On the afternoon of October 24, Luo Yi, vice president of the Citizens Bank, and Shao Yunfeng, director of the personnel department, came to the Hubei branch, and after sitting in Wang Xianyao's office, they said to Wang Xianyao: "Comrade Xianyao, the two of us are here today to announce the team on behalf of the party committee of the head office. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ”

Wang Xianyao said: "Okay. After speaking, he immediately made a phone call to Xu Aiqun, the director of the office, and asked her to notify everyone to come to the conference room for a meeting. Then, I made a phone call to Chen Homework and asked him to come over.

In fact, Wang Xianyao has an excellent interpersonal relationship in the head office, whether it is at the same level as him or the leaders of the bank, they like to call him "Xianyao", and will not say "President Wang", "Director Wang" or call Wang Xianyao and the like, the superiors call him "Xianyao", which sounds very cordial, and Wang Xianyao himself likes it. Only Vice President Luo Yi likes to call each other by the title of the party on any occasion. It cannot be said that he is particularly artificial, but it is related to his knowledge, cultivation and experience.

He is a native of Hubei, in 1980 he was admitted to the Chinese People's University, the cradle of training national political cadres, graduated with excellent grades and obtained a master's degree, was arranged to work in the general office of the Hebei provincial government, and later went to Shenzhen as a secretary and a leader, saw the great changes in Shenzhen, and grew up from it. Since he has worked beside the leader for a long time, his every move is imbued with the norms of standard upper-level communication.

Xu Aiqun, director of the branch office, came to Wang Xianyao's office and just said: "President Wang, everyone has arrived." Later, when I saw Luo Yi and Xu Yunfeng, her face immediately bloomed with a bright smile, and there seemed to be crystal tears in her eyes.

Xu Aiqun also shook her hand, said the words, and used her two eyes to find the teacups of the two leaders, ready to add some water. At this time, Shao Yunfeng said, "Don't drink water, let's go to the conference room." ”

So, Wang Xianyao took the notebook and took Luo Yi and Shao Yunfeng to the conference room. The comrades waiting in the conference room nodded or saluted with the two leaders.

After everyone sat down, Wang Xianyao said: "The head office is very concerned about us, President Luo and Director Shao personally came to visit us and held a meeting for us. Next, I would like to give the floor to President Luo. ”

Luo Yi said: "Everyone is working hard at the grassroots level, especially the Hubei sub-branch has a poor foundation, many old problems, and high work pressure, and I thank you on behalf of the head office." Today is the announcement team. After studying, the Party Committee of the head office decided to appoint Comrade Wang Xianyao as the vice president of the Hubei branch (presiding over the work) and Comrade Chen Jiajiao as the vice president of the Hubei branch. ”

Luo Yi finished announcing, looked at everyone, and then said, "Comrade Wang Xianyao has been here for three months, right?"

Wang Xianyao said: "There are still a few days left. ”

Luo Yi said: "In three months, Comrade Xianyao has done a lot of work, and the operating conditions and asset quality of the sub-branch have improved, which has been fully affirmed by the Party Committee of the head office. At present, the top leaders of each branch are mainly deputies, and I hope that Comrade Xianyao will not misunderstand. In addition, we should also correctly evaluate Comrade Zhuang Yu, the former general manager of the service cooperative, who had to explain and make a difference to the complex board of directors and shareholders in the environment at that time. However, we also need to see his good intentions, and we must see that the objective environment forces him to do so. Now, we can also use him positively, set him a middle-level treatment, do the best of his ability, continue to do a good job, and try to avoid the appearance of a whole person. We just have to find ways to turn the negative into the positive, and the passive into the active. I think it should be possible to make a difference. ”

Luo Yi habitually pushed his glasses and continued: "Now let's talk about a few personal opinions. ”

After speaking, he glanced at Wang Xianyao and continued: "1. I hope that Comrade Xianyao will strengthen investigation and research, unite a group of people, work together, pay attention to uniting Vice President Chen and middle-level cadres, mobilize their enthusiasm for work, and fully trust and rely on them. The main task of the comrades is to assist Comrade Xianyao, to be a good staff officer, and to come up with good ideas. Together with the middle-level cadres present, respect and obey the leadership of Comrade Xianyao. 2. Business development issues. At present, it is necessary to do a good job in deposits, sort out problems left over from history, adjust the asset structure, and lead a good contingent of employees. Third, it is necessary to strengthen the building of discipline and the building of a clean and honest government, and do not be afraid of offending people. The head office hopes that you will manage yourself well and at the same time, take care of the entire workforce. Moreover, it is necessary to restrain from the system and mechanism, so as not to cause problems. Fourth, the work of three prevention and one guarantee must be unremittingly grasped. In short, the head office has every reason to believe that you can do your job well. ”

After Luo Yi finished speaking, Shao Yunfeng looked at Wang Xianyao and said, "Xianyao said it." ”

Wang Xianyao said: "First of all, I would like to thank the leaders of the headquarters for their trust, and I strive to work hard to repay the leaders' concern. In addition, I would also like to make a suggestion to the headquarters: the first is the problem of funds, such as ours, the amount of overdrafts given by the headquarters is not enough, and it is recommended to increase it. Second, the headquarters should give us a long-term plan for a sub-branch like us, with phased goals, as long as the phased goals are achieved, they should not be treated as overdrafts. Third, can the loan-to-deposit ratio be set more appropriately?"

Shao Yunfeng said: "What Xianyao said, let's take it back to study." Governor Luo still has something to do, let's go back first. ”

The participants stood up and sent Luo Yi and Shao Yunfeng out of the conference room, while Wang Xianyao, Chen Jiao, and Xu Aiqun came to the parking lot and watched Luo Yi's car leave.

Wang Xianyao sent Luo Yi back to the office, pacing and thinking in the office: "The head office also has the temperament of not talking about words, and when you want me to come down, you talk wildly, and you want to support something." In the past three months, the head office has not borrowed any money, and there is no way to overdraft it, and it has to bear high costs; at the end of the year, it is not a big loss? I want to ask the loan account to make some deposits, but if I do not approve it, the overdue interest will be calculated more and more, and it will become a thing on paper; the expenses are stuck, and you have no money to tackle the problems if you want to buy a deposit; and now, I have left a hand in personnel appointments, and I was originally the deputy director of the head office, so I stayed so comfortably, so why should I suffer this crime when I came down to the deputy post? To put it bluntly, the headquarters was not very satisfied with my three-month work. Isn't this because I show an overdraft? But I'm also running around every day to keep the door open! It's the hardest job I've ever had since I started working. ”

In fact, there are not a few people like Wang Xianyao in the Citizens Bank, who have complex ideas in their minds. Governor Gu Dingli is also fighting fiercely in his heart, feeling that the city leaders have not fulfilled their original promise to settle local accounts such as finances and investment companies with the People's Bank as the main channel. I went to the city leaders several times, but the city's speech became more and more difficult to hear each time. As a result, the current funding channels of the citizens' banks have become a situation where there is no source of funds, and they cannot be stopped if they go to no dam.

"If the city gave me half of what I promised, I would be much more relaxed!" Gu Dingli not only said in his heart, but sometimes complained in front of his subordinates.

Li Guolan came to Xia's office and said to Xia: "Manager Xia, the official seal of Wang's Industrial (Shenzhen) Co., Ltd. when it took out a loan was fake. ”

Xia raised her head, looked into Li Guolan's eyes, and asked, "How did you know it was fake?"

Li Guolan said: "You assign this company to me to manage, I went to their company, and his boss Wang Yi personally told me that they have two official seals. ”

The loan of this company was run by the original Third Credit Department, and Xia asked: "When you applied for the loan, did Wang Yi show up?"

Li Guolan said: "I don't know. ”

Xia said: "Let me help you judge: if his legal representative knows that the company has two official seals, then at best, one has been filed with the Public Security Bureau, and the other is engraved privately." In this case, it cannot be said that the privately engraved official seal is fake. So, why did he engrave an extra official seal? Why did he use the one he engraved privately when making a loan? This may involve their subjective intention, whether it is a fraud. If it was the legal representative who came to apply for the loan at that time, he was not afraid of cheating. ”

Li Guolan was unwilling, but she still said: "When you say this, I am relieved." ”

"But you should still find out," Summer said. In this way, you can ask Bu to see if Wang Yi signed the contract at that time, and check his handwriting. If you still have questions, tell the president. ”

Speaking of this, Xia looked at Li Guolan with her eyes: she looked ordinary and pragmatic: she was about one meter five tall, and she was solid and stout. There is nothing new about the eyes, mouth, ears, and nose on her head where they should be, except that her face is a little like that of a boy, and the two lips are a little thick, which gives some hint of the strong side of her personality - maybe a little manly.

In fact, Li Guolan's behavior is really like the message conveyed by her appearance: everything is based on pragmatism that is beneficial to herself, which is very realistic. That is what some people often say nowadays: if you have milk, you are a mother. This is inevitably criticized.

Just after Summer's eyes looked at Li Guolan, the phone on the table rang, and Li Guolan immediately retired.

Summer picked up the phone and asked, "Hey, which one?"

The voice on the phone: "Manager Xia, hello! I'm Ling Hua, I haven't been in touch with my old friend for a long time, have you been busy lately?"

"Oh, Mr. Ling, I'm covered with dew right now, what, you want to help me?" asked Xia as she spoke.

Ling Hua said, "When you are free, come and sit down." ”

Summer said, "How's the afternoon?"

"Okay! I'll be waiting for you in the office. Linghua put down the phone.

After talking on the phone in the summer, his thoughts returned to the Wang company that Li Guolan talked about: it was characterized by the linkage between deposits and loans in February 1995, and the third credit department made a guaranteed loan of 3.9 million yuan. Because Li Guolan must have a bad relationship with Bu, Xia is also vigilant about Li Guolan's way.