The matter of Xiaotian Shoe City, Wang Haoan handed it over to Xu Xiaotian to communicate with Guo Jijie, presumably Guo Jijie would not refuse, after all, he also had a share of the profits of Xiaotian Shoe City, Guo Bingxiong should not refuse, Feishui did not leave outsiders in the field.

Wang Haoan can see that Guo Bingxiong still takes care of his son, maybe because Guo Jijie was unsuccessful before, so Guo Bingxiong was very disappointed, but now it is different, Guo Jijie can be regarded as promising, even more promising than the second generation of many wealthy people in Xiangjiang.

There are few second-generation people who can earn hundreds of millions of dollars without relying on the help of their families, not to mention that it is less than three years.

If AnJie Company is sold now, it will be worth at least more than one billion yuan, even if AnJie Company still has such a high debt ratio. Because Anjie company also has a lot of fixed assets, the brand value is very high, and the benefits are also very good.

Even if someone offers one billion, Wang Haoan and Guo Jijie will not sell it. Therefore, Guo Jijie's net worth has actually exceeded 500 million, and this is not counting the shares of Manhan Food.

Wang Haoan speculated that Guo Bingxiong would definitely count Guo Jijie's share of the super hypermarket investment in the mainland this time. So if he doesn't mention the company's early dividends, Guo Jijie will also mention it.

Anjie Company has tens of millions in its accounts, and after deducting the minimum cash flow required by the bank, as well as the loan interest and payment expenses that may be needed in the future, the two of them can each share close to 20 million.

But 20 million in cash is too far away for an investment of more than 200 million. Guo Jijie can also use Anjie's shares to mortgage the loan, but Wang Haoan cannot, he has already mortgaged once, and repeated mortgages are too troublesome and prone to problems.

But he still has Manhan food, and now the sales of Manhan food's products are rising, and the sales of instant noodles, crispy noodles, ham sausages, nut crisps, spicy strips and other products are very good, but there is not much cash.

The main thing is that it has just acquired Huafon Company, which is a large amount of expenditure. Then it continued to expand its production capacity, opened another branch factory, and purchased several production lines, the production line of Babao porridge.

Manhan Food can now give Wang Haoan a dividend of 30 million. Wang Haoan still has more than 10 million in his own account, and the total is only more than 60 million, which is far from enough.

Then if you want to invest, you can only continue to take out a loan and use the shares of Manhan Food as collateral.

Now the asset appraisal of Manhan Food will definitely exceed one billion, and it is no problem for his shares to borrow five or six hundred million, and two hundred million is naturally no problem.

It's just that now banks are tightening their monetary policies, and loans are not as simple as before, and the interest rates are not so low. Compared with the benefits that may be brought in the future, Wang Haoan is still willing to pay this interest.

When Wang Haoan found Du Houbing again, Du Houbing agreed without saying a word.

"Mr. Wang, isn't it just a loan of 200 million, no problem. The procedures will not be too troublesome, and it will be approved quickly, when will you use the money, if you are in a hurry, I can also help you urge. ”

It's hard to find such high-quality loan customers right now. Unlike the previous two years, when a company could take out a loan, and even many personal loans were very simple, and many bank staff were for the task, and even let their family members take out loans.

However, since last year, banks have tightened their monetary policies, and the examination and approval of loans has become much stricter, and their banks' credit work has not been easy.

He is still at a critical moment, if he performs well and has hard results, he can become the second-in-command of the provincial bank, and at the very least, he can become the third-in-command.

Last year's internal investigation showed that the non-performing loan ratio of many banks was very high, and he was the only one who was very low, just because of Wang Haoan's loan of 250 million yuan.

Of course, it is also related to the fact that the number of people who take out loans on the Longjiang side is far less than in the south.

Now Wang Haoan wants to take out another loan, and it is collateralized by the shares of Manhan Food, and the loan is "only 200 million", how could he not agree, he even hopes that Wang Haoan can take out more loans, and the shares are taken out, and it is no problem to borrow 500 million.

"Won't be in too much of a hurry, can you approve it in a month?"

"No problem. Du Houbing agreed very happily, this kind of high-quality customer, he personally greeted, and the loan could be released in three days at the earliest.

"I also have a request that interest will not accrue until I use the money. It could be used in a month, or it could be two months, or at the end of the year at the latest. ”

"Well, no problem. "Four months until the end of the year is equivalent to four months of interest waiver, which is nothing compared to three years of loan interest.

Many people don't know that the prescribed loan interest can sometimes be discounted. Big customers are never the same as ordinary customers.

Because all banks will compete for big customers, just like Wang Haoan, ICBC does not give loans, other banks rush to lend, and even foreign banks are willing.

"Mr. Wang, will you just borrow 200 million? The value of your shares is so high, you can borrow more, this time you don't need to find Citibank to do an asset appraisal, we can give you an appraisal, and the guarantee will not be less." ”

"And the loan amount can also be higher, now other enterprises loans, up to 70 percent, and even some are only 60 percent, I can still give you 80 percent. ”

Wang Haoan looked at Du Houbing: "President Du, you are about to be promoted, congratulations." ”

"Hahahaha, it's still undecided. "Wang Haoan's loan of 200 million is enough to ensure that he is promoted, but it is not certain whether he can become the second-in-command. If you are the second-in-command, you may take over the first-in-command in a few years, and if you are the third-in-command, you will have to stay up for a few more years, and you may not have a chance to survive until retirement.

"Then I'll think about it. I will borrow 200 million yuan first, and if the next project is negotiated smoothly, then before the end of the year, I will borrow another loan, not less than 200 million. ”

"Eh, Mr. Wang is really happy. I didn't say it, I'll do it in the evening, and let's have two drinks. Du Houbing was excited, Mr. Wang was really understanding.

Wang Haoan looked at Du Houbing, who was not much younger than his father, is it really appropriate for you to call me brothers? Your children are all in college, right?

"Another day, another day, I'll invite President Du to drink. I just went back to Ice City today, and I have to go home and have a look. Wang Haoan excused.

He and Du Houbing are not friends, and it is boring to drink if they are not friends. Who does he like to drink with the most, that is, these boys in the compound of the Bingfei Factory, they can talk without scruples one by one, and they can get praise for saying anything, how cool it is.

Speaking of which, he really hasn't drunk with those kids for a long time, especially Brother Zhang Jian, who works in the Bingfei Factory, and the contact has become much less.

After thinking about it, he made a few calls and arranged it. Tonight, the brothers who beat Liu Aimin together got together.