After talking with the two presidents about preparing to work in the Sungang office in the summer, he was already a little conservative in his actions, that is, he didn't want to do too much so as not to hurt his colleagues. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 For example, the interest rate difference dispute of the Golden Rice Company, which was assigned by Wang Bank a long time ago, has not been discussed with Bu Su in the summer. Today, Wang Yang reported to Xia: "Judging from the archives, Golden Rice Company has not completed the mortgage registration. ”

Xia personally looked at the loan file, and said with a wry smile: "I can't talk to Lao Bu anymore!"

So, in the summer, I checked the list of deposit packages of the Golden Rice Company: in four months, four private deposits were involved, and the deposits of a personnel unit in the city were matched to make loans to the Golden Rice Company. paid a difference of 520,400 yuan. Xia estimated and thought: "This problem, first, Lao Bu laid the groundwork with the Golden Rice Company when he made a loan, so that Zhuang Yu wanted to exchange it for me; Bu must also be, a loan has to be matched with four months of deposits, which is also a little too awkward. ”

In January, the borrower handed over two audio tapes on the grounds of illegal loans from Hubei Financial Services Society, which recorded the entire process of loan negotiations between Bu and the company.

After returning to the branch in the summer, he made a report to the president, and Chen said: "I must figure out the problem." ”

Bu must have introduced that the borrower was a loan made with a deposit of 4 million yuan from Ningduosi Company. And part of the spread also hit Ning Duosi's account, which seems to be the same thing. However, in the summer, during the audit of the accounts, it was found that the spread hit the account of a real estate company the next day. Moreover, there is a fact that only the summer knows: the loan of this enterprise is when the Hubei Financial Services Society is facing the suspension of business for rectification, and the service society has a surplus of more than 100 million deposits, and it is eager to find a way out of funds. The amount of its interest rate spread also illustrates this problem: the total loan amount is 3.5 million × (market interest rate level 23 - loan interest rate 12.98) ‰ × 12 months = 42.084 million yuan. The financial services agency only received 210,000 yuan.

And it doesn't stop there. In fact, this was the first loan that Bu must have made, and did a loan officer dare to take away 210,000 yuan (that is, half of the amount) that should have been the income of the unit's small account when he made his first loan in a bank? At that time, General Manager Zhuang Yu would have been so stupid as this: With a loan of 3.5 million yuan with a monthly interest rate of two or three cents, he did not know how much income he could collect? Furthermore, if he knew, he would inevitably know that even Zhuang Yu, Qin Xianhong, and Bu must have known, and it would be even more troublesome.

Summer judged that Bu must have had a problem with this loan.

"Maybe the leader already knew, so he was transferred out of the credit department. It seems that there is no need for me to talk too much, not to mention that we ourselves are also in the screening process of the organization, so we don't have nothing to do. That's what Summer told me at the time.

Now, the mortgage issue of the Golden Rice Company needs to be asked. So, Xia called Bu to a certain number: "Lao Bu, are you free, when will you come to me?"

Bu must have said, "I'll come when I'm free." ”

After a while, Bu must have come to Summer's office very nervously, and Summer hurriedly said, "Everyone is an old colleague, don't worry." Have a seat. ”

After seeing Bu must sit down, Xia said with a smile: "A few years ago, the president asked me to ask you, we were all busy with the profit errand of the Golden Rice Company, so we didn't ask. Today, when Wang Yang was cleaning up the loan file, he saw that there seemed to be no mortgage registration. What do you know best, did you do it at the time?"

Bu must have said: "At that time, Golden Rice said that they would do it themselves! When the deposit came in, I would leave the account, and I would not care about other things. ”

"By the way," Xia Xia took over the topic of Bu You's deposit and said, "Why is this company's supporting deposit so complicated?"

"What's complicated?" Bu must have asked vigilantly.

"In terms of time, it took four months from the first deposit to the last one, and there was also a deposit from the municipal personnel unit," Xia said. ”

Bu must have heard Xia Xia say very specifically, and it is estimated that Xia Xia checked the accounts. His heart became nervous, his face turned red, and he immediately became excited, and said to Summer, "No problem!

Summer said to him, "Don't worry, neither I nor the governor have any ill intentions, and now I remind you to settle the matter." ”

Later, Bu must have left with strong words.

In fact, Bu must have really been excited because he was nervous. He knew: At the beginning, after the Hubei Service Society was scolded by the Accounting Department of the People's Bank of China, he made a cameo appearance in the summer to preside over the audit and reconciliation of the business department, and the means were simple and clear, and he knew that he was an expert at a glance. If he really checked the credit and interest rate accounts, it would not be an easy task, and he could not hide anything from him, so he could only lose his temper from the perspective of an old colleague. For Summer, tantrums seem brutal on the surface, but in fact they mean to be soft in order to gain Summer's sympathy for him.

Wang Xianyao was in the office, remembered something, and immediately picked up the phone and called Wang Yang from the credit department: "Xiao Wang, you bring the loan file of Shenzhen Baoan Huanglong Hotel to my office." ”

Wang Yang said, "Okay." Immediately put down the phone, went to the credit file room to find the file bag of Shenzhen Baoan Huanglong Hotel, and sent it to Wang Xianyao's office.

Wang Yang was about to ask President Wang to sign in accordance with the regulations on file borrowing, but Wang Xianyao said: "Put it here first, and I'll give it back to you after reading it." ”

"Okay. Wang Yang then withdrew from the president's office.

In fact, these loan files were sent to Guotai Law Firm by Xia and Wang Yang not long ago, and Wang Xianyao also read them, so he had no doubts. It's just that his wife's state-owned bank bought the first floor of Huang Zhonghui as a business place. Now that there is a problem, the grassroots president of the state-owned bank has approached his wife and wants to ask him to let him go. However, the state-owned bank bought the mortgaged property of the Citizen Bank, and he did not know whether it was a mortgage property of the Citizen Bank, so he took a look at the loan information.

Wang Xianyao saw that the Citizens Bank mortgaged the whole building, and the bank where his wife worked bought part of it. Wang Xianyao said in his heart: "This is strange: you can sell the collateral and make a real estate certificate." Could it be that the Land Bureau was opened by Huang Zhonghui?"

After Wang Xianyao finished reading the credit file, an ominous premonition hit his heart: "It seems that the old loan is much more complicated than imagined. ”