Twenty-two, rigid for self-use, and finally fall into the trap

It is said that Chen Gancai called HK Venture Capital Industrial Company when he was about to bring back the 30 million yuan bill of exchange to HN, but he was anxious to the company's legal representative, that is, Chen Gancai's brother Chen Ganjiang. Pen & Fun & Pavilion www.biquge.info

The two brothers are not HN natives, but FJ people. Why did the two brothers start their careers in HN? It has to start from the beginning of HN's preparation for the establishment of the special economic zone. At that time, HN's business was very good, first the business of smuggling cars, and he could earn 200,000 or 300,000 yuan a month if he sold it casually. Later, the car business was not done, and the real estate boom was hot again in HN, and the brothers speculated on the land. With the primitive accumulation, they are now planning to jump into the financial industry and do a money business.

Chen Gancai's brother has a fellow named Shen Zui who works as a teller in the branch office of a professional bank in Haikou, and he usually eats and drinks together. In addition, this person has a business acumen and borrowed money from the Chen brothers when he resold the car, and the two sides went back and forth, which was a bit of a "hometown and old acquaintance". General Chen Gan thought to himself, this can only be done by joining forces with his fellow villagers. So, Chen Gan will ask his fellow villagers to get drunk for an interview.

The two came to a famous restaurant in Haikou to eat and drink.

Then, when they both came to the sauna, their faces were flushed with charcoal fire, and they were sweating profusely. Later, the two lay on the sofa and let the young lady rub her back. At this time, General Chen Gan said to his fellow countrymen: "I'll help you pull a deposit and let you have a long face in front of the president, how about it?"

Shen Zui said, "Wow! Big brother can think of me, that's the best." ”

General Chen Gan watched the fish take the bait, and said: "This list depends on what we do, if you want to be an official, you can open a deposit certificate to me, and I will deposit 30 million yuan for you for three years, which is enough for you to show your face; if you want to make a fortune, you can also open a deposit certificate, but don't go into the bank's big account, hang it outside the account, and account off the balance sheet." I'll make you 2 million yuan. Three years later, there is also a considerable dividend. ”

Shen Zui estimated that the Chen brothers would use the money, so he asked: "Now that the real estate project has cooled down, if it is hanging on the table, what do you want to do with this money?"

"Brother, you're still a banker. General Chen Gan pretended to be angry and said to Shen Zui: "What is doing the most prosperous and risk-free thing now is the bank's money business! You think, in the past few years, the state has tightened bank loans, and the deposit interest rate has been raised so high, and enterprises need money even more, and there is no place to borrow. Many banks have privately raised deposit interest rates to solicit deposits and engage in entrusted loans, but now they have grown to more than two cents! What kind of business can earn more than two cents of profit every month?"

Shen Zui thought about it, but he was still worried that he would not be able to recover the money, and said: "If this deposit is not deposited in the bank, it is still risky." ”

General Chen said: "When the money arrives, I must deposit it in the bank." It's just a turning of a corner, if you open a deposit slip and operate off-the-books, and the money is actually deposited in another bank, and you open our deposit receipt, and verbally entrust the loan to collect the interest rate difference, won't there be no risk? ”

Shen Zui heard this and was moved. He was secretly thinking: How to get his hands on the blank certificate of deposit, an important document that the bank strictly controls, and the matter will be assured. So, the two of them discussed some more details and broke up.

It is said that there are only five employees in the branch office of Shen Zui, one director, one field officer, and the remaining three have to work in shifts. As the saying goes, although a sparrow is small, it has all kinds of organs. People who work in the branch office know a little bit about everything, and they will get involved in any work. This gave Shen drunk the opportunity to commit crimes. Shen Zui opened a set of fixed deposit certificates with the name of Chen Ganjiang in advance, an amount of 30 million yuan, and a three-year deposit period, account number 2090, and the prefix code of the deposit order: NO: 10405222. Everything is ready to be delivered, just waiting for the large money order from Merlin Financial Services to arrive.

At four o'clock in the afternoon of the next day, Chen Gancai, Zhou Xun and Aunt Tang arrived in HK, and the three of them got into the car that Chen Gan drove to pick them up. In the car, General Chen Gan said to Zhou Xun and Aunt Tang: "The two ladies have worked hard all the way, and we will help you handle the matter of transferring the fixed deposit certificate to the bank?"

Aunt Tang remembered Shen Hu's advice and said, "We are people who have suffered hardships, and now we are not tired, let's go to the bank first and transfer the deposit slip." ”

When the Chen brothers saw that they couldn't do it, they were worried that they would be suspicious, so they said, "Then listen to your old man." So, they drove the car to the door of the bank branch office, and everyone got out of the car.

After entering the door, Zhou Xun took out the bill of exchange, although Aunt Tang did not have much education, but what her husband Shen Hu said, she still listened, so she said to Zhou Xun: "I want to see the deposit slip issued in the bank in person." ”

Zhou Xun said: "Aunt Tang, you can rest assured!"

Shen Zui at the counter watched the two women about to watch him open a deposit slip, so he reluctantly opened another deposit slip with no account name, account number 2091, and deposit slip prefix code NO: 104O5223. And made a copy. Then hand over the deposit slip to Zhou Xun.

Zhou Xun looked at it and asked, "Why don't you have a household name?"

Shen Zui said to Zhou Xun: "The deposit slip does not keep the name of the account, only the name of the account in the computer." ”

Zhou Xun didn't mind after hearing this, and carefully collected the deposit slip.

The group got into the car surrounded by the Chen brothers, and in about 20 minutes, they came to a hotel, opened four rooms, Zhou Xun and Aunt Tang put down their luggage, washed their faces, and made up their makeup. At this time, Chen Gan knocked on the door and came in and said, "We have worked hard today. Wait a minute, let's go to the restaurant on the second floor to wash the dust for the two of you. After dinner, my secretary will take you two to HK Street to watch the night view and buy some clothes to go back. Tomorrow we will go to Sanya to have a look. ”

After Chen Gancai finished speaking, he opened his briefcase, took out four stacks of 100 yuan denominations, and said: "This 40,000 yuan is the cost of your shopping at night, be generous, don't give it to my province." ”

Aunt Tang said, "Is this okay?"

Chen Gancai said: "What's not to do? If I don't entertain you well, how can I be worthy of Mr. Shen! Ah, by the way, buy more clothes and bring some for Assistant Hong." Let's just say it's our heart. ”

"You guys are so kind!" Aunt Tang said excitedly.

The next day, none of them were idle.

Aunt Tang and Zhou Xun were taken by Chen Gancai and his secretary to Sanya, and when Aunt Tang and Zhou Xun saw the sea view of Sanya, they fell in love more and more, and soon became addicted to it, and proposed to go to the sea to take a dip, and there was a saying when they went back.

Chen Gancai immediately got busy and bought swimming clothes for them. Then, everyone rolled in the sea and was very happy.

Chen Gancai is a man of temperament, and invited a service lady who can swim to the sea to serve Aunt Tang, who is already seventy and eighty-three, in the seaside bath, and Zhou Xun, who is young and plump, is "taught by Chen Gancai" by Chen Gancai, so that she can swim in the sea better.

A few people came down to the sea, and Aunt Tang was also rowing in the shallow water. And Zhou Xun was not so lucky, she continued to march to the deep water area under the instigation of Chen Gancai.

Zhou Xun relied on himself to be able to swim hundreds of meters in a calm swimming pool, and his courage was really much greater than that of Aunt Tang. Swimming, he was out of the public, and he only saw one Chen Gancai in his eyes. At this time, I accidentally found that my legs couldn't reach the bottom of the sea, so I was anxious. She was in a hurry, and she was so anxious that she sank hard.

said that it was too late, it was fast, just when Miss Zhou was in a hurry, Chen Gan used the water kung fu he had practiced in the Taiwan Strait since he was a child, only to see him jump a fish, rush away, a good bottom fishing for the moon, and sink into the water. touched Zhou Xun, hugged Zhou Xun tightly in his arms with his right hand like an arm, and then slammed it up with his left hand and feet, and the two surfaced. At this time, Zhou Xun instinctively hugged Chen Gancai tightly, but he refused to let go a little, and his chest was tightly attached to Chen Gancai's body one by one because of excessive tension and panting.

At this time, Chen Gan said gently: "Okay, it's okay now!"

It's a good Zhou Xun, when he heard Chen Gan say this, he actually stuck to him and cried.

Seeing this situation, Chen Gan hugged Zhou Xun tighter and said to her: "It's okay, with the eldest brother here, you will be fine." After speaking, he kissed Zhou Xun.

Zhou Xun faced the life-saving benefactor in front of him, and let him let go of his heart, letting him use his hands and mouth to focus and exert himself on himself, and he was happy to soak in the sea without effort.

At this time, Chen Gancai's lower body was also uncomfortable, so he lifted Zhou Xun to himself, put his head against Zhou Xun's navel, and hugged Zhou Xun's thighs with both hands. And his two feet paddled the water in a regular way to ensure that the two of them would not sink.

Later, when both of them were completely let go, Chen Gan took turns to support Zhou Xun's chest, waist, back and lower limbs, and taught her different sea floating techniques.

Zhou Xun is like this, he learned to swim at sea with Chen Gancai like glue, and it is said that he has made a lot of progress.

People look at that scene is really a bit of an artistic conception of "the sea and the sky are the same color, and tourists and nature are in harmony".

And General Chen Gan made an appointment to drink tea in the restaurant early in the morning, discussing the matter of perfecting the household name.

After drinking morning tea, Shen Zui returned to the branch office and changed the deposit slip information of the 2090 account that had been opened earlier to the 2091 account, that is, the deposit computer information that the staff of Meilin Financial Services Society watched open yesterday was changed to the account name Chen Ganjiang. Then, Shen Zui wrote a set of account names Chen Ganjiang by hand, and handed over the deposit receipt of 30 million yuan with account number 2091 to Chen Ganjiang.

On the third day, the Chen brothers sent Zhou Xun and Aunt Tang, who had experienced the test of sea water in HN Sanya, to board the plane back to SZ.

On the plane, Zhou Xun put away the two big bags of clothes bought in the Hong Kong night market with the 40,000 yuan given by Chen Gancai, then turned to Aunt Tang and said: "How smoothly this thing has been done, our service agency has a spread of more than 9 million yuan in a blink of an eye, and it is to deposit the money in a professional bank, and there is no risk at all." ”

Aunt Tang said, "Yes." ”

The Chen brothers breathed a sigh of relief after watching the plane take off. Then, I drove the car to the bank branch and immediately reported the loss of the 30 million fixed deposit receipt.

A week later, when the loss reporting period expired, Chen Gan took away 30 million yuan from the whole group.

The Merlin Financial Services Agency, which is far away in SZ, held a fixed deposit certificate of 30 million yuan that was withdrawn and kept it for nearly three years. It's like a joke goes:

In the past, there was a person who bought a long-distance bus ticket to return home at nine o'clock because of an urgent matter at home, and was ready to go back to his hometown to deal with urgent matters. When he came to the station and was about to get on the train, the chess stall set up at the entrance of the station made him unbearable to leave, and he quickly started playing against each other. The friend who came to see him off was in a hurry and kept urging him to get in the car quickly.

His friend urged him too much and interrupted his train of thought to play chess. So, he said impatiently: "What are you in a hurry? The car dares to drive away, and the ticket is still in my hand!"

Really, when he finished playing chess and thought about getting on the bus and going home, the bus had already left, and all that was left was a ticket in his hand.

This time, the person holding the expired "ticket" has become Shenhu, who has been crawling and rolling in the spire of the GD financial pagoda on the Long Causeway Road on the bank of the Pearl River for more than half a century, which cannot but be said to be a tragedy. As early as the forties of the twentieth century, when Shen Hu was more than ten years old, he studied art in the western-style building at No. 137 Long Causeway Road, which used to be the old bank of the four families of Jiang, Song, Kong and Chen. After the founding of the People's Republic of China, the building became the seat of the Provincial People's Bank, and he grew into the backbone of the Provincial Bank step by step. After the reform and opening up, he was sent to SZ by the province to support the financial construction of the Special Economic Zone, and also made positive contributions. It's just that after retiring in his later years, this life tragedy was staged, which made people cry. There is a poem as proof:

It is said that when the old line was respected, the two dynasties opened the Tai Road and went deep;

Reform and opening up has made a name for itself, and the Lotus Mountain has been used for the elderly.

Sincerely invite Sheng to return to the rivers and lakes, and worry about buying and selling Mrs.;

Helplessly, the liar played tricks, sighing and breaking the golden body.