The man's name is Pan Hua'an.

Although he doesn't look like Pan An, he is not ugly. Wearing glasses and smiling when you see everyone is a likable type. He is also a teacher, educated and cultivated, and is more popular than ordinary salesmen.

Whether it is learning ability, expression ability, social relations, etc., it determines the career of a salesman.

Pan Huaan quickly became a regular and then promoted to supervisor.

Of course, it is relatively easy to move up the ranks, but it is very difficult to move up the ladder.

Yu Yuanming didn't understand it at that time, but later learned that the basic law of the head office design was such a guide. Relying on a large number of supervisors to support the development of the sales department, of course, later due to the serious loss of supervisors, the promotion conditions were relaxed, resulting in conflicts between senior supervisors and department managers. The basic law of the company is a magic wand, mobilizing many business personnel to dance consciously and voluntarily.

Pan Huaan was good as a supervisor, but he had opinions about the company because of tax deductions. In fact, the company is also very wronged in the matter of tax deduction.

Because the insurance company is not the subject of tax deduction, it is only withholding and payment.

There are two types of taxation imposed by the state on insurance agents: income tax and business tax.

Income tax is easy to understand, and when you reach a certain level of income, you have to pay taxes. What's the deal with business tax?

Generally, it is the enterprise that pays the business tax, why does the salesman pay the business tax?

This is because the tax bureau determines the legal position of the agent, and in the current law, the agent is an "individual" who has signed an agency contract with the insurance company, and is not an employee or employee of the insurance company. The legal status is that of the agent, the boss. Therefore, when a certain turnover is reached, business tax needs to be paid.

This tax burden is certainly justified, but it is not sufficiently justified. Because an agent is an agent, a self-employed person, or a boss. His income is not pure income, and he must face a lot of costs. For example, transportation expenses, communication expenses, gift expenses, even if you copy and print materials, you have to pay a lot of money. Not to mention, you have to express what the customer does, such as celebrating a birthday, getting married, moving to a new house, having a child, celebrating the New Year, or something. This aspect of taxation is not a concern, but it is a necessary expenditure in real life.

What can the agent do, just muttered a few words.

Senior executives in the insurance industry, who are members of the Chinese People's Political Consultative Conference (CPPCC) or deputies to the National People's Congress, have also put forward bills at the National People's Congress and the National People's Congress. There have been many times when there is news that the tax will be reduced, but I only see the sound of the stairs and no one coming down.

Others just muttered, but Pan Huaan didn't care. He had to figure it out, and he formed a bond with the company after coming and going. Both sides feel that the other is unreasonable, and both feel that the other is just looking at the problem from their own point of view.

Later, because of the unpleasant trouble, Pan Huaan left Wanjia and went to marine insurance.

Resignation is nothing, agents come and go, and everyone has gotten used to it in recent years.

But the problem with Pan Huaan is that he was deducted a few hundred yuan in renewal commissions. The general salesman deducted it, and left anyway. He is different, he has repeatedly negotiated on this matter, but it has not been resolved. Di Shengqing left Longcheng and went to Guanyin District to be the person in charge, and this problem has not been solved.

Pan Huaan went to the branch once to find the marketing department, but he was also kicked in the ball.

So the second time, when Pan Huaan went, he brought a banner, and at the door of the building where the Jiangnan branch of Wanjia Life Insurance was located, he raised his hands high and tore open the banner to defend his rights.

The white letters on the red banner are shocking: shameless Wanjia will pay me back!

In less than ten minutes, the security guards took him away from the crowd of onlookers. Of course, the problem was solved. Wan Jia gave him the money and a promise not to talk about it again. Afterwards, Di Shengqing said with some disdain: Count him lucky. If the leader calls the police, he will be directly arrested, locked up until the end of the two sessions, and then brought out to ask why.

Yes, it was the annual two sessions at that time, where was the nerves not tense?

Qi Youpeng and Yu Yuanming set up the Dragon Gate Formation for a long time, and they must have a purpose.

It turned out that Yuan Shifeng had left Guixi now, and the branch of Sihai Life Insurance Guixi was ready to be withdrawn. But the rent is still a few months away and is not due. Qi Youpeng thought that Yu Yuanming had worked in Guixi for a period of time, and the directors of Wanjia Life Insurance also knew him. You can go and re-prepare, maybe you can pull the team up. At that time, you can persuade the branch to continue to open the organization.

Yu Yuanming listened to this thought and did not say anything.

Because from Longcheng to Guixi, the geographical distance is not far, but the market is still different. I didn't have a few insurance policies in Guixi, and my connections were still very important.

On the other hand, if there is no recruitment, especially for ranks, how can we attract the team?

Which supervisor of 10,000 families is willing to give up the renewal and the existing team, and the income comes to you all over the world to do insurance?

Besides, his child is still so young, and his wife may not agree.

Of course, parents don't care. How the work is, they don't understand.

Thinking of this house, the monthly mortgage and living expenses, Yu Yuanming felt more and more nervous and difficult.

A mortgage of nearly 1,000 yuan per month, and living expenses are also needed. The milk powder that the doll eats and the various expenses it uses all need its own income.

My wife has to take care of the children and can't go to work.

And for the sake of money, the family began to have conflicts.

Originally, there was no contradiction in the cost of living, water and electricity. The crux of the problem is the house.

This house was bought by the three fathers and sons of the Yu family, but it was written in the name of Yu Yuanming. The decoration was also decorated by Yu Yuanming alone at the expense of or borrowing.

Now the question is whether the monthly mortgage is due to the repayment of the Yuanming. According to the original income in Qiankun, a mortgage of 1,000 yuan a month is not a problem at all.

But now, when it comes to the four seas, except for the first month, there are three thousand, and there are very few in the back. Revenues don't go down, but expenses don't go down. Stretches of money happen from time to time, and when the mortgage is delayed for a few days, the bank will call to urge it.

Yu Yuanming's ghost is angry!

I asked my father to get money to deal with it once, and then I asked my younger brother to get money, but my brother and daughter-in-law didn't do it.

In this way, the contradictions of the three parties and even the four parties were gathered together, and Yu Yuanming felt deeply tired and tired.

It's not the body that's tired, it's the mind.

Every time he went home and saw his family's puzzled eyes, inquiring expressions, and expressions of wanting to ask and stopping, Yu Yuanming understood that they wanted to know why they wanted to leave Qiankun Life?

They don't understand, they don't understand, they can't understand the mystery.

They don't know what attracts Sihai Life, and they don't know about Yuanming's current work situation. I went out very early every day, the same as before. It's that the income has decreased a lot, and the process cannot be deduced from the results. But the result is cold, hard, and real.

There is less money and less smiles.

What happened to Yu Yuanming?