Chapter 756: It's Done (10/20, Thanks Elder, this is a monster!)
The discussion in the banquet hall lasted for more than ten minutes, and it was obvious that the vice presidents of these city commercial banks were very interested.
As for the half-percent technical fee that Shen Lang said, it is very normal.
WeBank is even darker, charging a full 10%.
Ding Kejian was also thinking about it, and he was a little entangled in his heart, intellectually speaking, Ding Kejian wanted to agree.
But thinking about the relationship with Nanyue Bank, Ding Kejian's heart suddenly turned cold.
Between them are enemies, competitors!
The stronger the Nanyue Bank, the more likely it will encroach on the share of the Bank of Dongguan.
Ding Kejian couldn't help but say: "Shen Dong, what you said sounds good, but the pressure we are facing now is also very great, we sometimes need to borrow money from our peers, why should we lend it to you?"
Suddenly, the others couldn't help but nod, what Ding Kejian said was the truth.
The bank's money is not free, and must be handed over to the head office for unified control.
Sometimes, in order to cope with difficulties and avoid being punished, these city commercial banks will often borrow money from each other.
Shen Lang smiled: "The plan I personally proposed this time is mainly aimed at small and medium-sized types of city commercial banks.
Everyone knows how difficult it is to expand in different places, and by cooperating with Tianxin Financial Services, we can greatly improve the customer coverage of small and medium-sized city commercial banks. ”
After all, not all city commercial banks are as well located and enjoy good policy support as the capital and the magic capital.
Many small and medium-sized city commercial banks can only live in a corner, without consumer finance licenses, and can only look at the broader market.
Shen Lang said with a smile: "I think the biggest drawback of small and medium-sized city commercial banks is that it is difficult to effectively compete with traditional financial giants in terms of offline customer acquisition capabilities and operating costs.
There is no stable traffic entrance online, and the technology and data accumulation of the Internet are quite limited.
In this regard, Tianxin Financial's iFubao has hundreds of millions of daily active users and tens of millions of active credit granting people.
It is enough for you to complete user expansion and get more users without leaving home.
And all this, you only have to pay half of the technical cost, I think you should have a measure in mind. ”
It is impossible for Nanyue Bank to eat the cake released by Shen Lang in one bite, it will be killed.
Other small and medium-sized city commercial banks are naturally the best targets for Shen Lang to woo, they have no channels, but they have funds.
Shen Lang didn't tell a lie, Tianxin Financial Services relied on Aifubao to obtain customers at a very low cost.
If small and medium-sized city commercial banks cooperate with Tianxin Financial Services, they can avoid customer acquisition, manpower, operation and other related business development costs.
At the same time, the use of Tianxin Financial's Internet big data can save a lot of risk control costs.
In the face of such a huge temptation, it didn't take long for the first small city commercial bank to surrender to Shen Lang.
"Dong Shen, please explain to me in detail in a moment, I am very interested in cooperating with your bank and Tianxin Financial Services. ”
The vice president of a small city commercial bank smiled and took the initiative to talk.
Shen Lang smiled and nodded: "No problem, President Zhao will patiently answer for you." ”
Ding Kejian's face couldn't help but dripping out with a gloomy face, but what Shen Lang said was upright, and the initiative was completely in their hands.
But no one is stupid, who will miss the opportunity to make money safely?
Almost instantly, Nanyue Bank became the center of all the small and medium-sized commercial banks flocking to it, and some of the other listed banks did not feel it.
They don't have this appeal, and cooperating with Tianxin Financial is at most the icing on the cake.
But these small and medium-sized city commercial banks can especially need an olive branch thrown by Tianxin Financial.
As long as you can cooperate with Tianxin Financial, you can earn interest stably every year.
Zhao Zhenyu was busy and explained the rules of cooperation for the heads of various banks.
In fact, they all understood, but they just came over to express their intentions and cooperate with Shen Lang.
The specific cooperation must be reported back to the head office, and the board of directors can only decide on it.
Xu Siyuan muttered: "Dong Shen, our Capital Bank will also seriously consider cooperating with your company when we go back." ”
Shen Lang was stunned for a moment, then nodded with a smile: "Okay, if you have a chance, you must talk to President Xu more." ”
"Haha, okay, I'm waiting for you all to come at any time. ”
There was basically no need for the meeting to go on, and the rest of the people began to drink and chat and enjoy the food in the hotel.
Zhao Zhenyu was left there by Shen Lang to accompany the wine.
Zhao Zhenyu also sold the shares of WeBank that Shen Lang had planned to sell, and it was Capital Bank that he sold.
The other party ate Shen Lang's shares without any pressure, and Metrobank is still very optimistic about WeBank.
According to the transaction, Shen Lang's 3% stake in WeBank was sold for 2.4 billion.
The predecessors planted trees, and the descendants enjoyed the shade.
Liu Rong can also be regarded as leaving some money for Shen Lang, at least the shares of WeBank are really valuable.
……
Shen Lang took things to see Duoduo, Yang Ni seemed to have Shen Lang in her house, and the atmosphere was much more lively.
Duoduo ran happily with the gift given by Shen Lang, and deliberately kissed Shen Lang on the cheek.
Yang Ni smiled and asked, "I thought you were too busy to come over." ”
"Just after that meeting, I came over for the night. Shen Lang replied with a smile.
Yang Lin frowned and said: "What's the matter, Xiao Lang, you remember that this will be your family in the future, don't be so polite." ”
Shen Lang smiled and nodded, eating the meal that Yang Ni had warmed for himself.
Yang Ni whispered from time to time with concern: "Eat slowly, and take Duoduo back to sleep in a while." ”
"There's been no news lately, have you?" asked Shen Lang while eating.
Yang Ni knew that Shen Lang was referring to what Zeng Min and the others had caused trouble, and shook her head: "I'm really disappointed, I didn't expect Sister Min and them to do such a thing." ”
"Normal, since the time when your shares were so divided, the so-called sisterhood has long been worn out little by little. ”
Yang Ni couldn't help but sigh: "I don't want to do this either, forget it, I won't have any contact with them in the future." ”
"You don't have to worry about anything else, just tell me if you want to film, if you don't want to film, just rest at home, no one will force you. ”
Yang Ni smiled happily: "I know, I'm fine now, and I'll be able to do this rhythm in the future, I can't fight like Wenwen." ”
"That's right. ”
"By the way, how is Wenwen's show, I heard her call last night and said that it worked very well, and it would not be worse than my son of tomorrow. Yang Ni asked with a smile.
Shen Lang just finished eating, put down the dishes and chopsticks and said: "This winter, it is estimated that the hottest will be idol trainees, and Vientiane Group can also make a lot of money." ”
Yang Ni couldn't help but assume the identity of the boss lady, and said happily: "That's good, a few more hot newcomers can also make you more money." ”
"When you go back to teach them, you are also an old-timer, and a group of trainees in the company like you very much, and they want to ask you for more advice. ”
Yang Ni never objected to Shen Lang's words, and responded with a smile, "Okay, I'll listen to you." ”
。 Nine Heavenly God Emperors