In the conference room of Hubei Financial Services Society, the three CEOs of the financial services society, plus Chen Shiqing and Xia, were studying several loans. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

When Xia was introduced to Shenzhen Shunfeng Industry and Trade Group Co., Ltd., Xia Xia said: "This customer is the first customer from the credit department on the opening day of our financial service cooperative. At that time, he said something very ugly, and he wanted to make a preferential loan, but he left. Recently, Wu Dongzhi introduced it again. I read his information and felt that the company's operation was okay and the mortgage was okay, so I reported it to the CEOs for study. ”

Qin Xianhong asked: "What is the behavior of the CEO of this company?"

Xia said: "He is from Chaoshan. As we all know, one side of the water and soil nourish the other side of the people, and the Chaoshan people are a relatively hard-working ethnic group in the south of our country, and as long as there is a chance to survive and develop, the whole world can become their paradise. According to my experience, there are roughly two kinds of people among them, one is to be arrested and shot in case something happens, and he will not say a word, and the other is to call you a brother and brother, and there is no problem in dealing with you again and again, and the last time you are deceived and you are not discussed. In the 70s, when my hometown was the strategic rear of the country's planning and preparation for war, many Chaoshan people with bad political composition were evacuated to us. But I've also seen not very good Chaoshan people. Let me tell you two true stories: my hometown is rich in timber, in the late 70s and early 80s before the reform and opening up, many Chaoshan villagers brought smuggled tape recorders to the relevant personnel in our county, and the transactions were very good again and again when buying timber. However, often the last two cars went wrong, and they couldn't find the north when they asked him for money. It is even more troublesome to have a director of the grain management office, also because the Chaoshan villagers buy the 'three super grains' from him. In the beginning, these people were as good as they were, not only paying you for the grain in advance, but also sending Chaoshan's industrial products, such as watches, and seafood, squid, salted fish, and kelp to the director's house. However, when it came to the last transaction, the account was closed. At first, the director was not convenient to collect the money, but after two or three years, he was about to leave his post and asked someone to go to Chaoshan to collect the debt, and the other party said: 'I have already given it.' After speaking, he took out a small notebook, which was written: when and what was sent, and how much it was equivalent to, it was clearly written, and the director was confused, and he was not guaranteed to have a late holiday. ”

Zhuang Yu's face was flushed when he heard this, and he asked, "Old Xia, what kind of person do you think Wang Fengshou is?"

Summer said, "I can't say it well. However, I listened to his mean words on the first day of opening, and I thought that his loan could still be repaid. ”

As a result, Hubei Financial Services took out a mortgage from his company.

On the second night of this meeting, Xia unexpectedly received a call from Wang Fengshou, inviting him and Ou Zhongzhong to have dinner at the East Lake Seafood Restaurant.

When Xia and Ou Zhongzhong came to the door of the restaurant as promised, Wang Fengshou was ordering a lobster, preparing to "eat two shrimps". After seeing him order a lobster with a restaurant, Summer pricked off the dragon's whiskers and put it in his briefcase.

Summer felt strange and asked, "Mr. Wang, does this lobster whisker still have any effect?"

Wang Fengshou said with a smile: "There may be stale lobsters in the restaurant, I'm afraid that they will change it, grab this lobster whisker, and check it when you eat it." ”

Xia smiled and said, "Mr. Wang is really knowledgeable. Admire. ”

At the wine table, when Wang Fengshou and Xia raised their wine glasses, Wang Fengshou said: "I thank Manager Xia for coming, giving me face, and I strive to be the first kind of person you say." For the sake of talking, we toasted together. ”

Summer heard what he said, and in desperation, he also drank a glass of wine.

On Saturday, in the staff turnover room of the People's Bank of China's Xiabu Temple.

In the evening, after having a hasty dinner with his new wife, Chen Jiaojiao pushed open the floor-to-ceiling windows facing south and looked in the direction of Hong Kong. When I saw the fishing fires and the light of the high-rise buildings, I thought, "This fishing fire is inseparable from the lives of my ancestors, and when I see him, I think of my hard-working parents." When will my wife and I really have a decent home of our own? Has God given me a chance? Have I seized the opportunity?"

Thinking about it, he suddenly looked back on his childhood.

Chen was born in a family of fishermen on an outlying island in Taishan, Taishan, province, and his ancestors made a living from fishing, and lived in small fishing boats for generations. After the establishment of the Republic, the fathers were able to get off the fishing boat and live on land. However, in the fishery production team, the life of the whole family is still stretched, and life is very difficult.

When Chen's parents were young, the state did not implement a family planning policy, and the couple gave birth to three children in one fell swoop. Chen Jiao has three brothers, he is the third, and above him are two elder brothers. Since neither of the two elder brothers wanted to study, in fact, his family could not afford to pay the tuition fees of the three brothers under the conditions at that time, and his father and mother all hoped that Meimanzai Chen would be able to glorify his ancestors and get ahead. As a result, the third child was named "homework" by his father when he was born. His father was an uneducated person, and the so-called "homework" was to read, and only when he read did his homework. If you do your homework well, you will be able to get ahead and glorify your ancestors.

Under the continuous education of his parents, the young Chen homework was very obedient and he was also very hard-working in reading. Although his confidence is not very smart, and he was malnourished and short and thin when he was young, he did work harder than his two older brothers in reading, and he did well in his homework. In the primary school on the island of his hometown, among the dozen or so classmates, he still ranked first or second. When he arrived in middle school, he lived in the town's school, and his parents had to pay a lot of money every month to support him to go to school, which left a deep impression on his young heart. Therefore, he studied harder in junior high school, although he was not the first or second in the class, but retreated to the middle state, but this ranking is not the same as in elementary school.

During the three years of high school, Chen Jiao's parents were in debt for him to study: they borrowed some money from the villagers, paid the school choice fee to Taishan Middle School, and sent Chen Jiao, whose grades could not reach the county middle school, to the county to study in high school. Now, whenever Chen Jiao thinks of this, he is grateful to his family and mixed with some guilt. I am excited and grateful that my parents have the courage to borrow money to pay their children to study, and I have not lost the expectations of my parents, so I was admitted to the state-run college of finance and economics, and after graduation, I arranged to work in the Shenzhen Special Economic Zone, which changed my fate. The guilt is: I have been working for a few years, and I can't come up with much money to contribute to the family, on the contrary, after arranging work, socializing, making friends, getting married and other activities one after another, and still asking the family to pay for it.

Chen homework thought: "There are some things I want to do, but at that time, in the People's Bank of China, my monthly salary was only six or seven hundred yuan, and I really couldn't make ends meet, and I slowly became a powerless person." Finally, he became the deputy general manager of Hubei Financial Services Co., Ltd., and his salary increased more than ten times at once. At that time, I was satisfied, but when it came time for the financial services agency to pay salaries and bonuses, I felt unbalanced when I saw that the salary and bonuses of the department manager who was my subordinate had more than doubled as much as my own. It turns out that it's not difficult to make money and make a fortune!"

At this time, his wife stepped forward, put her little hand on her husband's shoulder, and asked gently, "What do you want?"

Chen Jiao pretended to be mysterious and said, "I'm thinking about our house purchase." ”

Chen Jiaojiao slowly closed his eyes from the window into the room, thinking in his heart about the large amount of money remitted by the Longgang Functional Bureau a few days ago: "This section chief Xu is really 'Xu Da Ma stick' -- a mallet! He won't even take care of his classmates, so tell me before he makes a deposit, isn't it okay? As I introduced it, won't I add an extra 10,000 yuan a month? How can I turn around now? By the way, first of all, we must know the inside story of their transaction, and ask whom: Xu Da Ma Bang, Summer, Linghua, If you want to say that it is convenient, it is better to ask about the convenience of summer. ”

So, Chen took care of the summer science machine. However, it has not been restored for a long time. He took it a second and third time, but it still didn't come back.

Chen Jiao said in his heart: "As my subordinate, why don't you restore my machine?"

"No, I can't do it. - Two flowers bloom, one for each, and the camera turns to the summer home: in the summer, his wife Fan Ting showed him the science machine, and also took the big brother to him to ask him to restore the machine, and said to Fan Ting.

Fan Ting was puzzled and asked, "This is the vice president of your financial services agency, won't you go back?"

Xia said: "He has nothing to do, and now he is contacting me, which is actually to negotiate with me for the bonus of 15 million yuan deposited by one of his classmates." It's not too late to deal with this on Monday. Big brother, don't open it. ”

The next morning, Chen's homework was still in the summer, and the summer still had not resumed. Instead, he and his nephew Xia Zhong came to the playground of the Seventh Detachment of the Armed Police early to learn to drive a car.

It was almost five o'clock in the evening, Xia Zhong asked, "Do you dare to go to the North Ring Road now?"

Summer said, "You sit next to you, what am I afraid of?"

So, the car got on Hongling Road, went straight to Hongling North Interchange, and then turned down and drove towards Yinhu. When Xia drove to 60 kilometers per hour, Xia Zhong looked ahead intently, for fear of an accident. Twenty minutes later, we arrived at the branch garden. There's an open space there, which is great for people to learn to drive. In the summer, the uncle and nephew drove the car in, where they learned subjects such as fixed-point reversing and fixed-point parking.

At more than eight o'clock in the evening, Xia drove a car and drove back to Sungang Village with confidence. At this time, Xia Zhong already had some praise for his uncle's skills, he sat in the front passenger seat, and his legs were restlessly put on the inside of the front car glass to cool down.

On Monday, Summer arrived at the office, just in time for Chen to go to work. Chen Zuo said angrily: "Why don't you restore my machine?"

Summer couldn't say anything and asked, "Is there something wrong?"

"I want to ask, what do you do with the deposit of the Longgang Functional Bureau. Chen said.

Xia said: "This deposit was contacted by the Shenzhen Shantou Company, and we are happy to not know how to deal with it internally." After coming to us, you don't move for a year, and that's it. ”

"What about the deposit task?" asked Chen.

Xia said: "How do you think it should be handled? My opinion, although it was introduced by Shenshan, I can share half of each of you and me, and I will help the loan officer complete the task." ”

Chen Jiao didn't expect the summer to be so atmospheric, so he said, "Yes." I am also in charge of the sales department, and my subordinates cannot complete the task, which means that I am incompetent. My part is under Tan Feiyan's name. By the way, what is Linghua's phone number?"

Summer wrote Linghua's phone number to Chen's work.

It was precisely because of the phone number provided by the summer that Chen Job's heart was tickled. So, he made a few phone calls to Ling Hua, and later went to Longgang to meet with "Xu Da Ma Bang", made a foolish thing, and almost planted two national cadres. -- That's a later story.

Tan Feiyan, the new deputy director of the sales department, was attending a meeting at the weekly meeting of the department manager of the financial services cooperative, when suddenly, the machine in his trouser pocket vibrated and his thighs itched. She immediately took the science machine out of her pants with her right hand to see who was the department. I saw that the message of the branch machine read: "Director Tan: I am fellow countryman Shao Min." Please go to the second floor of the Southern Hotel immediately for tea and discussion. ”

Tan Feiyan looked at the science machine and was uncertain.

It is also a master of art who is bold, and after a while, she said to Zhuang Yu shyly and quietly: "Mr. Zhuang, there is an emergency department in the sales department, let me go down first?"

Zhuang Yu said: "Okay. ”

So, Tan Feiyan went downstairs, put down the notebook at the sales department, and was as anxious as a lost dog, busy like a fish that slipped through the net, and hurriedly ran to the second floor of the Southern Hotel. Ascending to the second floor, she held on to the handrail of the stairs, panting, and a burst of fragrant sweat permeated the scene. When he saw Shao Min, the deputy general manager of Shenzhen Ningfeng Industrial Development Co., Ltd., he said coquettishly: "I'm tired to death! ”

Shao Min is a master of protecting flowers, and when he saw such a scene, he immediately stretched out his "salty pig hand" - his left hand wrapped his arm around Tan Feiyan's thin waist and walked to his table to beckon him to sit down. Then, with his right hand, he expertly pressed his left upper chest into the suit pocket and turned on the miniature tape recorder unknown to the good man.

Subsequently, Shao Min called for refreshments and invited Tan Feiyan to morning tea.

After a while, Shao Min said: "What do you say in the four great joys in ancient China, a long drought meets nectar, a foreign country meets an old acquaintance, and when the title of the gold list is inscribed, what is the other one?"

Tan Feiyan said with a smile: "Don't ask me this kind of question for the top prize." I'm not afraid to say in front of my fellow countrymen, I'm a person who eats all day long and has nothing to think about. ”

Shao Min said: "I'm so excited, not knowing you in Shenzhen is like meeting someone from another country! If the two of us operate well, it will be difficult for us not to make a fortune." ”

Tan Feiyan said: "I am willing to listen to Mr. Shao's advice." ”

At this time, I saw Shao Min take a look at Tan Feiyan and said: "If you have the opportunity, we will join forces to do capital business, you can provide clues, and you can also find the credit department if you really deposit money, you don't come forward, everything is coordinated by me, and you will get your share." ”

Tan Feiyan said: "The interest rate difference of the 5 million deposit I told you that day, I want seven points, that is to say, the interest rate difference of 420,000 yuan a year, after the deposit is received, can you take it out?"

"Generally speaking, you can't figure it out until the loan is out of the bill. Shao Min said.

"My opinion is to pay it off on a regular basis, but how much deposit do you pay me first?" Tan Feiyan asked.

"Let's pay 50,000 yuan first!" Shao Min said.

"I think I pay 30% upfront. How about about 150,000?" Tan Feiyan asked.

Shao Min said: "You have to take into account the difficulties of your fellow countrymen, can you give 70,000 yuan first?"

"Seventy thousand is unpleasant to die, and if you settle it, you will give a deposit of 100,000. Tan Feiyan showed her gentle charm and said softly and firmly.

……

Later, Tan Feiyan really got a deposit of 5 million yuan from Base Electronics Co., Ltd., and handed it over to Shao Min and three credit managers to coordinate with the supporting loans. When asked about Summer, Summer felt that the interest rate spread was too complicated and mysterious, and was reluctant to find a lender to match.

What Tan Feiyan didn't expect was that she, a fellow countryman, touched her left breast, and the sounds of them talking, eating pastries, and even ridiculing were all included in his pocket. He didn't record these for fun, but as part of his work and work achievements. In other words, he is going to release or save it for people to hear.

This is the tape that he and Wang Yang went to Shenzhen Ningfeng Company to do post-loan inspection work in the summer of the future, and Zhong Ningfeng pulled the tape that he heard in the summer to another room. It is true that for Zhong Ningfeng at that time, although these tapes were listened to in the summer, their effects had not been exhausted, and they had to be kept. -- That's a later story.

Later, this Xiangxi man, who likes to wear a straight suit no matter what the occasion is, no matter how high or low the temperature is, is still tossing in Shenzhen for more than half a year. Of course, he can be regarded as an adventure in Shenzhen. During his adventures in Shenzhen for more than half a year, he repeatedly touched his left jacket pocket with his right hand. Fortunately, he was blacklisted by the People's Bank of China for cash-taking cases, and the cases have been reported repeatedly. Later, he was keenly aware that he had lost the basis of his existence in Shenzhen, so he quickly left. Otherwise, I don't know how many people will attract official criticism because of his miniature tape recorder, and even be invited to the detention center.

And Tan Feiyan is indeed not badly lucky. The people who listened to this tape in the future, except for Shao Min's accomplices, were righteous men and gentlemen who had experienced baptism on the discipline inspection, supervision, and auditing fronts. They looked at the matter very calmly from a historical perspective, and did not even tell Tan Feiyan herself. So much so that she still maintains the bold nature of an artist, and continues to achieve her dream of "having eyebrows among women".