"My parents are ordinary people, thank you for your affordability, next time I have the opportunity to invite you to my house for dinner. ”

"Xiaohu, you are too modest, I want to ask your parents in person about the experience of cultivating children, learn from them, you go back and help me say hello to them, and wish them good health. ”

"I'll pass it on. ”

As the two continued to discuss the possible impact of the financial crisis, the secretary called in and said that someone from the bank had arrived, so Qi Weimin took the initiative to go out to greet him.

Throughout the afternoon, Hu Yiting accompanied Qi Weimin, and the four leaders sent by the Min Provincial Branch of the four major banks and their four secretaries held a meeting to discuss Chongguang's wafer fab project.

The attitude of the bank is very good, after all, this is a high-tech project valued by the province, and as a chip factory, once it is well operated, the ability to repay the loan is not a problem.

However, the bank is still a little conservative in terms of loan ratio, because Chongguang Group has used a number of products as collateral for the construction of Puhai wafer factory, and the technical projects that are currently willing to take out the mortgage are DVD chips and optical drive control chips, and the bank cannot judge how much it can lend before getting the specific market report of these two products.

The vice president of the provincial construction luggage finally said to Hu Yiting: "Let's set 30% for the time being, and our bank will investigate it again, if the sales report and market prospects of these two chips are really good, then the four of us will give you another additional loan." ”

This is a bit perfunctory, Hu Yiting said in his heart that we can't get the 30% loan, but since he doesn't need money urgently, he doesn't want to slap the other party, and said lightly: "Thank you, President Tai." ”

Qi Weimin felt that this proportion was too small, and said to the four leaders of the bank: "The high-tech industry can best drive the development of the manufacturing industry, which is the law of the economy, especially the chip industry, which is now the most popular industrial engine in the world. Although I am not in charge of the economy, I also know that your bank does not lack this amount of money right now. Lu Xun said that you must not read the scriptures, nor read more, if you don't read them, people will bully you, and the status of the chip manufacturing industry is also like this, it is very important to the economy, and it cannot be without. Now there is no problem of overcapacity in China, but the problem of insufficient capacity. ”

Several leaders of the bank nodded, and Vice President Tai of the Provincial Industrial and Commercial Bank said: "Secretary Qi, we understand that this is a good project, but it is because the technology content is too high, so we are a little uncertain." Support is definitely supported, but risks are also considered. ”

Qi Weimin: "Since you are all economic experts and financial experts, you have a relatively high understanding of China's industrial structure, you should know that our province and even our country are very weak in the chip manufacturing industry, and there is only one chip factory with a 0.8 micron line width in the country. Where is this sufficient? The 909 project is still early to be completed, so what will happen to the domestic manufacturing demand for the 0.8-micron process in the next few years? Now the United States, Japan, Europe, and even Taiwan and South Korea, where are there not a few 0.8-micron wafer factories, and we can't just beg others every time we want to make chips, right?"

Vice President Tai nodded: "Yes, it is because of this that we agreed to lend such a large amount of money." The risk of this project is that although 0.8 micron is still the mainstream line width, the 0.35 micron process has begun to be pushed on a large scale in the world. ”

Hu Yiting couldn't help frowning and said: "The key to the chip is to look at the function, the 0.35 micron process is not much ahead compared to 0.8 microns, and the key product is still the technology, which depends on the design, not the process! ”

Qi Weimin nodded and said: "Chongguang Company is a company that speaks with technology, and it is a knife-level high-tech enterprise, which is also recognized by the central government.

The province has repeatedly stressed that what attitude toward reform and opening up is a fundamental issue of stance, and when it comes to the critical moment, it hesitates, so how can it do business?

The four of you plus the secretary are eight people, and Hu Yiting and I are two people, but you don't think that most people are right, don't take the general loan method to set up this project, you should seek truth from facts, go to do a good job, inspect and inspect the technology, inspect and inspect the market, go to Chongguang Company to learn more, see how the first-class science and technology enterprises rise rapidly, and show the spirit of serving the people. ”

After Qi Weimin said this with a smile, the four vice presidents all felt the thrust and attitude in his words, and Vice President Tai hurriedly said: "Secretary Qi is right, we must immediately start to investigate Chongguang Company, ask Chongguang Company for advice, and strive to overcome difficulties." Mr. Hu, please give us a detailed project plan as soon as possible. ”

Hu Yiting saw that everyone in the bank was looking at him, and hurriedly said: "We have already made a draft of the project plan. ”

Vice President Li said: "The draft is also okay, we will arrange manpower to do a docking with your project as soon as possible, I think 50% of the proportion is still okay." After speaking, he glanced at Qi Weimin hesitantly.

Qi Weimin said with a smile: "I think you can investigate again and get in touch with more contact, and you will know what ratio is most appropriate." ”

The meeting didn't end until half past five, and Qi Weimin didn't leave a meal, and after sending off the leaders of the bank, he said to Hu Yiting: "You should talk to the bank and do the project carefully and practically." ”

Hu Yiting said: "Thank you, Uncle Qi, you really helped a lot just now, I thought 30% would be okay, but I didn't expect them to mention it again and give 50%." ”

Qi Weimin said with a smile: "I'm telling the truth, the key depends on your own efforts, it is a blessing that people are willing to give face, but you mainly have to earn it by yourself."

Come on, it's almost time to get off work, you call your Aunt Yuan, see where they are, you go over first, I still have some documents to deal with, I'll go to you when I'm done, you eat first, don't wait for me. ”

Hu Yiting agreed, came out of the provincial government after saying goodbye, and got into Dou Shicheng's car, who had been waiting at the door for a long time.

After making a mobile phone call in the car, Hu Yiting asked Dou Shicheng to find his way to Lin Zexu's former residence, where Tong Muzheng and Yuan Luli took their children to play and visit.

Knowing that the matter had been done, Yuan Luli smiled and said, "That's good, let's hurry up in the next few days, let's find a place to sit, rest and go to dinner." ”

So the group found a coffee shop named Jing nearby and chatted over coffee.

Sitting down by the window in the store, sipping coffee, watching the pedestrians and traffic on the street hurrying, Hu Yiting leaned on the back of the chair relaxedly, Tong Mu bought a cake for Nan Nan to feed, Yuan Luli took a CD and opened the lyrics card and photos that were reading inside, which was a CD version of Tong Mu's new album "The First Time".