Song Elite, the "Sanqing" liaison officer sent by the head office of the Citizens Bank to the Hubei branch, came to Wang Xianyao's office. Pen & Fun & Pavilion www.biquge.info

Out of politeness, the main persons in charge of the Hubei branch, Wang Xianyao, Chen Jiaojiao, and Xia Xia met with him in the president's office, and introduced the collection of the Hubei branch by the way.

Song Elite is a tall northern man about fifty years old, and he seems to be able to describe everything with the word "big": not only is the shape of the ox tall and the horse is big, but also the head is big, the face is big, and the eyes are also very large. People look at his figure and appearance, and generally estimate that he is not much worse.

He was a man who had just come to the Citizens Bank, and the personnel department had put him in the planning department first, and he had no position yet.

There is a characteristic of employing people in Shenzhen, unless you have just been transferred to a unit that has just been established, you will be very urgent, and you will be given a certain position if you rely on you to raise funds to fight for the world. Otherwise, no matter what kind of official you have been in the mainland in the past, when you come to Shenzhen, that official qualifications can only be used for reference in the eyes of the personnel department. You're going to take up a new position, and you're going to see your own performance when you get there.

This Song elite may have had a bit of a position in the past, but after coming to the Citizens Bank, there is nothing to say. For his age, it is a bit awkward to call a person in his twenties a section chief or a section chief, maybe he is now trying to get an official and a half-job. Therefore, it is very likely that his liaison work in the Hubei branch will be used as one of the ladders for his promotion, and he will have to work hard.

The three people of the branch had listened to He Renyou's speech and gave him a general introduction to him in a more neutral manner.

After listening to the introduction, Song Elite said to Wang Xianyao: "Yesterday afternoon, I went to the credit office to learn about your situation, and they also need your feedback. Do you have any requirements for the credit office?"

Chen said: "We just hope that the credit department will help us invigorate our operations, and it is not easy to work in the sub-branch. Sometimes it takes half a year to contact a loan household, and sometimes some loan households are related, and if they don't lend, they can't be approved. When there is responsibility, everyone calculates the general ledger and bears it. ”

After hearing this, Song Elite's eyes lit up and said, "You can write a letter requesting coordination, and I will assist you from the side to get things done." ”

Wang Xianyao looked at him vigilantly, noncommittal.

Xia saw that the two sides had finished talking, and said to Wang Xianyao: "In the afternoon, I made an appointment with Shi Yunli of Shenzhen Shekou Sea and Land Transport Trading Company to meet the president and discuss his loan handling plan.

Wang Xianyao said, "Call him!"

Xia said: "Recently, I worked with the comrades of the Bao'an Road branch to clear the collection, and I heard a news that the head office team is going to change, is it true?"

Wang Xianyao wanted to say and stopped: "President Gu may be transferred to the North JIN ......"

Before Wang Xianyao's words were finished, Song Elite showed that he knew the situation very well and said: "No! According to the latest news last night, Gu Dingli will either go to Guangzu or Zhuhai, and it is all related to Beijin. ”

"It seems that the employees of the Citizens Bank pay the risk deposit, and the investment in securities is not good?" asked Xia tentatively. In fact, the summer also judged that the loans to Hong Kong enterprises that Lantian said were true. However, in the face of the Song elite, it is inconvenient to say.

Wang Xianyao said: "This is 'the forest is big, there are all kinds of birds'. Some people have benefited from it, and they have fallen into an army, so that the leader can't eat and walk around. ”

Guanguan: You can hear from the conversation between Wang Xianyao and Xia that between Xia, Chen Jiao, and Wang Xianyao, they are almost in an unguarded state, and they can already express their joy, anger, sorrow, and happiness. It took nearly two years for the three of them to grind into this. However, Wang Xianyao still has a small doubt: How deep is the problem of old loans of the financial service agency in the summer, and is there a problem? If so, how big is the problem?

As soon as he got to work the next day, Wang Xianyao called Chen Homework and Xia to come to his office.

When the two arrived, they saw that there were already several people sitting in the president's room. Wang Xianyao said to Chen Jiaojiao and Xia: "This is a comrade from the political and legal department in Guizhou, one is Comrade Wang Weifu, and the other is Comrade Zhou Wei. The two of them came to us, mainly to collect evidence in Shao Hua's case, and asked us to cooperate. ”

After Wang Xianyao finished speaking, he said to the two people sitting on the sofa: "This is our Vice President Chen, and this is the Chief of the Credit Department of our bank. If you have anything you want us to help with, you can tell us in front of us. ”

After politely shaking hands with Chen and Xia, the visitor showed the letter of introduction that was originally placed on Wang Xianyao's desk to Chen Jiao and Xia, and said, "This is our letter of introduction." ”

This is a letter of introduction written on a note printed with "Guizu Provincial Public Security Department", only to see that it reads:

Introduction

Citizen Bank Hubei Branch:

I hereby have our cadres Wang Weifu and Zhou Wei go to your office to learn about the Shao Hua case, please contact you!

send

Courtesy.

Legislative Affairs Department of Guizhou Provincial Public Security Department (India)

20 November 1996

Wang Weifu said: "We came to disturb the bank this time, mainly to understand: Shao Hua did not repay the first loan after the first loan, and increased the loan by 3.4 million yuan, what is the reason for this?"

Chen homework said: "At that time, when the old loan was pressed there, Shao Hua came to the door and asked us to add 5 million yuan to the new loan in order to smash the original loan, so we didn't just increase it. I didn't think about whether it was added or not. ”

Wang Weifu asked again: "Is the manager still in the branch?"

Summer said: "I am one of the handlers. ”

Wang Weifu said, "Can we learn about the situation from you alone?"

Summer said, "Yes." ”

Wang Weifu said to Wang Xianyao: "President Wang, let's go to Section Chief Xia's office to find out, what do we want to do with you again?"

Wang Xianyao said: "Okay. ”

So, the two people who came from Gui ZU followed Xia and came to the summer office.

After everyone sat down, Summer gave each of them a bottle of mineral water. Then, Summer asked, "What are you asking?"

Wang Weifu said: "You can give a general introduction first, and then we can make a record." ”

So, Xia Hua proposed that the company and the bank jointly invest in this loan, and finally changed it to a loan because Xia himself had a negative attitude. At the same time, due to the tight schedule, the supporting deposits of the loan are all mobilized by the employees of the whole bank to find them. During the meeting and study of this loan, Qin Xianhong and Chen Jiao, who are still in the branch, were present.

After hearing this, Wang Weifu exchanged opinions with Zhou Wei, and thought that it could explain the problem, so he said to Xia: "Let's make a written record, and go back to make a good deal." ”

Summer said, "No problem. ”

So, they wrote as they asked, making a transcript of the questioning.

When they were done, they showed it to Summer and said, "If you don't think it's what you wanted, you can bring it up or correct it directly." ”

After reading it in the summer, on the last page of the transcript wrote:

Additional Notes:

First, the source of this customer is the customer of Zhuang Yu, the general manager of the financial services agency, and the second credit department where I work is only assigned to make the loan.

Second, the purpose of the loan was to increase the backlog of old loans, which was collectively decided by a meeting attended by the three CEOs of the financial services cooperative, the personnel manager and the credit manager.

Third, the borrower's initial proposal for joint investment between the company and the financial services community was rejected because of my opposition.

Fourth, the supporting deposit of 5 million yuan for this loan was completed by mobilizing all employees of the bank under emergency circumstances.

Other cases are true.

Summer days

20 November 1996

After Wang Weifu saw it, he asked Xia Xia to press his handprint. After collecting it, he said to Xia: "Section Chief Xia, there is one more thing to trouble you, which is to check the whereabouts of the 3.4 million yuan." ”

After he finished speaking, he took out the "Notice of Assistance Investigation" and gave it to Summer.

After reading it in the summer, he wrote a letter asking the sales department to check the whereabouts of the funds after the loan of 3.4 million yuan was issued by Shenzhen Taishan Industry and Trade Co., Ltd. on February 20, 1995, and took the book to Wang Xianyao's office, and told him that Wang Xianyao signed on the paper written in the summer, and took it to the sales department in the summer, and asked Tan Feiyan to do it.

Half an hour later, Tan Feiyan wrote a note with the official seal of the sales department to Xia Xia with the results of the investigation, and Xia showed the letter from the sales department to Wang Weifu first.

After reading it, they said to Summer, "Please write it on this receipt." ”

So, Summer filled in the words according to the grid and formed the following:

Assist in enquiring deposit advices

(Receipt) Qiangong Xing Zi No. 123

Your office Qiangong Xing Zi No. 123 inquired about the letter of 3.4 million yuan loan (deposit) from Taishan Company on February 20, 1995. The relevant information of the loan of 3.4 million yuan is now provided as follows:

On February 20, 1995, our bank loaned 3.4 million yuan to Taishan Company, which was guaranteed by Guizu Merchants (Shenzhen) Company. The guarantor has issued a certificate of legal representative and a power of attorney, and the loan manager is Shao Hua and the company's financial officer, and the procedures are legal. The loan is transferred to the settlement account and remitted to the letter of credit account of Bank of China in Guangzu to pay the payable of the bearing steel business as stated in the loan application. (Remittance to: Guangzu Bank of China Dongchuan Road Office, account number 80901682, payee: China Metallurgical Import and Export Guangdong Company, amount: three hundred thousand yuan, lowercase 3.1 million yuan.) ）

Citizen Bank Hubei Branch

20 November 1996

After writing it in the summer, I showed it to Wang Weifu, and Wang Weifu felt that it was okay. So, Xia took the receipt and the original materials of the sales department to the president's office, Wang Xianyao read it, agreed to use the seal, and Xia immediately found Xu Aiqun to stamp the official seal of the branch.

Summer returned to the office and handed the receipt to Wang Weifu.

The two of them were very happy, and Wang Weifu said: "Section Chief Xia, when are you going to play in Guizu, give me a call, and I will definitely help you." With that, he took out his pen and solemnly wrote down two phone numbers in the phone number book provided by Summer. Then he went to the president's room with Xia and shook hands with Wang Xianyao and Xia to say goodbye.

This is the first time that your ZU side has come to the Hubei branch alone to handle the case without contacting their counterparts in Shenzhen, and since then they have come again and again, as if there is any benefit to handling cases in Shenzhen, which is dizzying.

After these two people left, only Wang Xianyao and Xia were left in the president's office, and Xia said to Wang Xianyao: "Guizu is also fighting a civil lawsuit with Shao Hua, and as soon as our judgment says that the mortgage is invalid, they immediately applied to the Guizu Provincial High Court for a seizure (seizure) order, and on August 16, they carried out a protective seizure of real estate, which is obviously aimed at our bank." ”

Wang Xianyao did not react to Xia's speech, but said: "Lao Xia, now is the time when the head office is also possible to change the team, you and I should pay more attention when talking, the matter of Yi Muzi that I told you last time shows that there are people in your department who have access to water." ”

Xia sincerely said to Wang Xianyao: "Yes, I must pay attention." These are not fuel-efficient lamps. ”

Wang Xianyao also said: "The three series of loan cases that have just been reported to the Intermediate People's Court should be held as soon as possible and strive to conclude the cases as soon as possible. ”

Xia said: "On the part of Huanglong Hotel and 38 Joint Stock Company, I am coordinating the borrower's appearance in court to reduce the time for the announcement to be served. The Eagle Company asked Shu Guangrong to contact Li Yihua to appear in court, but the pledgee asked Li Yihua to contact them and issue a power of attorney to receive legal documents. ”

Wang Xianyao said: "It seems that Li Yihua is also a victim of deception. When the time comes, I will also find an opportunity to talk to Li Yihua. (To be continued.) )