Although some of the profits from the last financial investment in Asia have been transferred back to the mainland, the investment in the United States is also close to 800 million US dollars.

This money is not to mention the wholly-owned acquisition of Converse, even if it is enough to acquire a company of the same size, Dumas is the direct person in charge of Wang Haoan in Huaqi Bank, so he is naturally very clear about Wang Haoan's financial strength.

"Mr. Wang, we have never had any doubts about your financial strength, but I have a small suggestion, just for reference. ”

Wang Haoan put down the cup of coffee: "Say." ”

"Mr. Wang's funds in our bank are basically used for investment. There are those who invest in some emerging small companies as angel investors, and there are those who buy shares of some large companies, and the cash is really not much. ”

"To buy Converse, according to Mr. Wang's request, even if it is only to acquire 70% of the shares, I am afraid it will cost 300 million US dollars, and Mr. Wang is bound to sell some shares. ”

"Those stocks were carefully selected by our Huaqi Bank according to Mr. Wang's requirements, and now each one is rising. Although there are also those that do not rise high, none of them lose money, and their profits are higher than the interest rates on bank deposits and loans. ”

"If you sell the stock investment, Mr. Wang will lose money. So I suggested that Mr. Wang could take out a loan, a credit guarantee loan, and with Mr. Wang's assets here, it would not be a problem to borrow $3.5 billion. ”

And the interest rate on the loan will not be high, so that Mr. Wang's stock income can be more than interest, which is the most cost-effective for Mr. Wang. ”

Wang Haoan looked at Dumas: "I know that Huaqi Bank has always wanted to lend to me, but I have never borrowed a large amount from Huaqi Bank, because my cash flow is very abundant, and I don't do too risky things." ”

"Just like the last investment in Southeast Asia, if I take out a loan, there is a high probability that I will be able to make more money, but it is also possible that I will lose more and affect my industry in China. ”

In fact, Wang Haoan is not only worried about affecting the industries in the mainland, but also worried that there is no money to invest in those large companies that will explode in the future, which is the chicken that lays golden eggs.

Wang Haoan will not interfere too much in the operation and management of those companies, he only needs to participate in the shares. Of course, it is better to get more than one-third of the shares, and you don't want to be absolutely controlled.

"Dumas, I like to make money, but I don't want to take too many risks. If I can make enough money on the safe side, why take a big risk to make as much money as possible?"

"I have a plan for my future industry, and the cash I have now is enough for me. And I have a question for you, will your Huaqi Bank hand over all its business to one company?"

Dumas understands that this is what Wang Haoan is really worried about, Huaqi Bank has managed too many Wang Haoan's assets, and Wang Haoan is not at ease.

Although Huaqi Bank has always had a good reputation and is still the world's No. 1 financial company, Huaqi Bank has not been without problems.

"Dumas, have you thought about it, you have been working in Huaqi Bank for more than 20 years, and now there is still room for improvement? Have you ever considered changing your working environment?"

Dumas was stunned, he wanted to make more money from Wang Haoan, how could Wang Haoan mean that he wanted him to resign from Huaqi Bank?

"Mr. Wang, you mean you want me to work for you?"

"You advised me to register a company to avoid taxes and make it easier to do financial transactions. Later, I was introduced to a few places with very low tax rates and active offshore finance, and finally I chose the Cayman Islands, which you recommended. ”

"I admit, I appreciate you. You've done well in our previous collaborations. But you have to admit that the money you get from me is also quite large, but most of it will be siphoned off by Huaqi Bank. ”

"You have worked for so many years, not only do you have the network of Huaqi Bank, right? If you come to follow me, I will leave this company in the Cayman Islands to you to take care of, and I will also register an investment company in the United States to facilitate the operation of investment projects in the United States. ”

"You are a senior relationship manager at Huaqi Bank, but you are only a relationship manager, although you have your own team and your authority is not small, but you are not an executive, and you don't even have stock incentives. ”

"I think with your ability, you are a little condescending in Huaqi Bank, follow me, I can give you more, and when you meet the executives of Huaqi Bank in the future, you can also look at them at the same level, instead of looking up. ”

Dumas was silent, he had a smooth ride in Huaqi Bank before, and naturally he also had a backer. Unfortunately, his backer retired last year, and before he retired, he was recommended to be the manager of a subsidiary, but it was unsuccessful.

If he had worked hard for five or eight years as a manager of a subsidiary, coupled with his previous qualifications, he would have had great hopes of entering the executive ranks, but this time he failed, and his hopes became very slim.

He was over forty-five years old, and he felt that his energy was not as good as before, and he could no longer work as hard as he did when he was younger.

He still has a family, three children, the youngest of whom is less than 10 years old, and parents who are elderly and need him to take care of them now. He needs money and more recognition. If he still works in Huaqi Bank, the next time the economic environment is not good, he will inevitably be laid off at his age, what will happen to his family at that time?

"Mr. Wang, can you let me think about it?" He not only wants to think about such an important matter himself, he also wants to discuss it with his family, or go to his retired backer to test it, he still has a chance to be promoted in Huaqi Bank.

"Sure, but I want you to hurry. Talents are rare, but there are many similar talents. ”

After Dumas left, Wang Haoan lit a cigar. Loan investment, he had also considered this before, but he didn't want to continue to borrow from Huaqi Bank, he couldn't just keep close contact with one bank.

There are also many big banks in the United States, such as ****, such as American Bank, such as Wells Fargo, etc., which are all good choices.

Moreover, every bank has a multifaceted business, and some businesses are also not good at Huaqi Bank.

This time, I can borrow from other banks, so as to become a big customer of other banks and develop more connections. If he wants to invest in the United States in the future, he will definitely not be able to do it without the help of people here, not only the Chinese are xenophobic, but the same is true on the American side.

It's just that he doesn't know how Dumas will choose. If Dumas is unwilling, it will be much more difficult for him to find other candidates.