177. The bizarre loss of the same thing
As soon as Xia arrived at the office, Ren Erwei came in and said to Xia: "Manager Xia, the matter you assigned to ask me to contact Gao Junhui, the partner of 38 Joint Stock Company, has been implemented, and I will report to you." Pen | fun | pavilion www. biquge。 info”
Summer said, "Sit down and talk slowly. ”
Ren Erwei said: "I talked to Gao Junhui on the phone, and I just explained my intentions. Gao Junhui immediately said: "I'm also looking for him, but I can't find him." ’”
Xia asked, "Gao Junhui really said that?"
Ren Erwei blinked his two big divine eyes, looked at Summer, and said seriously, "Really." He said, 'Chen Shanwei also owes me money!' When I talked about the issue of land mortgage, he became even more enlightened and said: "It turned out that the land owner gave me the real estate certificate, but I don't know why it came into the hands of the 38 Joint Stock Company." Later, the land party had no choice but to apply for a new certificate. ’”
Summer asked, "When did he say it was published?"
Ren Erwei said: "He said it was in March and April of '95. ”
Summer asked again: "Did he say when he would apply for a new real estate certificate?"
Ren Erwei replied: "It seems that it is August of '95 or when." ”
Xia judged: "There are four partners in the construction of the 38 Building, and this Gao Junhui's company is only one of the partners, not the owner of the land use right, so why is he so familiar with the situation of the real estate certificate? It is estimated that there is a problem here." On the other hand, these four partners, except for AIA, the other three parties are all state-owned enterprises or state-controlled companies, and some are still under the management of the central enterprise system. You see, scamming a bank is no less than a bunch of people in society. ”
Ren Erwei said: "Yes, I also feel inexplicable. If you want to find someone, Gao Junhui will definitely be able to find him, but he just said that he is also looking for him. What now?"
Xia said: "I'll report to the governor in a moment, my opinion, whether he says it is true or not, first pre-litigation preservation of the land." Although there are risks, it is still necessary. In fact, because Shenzhen 38 Co., Ltd. has the nature of a national enterprise holding, the loan contract may also be invalidated in the court, in this case, even if the mortgage procedures have been completed, it may also be invalid. However, we have to do our job well and take it one step at a time. ”
Ren Erwei said: "Okay, I'll listen to Manager Xia." ”
Xia immediately came to the president's office, and at this time, Chen Jiaojiao and Song Elite, the liaison of the head office, were also there. Wang Xianyao said to Summer, "Sit down." ”
After Xia sat down and looked at Wang Xianyao, President Wang asked, "Is there something?"
Xia glanced at Song Elite and said to President Wang: "My name is Ren Er, who understands the partner of the 38 Building, and I originally wanted to contact Chen Shanwei through him to speed up the case." But what Gao Junhui said when he contacted him, it seems that they have obtained a new real estate certificate more than a year after they got our bank. It seems that the issue is more complicated. I propose that this land should be pre-litigated. ”
Wang Xianyao's tone was soft but firm: "I think it can be." In the afternoon, I called lawyer Hao Wenting to come over and completed the formalities. Don't put it off until next week. ”
The next day, the Hubei Sub-branch submitted an application to the Intermediate People's Court for pre-litigation preservation of the Nanshanwo plot.
On Monday afternoon, summer was busy.
First of all, because Wang Yang sent two new loan approval materials to the credit office of the head office in the morning, Wang Yang came back and said: "Shenzhen (Shenming) Lighting Industrial Company reported a loan of 3 million yuan, and the credit office said clearly, and for the loan declaration of Luohu Longshang Industrial Company, he said: 'I don't know if there is such a thing'." ”
Xia immediately called Wang Xianyao, who was in a meeting at the head office, and asked him to come forward to coordinate.
In the afternoon, President Wang Xianyao returned to the branch, that is, he called Xia Xia to his office and said to Xia: "I talked with Yi Muzi for more than half an hour, and Yi Muzi still said to you below: 'Dare to scold the credit office,' and was angry. There is a reflection, it may be a shadow of the last time today's house company. On what occasion did you say that?"
"I talked about today's home when I talked about customer development at a meeting of the credit department, but that's not the case. What I meant at the time was that judging the quality of a customer is not necessarily the right thing to say. Let's talk about today's home company, the equity pledge loans of 3 million shareholders are all over the city, and now, 30 or 40 million deposits are in the accounts, looking at the contribution of various banks to their company, and the deposit banks that distribute this deposit. ”
At this time, Chen Jiaojiao also came to the president's office, and Wang Xianyao said to Chen Jiajiao and Xia: "I just came back from the head office, and Lao Xia called me in the morning and said that he wanted to go to the credit office to coordinate the loan of Luohu Longshang Company, and the credit office said: 'I don't know. I talked to Yi Muzi for half an hour, and he talked about a few things that were dissatisfied with our bank. The first is a loan from Shenzhen Jin Kaige Company, he said: 'Aren't you going to be okay if you hurry up and pay the account?' The second is the loan of 400,000 yuan related to the account last time, the credit department did not agree, and finally after consulting the president, he agreed again. It's as if we're pressing down from above. ”
Wang Xianyao did not talk about Yi Muzi's dissatisfaction with the summer, which shows that he has a good grasp of proportion.
Chen said with emotion: "It's really not easy to do something. How do you go down with a mechanism like this?"
Wang Xianyao said: "It is still necessary to coordinate and straighten out. ”
Xia said: "When I went to the head office for a meeting, Luo Yingying hinted to me about Longshang Company, and later when I investigated, I asked the finance minister of this company, and she said that she was a fellow villager with Luo Yingying. ”
Wang Xianyao said: "The problem is that it is inconvenient to say that the position of Israel and Britain is not clear. ”
Chen homework asked: "The credit department always talks about Jin Kaige Company, is there any other intention?"
Wang Xianyao said: "Zhou Kaige has provided a new guarantee unit, called Zhongtian Investment Co., Ltd. He wanted to change the guarantor unit and get the loan out. ”
Chen was dissatisfied: "The Citizens Bank has always been engaged in such a chief's will, how can the quality of loans be higher than that of the financial service cooperative?"
Wang Xianyao was noncommittal, and turned to Xia Xia and said, "Old Xia, when the time comes for Luo Ying to come down, you can accompany him for a while!"
Summer said, "Okay. ”
……
When he returned to his office from the president's office in the summer, he immediately asked his subordinates who had dealt with the credit office in the past two months, and there was only one question: "In the contact with the credit office, who has asked about the company today?"
The subordinates who were asked did not know what to do, and those who did not said no, and some said that they did. After a round of questioning, Wang Yang said: "I talked about it when I sent the information. ”
After learning that it was Wang Yang, Summer didn't say anything. After Wang Yang left, he took out his diary and wrote:
1. There are many subordinates, and the mentality is not easy to grasp. In the future, we should pay attention and don't talk too much or talk nonsense.
2, Yi Muzi has proposed twice: It seems that I am more difficult to deal with. He's a bit of an intellectual. If the president of the bank is not Wang Xianyao and someone else is the leader, I can't be the section chief based on his words alone. Measures should be taken accordingly.
3. Attention should be paid to the problem of "praying mantis catching cicadas" to avoid falling into the situation of "rabbits and dead dogs". Sometimes, it's even more embarrassing to be ambitious. This is a strange phenomenon in our society!
After Xia finished writing, he pondered for a while, and then said to himself: "Wang Yang, what are you trying to do?"
In the evening, Huang Zhonghui from Shenzhen Baoan Huanglong International Hotel called Xia and said, "Manager Xia, I received a notice from the court that I will mediate in the court tomorrow. What is the purpose of your bank mediation?"
Summer smiled and said, "The purpose should be to repay the loan, right?"
Huang Zhonghui said: "Let me first propose a plan: can you organize a deposit of 30 million yuan and discount another 25 million yuan to repay the loan?"
Xia said: "Mr. Huang, I have heard a lot of your plans, but they have not been realized. In my opinion, mediation between the two parties is still mediation, and your ideas can be put forward in court. By the way, Mr. Huang, there is one more thing, our lawyer said to President Wang, you have two companies to announce the service. I don't think you should give me this foreign appearance, open a power of attorney, and take back the summons from the court. Do you see it?"
Huang Zhonghui pretended not to know and said, "There is such a thing? Tomorrow I will go to the court to handle this matter." ”
At this time, Ren Erwei came back from the Intermediate People's Court, sweating profusely and said to Xia: "Manager Xia, I'm back." ”
Summer said, "Good work. How's it going?"
Ren Erwei said: "The two companies talk separately. I first went to the judge of the Economic Court to hear the Carre, and the judge said that the owner of the Carrage Hotel, Ou Dalang, went to the court and said that they had not taken out a loan from the Hubei Financial Services Society, that his seal had been stolen, that his private seal was fake, and that his signature had not been signed by him. ”
Summer asked, "Did he tell who stole the seal?"
Ren Erwei said: "The judge didn't say it. ”
Xia said firmly: "Ou Dalang's reason is untenable, let's ignore him." It was his younger brother Ou Erlang who came to apply for the loan, and Bu must have joked with him and Huang Zhonghui at that time, comparing his two brothers to Wu Dalang and Wu Erlang. His hotel seal and Ou Dalang's business seal, if it was really stolen by his brother, let him go to jail. ”
Summer is a person who says one is one and two is two. In the following years, because of this loan, the Knorr Hotel used all kinds of red and black means, but it did not make him take half a step back. On the contrary, the Le Da Hotel had to go bankrupt and close down because of debt evasion, and the big and small Erlang disappeared and left Shenzhen. (To be continued.) )