Chapter 027: Looking for Money
Ren Pingsheng finally waited for the answer he wanted, he was not surprised by An Qi's decision, she was desperate, and her husband's illness could not wait any longer, considering her current situation and character, the choice given by Ren Pingsheng could not be refused.
The two discussed in that familiar café for an afternoon, basically finalized the next way and steps of cooperation, and then went separately to carry it out.
Through the early contact and exchange, the unit price of the TAGRISSO generic drug produced by LUBIN Pharmaceutical is about 500 yuan/box, because it is the first time to do this kind of work, Ren Pingsheng conservatively calculated to buy 1,000 boxes first, and planned to invest 500,000 yuan in principal, and he and An Qi contributed 50% of the capital.
The next thing to do is to find money, looking for money, in high-end terms called "financing", is the starting point of any entrepreneurial road that cannot be bypassed, without money, without capital, nothing can be done.
But finding money is easy to say, easy to think about, but difficult to do, because Ren Pingsheng is just a recent college graduate, although he has a brain that can be transformed into wealth, but it is impossible to come up with a principal of 250,000 yuan.
Although Wenzhou people have a tradition of private lending, most of Wenzhou people's business is inseparable from private lending funds, but at this time Ren Pingsheng does not want to use this tradition, the risk of what he is currently planning is too high, except for An Qi, who must participate, he is not like letting redundant people add in, the more people the more complicated, which will cause many adverse effects.
Ren Pingsheng also didn't want other funds to intervene, the reason was very simple, he didn't want an extra penny, now every penny is important to him, the more he earns in the first pot of gold, the more snowballs will roll later.
In his previous life, Ren Pingsheng had seen the fortune experience of many business wizards, and the caliber of their fortune was not the same, but there was one thing in common, that is, the first money found before starting a business was basically given by relatives or friends.
Ren Pingsheng was no exception, he called his parents directly and told them that they needed a sum of money to start a business, but he didn't tell his parents what he was going to do, because Ren Tianhua and Wang Xiujun were both honest people, and if they knew that their only son was going to India to sell medicine, they would definitely oppose it desperately.
Because he kept his mouth shut and asked for a lot of money, Ren's mother first said no, although Ren's father was more relaxed, but he also asked his son to talk about the project he was engaged in, let him refer to it, Ren Pingsheng naturally couldn't say it, and suddenly the two sides formed a stalemate.
His parents couldn't get through, Ren Pingsheng had to find another way, he personally went to Hanzhou City, talked with Ren Xueping for a long time behind closed doors, and in front of his aunt, who was close to his mother, he truthfully explained all the plans, told his views on the future, and the current difficulties.
Ren Xueping is obviously more knowledgeable than Ren's parents, she quickly understood her nephew's entrepreneurial logic, not to mention that the generic drugs he gave himself did work very well, no matter whether Ren Pingsheng's behavior was legal or not, after all, he got a chance to recover from his illness, and he had to support Ren Pingsheng with reason.
What's more, Ren Xueping has appreciated this nephew since he was a child, thinking that he will definitely get ahead when he grows up, even her own daughter is not so important, although she doesn't know that Ren Pingsheng in front of her is from the world more than ten years later, but Ren Xueping relies on her own intuitive judgment that Ren Pingsheng will definitely succeed.
When Ren Xueping and Ren Pingsheng returned to Ren's house together, Ren's father and mother were stunned. Wang Xiujun just went to see her sister-in-law in the hospital a month ago, when she was already terminally ill and her face was colorless, but she didn't expect that in just a few dozen days, Ren Xueping, who appeared in front of her, had a new look.
Through the medication during this time, Ren Xueping's face looked much better, although she coughed once or twice from time to time, her mental state was completely different.
Of course, they first asked about Ren Xueping's condition, Ren Xueping took her sister-in-law's hand and said solemnly and earnestly: "Brother, sister-in-law, my life was saved in my life." ”
"What?" "Pingsheng?" "Ren's father and mother shouted in unison.
Seeing Ren's parents with wide eyes and an unbelievable look, Ren Xueping told how Ren Pingsheng took care of his whole family, how he contacted Indian pharmaceutical companies through the Internet, how he bought Tagrisso, and the changes he had after taking the medicine...... One by one.
After listening to Ren Xueping's story, Ren's father happily patted Ren Pingsheng's shoulder and said, "Good boy, it turns out that you asked me for 10,000 yuan to do this, you did a good job." ”
Ren's mother glared at Ren's father, and said dissatisfiedly: "Old Ren, you secretly took money for your son again, have you told me, who are you still me?"
As usual, when his wife yelled like this, Ren Tianhua would definitely go down in a low voice to make amends, but today he was in a good mood and retorted: "My son is capable and can do things, what's the problem with us helping with some money, not to mention saving his aunt." ”
Ren's father ignored Ren's mother's suddenly cloudy face, and then turned his head to Ren Pingsheng and said: "You want to sell medicine, this is a good thing to save people's lives, Dad supports you, and you can support it with any amount of money." ”
"A good thing, how do you know it must be a good thing, do you know how risky this thing is, do you know if you break the law or not, your son has a hot brain, and you still add to the fire. Ren's mother's series of difficulties made Ren's father unable to answer for a while.
He couldn't fight his wife with his mouth, but he was not convinced in his heart, so he didn't go over his head and just smoked.
Ren Xueping had been listening to her brother and sister-in-law's argument very calmly just now, watching the atmosphere of tension between the two getting stronger and stronger, and then she appeared to intervene, she took Ren's mother's hand and said softly: "Sister-in-law is also reasonable, this matter is very important to our Ren family, we still have to be cautious and think in the long run." ”
Ren's mother saw her sister-in-law standing on her side, and her mood eased a lot, and then Ren Xueping said again: "Brother, you go cook first, I'll talk to my sister-in-law, I'll stay overnight tonight." ”
Ren's father was robbed of his mother by Ren's mother, although he was not convinced, but he actually agreed with Ren's mother's consideration in his heart.
It's just that the big man can't get over his face, and his sister's instructions just helped him get off the stage, so he quickly agreed, and went to the kitchen happily.
"Pingsheng, you also go and give your dad a hand. Ren Xueping pouted at Ren Pingsheng and gave him a look.
Ren Pingsheng knew that his aunt wanted to support the intentions of the Ren family father and son, Ren's mother was a good person, she would not hide anything in her heart, she would say that Ren's father and herself were by her side, which would only stimulate contradictions, and it would not help, so it was better to go away and leave the space to the aunt and sister-in-law.
Ren Pingsheng believes that his aunt must have a way to convince Ren's mother.
Although Ren's father doesn't usually cook much, his skills are actually stronger than Ren's mother, and Ren Pingsheng is helping, in less than half an hour, a table of fragrant and sumptuous dishes has been served.
When he was busy with the meal, Ren's father didn't forget to take the time to ask: "Son, what you said earlier, whether you can grasp it or not, is it good to do it." ”
Ren Pingsheng nodded affirmatively and replied simply: "Wealth is in danger." ”
Ren's father patted his son on the shoulder with satisfaction, and then stopped asking.
When the meals were ready, Ren Xueping and Ren's mother also walked out of the room, judging from their amiable expressions, Ren's mother should no longer object to this matter.
I don't know how Ren Xueping persuaded Wang Xiujun, maybe it was the love between the aunt and sister-in-law for decades, maybe it was Ren Xueping's superior emotional intelligence and eloquence, all in all, with the help of Ren Xueping, the stubborn Ren Ma finally agreed and handed over the 200,000 yuan that the family had accumulated for many years to Ren Pingsheng.
Ren Xueping also tried her best to scrape together 50,000 yuan, and in this way, in less than two days, Ren Pingsheng's 250,000 yuan was in place.
An Qi's side was not so smooth, the husband and wife were working hard in Hanhai City on their own, and they didn't have any cash on hand. An Qi has no parents and relatives to rely on, and Tang Jian's parents are just ordinary farmers, for Tang Jian's illness, they have borrowed about 200,000 yuan from relatives and friends who can borrow money, and there is nowhere to borrow money.
The only thing they can use is the house, although Tang Jian has always opposed the realization of the house, but An Qi has made up his mind, the most important thing now is to save her husband's life, not to take care of his emotions. It just so happened that the family in the pawn house liked this house, and An Qi bargained with them several times, and finally sold it to them according to the market price of 10%.
This house has an area of 120 square meters, An Qi and Tang Jian bought it in 2004, and the unit price was 10,000 yuan per square meter at that time, and they paid a down payment of 400,000 yuan and a total of 60,000 yuan of principal and interest for 2 years. Excluding the interest and handling fees when pawning the room, An Qi actually got back about 150,000 yuan in cash, but it had already been spent on Tang Jian.
After selling the house completely this time, An Qi actually only got back the other 250,000 yuan of down payment, although they didn't have to repay the bank loan, their only asset in Hanhai City also came to naught.
Ren Pingsheng and An Qi have pinned all their hopes on Indian generic drugs, like arrows from the bow, once shot, there is no turning back.