In the summer, the couple left the Industrial and Commercial Bank of China, and Fan Ting went to work at the head office of the Special Economic Zone, and in the summer, she went to the Meilin Financial Services Society. Pen & Fun & Pavilion www.biquge.info

Along the way, the summer machine kept ringing, and the summer couldn't manage so much, and there was no mobile phone at that time. Because at that time, a mobile phone cost more than 50,000 yuan, and the name of the mobile phone was also very strange, called Big Brother, and only big money had that kind of play.

Back in the club, the summer to the phone on the branch one by one. Among them, there were complaints about the lack of cash at the financial service cooperative, and they agreed to coordinate with Hong Ming in the summer; there were those who transferred 500,000 yuan from the Weiteri Company and saw that there was no account; and Yu Sen, a "quasi-real estate developer" who had just contacted Shen Cunrui and promised to help, couldn't wait to get the job.

Summer agreed that Yu Sen would meet with the credit department of Merlin Financial Services Agency tomorrow.

Another more urgent customer is Zhong Jianzhong of Jiaying Laser Company, Zhong Jianzhong's company is in the last two houses of Meilin Financial Services Society, the place is very close, if it is handled well, it is very beneficial to the settlement of the financial service society. For this reason, the summer has visited the company more than ten times. contacted back and forth, and later found out that this Zhong Jianzhong was still his hometown.

Of course, this news was only revealed to Xia Jianzhong when the two sides planned to cooperate after he moved Zhong Jianzhong with sincerity in the summer. At that time, Zhong Jianzhong said to Xia: "I fancy your professionalism, for a company, you can take the trouble to come to the door many times, you will definitely be able to open up the situation." ”

Anyway, after reading Zhong Jianzhong's message in the summer, he immediately called, Zhong Jianzhong said: "I've been looking for you for a long time, can you come over?"

Summer said, "Okay, I'll come." Putting down the phone, Xia came to Zhong Jianzhong's office in less than ten minutes. Sitting in the office is Wu Lizhong, an old subordinate from the summer when he worked at the Industrial and Commercial Bank of China.

Summer asked, "Lizhong, why are you here?"

Wu Lizhong said: "Zhong and I have always been friends for many years. It was only after listening to him that I learned that you were transferred to Merlin Financial Services. I still introduced your situation to Mr. Zhong! If you don't believe it, you ask him. ”

Zhong Jianzhong said straight to the point: "I want to deposit 6 million and loan 4 million, the deposit is from the customs, is the loan guaranteed, my idea is guaranteed by Sanzhoutian Company." Sanzhoutian is an AAA enterprise. Now let's go and see the Sanzhoutian company?"

Summer says "Good!"

So, the three of them got into Zhong Jianzhong's car, walked a short distance, arrived at the Grand Sky Building, and got on the elevator. In a room full of bookish smell, I saw a person who was said to be Mr. Li arranging the tea ceremony.

After introduction, the full name of this Mr. Li is Li Join, and it is said that he has companies in Hong Kong, SZ, and SW.

While listening to the introduction, Summer firmly remembered the names of his other companies in SZ as "SZ All Lakes and Seas Trading Co., Ltd." and "SW Yongye Group" in SW. Summer's memory gave him an extra eye not long after, when others once again introduced the SZ company that Li joined to make loans, and avoided a period of right and wrong.

Li Cheng seemed very skillful to pour the thin white straight porcelain cup with boiling water, pour green tea, and then pour the tea away, giving everyone an empty cup.

Summer didn't know what it meant, watching the three of them smell the fragrance emanating from the cup, Summer also drew a gourd, held the cup to his nose and smelled it, don't you say, there is really a refreshing fragrance.

At this time, the owner asked, "How is it?"

Summer said politely, "It's so fragrant!"

The host then began to pour tea for everyone.

At this time, Zhong Jianzhong said to Li Lian: "Mr. Li, this is Manager Xia of Meilin Financial Services Agency, we want to borrow 4 million yuan, and we want to ask you to guarantee it." Manager Xia would like to hear your opinion. ”

"There is no problem, our company is well-known in Hong Kong and SZ. I'm a person, my teeth are gold, and I have the most credibility in my life. If Mr. Zhong can't pay it when it expires, you can find me. ”

Xia Xia is not only a technical loan officer, but also an audit cadre registered in the city, and he is also anxious to see that they only have enthusiastic actions and cannot come up with anything to prove the company's reputation.

After returning to Meilin Financial Services Agency, Xia reported the situation to Shenhu. Shen Hu said: "If the deposit and loan are linked to a deposit of 6 million yuan and a loan of 4 million yuan, it is acceptable to deposit the deposit certificate. However, it is not very acceptable to guarantee it with Sanzhoutian, because we do not know anything about its creditworthiness. ”

Think about it in the summer, too.

At the end of January, Xia calculated that he had 8 million deposits in his account and opened 30 settlement accounts. These account for half of the entire company. The deposits ready to come in include 6 million from the customs and 4 million from OCT. In this way, it is one step away from fulfilling the task of the financial services agency. Zhou Xun, who works as a credit manager of a financial service cooperative, has less than 1 million yuan in deposits.

On this day, it was rumored that Zhou Xun was transferred to the sales department as a deputy director, and another credit manager named Chen Ping was coming. Loan officer Liu Zhenwei knows more about inside information, and he told Xia Xia when he was conducting a credit investigation with Xia: "This Chen Ping is Zhou Xun's husband." ”

Summer was surprised and asked, "Is there such a thing?"

Liu Zhenwei said: "Who knows what Mr. Shen thinks, he is in charge of personnel and credit." ”

Xia pondered: "This Chen Ping couple has an inexplicable relationship with Shen Hu. If you are excluded from the Merlin Financial Services Society, you should get a foothold in the Development Bank or CCB as soon as possible and take a three-month look. ”

In fact, Shenhu is still very experienced in employing people. As early as the preparation of the Meilin Financial Services Society, he recruited a credit manager from a branch of Shenzhen Development Bank. The corner, who was already working as a credit manager in the branch, also intended to change jobs and began to move around on both sides, but as he and Shen Hu dated for a long time, the two seemed to be unable to get along and said goodbye (later, this person jumped to the Zhongxing Road branch of the People's Bank as the head of the credit section and was detained for accepting bribes of 20,000 yuan). In this way, Shen Hu decided to replace him with his old subordinate Zhou Xun. However, Zhou Xun's ability was indeed unsatisfactory, and Shen Hu had to change his generals.

However, in any case, in a publicly owned financial enterprise, in such a sensitive position as the manager of the credit department, the organizer allows the husband and wife to take turns sitting in the bank, which is inevitably criticized.

However, it was said that as soon as Chen Ping arrived, he started the loan work in a hurry. He first asked which companies wanted to take out loans in the summer, and the summer reported the loan intentions of Shengyi Lighting Company, Jiaying Laser Company and Yusen's real estate company.

Chen Ping said: "Starting tomorrow, we will implement them one by one, do what we do, and forget if we don't work." ”

Summer said, "Okay. "Thinking about it again, this Chen Ping is still a bit of a director in SZ.

The next day, Xia, Liu Zhenwei and Chen Ping went to the International Trade Building, East Gate, Shangbu, SC Daxia, and Oriental Building, and saw nearly ten customers in the summer development in one go, and decided to list Shengyi Lighting, Platinum Lighting, Yusen Real Estate, SZ Environmental Protection Electromechanical Franchise Company, and Jiaying Laser Company as immediate loan objects.

The loan needs of these five companies are 18 million yuan, and according to the ratio of deposits to loans of 65%, it is necessary to introduce 27 million deposits, and all of these deposits are used as the assessment workload in the summer. In this way, less than 10 days after Chen Ping came to Meilin Financial Services Society, the loan situation was opened, and the general ledger was calculated, and the deposits of the whole company increased a lot, but he personally did not have the amount of deposits.

One morning after the loan was made, Chen Ping organized a short meeting with the credit department. He said: "I will first help you to complete the deposit task, and my task is not urgent. ”

After the meeting, Xia asked Chen Ping and said: "Yu Sen's 2 million yuan loan is first out of the account, and then the mortgage procedures, after paying the interest difference, whether the rest of the loan is more appropriate to adopt the method of approval and transfer, the reason is that the first account is so that the financial service society can collect interest in time, but the mortgage procedures for the third-party real estate of the Dongmen shop owned by his wife have not been completed, and he is urged to get a mortgage as soon as possible through this means." ”

Chen Ping replied: "You can handle this matter." ”

While he was talking, the summer science machine rang. In the summer, it is the summer and spring of Shengyi Lighting Company. I hurriedly called and said, "Mr. Xia, do you have any care?"

Xia Chunlei said on the phone: "Minister Xia, as your old subordinate, in order to support your work, I made a settlement of 8 million yuan to you in the afternoon, and I didn't move before the Spring Festival." ”

Summer was very happy and said, "Thank you very much!"

"What kind of thanks, who called us brothers! We weren't a family five hundred years ago?"

Xia put down the phone and informed Chen Ping of the content of the phone call just now. Chen Ping, on the other hand, listened to Xia's speech while reading the documents, noncommittal.

In the summer, Chen Ping must have been suspicious of my recent performance, and saw that my existence was a threat to his survival.

At this time, Chen Ping was really secretly thinking: "Judging from the situation in the past few days, Xia has a foundation in SZ, and he is from a professional class, and he is still a party member." As the saying goes, one mountain can't hide two tigers, and although he can help me open up the situation, if I don't get him away, I won't stay here for long. No wonder my wife was messing around in the credit department. ”

Some people say that people are most afraid of the internal friction between colleagues and the internal friction of yin and yang. However, the Chinese who have come over during the ten years of turmoil have not only suffered this loss personally, but also operated this method themselves, and both adults and children are familiar with it, but when they are used by others, they feel awkward. Compared with the mainland, SZ also has more opportunities for people to move in this regard because people come from all over the world, and there will be fewer cases of infighting. But since Chen Ping had Xiao Jiujiu in his heart, it was difficult for him and Xia to work together with their hearts.

After communicating with Chen Ping in the summer, he immediately wrote a notice according to the idea of talking to Chen Ping, which reads as follows:

Business:

The loan mortgage procedures of Yusen Real Estate Company are still being processed, and after internal discussion by the credit department, the company's recent payment of more than 50,000 yuan will be approved one by one, and I would like to be grateful for your assistance.

Credit Department

Attn: Summer.

24 January 1994

After the notice was written, Xia handed it to Chen Ping and said, "Do you think this is okay?"

Chen Ping glanced at it with two eyes and said, "You decide for yourself." ”

Because Liu Zhenwei was doing a loan investigation with Summer's partner, and he was also in the office, Summer said to him: "Zhenwei, please hand it over to the sales department." ”

So, Liu Zhenwei took the notice to the sales department and gave it to Chen Ping's wife Zhou Xun, who sandwiched the notice on the account page of Yusen Real Estate Company.

In the summer, for the sake of prudence, he made a phone call to Yu Sen and asked him to go through the mortgage procedures as soon as possible, and before the formalities were completed, the loans on the account should be approved one by one.

Yu Sen said in Mandarin with a slight Zhanjiang accent: "Okay, okay, okay!"

Don't say that Yu Sen, who got a loan of 2 million yuan because of Shen Cunrui's introduction, is now answering very happily, he is grateful for Xia's help, once others use this matter as bait for him to obtain greater benefits for himself, it is difficult to guarantee that he will not change his original intention, and even beat him up. -- This is the mercenary nature of profiteers.

The summer was like a busy day, and it went on for another week.

Suddenly, Gao Wenguang, director of the Special Economic Zone Corporation, took care of the summer science and technology machine. Xia immediately replied to the phone, Gao Wenguang said on the phone: "Your transfer procedures must be completed thoroughly, some words are not easy to say on the phone, I am afraid of changes!"

Summer said: "Old Lika I have no possibility, is it because the city won't let me go?"

Gao Wenguang said: "It's good if you can think of it." ”

"Thank you for the reminder, I'll visit you another day. Summer put down the phone after speaking.

In the afternoon, Shen Hu held a meeting on the credit plan, at which he put forward some ideas, and then said: "I have now recruited another deputy credit manager, surnamed Ke, and the first name is what is the name?"

A man standing on the side replied, "Shaoji." ”

Shen Hu touched his somewhat depressed head and said, "Yes, his name is Ke Shaoji, a native of GD Heyuan." It turned out that he was engaged in credit in the same financial service agency as Chen Ping, and he was a master of grasping deposits. ”

Xia listened to Shen Hu's speech and noticed two points: one was Chen Ping's partner, which showed that his entry had something to do with Chen Ping; and the other was a deposit master, which showed that the leader was not satisfied with the deposit work in the previous period. Xia thought, my current savings are close to 40 million yuan, which accounts for one-third of the whole company, and I can't be affirmed by the leaders?

On February 8, 1994, a loan of 2 million yuan from SZ Environmental Protection Electromechanical Franchise Company was disbursed. In order to thank Xia Xia for their support to the company, Chen Xinquan, the general manager of the company, invited Xia Xia and Liu Zhenwei to have lunch on the second floor of the SC Building. During the dinner, Chen Xinquan proposed that the sales proceeds of his other company project, the real estate of the Garden Hotel, should be collected by the Merlin Financial Services Society. In the summer, he felt that it was a good thing, and after returning to the Merlin Financial Services Agency, he waited for Chen Ping and Ke Shaoji to come back to report.

Since Ke Shaoji came to Merlin Financial Services Agency, Chen Ping no longer seems lonely, and the two always work in and out of each other. No, today I was dragged out by a female minister called Lianhai Paper Company to talk about business. Chen and Ke came back at nearly three o'clock, and in less than ten minutes, the female minister also followed to the credit department. She looked at the marks on her lower body, and said to Chen Ping embarrassedly: "Look how embarrassed I am!

Chen Ping was hindered by the presence of Xia Xia and Liu Zhenwei, so he didn't look up, and whispered, "I will do it." ”

The woman casually took a set of loan materials on Chen Ping's desk and left the Merlin Financial Services Agency.

Xia reported to Chen Ping the idea of entrusting the environmental protection electromechanical company to collect money, and Chen Ping asked coldly: "Does this have anything to do with the loan?"

Summer said, "It doesn't matter. ”

Chen Ping was noncommittal.

Three days later, Lianhai Paper Company's 8 million loan was made by Chen Ping and Ke Shaoji. After the loan was completed, both of them had an extra big brother (mobile phone) worth 50,000 yuan in their hands. Ke Shaoji took advantage of the opportunity that everyone was in the credit department and said: "Zhenwei, Lao Xia, Manager Chen and I feel that it is necessary to buy a mobile phone so that it is convenient to contact. We told Mr. Shen that we bought it with our own money and had nothing to do with the loan customer. ”

Liu Zhenwei and Xia both said: "Understand." ”