Drifter (112) - Behind the success

Qi Youpeng talked to Yu Yuanming for a long time, and finally explained the relationship between Yuan Shifeng's men and women.

It turned out that this woman loved Yuan Shifeng to the bone. I think Yuan Shifeng is the best man in the world, charming, courageous, able to speak and do, and good at speaking. For fear that others would snatch it away from her, she tried her best to be good to Yuan Shifeng, and at the same time strictly forbade him to talk to any woman and contact other women.

The agents of the insurance company, however, are mostly women.

As a manager, how is it possible not to communicate, talk, socialize with other women?

What's more, there are customers, what about female customers?

As a result, the two often quarreled over this, and the woman was about to commit suicide for this.

Yuan Shifeng was very troubled.

When it comes to the four seas, trouble is still to come.

Because she is also a supervisor, she also has to participate in the supervisor's meeting. Once someone opposes Yuan Shifeng, she attacks the other party like a mad dog. If the other party is a woman, it is even more terrible. She attacks each other like a female mad dog.

Yuan Shifeng hurriedly persuaded the fight, which was even more troublesome. She would think that she didn't know what to do, and she was kind enough to treat her as a donkey's liver and lungs, her elbow turned outward, and she was not a person inside and out, and in turn scolded Yuan Shifeng.

If other female supervisors agree with the questions raised by Yuan Shifeng, support them. She was jealous, thinking that the other party had some other purpose. She prefers to pick bones in eggs and use various ways to fight each other. So it caused a chaotic argument, quarrels, and scolding.

How can this director be opened?

How else does this company operate?

Yuan Shifeng really couldn't stand it, so he didn't let her go to work or participate in the supervisor's meeting.

That's okay, she said bluntly: If you sleep with me, you don't want me! What bad things are you going to do behind my back? Don't think I don't know, there are a few women in the company who also like you! You are afraid that I will affect your good deeds!

Yuan Shifeng scolded indiscriminately, and even started to do it.

She cried pitifully again: People don't love you yet, they don't do it for your good! I'm afraid that you will be snatched away by others! I want to be with you forever! I don't want to share with others, I want to possess you alone!

While crying, howling, and slapping himself, he hugged Yuan Shifeng's leg so that he couldn't move.

Yuan Shifeng didn't know what to do!

At this time, new troubles are coming!

A customer from marine insurance reported that he had paid the insurance premium but did not get the invoice.

And the contracts have been changed, from marine insurance to Sihai Life. Don't know what's going on?

After receiving the call, the customer service staff of the ocean directly fed back to Fuzhou. The staff in Fuzhou heard of it and hurriedly sent people to Guixi to investigate.

This check, the problem is big.

It turned out that after Yuan Shifeng resigned, there were still customers looking for him to renew.

Originally, according to the company's regulations, the renewal premiums were all collected by bank transfer, and a small part was collected by the renewal fee collectors. Another part is collected and handed over to the company through the salesman. True zero-cash management (incoming and outgoing transfers) is a few years away.

However, at that time, some customers were still not accustomed to depositing into the bank's card for insurance payment, but paid through the salesman.

Yuan Shifeng had an idea, and asked the customer to sign a policy from all over the world, coaxing it to be the procedures of marine insurance. The client signed. Of course, the premium is also collected, and the policy will be issued in a few days. The customer was also a little puzzled, and Yuan Shifeng said: Now Sihai's products are much better, and you won't suffer. Dividends should also be more.

Later, when I saw that the customer also accepted it, I began to take the initiative to turn the old customers of marine insurance into new customers from all over the world.

The renewal premium of marine insurance thus becomes the initial premium of Cosmopolitan Life.

It's a good business.

In order to avoid the customer's remorse, they are delayed for ten days, and the hesitation period is delayed before the policy is delivered. Customers generally don't ask, and even if they ask, they have the skills to solve it: the company's business has been very good recently, and there are many insured customers, so wait for two days. Or if you go on a business trip, you will be sent back in a few days. Or attend training in Gongzhou to learn or something.

But there's one more problem that needs to be addressed: receipts.

According to the insurance company's regulations, the cooling-off period is calculated within 10 days from the date of the customer's signature withdrawal.

During the cooling-off period, the customer can surrender the policy in full and unconditionally.

This is a clause designed to protect customers. The purpose is to protect customers from losses caused by human insurance, impulse insurance, and passion insurance.

After the cooling-off period, it will be dealt with in accordance with the terms. Generally, only the cash value will be refunded, which is determined according to different terms. High and low. In general, various expenses need to be deducted, and the cash value accounts for 30%-40% of the initial premium. The customer loses a lot, and of course the insurance company is not willing to do it. It's a lose-lose situation.

Yuan Shifeng's solution to this problem is also simple and rude, then sign the customer's receipt.

On the day or the next day when the policy was issued, he imitated the customer's handwriting and signed it, and then handed over the receipt to the company. The policy remains in your own hands and is delivered to the customer after 10 days.

In this way, even if the customer has any regrets, he will admit that the surrender loss is large.

There are also many ways to imitate customer signatures, and it is one of them. It is also a kind of scribbling the receipt to the signature of the insurance policy.

In order to ensure the effect, it is also an optimization technique to put it on the window and highlight the handwriting through the light.

Chinese are always so creative and methodical when it comes to counterfeiting.

Through a series of investigations, Marine Insurance found that Yuan Shifeng's premiums for doing so were tens of thousands.

It's completely illegal.

Lei Wenjie, a former leader who later worked as an executive at Marine Insurance, said: The company is still very benevolent, but he is held financially responsible. Let him compensate the customer for the loss. As long as the heart is a little ruthless, he goes in.

Yuan Shifeng not only couldn't stay in Sihai Life anymore, but he couldn't even find a place in the insurance industry.

I heard that he went to a foreign country, and there is no way to know what he was doing.

As for the woman who fell in love with him and killed him, I don't know whether they will continue to be entangled together or part ways, and it is not clear.

In short, Yuan Shifeng disappeared from the insurance industry very disgracefully.

Qi Youpeng finished speaking, and Yu Yuanming pondered for a long time. A former colleague was reminded again. It's also the one who almost got in.

He told Qi Youpeng, and Qi Youpeng also thought it was very funny.

That man is bookish, and he is commensurate with his original teaching profession. I came to the insurance company for nothing else, just to make more money.

Later, because of the tax deduction, the company had a lot of trouble, which led to the demotion of the supervisor, and it also involved the loss of management interests and renewal interests.

To the extreme, he did a very impulsive thing that made everyone angry and laughing.