Up to now, Yin Jun's cash flow has exceeded 6 billion Hong Kong dollars.

As a person who was unwilling to even take out a loan to buy a house in his previous life, that is, he didn't want to go into debt, and in this life, he was able to withstand the pressure of a loan of 3.7 billion US dollars and the pressure of interest expenses of more than 1.2 billion Hong Kong dollars a year, Yin Jun did better than he imagined.

The most important reason for holding the money in hand so hard and not paying off the debts was not only to deal with the possible operating pressure, but also to pick up the leaks between 1982 and 1985.

In the past two years, it has been the biggest opportunity for Xiangjiang to pick up leaks in the past 40 years.

Li Chaoren relied on this transaction to lay the foundation of their business empire.

They still have gained so much without knowing the direction of history, in a very conservative situation.

Replaced by Yin Jun, who knew the ins and outs and even knew the exact time, if he couldn't get ten times more benefits than them, Yin Jun felt a little sorry for sending him to this era.

To this end, he prepared for three years and saved a full cash flow of 6 billion Hong Kong dollars.

And so much money has also made him the richest man in Xiangjiang, and the Kirin Group is also the company with the most cash flow.

Now the richest man in Xiangjiang is still the charter boat king, or Mr. Huo, who you don't know how many assets he has.

It's just that their assets are about 8 billion to 10 billion Hong Kong dollars at best, and most of them are fixed assets, and the cash they can take out can exceed 500 million Hong Kong dollars, which is very remarkable.

They are all like this, not to mention the other emerging rich people in Xiangjiang.

These tycoons all started out on good relationships with banks, and they have no cash flow at all, and when they are short of money, they will seek loans from banks or finance companies, so that they can obtain much-needed funds.

This practice of leaving no room for oneself is also the most important factor in the collapse of many real estate businessmen in this storm.

Including Li Chaoren is now the same.

So after such a thrilling stage at the beginning, Li Chaoren has been accumulating cash flow for himself since the 90s, leaving room for himself, and finally reached the exaggerated situation of 200 billion Hong Kong dollars in 2008.

I have to say that this is also caused by the collapse disaster of this era, as well as the subsequent disasters in the stock market, real estate, and financial markets, which brought him a huge shadow.

Compared to them, Yin Jun can definitely be regarded as lightly traveling.

Now Kirin Group still has a loan of $3 billion, but now even the entire valuation of Disney has exceeded $2 billion.

In addition to the assets of the United States, the most profitable Kirin culture in Yin Jun's hands, that is, comics and its derivative business, is still bringing Yin Jun a high profit of more than 700 million Hong Kong dollars every month.

If it weren't for Yin Jun's spread out too much, the United States would spend more money than he earned, and he also had a large layout in the mainland, and his current cash flow would have exceeded 10 billion.

However, Yin Jun is now a businessman, and for him, the gap between 6 billion and 10 billion is not so big.

Because there is also the financial instrument of the bank.

As mentioned earlier, many companies just rely too much on banks, and once the banks don't support them, they go out of business.

So why does Yin Jun want to rely on banks and leverage financial tools to buy the bottom?

In fact, this is also an experience from Li Chaoren.

During the financial crisis in 2008, the whole Xiangjiang was in a state of rumors, and Li Chaoren held a press conference at this time to disclose the 200 billion cash flow in the hands of Cheung Kong Group.

As soon as the news came out, the whole Xiangjiang was shocked.

The stock of Cheung Kong Group immediately stopped its decline and began to rise.

After showing his muscles, Li Chaoren did not use the 200 billion cash flow in his hands, he chose to borrow from HSBC and Huaguo Bank, and borrowed 100 billion Hong Kong dollars for the normal operation of his company.

Not to mention that HSBC is his old friend for decades, it is Huaguo Bank, at a glance, yo, Li Chaoren has 200 billion in his hands, and he borrowed tens of billions from us, what is it?

Therefore, he easily borrowed 100 billion Hong Kong dollars.

Attention.

The 200 billion Hong Kong dollars in his hand did not move at all.

In this way, Li Chaoren actually has a capital flow of 300 billion Hong Kong dollars, which is even stronger than before.

Yin Jun also wants to learn from Li Chaoren now, but in a slightly different way.

Li Chaoren can not use the 200 billion Hong Kong dollars in his hand because Cheung Kong Group is already operating well, and those financial crises have nothing to do with it, as long as they can stabilize people's hearts and run smoothly, there will be no problem.

More often, the 200 billion Hong Kong dollars is a deterrent weapon, which is only displayed as a muscle, and will not show its own power.

But Yin Jun only has 6 billion Hong Kong dollars in his hand, which is not enough for Yin Jun to do so many things.

Therefore, Yin Jun had to use it and then borrow more money so that he could do more things and buy more things.

And the more the teenager borrows, the better, not to mention that the current interest rate is around 10%, even if it is 20% or 30%, Yin Jun can completely afford it.

Once these two years have passed, how can the profits obtained by the Kirin Group be comparable to these 20 or 30 percent?

That's at least twenty, fifty, and a hundred times...... And even more to calculate.

With such a huge difference in input-output ratio, it is strange that Yin Jun does not work the loan!

At present, the best place for Yin Jun to borrow money is naturally HSBC, the first bank in Xiangjiang.

With the size of HSBC, it is not a problem to give Yin Jun a loan of billions of Hong Kong dollars.

What Yin Jun has to do now is to plan carefully, wait for the best opportunity, show his strength, and then impress Shen Bi in one fell swoop, so that he can support his plan.

Shen Bi is such an ambitious person, as long as you let him know that his gain is far greater than his pay, he will definitely be moved.

You must know that Shen Bi is a super bull who has brought HSBC to the first place in Asia and the top ten in the world!

If he didn't have this adventurous spirit, how could he have achieved so much?

……

Yin Jun didn't want to add fuel to the fire, but in fact, Xiangjiang has been in chaos in the past few days.

Ostensibly, it is because of the revelations of the news media under the Kirin Group, because of the irregularities and huge financial risks of major loan companies.

But the root cause of the chaos lies in people's worries about the wealth they have.

People who have no long-term worries must have near-term worries.

Although not all the people in Xiangjiang are smart, the current worries are real.

Whether it's worrying about a war or worrying about the collapse of your property...... This kind of panic is infecting everyone in Xiangjiang.

Even if they are far away in Tin Shui Wai, the group of mainland immigrants who have just come to Xiangjiang are also a little confused in their hearts.

However, they are also considered the best.

Because the Kirin Group has given them the most adequate guarantee, there are jobs every day, and all kinds of salaries and subsidies are not missing, all of which are paid on time.

Moreover, most of the business of the Kirin Group is outside of Xiangjiang, so there is no need to worry about what to do if Xiangjiang has no business.

That is, the Xiangjiang people are most worried about the war, and they are a little worried, but they are not worried about the mainland, but about what the British will do to them.

But ordinary Xiangjiang people are definitely not as free and easy as them.

Especially when they knew that the Iron Lady was about to visit Huajing, the fear and nervousness that fate was about to usher in the announcement of the sentence firmly occupied their hearts.

What is the most terrible thing about life?

Death?

Fart!

When you die, you don't know anything, how can you feel terrible?

The most terrifying time should be the moment when waiting for the judgment of fate.

Now the people of Xiangjiang are in such a situation.

What will happen?

Will there be a fight in the end?

Can our days be the same as before?

Under these big problems, the issue of vital interests is also imminent.

Due to the investigation of too many banks and financial companies, many real estate developers in Xiangjiang, especially small real estate developers, can no longer hold on.

Originally, the price of houses in Xiangjiang has risen to the point of an average price of 1,400 yuan per square foot, and the better real estate projects are 1,600 and 1,800, which is simply an unapprehensive sky-high price.

But in fact, because various costs are also rising, many developers are not having such a good time.

They also owe a large amount of money to the bank, and if the house is not sold, they are prone to not being able to pay the interest, which will lead to their own collapse.

In such a ten days, almost all the people in Xiangjiang believe that the real estate market in Xiangjiang is about to collapse, so if you buy a house now, you must be an idiot and will definitely buy the highest price.

So everyone stopped buying houses.

Whether it is a big-name real estate developer or a small and medium-sized developer, not a single house has been sold recently.

Real estate developers are not sitting and making money, they are under pressure from various daily operations, advertising expenses, labor expenses, interest payments, etc.

If the company is running smoothly, then there is no problem, and they will be able to make money smoothly.

If the company can't run smoothly and gets stuck, then the fun will be great, and it will be easy to break the strings directly.

Now, after a pause of more than ten days, large companies can hold on, but small companies obviously cannot, and a day of suspension is a loss of tens of thousands, hundreds of thousands, where can they afford it?

At the juncture of a crisis, there are not many choices that people can make.

For developers who are not strong, selling houses at lower prices, shaking out funds, and coping with various expenses have become the simplest, most direct and effective way for them.

As a result, in the past few months, the price reduction channel of Xiangjiang houses has been opened......

……

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