224. The frightening work of repaying loans
In the office in the summer, Wan Zhongyi and Chen Yun of the Asset Loss Prevention Department of the Citizens Bank were learning about the "two clearances" work of the Hubei branch last month. Pen % fun % Pavilion www.biquge.info
Since the meeting on the operation of the big puddle of the head office, a group of brothers from the asset loss prevention department seem to have taken special care of the Hubei branch, and they have been running to the Hubei branch every three or five times, not to mention four times. This time, they came up with three problems: First, whether the establishment of the collection ledger meets the requirements of the collection work; second, whether the progress of the "three clearances" in August has met the requirements of the "three clearances" work conference of the head office; and third, how well has the preparatory work for the collection of tenders and collections been done.
After these three topics came out, Xia came to the president's office to discuss the key points of the report with Wang Xianyao, and Wang Xianyao emphasized that he mainly reported to the two of them on the preparations for the loan bidding of Anyan Automobile City Co., Ltd. and Kishio Economic Development Company.
"However, we should pay attention to proportion, and do not talk to them about the five industrial plants with a total of 54,000 square meters that we have just seized, 13.2 million shares of corporate shares of listed companies, and those dozen or so large vehicles, so as not to increase the resistance to future work. Wang Xianyao said to Summer.
Summer said, "Okay. ”
So, when he returned to his office in the summer, he reported to Wan Zhongyi and Chen Yun according to the discussed ideas.
The first two problems are existing, the ledger is taken out, the status of the loan is clear at a glance, and there is more or less creativity, Chen Yun is very satisfied; and in terms of work in August, there are the results of the auction of nine sets of real estate of Gui Z Merchants (Shenzhen) Company, plus the prosecution of Anyan Automobile City, etc., have also made momentum, and the progress is also good.
Speaking of the third question, Xia began to report one by one from a series of issues such as his understanding of Zhu Chi'er, his main methods, and the current difficulty of harvesting, which really opened the eyes of Wan Zhongyi and Chen Yun.
In the middle of this, Hao Jianguang from the credit department of the head office called and said: "The head office is going to send Wang Yang to participate in the annual examination and inspection of the loan certificate of the People's Bank of China, and it will take about half a year.
Xia replied: "Wang Yang is managing the loan files of the branch, and I am the assistant post of the main and deputy posts, so it is difficult to go for so long. Why don't I arrange for a 'post-master' in our department to do this work for you?"
Hao Jianguang, who was already a master's degree, asked, "What is a post-master's degree?"
Xia explained with a smile: "He has already graduated with a master's degree and is ready to study for a doctorate. Now he is waiting to study in our department, and there is no work assignment for him. Won't he become a righteous 'post-master'?"
"Who is it?" Hao Jianguang asked.
"Huang Hualin. Xia said, "If you agree, I will talk to President Wang, and he will be an errand for you." ”
Hao Jianguang said: "It's okay!"
Putting down the phone in the summer, Chen Yun said with a smile: "Section Chief Xia is still quite funny!"
Summer smiled and didn't talk.
Chen Yun continued: "The head office is preparing a book on the case study of loan collection, and the document has been sent to all branches, like the case of your bank about your investment company, I think it is very good, the loan officer and the president cooperate seamlessly, and the other party fights wits and courage, and finally realizes their real estate and repays the loan." In your industry, give us the material of these cases, and don't add any opinions. Chief Xia, do you think it's okay?"
Summer smiled and said, "I will definitely cooperate." ”
At this time, the landline phone in the office rang, and Xia picked up the phone and just said, "Hello!" Huang Zhonghui's voice came from the other end of the phone: "Manager Xia, hello! I heard from Lawyer Luo, that decrepit boy surnamed Li was brought by Dalang of the Knorr Hotel?
Xia said: "Speaking of which, this person is really a bewitcher, his own name has changed again and again, at first he said that his surname was Wu, then Li Wei, and then Li Jingwei; at the beginning, the work unit said that it was the Provincial Procuratorate, then the Provincial Fifth Office, and later gave me a business card written by the Provincial State Security Department, and the address seems to be No. 1, Dongshan Road, Guangz City, where the provincial government is located, and there is also a phone number. ”
Huang Zhonghui said: "You give me the phone number he provided, and I will ask my friend to check it to see if there is such a person in the provincial state security department." ”
Summer said, "Okay. ”
After speaking, he took out his address book and said to Huang Zhonghui: "His office phone number is 020-873009X4, you can ask someone to check it." ”
Huang Zhonghui said: "Manager Xia, I have already told Ou Erlang that if there is any economic dispute between my company and the Knorr Hotel, you can talk about it. I am also going to make an appointment with this Li Jingwei to meet, and when the time comes, you will be the middleman and have a clear theory with him. Don't be afraid, I'll guarantee your safety. ”
Summer said, "You understand the situation first. Judging from his contact with me, he did not dare to venture alone, not even to the bank. ”
"Then I'll get back in touch then. Hang up first. Huang Zhonghui hung up the phone after speaking.
Wan Zhongyi and Chen Yun listened to the foggy call between Xia and each other and felt that it was very complicated. Wan Zhongyi said to Summer: "Section Chief Xia's work does not seem to be simple. ”
Xia said: "Yes! Our work at the grassroots level is not something that anyone can do. Let's talk about the case of Gui Z Merchants (Shenzhen) Co., Ltd. that we just talked about, in order to find the flaws in our bank's original loan processing, Gui Z had the strength of Zhuge Liang to go out of Qishan six times and constantly went to Shenzhen to investigate. ”
At this time, Chen Yun asked, "Why?"
"If I'm not mistaken, they want to stop the auction of their property under the pretext of 'criminal priority' after finding our stubble, and then deny the legitimacy of the loan by finding the bank illegally lending," Summer explained. ”
"I didn't expect the problem to be so complicated!" Wan Zhongyi blurted out.
Xia continued: "The problem is that I am both the current credit officer of the branch and the loan manager at that time. Not only did they come to me often, but they also treated me as one of the suspects, thinking about offensive routines. ”
"Hey, Jiren has his own natural appearance. Manager Xia wants to open a little!" Chen Yun said with relief to Summer.
Summer said, "If you can't think about it, you have to think about it." I'm a very strong person, let's just say that there are 70 old lenders in the Hubei branch, any of them I can scold him when I need it without talking back, while others can't do it. You all listened to the speeches made by you on the work of clearing up the collection work at the party committee's work meeting that day, and how difficult it is to deal with the outside world! However, in my line of work, when the president and I go to any court, the judges we come into contact with are polite and polite and dare not make mistakes. Of course, what we should do well, we will do well. ”
Chen Yun said: "Admire. ”
Xia said: "To be honest, I don't want to be the head of the planned credit section of this branch that specializes in clearing collections. It was the president who had to put this black gauze hat on my head. That's why some comrades in the head office always make fun of me, including your Director Yi, who keeps muttering in front of President Wang, saying that mine is not, but President Wang still keeps my job. Why? It's because the rice in this bowl is not delicious, and many people are afraid to eat it. ”
Wan Zhongyi explained: "There is little communication between the head office and the sub-branch, and sometimes there are misunderstandings. If everyone is together, it's fine, and Director Yi is also a very good person to deal with. ”
In the summer, when he saw that it was almost time for lunch, he called Wang Yang and Ren Erwei, and took Wan Zhongyi and Chen Yun to the second floor of Jingpeng Hotel for lunch.
During the banquet, Wan Zhongyi said: "The opinions of the two of us, the loans of Anyan Company and Kishio Company, agree in principle that the sub-branch will bid for the collection by itself. Let's go back and talk to Director Yi again and do the work. ”
Summer said, "Thank you for your support. ”
After lunch, Summer asked Ren Erwei to drive them back to the head office. (To be continued.) )