Yu Yuanming didn't expect that he would leave his job so soon.

Although it is a decision made by oneself, it is stimulated by the outside world. For a person who no longer has the heart to continue working, just like a person who no longer wants to continue his marriage, he will file for divorce at any stimulus.

It was Wei Xingxing who stimulated him.

Looking back, maybe the irritation was intentional. Of course, it can also be vindictive.

It may also be that Wei Xingxing said casually, which is a sign of his lack of communication skills.

No matter what the subjectivity is, it has already made Yu Yuanming very unhappy anyway, and resigning from this kind of bird spirit is the only and firm decision!

Speaking of an accidental night, Wei Xingxing came to Guixi again. I made an appointment with a few supervisors and salesmen for dinner, and they were chatting after the meal.

These supervisors and salesmen are also very special, they are all over 60 years old. Among the retired teachers, one of the best is the principal of Party A's school when Yu Yuanming was a small worker in Guixi many years ago.

They are all unwilling to play cards and take their grandchildren after retirement, and choose to join the insurance company to exert their spare energy. Don't say they're here, and they're doing well. Because decades of connections are still very useful, the former students or colleagues also have a level of trust. Buying an insurance policy is easy. But they also have some characteristics, which is that the age of customers is generally older. There's no way, it's such a group of people that they come into contact with, and naturally the older ones tell the older ones. There are more physical examination pieces. There are also a lot of insurance payouts. This aroused the alarm of the branch, and the final measure was to stop Guixi's additional medical insurance sales qualification.

What's going on with the medical exam?

The application form of life insurance is actually an offer for the customer to apply for insurance from the insurance company, and it does not mean that you can be sure to underwrite it after signing it. The insurance company also needs to review and meet the criteria before it can become a formal contract.

Then outside of the normal situation, it is possible that the customer is not in good health. Then tell the truth, the insurance company will have several treatments. According to the physical examination, the results of the physical examination are good, and they can be covered. If it doesn't work, the insurance will be denied, and it is a pity that the premium will be refunded without interest.

Underwriting is divided into normal underwriting, which is called standard parts.

If there are some problems that will affect future claims, you need to add underwriting, which is called non-standard parts.

There is also a special agreement, that is, if there is a certain disease in the results of the medical examination, it will be excluded from the scope of future claims.

Sometimes what the customer and the salesman do not understand is that the doctor says that there is no problem with the results of the physical examination, but the insurance company refuses to cover the insurance or needs to increase the fee or need to make a special agreement.

It was even misunderstood that the underwriters were pretending to be strange.

In fact, it was a misunderstanding. Because social medicine is now, you can skip the pills, be hospitalized, and not have surgery. Sitting, walking, eating, drinking, and Lazar were all normal, and in the eyes of the doctors, it was normal.

And why doesn't insurance medicine think so?

This is because the insurance company bears a longer period of liability, ranging from three to five years, decades, or even a lifetime. A certain kind of lesion that has no obvious symptoms now but may be triggered in the future is eligible for additional fees or special agreements or even denial of insurance. Then it is certainly not possible to cover it with standard parts.

The difference between the two responsibilities is the most important disagreement, which is not understood by most clients and amateurs, and neither do doctors. In the end, it is summed up in one sentence, that is, insurance companies always pick bones in eggs.

The increasing number of claims, especially for medical hospitalization or critical illness, exceeds a certain safety value, which must indicate that there are serious problems in the underwriting stage.

Accidents cannot be predicted or avoided, but hospitalization or a critical illness is a law of large numbers. If the security peak is exceeded, it must be customer screening and there is a problem in the underwriting process. Therefore, insurance companies have another control indicator: long-term insurance and short-term exit rate. That is, long-term life insurance has a lot of insurance in the short term (one year, two years), and it is necessary to assess the underwriting situation of the institution.

Serious institutions, restrictions on the sale of additional medical insurance. This is to control the risk, but at the same time, it also has some impact on the front-line salesmen.

So, Wei Xingxing came to Guixi to communicate with these old people. I hope that they will understand the decisions made by the branch, start with customer screening, optimize the structure, and improve the indicators. Strive to pass the assessment as soon as possible and resume the sales of additional medical insurance in Guixi.

When he was communicating in a private room of a hotel, Yu Yuanming came to one of the salesmen to talk about something, and was seen by Wei Xingxing.

Yu Yuanming didn't have a good impression of him, and he didn't greet him.

Of course, Wei Xingxing would not let go of this opportunity, and said loudly: Look at you now, your performance is getting worse and worse. It's not as good as these retired old people.

Yu Yuanming's face turned red all of a sudden, and he was very embarrassed. Instantly angry again! I wanted to rush up and beat him, but I just stared at him!

Without saying anything, he was ready to walk away.

The old people have a good impression of Yuanming, and they are still playing a round: Teacher Yu is still very good. Tell us a lot about topics.

Wei Xingxing also seemed to regret what he had just said, and his tone changed: Come on, come on, sit down, and communicate with everyone more.

Yu Yuanming's anger did not subside: Forget it, I have something. I'm leaving.

As he spoke, he exited the room and strode away.

At that moment, he made up his mind to leave Wanjia.

The resignation form that I received from the office the next day was filled out and handed in.

Then pack up your clothes and go back to Dragon City, where there are still some personal belongings in the company.

When he came to the company and told Gao Ziyun about his resignation, Gao Ziyun was still asking him where he went.

Yu Yuanming actually has no direction, so he said to rest for a while.

Hand over the keys to the secretary of the department. When he went to pick up the books in the bookcase in the workplace, Wei Xingxing came to the workplace. He seemed to want to say something to Yuanming, but he didn't know how to speak.

Yu Yuanming pretended not to see him, with a gloomy face, he took out his own books in the bookcase and packed them one by one.

Wei Xingxing didn't leave, just watched Yu Yuanming there. Others do their own things, and some newcomers who don't know Yu Yuanming are still asking: Why did they take the book away.

The supervisor or the old man greeted each other and told the other party in a low voice.

I think that at the beginning, this bookcase was also set up by him, and he took out some of his own books for everyone to read.

Today I am about to leave the place where I have been fighting for several years, and I still feel very much in my heart. Tables, chairs, posters, hanging flags, and even half a bottle of advertising paint and a stiffened brush stained with paint in the corner. It used to be such an ordinary object, but now it feels very familiar.

Yu Yuanming scolded in his heart: It must be that the brush has not been cleaned, and the brush will be like this. Dog, people are really lazy nowadays! Do things only in the first half, regardless of the second half.