and Zhou Kaige went to the service club to ask for money and did not ask me to participate. Until the service agency was about to be converted into a citizen bank, the audit bureau asked the enterprise to reply to the confirmation letter, Zhou Kaige felt that the opportunity to make a fortune had come again, and on the grounds of meeting with the guaranteed loan household, he played another game at the East Lake Restaurant, at that time, Zhuang Yu asked me and Qin Xianhong to participate, Zhou Kaige pretended to be drunk, and also asked to give him 30 million. ”

"So, we don't have a bottom here about the guarantee at the Futian Service Agency?" asked Wang Xianyao.

Summer said, "Not necessarily. On that day, I participated in the supervision of Liu Yinggui and Wang Yang's third-level credit files, and found an unnumbered file that was not handed over. When I opened it, it was the guarantee material of Hubei Financial Services Co., Ltd. to Jin Kaige Company. I put it away. ”

Chen asked "Where are the materials now?"

Summer said, "In my office. Judging from the materials, it seems that this lawsuit does not need to be in a hurry, and there is a counter-guarantee for the equity share of Zhenxing Building. ”

Wang Xianyao said: "Go and take a look." ”

In the summer, he returned to his office, took the materials, and gave them to Wang Xianyao and Chen for homework judgment.

This chapter talks about Wang Xianyao and Chen Jiaopao's arrangement of the personnel layout of the Hubei Branch, the initial problem of the conflict between the GZ Merchants Corporation and Shao Hua, the legal representative of the GZ Merchants (SZ) Company, the plot of the tape made by the SZ Ningfeng Company led by Zhong Ningfeng, a young man with thin lips, and the fact that the SZ 38 Co., Ltd. took the initiative to show favor to the summer and organized a large amount of fixed deposits to the Hubei branch to help make up for the position, and also told some stories about Zhou Kaige, who had a pair of small eyes that could make a fortune with a flickering pair. Small thoughts, maybe you have expectations and conjectures. Yes! How many things do you have to say to you! However, I don't know where to start with one mouth, so that I feel a little disgusted that my parents have two fewer mouths for me, and then I think about it, I better put it more concisely! However, if you want to speak the most skillfully, let the little one search the intestines and scrape the belly, only a sentence written by the old-timers in the literary world can sum up the meaning. That is:

The wind suddenly blows a pool of spring water.