At about 11 o'clock in the morning, Huang Zhonghui called and told Xia: "I have arrived at the Southern Hotel, and I will meet at the Huangsheng private room on the second floor of the hotel on time at 12 o'clock." Pen ~ Fun ~ Pavilion www.biquge.info"

Summer promised to arrive on time.

Then comes the summer to think about what to talk about at this dinner, how to start talking, and what effect to achieve. Xia thought: "Since President Wang and President Chen have already looked for him, they can't press him too hard, and some words are up to the point, but a minimum requirement is: the situation must be clear, no matter what means the governor takes, he must be strategic, lead and not provoke." After all, this is a large loan of nearly 30 million yuan, and there should be a countermeasure. ”

Summer wrote an outline, read it a few times and memorized it in his head, and felt that there was nothing missing, so he took a bag and walked to the Southern International Hotel.

In the hall on the second floor, the welcome lady brought Summer to Mr. Huang's private room. At this time, Huang Zhonghui was already in the private room, although he and Xia were not fellow villagers, but they regarded themselves as locals, that is, they were identified as locals with Xia. Therefore, there is no estrangement between the two, and as soon as they meet, they are very enthusiastic as if they are brothers, and Summer also likes this kind of friend who has no distance in the process of interacting with people.

Southern International Hotel is one of Huang Zhonghui's favorite places to stay, whether it is the room on the floor or the Chinese restaurant on the second floor, the ladies are very familiar with him. After Huang Zhonghui beckoned Xia to sit down on the sofa, on the one hand, he asked the young lady to make a pot of Tieguanyin, and on the other hand, he asked the young lady to ask their Chinese food minister to come and order. Then he said to Xia: "I have had a lot of things in this row recently, the original villager group set up a company, sold land and sold the problem, and was sued by others, the procuratorate looked for me every day, and I didn't live in Longhua for more than 20 days." Look at me: two mobile phones, two cars, and three horses are serving me. It's so enjoyable!"

Seeing him brag about committing the crime as something challenging in normal life, I don't know whether to comfort him or praise him, I thought to myself, this is really not easy to handle. After a while, Summer interjected and asked, "Is this a big deal for you?"

Huang Zhonghui said: "I have experienced a lot of things, and there is no difference between big and small. Last month, we drove three cars to Dguan, not the police desperately chased us, and then stopped the car, the police said that they had a murder there, thinking that we did it, so they tracked all the way. ”

Summer sounds a little outrageous. He asked, "What is the nature of the preliminary direction set by the procuratorate for the matter of your villager company?"

Huang Zhonghui said: "It's useless to go in any direction if you don't go in, and if you go in, you say that you are cheating, embezzling collective property, and embezzling, and what crime is not easy to convict? You are stupid!"

Summer smiled and said, "I can't imagine that Mr. Huang is still versatile?"

Huang Zhonghui said: "If I hadn't been named, they would have done it a long time ago." Let's just say that last night, I had a good stay in Yinhu, but a phone call came, and I moved two more places to stay up until dawn. ”

At this time, the Chinese food minister knocked on the door and came in, followed by the waiter who was ready to serve the food. Huang Zhonghui said: "We went to the stage and talked while eating. Today, let's have a bottle of low-degree Wuliangye. Let me tell you, that day President Wang asked me to invite me to dinner, that is, this room, and the dish is also this dish. And what's the name of that short vice president of yours?"

Summer smiled and said, "Chen homework, right?"

"Yes, President Chen. Huang Zhonghui said: "It seems that Mr. Zhuang is not very good, and asked me how to make a loan." I said that I was going to fight a lawsuit against the service agency at that time. ”

The two talked while eating, and Summer asked, "Last time, you talked about the overall transfer plan of your big hotel property, how is the situation?"

Huang Zhonghui said: "This state-owned bank has also gone back on its word, and the top has changed its team, so that the bottom is at a loss. At the beginning, he said that he wanted all of them, and now he said that he wanted a little, and the rest was bought by McDonald's and KFC. Alas, it's annoying to say, come and drink. ”

The two drank a glass of wine, and Summer said, "If you're going to deal with the collateral, it's better to call the buyer to meet with us, it's easier to operate." ”

Huang Zhonghui said: "When they are more mature, I will bring them here." ”

Xia said: "According to your current situation, you rarely go back to Longhua, it seems that the deposit has also been affected?"

Huang Zhonghui said: "Don't talk about this, how to say it in the local dialect: 'People have a weak face and a black face, and their hands are bitten by urine.'" I originally wanted to pay back 5 million yuan, and I had 8 million yuan in the account of the villagers' company, but now it was suddenly frozen. A few days ago, I went to Heyuan to get back an acceptance bill of 8 million yuan, and now I am doing discounting in Longhua Agricultural Bank.

Xia listened to Huang Zhonghui's inadvertent statement that 8 million yuan was frozen, and while holding vegetables, he thought: "It seems that his case is not a trivial matter, the question is who sues him and in what name." Hopefully, it has nothing to do with our mortgages and loans. ”

After the two finished lunch, it was almost two o'clock, and Huang Zhonghui asked, "Manager Xia, how is Mr. Zhuang now?"

"He should say he achieved a soft landing and left, and we did the rest," Summer said. ”

"And what is he doing now?" asked Huang Zhonghui.

Xia said: "I heard that I rented a house in Yijing Garden to work, but I don't know exactly what I do. ”

Huang Zhonghui said: "After being a bank boss for so long, you should have made money, what are you doing now!"

Summer smiled and said, "Mr. Zhuang may not necessarily make money." We lent you 30 million yuan, how much did you give him?"

Huang Zhonghui's face may have been a little red because of the alcohol.

In the summer, he said goodbye to Huang Zhonghui and returned to the Hubei branch, because he drank alcohol and it was inconvenient to move around, so he stayed in the office to read documents. After reading it, I turned on the computer to check if there was a new spirit in the head office.

At more than three o'clock in the afternoon, Chen Shanwei of Shenzhen 38 Co., Ltd. knocked on the door of Xia's office for the general manager and said to Xia: "Manager Xia, I always feel sorry for you for what you said in the morning. You see, this is the land application certificate for the project under construction that our company is engaged in, take a few copies and put them here as collateral for our company to borrow 200,000 yuan from you!"

Xia took the land construction certificate from Chen Shanwei's hand, and after reading it, he felt that it had no effect on repayment and mortgage, but at least it could prove that his company was related to the project. So he asked, "Do you have to go through any paperwork procedures for mortgage?"

Chen Shanwei said: "No. Let's just use it as a supplementary basis for the money we have indeed borrowed from you! When the project is really completed, how will the creditor's rights and debts be settled, and then we will talk about it. ”

Xia asked again: "Do you want me to write a receipt to get your land application certificate?"

Chen Shanwei said: "No. I'll put it here first. ”

Summer said, "Yes, I believe and hope that you will pay it back as soon as possible." After returning it, the set will be returned to you. ”

Chen Shanwei said: "I must hurry." ”

After speaking, Chen Shanwei said goodbye to the summer and returned to the company.

When he got off work that afternoon, Chen Shanwei made a phone call to Summer at his company. Chen Shanwei said: "Manager Xia, I forgot to tell you one thing: the head office of the People's Bank of China once sent someone to our company to learn about your loan to our company and the service cooperative. ”

Summer thought this was a noteworthy piece of information and asked, "When did the head office come to you?"

Chen Shanwei said: "At the beginning of last month, two men and one woman came. ”

Xia thought that this woman might be Xu Aiqun, but could the man be President Wang?

Chen Shanwei said: "I haven't seen them, it's not President Wang." ”

Summer said, "Thank you for relaying the news to me. ”

Chen Shanwei said: "There is nothing that you should do as a friend. I tell you, just to remind you to pay proper attention to safety. ”

Summer put down the phone and sat in the office, thinking about the intention of the head office to send someone to understand the situation. In fact, Shenzhen 38 Co., Ltd. is the link point of the Citizens Bank of China, and Xu Aiqun has already told Xia that there is nothing wrong with coming to understand the situation.

"Did you hear any news, or who sued what, or was it a personnel appraisal? The key is who understands and understands the starting point. "Summer thought.

Later, Xia thought about it: Huang Zhonghui also said that the president was talking to him alone. What's more, in their daily work, the two presidents sometimes use the lawsuit against the old loan account as a threat to the original loan manager. This is not a good thing for either the Citizens Bank or the individual. As the saying goes: "You can't have the heart to harm others, and you can't have the heart to prevent people." "In the current reality, it is better to observe calmly.

You see, Chen Shanwei, the legal representative of Shenzhen 38 Co., Ltd., and the people in charge of the Hubei branch of the People's Bank of China negotiated the credit business in a negotiated manner, either to repay some loans, or to help organize deposits to the bank, and both sides were open-minded.

However, don't think that this is an ironclad rule of interdependence between banks and businesses, there is no eternal friend, and there is no eternal enemy. This principle is very effective in all aspects such as politics, military, diplomacy, and interpersonal relations, and it is especially true for all parties involved in the economic and financial fields who clearly emphasize the maximization of mutual interests. Once the respective interests of the Hubei branch and the 38 joint-stock company are not realized, the relationship between them will deteriorate, and at best, it will form a strange road, and to put it pessimistically, it may be a bad word. What's more, the lending business of Shenzhen 38 Joint Stock Company and Hubei Sub-branch has experienced the coordination of the bank's two legal person systems and two sets of management teams.

As one of the people in the matter, the summer saw the clue with rare calmness and deep insight, and tepidly maneuvered between all parties, trying to avoid future disasters.

Precisely:

People have no long-term worries and near-term worries, and if they listen to both, they will clearly listen to and lose;

The praying mantis catches the cicada as a warning, and Mo Xuexiang Yu is coarse. (To be continued.) )