In the governor's office, Xia was reporting to Wang Xianyao about yesterday's conversation with Bu Ding. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 "Regardless of the spread on deposits, the fact that the mortgage on the loan is not secured is a big problem," Info Summer said. My opinion is: we don't care whether there is a deposit package or not, and the loan procedures must be re-completed, so that we can have a chance of winning a lawsuit in the future. ”

"You can do as you say. Wang Xianyao said.

Xia continued to report: "The loan collateral of Xingsheng Printing and Packaging (Shenzhen) Co., Ltd., which I introduced to you last time, the 630-square-meter property of Shenzhen Risheng Jewelry Co., Ltd. on the sixth floor of SEG Science and Technology Park, was auctioned by the people's court in a separate case. We also went to the Land Bureau, and the Land Bureau admitted that it was their mistake. Now, we apply to the people's court for enforcement of the reversal. But the problem is that this real estate has already been sold by the auction house yesterday. Do we want its auction money, or do we not recognize the legitimacy of its auction? If we ask for money, it is relatively simple, but the appraisal price at the time of the loan is 6.39 million yuan. Now it has only been sold for more than 2 million, and the loan principal is 4.5 million yuan; if we want to return the property to us, there will be many problems involved in all aspects, and with the current market, we will not be able to deal with the collateral by ourselves in the future, and it may not be worth it enough. Now it's a dilemma. ”

Wang Xianyao thought for a moment and said to the summer: "Since the market is like this, it is impossible for us to sell more money by ourselves, so it is better to apply for the sale of the house and calculate it for us." In this way, the courts and the Land Bureau will also be smooth, and we will have a lot to rely on in the future, so we should not offend them. ”

Summer said, "Okay, then let's formally give the court an opinion?"

"You do it. After Wang Xianyao finished speaking, he knocked on his head: "What else is there?"

When he heard that the governor had something to do, he looked at Wang Xianyao's face with his eyes, and saw that President Wang remembered: he first looked at Xia, then put his eyes on his notebook, and said, "Oh, yes. Lao Xia, you talked about your work in the office last time. I was also inclined to you at the time, you have the ability to open up the situation, and you can also take on your own. But in the past half a month, seeing the principal and interest of the old loan of 700 or 800 million, I don't even dare to think about your transfer. You also know, credit stall, as soon as you leave, who will I go to?"

Xia listened to Wang Xianyao's speech, and added a little complaint: "President Wang, you are smashing my job." If you think about it, it is impossible to make any great achievements in the credit stall of the old branch. And credit is the post of 'a son of heaven and a courtier'. You're using me now, and I'm grateful that you look up to me, and you know I'm working hard, so it's not a big problem. However, in the work of our citizen bank, there is a problem of how the city looks at the head office, how the head office looks at you, and how you look at us. We used to hear a joke when we were working in the countryside: in the middle of the special period, the township and town governments were changed into communes. On one occasion, the director of the Commune Revolutionary Committee made a report: 'In the first half of this year, under the correct leadership of the Commune Revolutionary Committee, the early rice production of the whole commune was reduced. There was an uproar in the audience. In fact, the director is right, which means that if you don't lead correctly, the loss will be even greater. I calmly think that this is the same thing as our current work, and no matter how hard we try, the fact that the arrears are growing much faster than the rate of recovery cannot be changed. Do you think you can stay under such a roof and get out of the rain when it rains?"

Wang Xianyao smiled and comforted Xia and said, "Then the two of us will be tied together, and if we want to die, we will die together." ”

"No, you're not going to die here. Xia said: "With your work experience and major, the head office also knows that it is difficult for you to come to Hubei, so you will be transferred back to the head office." It is also possible to become the secretary of the Discipline Inspection Committee of the Citizen Bank in a few years. However, I am different, I have the opportunity to go to the office to start a business, open up the situation without going, and keep the hundreds of millions of non-performing assets in the industry that will ferment like steamed buns, and it will be more than 100 million in three years. You say, what will the head office say about me? Why do you have the ability to turn a few hundred million into a billion in a few years?"

Wang Xianyao obviously couldn't hold back his laughter, and after laughing, he said to Xia: "I see that you are also an old party member, and there is no need to sing a high profile between us." You still have to be careful, just stand alone in the credit stall. ”

Summer smiled bitterly and said, "I really can't help you." With that, he left the president's office.

In the afternoon, Xia was talking on the phone with Huang Zhonghui of Bao'an Huanglong Hotel in the office, asking him about the implementation of the plan to repay the principal and interest of the loan after the transfer of the hotel as a whole. Before the phone call was over, Wang Xianyao came to Summer's office and heard that Summer was coordinating with Huang Zhonghui to repay the loan, and was waiting for Summer to finish speaking. In the summer, when he saw the arrival of President Wang, he said to Huang Zhonghui: "Let's go to you another day and discuss it in detail." Okay?"

Huang Zhonghui said: "Okay. ”

Putting down the phone in the summer, Wang Xianyao said, "You come to my office." ”

Summer said, "Good. He immediately followed Wang Xianyao to the president's office.

In the president's office, there was a woman and a man, and Wang Xianyao introduced to the visitor: "This is Manager Xia of the credit department of our bank. ”

Then he introduced to Xia: "Lao Xia, this is Miss Lin from the Internal Security Branch of our Municipal Public Security Bureau, and Mr. Mao from Guizhou, the two comrades want to know about the loan situation of Guizhou Merchants Company, you can introduce it." ”

Before the summer was finished, Miss Lin took out a letter of introduction to Xia and said, "We are very familiar with your President Wang, you are meeting for the first time, we have issued a letter of introduction, you can take a look." ”

Xia read the letter of introduction, and at the same time referred the comrades from Guizhou to the same letter, saying: "I hereby introduce Comrade Lin Yue, Comrade Mao Xijian and others...... Find out more. ”

After reading it, Summer smiled and said, "What do you want me to introduce?"

Mao Xijian said: "Let's talk about how the loan is done first, and then make copies of the relevant procedures to us." ”

So, in the summer, Shao Hua went to Hubei Financial Services to discuss business, and introduced that the Financial Services Society was worried about the backlog of old loans and had to add loans, and Shao Hua came to discuss the repayment of loans last month.

After Lin Yue and Mao Xijian heard this, they felt that it was okay, so they asked Xia Xia to copy a set of loan dossiers. In addition, Mao Xijian also took out a piece of paper to Wang Xianyao and asked the bank to copy the account opening information of the relevant enterprise. After Wang Xianyao saw it, he made a phone call to Wu Dongmei in the sales department and asked her to provide a copy as required by the public security department.

After Lin Yue and Mao Xijian obtained these materials, they left the Hubei branch.

Don't think that this is the end of this matter, but in fact, all parties involved in the loan dispute case of Guizhou Merchants (Shenzhen) Company are just like Zhuge Wuhou who was out of Qishan in the past and his opponents, one in advance, the other in dismantling, and they are beginning to be busy! This time, the two public security officers came to the Hubei branch just to try their knives, and Xiaohe showed his sharp corners -- it was early!

After sending off the people from the public security department, Wang Xianyao secretly muttered in his office: "It seems that Shao Hua of the Guizhou Merchants (Shenzhen) Company will inevitably go through the criminal justice procedure, and Huang Zhonghui of the Bao'an Huanglong Hotel has also sold the mortgage building fraudulently! In the process of handling loans and managing loans, these two companies have a deep relationship with the relevant personnel of the Bank, and it is obviously unknown whether the personnel of the Bank are involved in the case or how deeply they are involved. ”

I want to know what happens next, and listen to the little ones slowly.