Stephen bowed slightly: "Thank you Mr. Wang for your attention, if there is really such a day, I will call you." ”

Wang Haoan is much younger than Stephen, but his current achievements are far above Stephen. Even if Stephen becomes a director of Huaqi in the future, how many shares can he own and how much net worth can he have?

may be when he retires, his net worth will not be as good as Wang Haoan at this time. But he will have more power, which is what he values most.

After all, he is an outsider, how much salary can he give when he joins Wang Haoan, and how much power can he have? His father is also an old man in Huaqi, and in Huaqi, he can get some extra help and better realize his dreams.

Even if he loses the competition in the future, it should not be difficult for him to seek an executive position in another bank. Or, like my father, I can make more money by controlling a fund by myself.

"Mr. Wang, our Huaqi Bank has increased a lot of business at this time, and if Mr. Wang has any request, we can help, as long as it does not violate the law. ”

Stephen didn't boast, their Huaqi really has a very wide range of business, even if you want to meet with the general ~~~ of the United States, they can arrange it.

Wang Haoan doesn't have full faith, and there is an essential gap between being able to help and being able to do it. For example, Wang Hao'an asked for the formula of Coca-Cola, and their most help was to introduce Wang Haoan to meet with the directors of Coca-Cola and talk about it, and then he was ruthlessly refused.

Coca-Cola claims that their formula is unique in the world and is the company's core secret, but many people can't tell the difference between Coca-Cola and Pepsi, and even Feichang Coke and Fanhuang Coke in the mainland of China in the previous life, many people drink no different from Coca-Cola.

It's not too difficult to reverse engineer the recipe for many products, and Coke is a carbonated drink to put it bluntly, and there are no secret ingredients in it.

They are promoting it like this, which is nothing more than raising the status of Coca-Cola, telling everyone that we are the founders of Coke, our best drink, the most authentic, and the others are imitating us.

But in fact, except for some die-hard fans, most people don't care if they drink Coca-Cola or other Coke, they just drink the taste.

Wang Haoan looked at Stephen with a smile: "For example?"

"For example, we can help Mr. Wang file his taxes, so that Mr. Wang's company can pay less taxes when it is legal, so that you can earn more and the company has more money to develop. ”

Wang Haoan shook his head: "You may not understand clearly, most of my companies are still in the tax-free stage, even if some of them want to start paying taxes, they are only half tax, and there is no need to do any tax avoidance." ”

"And even if I need to pay full taxes in the future, I will not make any complicated means to avoid taxes, and it is my obligation to pay taxes normally. I've got so much, there's no need to worry about such a little gain or loss. ”

Although it is said that in the future, he can pay a lot less taxes through reasonable tax avoidance means, but at that time, Wang Haoan was also the top rich man in the mainland, what does it matter if he has more money or less money, he can't spend it anyway.

"But in the future, when my company expands overseas, I can ask Huaqi to help avoid taxes. "Pay taxes to foreign countries, pay less if you can.

It's just that don't be like some large companies in the previous life, they engaged in so many tax avoidance methods, and they were finally found out, thinking that it was tax evasion, and they would face high fines.

"Thank you, Mr. Wang, for your trust. However, the core business of our Huaqi Bank is still deposits and loans, I think Mr. Wang's company's capital flow is not low, but Mr. Wang's investment is also more, if Mr. Wang needs a loan, you can consider our Huaqi Bank, we will give the most preferential loan terms. ”

"The most favorable, how favorable? Do you know what the interest on my previous loan was?" Wang Haoan was interested, and he was also thinking of taking out another loan for the company's expansion and development.

Many large companies are the same, they frequently take loans from banks, and even if the funds can be repaid, they will not pay them off completely, because they need to use the loans to maintain a bond with the bank.

Banks in Europe and the United States have a lot of business and can help customers in many ways. It has even been said that he will never pay off the bank's loan, when in reality the bank's loan is nothing compared to his assets.

This is also why large companies have a certain debt ratio, as long as this value is not high, they will not pay it off, but use the funds to make more investments and make more money.

"Mr. Wang, we don't know the interest rate of the previous loan, but I know what the interest rate of bank loans in the mainland is now. Even if you are a big customer, your central bank has hard and fast rules, so the loan interest will not be reduced, but will only give some compensation in other aspects. ”

"We, Huaqi Bank, are different, our loan interest is floating. For high-quality customers like you, the plan we provide is definitely the most suitable, and the interest rate is the lowest. ”

"And we don't just lend you RMB, foreign currency is no problem. If your company wants to develop overseas, it is not possible to settle with RMB, and we can help you solve this perfectly. ”

Wang Haoan nodded: "What you said is right, when I expand outward, I will consider cooperating with Citibank." If I want to borrow 500 million RMB, what do I need to pay and what is the interest?"

"It depends on the situation. The interest is different depending on the collateral. Or you can also use credit loans, guaranteed loans, etc., Mr. Wang meets the standards, 500 million is absolutely no problem, we will lend as soon as possible. Then I'll give you a detailed copy of the information tomorrow for Mr. Wang to see?"

Stephen was overjoyed, and it seemed that it could really be negotiated. If he can get such a big customer, his resume will be even more beautiful, and it may not be long before he can be promoted and raised.

Leaving the United States, where he grew up, and coming to China, he did not want to recognize his ancestors or return to his ancestors, but for the development of his own career.

"Yes. Do you have any other business?"

"Yes, it is more suitable for Mr. Wang's financial audit. We will help Mr. Wang to review the financial statements, absolutely not let any gray areas appear on them, ensure to find out all the unreasonable points above, and even help Mr. Wang to run the company to go public, and become an underwriter, to ensure that Mr. Wang's business raises the most funds. ”

"Or we can help Mr. Wang's company issue some corporate bonds, we can also help Mr. Wang's company recruit other shareholders, and we can also help Mr. Wang invite some reliable professional managers......," Stephen said.

"Citibank's business capabilities are really admirable, and I will be the first to contact you if there is a need. Tomorrow afternoon, you come to our company, bring the materials, and we will discuss the loan. ”