As soon as he got to work in the summer, Xu Aiqun, the director of the branch office, called him: "Manager Xia, hello!

Summer also said sincerely: "Director Xu has any care, please speak." Pen Fun Pavilion wWw. ｂiquge。 ｉｎfo”

"That's right," Xu Aiqun said, "President Wang asked me to find a few security guards, and I didn't have any candidates." Later, when I thought about it, you have been in Shenzhen for a long time, and there may be some relatives of friends who can work as security guards, so I have my hope of entering the people on you, can you help me with this?"

After listening to this, Summer smiled and said, "This is a good thing, thank you for taking care of it." I have a colleague who used to be a teacher together, his son is working as a security guard in Shenzhen, named Xia Zheng, he is only 18 years old this year, and his appearance is still good, I don't know if you like it?"

Xu Aiqun said with concern: "You told him to come and have a look?"

Summer said, "Then I'll try?"

That is, because Xia Xia answered the phone call, he did two things of favor: on the one hand, at Xu Aiqun's request, he recommended a police officer for her and relieved her urgency; on the other hand, he brought Xu Aiqun's nephew Xia Zheng, who was working as a security guard in a company, that is, the "Sangutou" he saw in the summer dream at the beginning of the book, to Xu Aiqun for an interview, and the result was satisfactory to both parties. Then, Xia Zheng quit his original job and became a police officer in the Hubei branch. However, a few years later, as the needs of individual leaders of the head office of the Citizens Bank staged a political show, the unusual sudden and drastic change of the police led to the layoff police officers gathering in droves on the streets, and the summer was also entangled in some right and wrong. This makes both sides of the summer thankless, and really becomes a rat in the bellows - angry at both ends, that's another story.

said that Xia had just put down the phone that day, and the planner Xiong Zilun walked into the office and gave Xia the position table for the day.

He said to Xia: "I'm so nervous today! I may have to overdraft 50 million yuan." ”

Hearing Xiong Zilun say this, Summer immediately picked up the position table and looked at it. After a while, Xia asked Xiong Zilun: "Why did the interest receivable and overdue loans increase so much compared to yesterday?"

Xiong Zilun said: "I don't know. ”

Xia glanced at Xiong Zilun: "I don't know, is it a trivial matter to increase 50 million overdue loans in one day?"

Xiong Zilun said: "They didn't tell me, of course I don't know!"

Summer said: "Doing planning statistics is not about waiting for someone to tell you something, but also about discovering and analyzing something." You look at your work, yesterday you had a fight with the sales department, the day before yesterday and the savings department did not count, and today you don't know the situation. Do you still want to make your work serve the decision-making of the leader? I think you are making the leader have no way to rest assured. ”

The bear walked away with his mouth shut.

Summer looked at Xiong Zilun's back and said in his heart: "What a wild cow that has not been taught well." ”

The meeting of the "three clearances" of the Citizens Bank (clearing old loans, collecting arrears of interest, and clearing borrowed funds) was held at the head office. All the members of the head office team attended the meeting, and all the plan credit officers and presidents of each branch were present at the meeting on the first day.

The meeting was convened under such a situation: The overdue loans of the whole system rose to 4 billion yuan, the overdue rate rose to 68 percent, and the interest receivable was 800 million yuan; eight sub-branches were overdrafted, and the amount of overdraft was as small as 10 million yuan and as large as nearly 100 million yuan. In terms of deposits, the whole system also showed a downward trend: the current period decreased by more than 300 million yuan compared with the end of the year. The cost of capital is also rising, and the operating results are not optimistic.

Vice President Luo Yi made a report on the collection work.

After summing up the work of the "two clean-ups" since the establishment of the Citizen Bank, he stressed when talking about the problems of the whole bank: "Our bank has several weaknesses: its ability to survive is fragile, and it may close its doors at any time; its social foundation is fragile, and it is a premature baby who is congenitally deficient; its development ability is fragile, and it takes most of the leaders' energy to passively cope with the problem of keeping the door open every day; it takes most of the leaders' energy to do this task because of its fragile profitability; and its profitability is fragile, and it turns from a profit to a loss in the blink of an eye; and its ability to coordinate is fragile, and it is very difficult for our bank to do what we know can be done. Comrades, if we continue like this, it will be very difficult for us to make a difference. ”

At this meeting, Gu Dingli, Wu Qing, and Feng Laodao all made prepared speeches, and the atmosphere was quite tense.

The meeting required the head office to start from Gu Dingli, and to sink the strength to cover the line, in addition to daily work, to go to the bag line to work.

The person who arranged to go down to the Hubei branch was Ms. He Renyou, the vice president of the head office.

After returning from the "Three Clearances" work meeting of the head office, Hubei Sub-branch immediately organized the implementation of the system.

Wang Xianyao carried a table from the conference room and put it in his office, and then called the middle-level cadres to his office for a meeting, and began to deploy the "three cleansing" work.

At the beginning of the meeting, Wang Xianyao pointed to the newly moved desk and said, "This is for President He of the head office to go to our branch to squat." Why don't you be enthusiastic?"

He glanced at his colleagues and continued: "Many comrades participated in the 'Three Clearances' work meeting of the head office. This meeting had a great impact on our Hubei sub-branch, and there were long-term, medium-term and short-term tasks on our shoulders. After the meeting, I didn't get a good night's sleep for several nights in a row, and I always felt like I had to do something. You see, the task is in front of us: the head office requires that the overdrafts of the eight branches be eliminated within seven days. Our bank has an overdraft balance of 70 million yuan today, can you not be in a hurry? After the elimination is completed, you must ensure that you will not overdraft for a longer time, maintain a virtuous cycle, and embark on normal operation. This requirement is simple to say, but it can't be done for three years. ”

Wang Xianyao looked at the subordinates who were attending the meeting one by one and said: "Is it not easy for everyone to sleep? I don't think so, listen, don't the loan officer's office opposite laugh loudly? Did they get 10 million deposits, and they couldn't help but laugh? Lao Xia, you go and implement it in the afternoon." ”

After saying that, he turned his gaze to Summer, who was extremely uncomfortable being named by the governor.

Wang Xianyao continued: "The central task before us is: We must get a good grasp of the work of opening up depositor accounts and achieve practical results, and my plan is to achieve this goal in two months; For example, in the past two days, you should complete the work of repaying the old loan of Shenzhen Haodang Company's equity and recovering the mortgage auction proceeds of Xingsheng Printing and Packaging (Shenzhen) Company. Next, the second batch of loans to be repaid according to law should be immediately launched. I emphasize that the laughter in the loan officer's office should be as little as possible, and the task should be pressed on their shoulders and driven down. People are all on it, talking, laughing, can the old loan come back on its own?"

Looking at President Wang in the summer, he was really angry, and the more he talked, the more excited he became, and he thought to himself: "It's time to rectify this group of difficult brothers!"

Wang Xianyao was watching Summer's reaction.

After a while, Wang Xianyao took a piece of paper and said, "I will report two things, one is the disciplinary report. We have been focusing on discipline education for some time, and the overall feeling is okay. However, there are also some comrades who are unconscious and are still working to speculate in stocks, and some comrades have gone to the securities department after punching their cards. This morning, Huang Spread, Xie You, and Liu Yunying went again. This time you will be punished, and you can generate income outside and use it in the industry. On the other hand, I want to say that cadres above the middle level should take the lead in observing discipline, whether it is punching cards or personal image. I have no prejudices against middle-level cadres, and I am not opposed to you making money from the stock market. But since we have taken on the responsibility of work together, we have to be responsible for each other. The second thing to report is that through our contact with government departments and coordination with the Finance and Taxation Bureau, many enterprises are about to open accounts with our bank. This is an overall and fundamental event for our bank, and the business department should cooperate with high-quality services to show the style of the citizen bank. There is no room for delays in counter work. ”

Tan Feiyan heard President Wang talk about the work under her jurisdiction, glanced at the president, and nodded decently.

……

After the meeting, I returned to the office in the summer, and Huang Hualin and Qiao, who had been arranged by the head office to be loan officers, were already waiting in the office and were going to go through the registration procedures.

Summer learned more about their studies and past experiences, and took out two loan officer registration forms for them to fill out.

Then, I looked at their graduation colleges and majors on the form, and introduced to them that the current credit work of the branch is focused on recovering old loans, and the task is very heavy, and everyone has to rely on performance to speak.

Summer asked Huang Hualin: "Do you have the confidence to do this job well?"

Huang Hualin nodded and said, "Have confidence." ”

Xia looked at Qiao Yi's resume again, and then shifted his gaze to his face, and before Xia could speak, the kid himself said first: "I didn't read much, and I got a college diploma from Jiaying University." ”

Summer said, "Your work will be arranged another day, now let's familiarize yourself with the environment." ”

At this time, Huang Hualin said, "Manager Xia, I'll discuss something with you, okay?"

Summer asked, "What's the matter, you say." ”

Huang Hualin said: "I just came out of school, I didn't have much money with me, and I have spent almost a lot of money in the head office these days, and I have to stop when I come here." Can you advance your salary first?"

Summer asked, "How much money do you need?"

Huang Hualin said: "Five or six hundred is enough. ”

Xia said: "Okay, you go to Miss Mo Chengxiu, the treasurer, to get a loan slip, and I will sign an opinion for you, and give it to President Wang for approval." ”

Huang Hualin immediately did this, and on the day of registration, he borrowed 600 yuan from the Hubei branch to buy food.

Huang Hualin, the master who cheekily borrowed money from his boss to buy food on the first day of registration, may not be a fuel-efficient lamp in the future.