21. The sunset is infinitely good, but it is just near dusk

It is said that Shen Hu has worked for a period of time under the aura of the manager and legal representative of Merlin Financial Services Agency, and feels that its wonders are more indescribable than when he was the vice president of the SZ branch of a state-owned bank. www.biquge.info Sometimes, when he was tired all day and lay in bed, a kind of doubt lingered in his mind: Was it the revolution of several decades? Was it not that 60 years of life had been in vain? Was it true that he lived a real life after retiring? Was he just like this when he was the number one in the unit? He was still seeking answers to many questions.

Once, he approved a loan, and the borrower was very grateful, and he was greeted by a meal and a sauna. When he walked into the sauna, the lender called more than a dozen girls in one line and asked him to choose. This Shen Hu muttered: "It's useless, just choose a chick who can touch my skin, and choose so carefully?" But he still took his heart on, put on reading glasses, and walked up to these girls like a company commander checking the soldiers' attire before leaving, and looked at the face of this young lady, and pulled the young lady's jade hand. made them feel that Shen Hu was as amiable and lovely as his grandfather, and they couldn't wait to loosen his old bones, dismantle them, and keep them as treasures.

The childlike Shen Hu lived his life after his retirement.

However, there is one problem that he has grasped tightly, and that is the control of the financial services community.

In fact, his grip on Merlin Financial Services is getting tighter and tighter. First of all, in the sales department, it is his old subordinate Hong Ming and Chen Ping's wife Zhou Xun who are in charge, and he is very relieved; the credit plan is personally grasped by him, and the two assistants cannot be managed, so the credit department is his independent kingdom; in the office, although there is an assistant Zhou Zhuan in charge, but the personnel part is taken out by him alone, which makes him single-minded, except for cleaning, he has almost nothing to do.

In his decades of work, Shen Hu appeared as a business cadre, and he didn't expect to become an "official" who led the overall situation when he was retiring. Although the name of this official is not very orthodox, it is very affordable.

One night, Shen Hu was lying on the sofa in the living room of his home, thinking with great ambition that Zhou Xun, the deputy director of the sales department, knocked on Shen Hu's door with a man.

"Mr. Shen, you are a good old man! I really don't want to disturb you during your break!" Zhou Xun said sweetly.

Shen Hu was very happy, and replied with a smile: "I am now living to old age, working until I am old, how can I talk about rest......ing or not resting?"

Zhou Xun said: "Oh, I forgot to introduce him, his name is Chen Gancai, and he is the deputy general manager of the HK Venture Industrial Investment Company that I reported to you this afternoon. ”

Then, Zhou Xun looked at the person who came again and introduced: "Mr. Chen, this is what I often say, my old leader Mr. Shen." He is an old-timer and an old man in the GD financial industry, and he is my idol. ”

"Xiao Zhou, the more you talk about it, the more outrageous it becomes, blowing me as a bad old man as a pop star, and treating yourself as my fan?" Shen Hu said Zhou Xun on his lips, and he was still quite useful in his heart.

Zhou Xun asked again: "What about Aunt Tang?"

Aunt Tang that Zhou Xun said is Shenhu's wife, and she also works in the office of Meilin Financial Services Agency. Shen Hu said: "The little grandson had a little fever and didn't eat dinner, so he went to his daughter's house as soon as he heard the phone." ”

Zhou Xun and Chen Gan heard that Shen Hu's little grandson had a fever, and asked in unison, "Is it serious?"

Shen Hu said: "It shouldn't be a big deal. ”

Next, Shen Hu took the initiative to ask Chen Gancai: "I heard Xiao Zhou introduce a little bit of your situation, what do you think?"

Chen Gancai immediately introduced to Shen Hu some successful cases of his company's venture capital investment. He had heard Zhou Xun's reminder that in front of an old bank like Shenhu, bragging should be very careful and proportionate. Otherwise, if you say something wrong, you will lose all your efforts.

It was with this caution that Shen Hu did not have a great disgust when the cowhide was blown down, but instead, he heard Shen Hu ask, "So, how do you want to operate?"

Chen Gancai replied: "We are born once and matured twice, and we don't need too much money at the beginning, so we will set 30 million yuan first, but we will also operate in two phases, and the first phase will bring 15 million bills of exchange to HN and convert them into fixed deposits." I will first open a settlement account in Merlin Financial Services, deposit the interest rate difference for you, you can freeze the money, I will write a letter of commitment, and when the time deposit of HN arrives, you can deduct the interest rate difference. Do you think that's safe?"

Shen Hu was silent for a while, and said: "The amount can be as you say, it can be divided into two installments, and the payment method of the interest rate difference is also acceptable." My request is: our staff directly bring the bill of exchange to HN, the interest rate level should be a little higher than you think, the monthly interest rate is two cents, that is, the monthly interest rate is 2%. If you're worried about paying too much spread, you can change the term from one year to three years. Do you think I'm going to do that?"

Chen Gancai was overjoyed when he heard this, but he still pretended to be reluctant on the surface and said: "Mr. Shen, can you give a little more preferential interest rate, how about one point and eight points?"

Shen Hu said firmly: "Judging from the situation in the past three months, the interest rate level is still rising, and the state still needs banks to maintain value and subsidize it! Two cents is the most preferential for you." It shouldn't be lowered, and tomorrow I have to go through the program research in the service club, and I have to convince others!"

"Then listen to Mr. Shen. Chen Gancai heard what he said, immediately turned around, and said: "Mr. Shen has helped me a lot, I will be grateful, and I hope our cooperation will be successful." ”

Zhou Xun saw that the business was almost done, chatted with Shen Hu for a while, and then left the Shen family with Chen Gancai.

The two of them went downstairs, and Chen Gancai said to Zhou Xun: "One year becomes three years, you tell Old Man Shen tomorrow that 30 million will be in place at one time, and you will save long-term interest in the future." ”

"This has changed back and forth, and Mr. Shen is not satisfied. Zhou Xun said a little worriedly.

Chen Gancai said: "This is a two-way work, you have to knock on the side drum that if you can't release the funds, it is better to deposit them in the bank and charge high interest; the point I told the old man Shen is that he is worried about saving procedures, he is afraid of long interest rates, and he is worried about long nights and dreams, so he asks for it to be done all at once. I think it's okay. ”

"Then let's try. Zhou Xun said.

As soon as he went to work the next morning, Shen Hu called Hong Ming, Zhou Xun, and Zhou Zhuan to study, and everyone thought that it was the best thing to deposit money in the bank, and the interest rate level was acceptable, so they agreed.

At this time, Zhou Xun said: "Our service agency still has a lot of funds, can you ask Mr. Chen to finish it with 30 million at a time?"

Shen Hu thought for a while and said, "That's it, Xiao Zhou, you discuss with the person surnamed Chen, and say that it is not easy for our people to go to HN, and we want to complete the formalities at one time." See what he thinks. ”

Zhou Xun was overjoyed and almost didn't jump up. He immediately replied, "Yes!"

Official: Don't think that Shenhu is a bastard with no expectations. In fact, he was just pushed to the position of the legal representative of the financial service cooperative, which was worried about buying and selling, and had to find a way out for the surplus funds in the society.

Having said that, less than half an hour after Zhou Xun finished the meeting, he came to Shenhu's office and replied to Shenhu, saying that the other party had asked HN Company and agreed to complete it with 30 million yuan at one time. As a result, a bill of exchange of 30 million yuan was issued in the afternoon.

Shen Hu felt that this was a big deal, and assigned Zhou Xun and his wife, the old woman who was known as Aunt Tang, to go to HN in person and teach him this and that.

And this Chen Gancai is worthy of being a talent, just do what he says, and immediately bought three plane tickets to Haikou at 4 o'clock tomorrow afternoon, ready to take a plane to HN for a man and two women.