China's unique dualistic structure has created a real urban-rural divide, both Chinese, but everything is different. People in the city who have jobs are working, and those who do not have jobs can be unemployed and wait for the state to allocate them. People in the countryside have a job, and that is to repair the earth. Whether it is cropland, mountain woodland, or saline-alkali land, they are all counted as the objects of your battle. It is convenient for people in the city to buy things, go shopping, see a doctor, go to school, etc. The countryside is also convenient, you don't need to look at the traffic lights when you cross the road, and the communication can be roared. There are also many activities to play in the city, such as parks, amusement parks, song halls, dance halls, concert halls, gymnasiums, swimming pools, cinemas, large shopping malls, and large supermarkets. There are also many games in the countryside, and the projects are different. The mahjong hall is the first, and the hoops, cards, and spinning tops that children play with have also disappeared. Watching TV, playing cards, knitting sweaters, drinking and bragging is happiness.

Of course, the air in the countryside is fresh, vegetables and fruits are convenient, firewood does not cost money, and children are easy to raise, but it is a little difficult to marry a daughter-in-law. I don't have a daughter-in-law, although the child is easy to raise, but I can't give birth to it myself!

In any case, people in the countryside want to go to the city. But few people in the city are willing to go to the countryside. Going to the countryside doesn't count, I'm talking about living. Living for a long time is not a seclusion or writing. You have to dig in the field, plow the ground, turn the soil, plow the field, plant rice, break corn, cut rice, etc.

Therefore, rural people are trying to go to the city in every possible way. Being a nanny, doing all kinds of dirty work, hard work, tiring work, heavy work. Shame-saving work, such as doing small buying, such as being small for others, and being a second-married wife.

Of course, there are also wise people who marry into the city through marriage. That has to be pretty, right?

It's okay for the man to enter the city with the door upside down, then the other party may be almost there.

Husband and wife, both high and low.

With the development of society, there is more and more integration between urban and rural areas, but the household registration system is still a high-voltage line. I can't turn it over, I can't touch it.

So someone came up with an excellent idea to sell the city to increase the capacity of the hukou.

This idea is a local policy that someone came up with when Longcheng County's finances could not be revealed.

Someone spent 350,000 yuan to buy a high-imitation urban hukou.

There is no work arrangement, no salary, and no room separation. It's just a household registration book, which can be used by children to go to school, but commercial food is still not available.

Later, there was no such thing as commercial grain in the grain reform.

The city expanded, real estate began to rise, and the real sense of the change in the hukou of a group of people came. That's the transformation of agriculture into non-farming!

The conversion of agricultural household registration to non-agricultural household registration is referred to as the conversion of agricultural household registration to non-agricultural household registration.

At present, the conversion of agriculture into non-agriculture is all monetized resettlement. One is the demolition and resettlement of houses, and the other is the resettlement of retired pensions. Because the land is nationalized, there is a cost to pay.

Of course, the current Land Bureau, which was supposed to be an administrative department, has become an intermediary. Low-cost demolition, leveling the land and then selling it to developers at a high price.

The peasants received a sum of money, and they could not bear it to themselves. The young people will have to fend for themselves, and the older ones will have to live on this compensation for the rest of their lives.

Agricultural-to-non-insurance came into being!

Regardless of age, as long as the compensation is paid, it is necessary to buy a Qiankun Life Insurance's agricultural to non-pension insurance. Of course, it is handled in a centralized manner and in batches.

In this, the interests of relevant government personnel and village cadres must also be guaranteed. In terms of the company, in addition to Mr. Du, it is the manager of the group insurance department and several core personnel who are contaminated. The rest of the personnel are all excluded.

At the same time, the local media also boasted about the conversion of agriculture to non-insurance. What solves the long-term pension life of farmers, reflects the care of the government, and is an institutionalized breakthrough for the country to solve the old difficulties by market-oriented means!

However, there was not a word about the specific situation of the conversion of agriculture to non-insurance.

That's how much to pay and how much to receive. How to get it, how long to get it.

This is a matter of rates, and it is also a place where you need to settle the accounts, so I will not mention it at all.

In short, the transportation and horse expenses of the comrades of the reporters are indispensable.

The headquarters of Qiankun Life Insurance is also very happy about the business of Jiangnan Branch, and strives to promote it to all provinces. Of course, it doesn't work out well.

There's no reason for it, it's just that the relationship can't be extended in place. The relationship of a Jiangnan province cannot be extended to the whole country. Therefore, although Mr. Du is good, he cannot be copied.

For Di Shengqing, who is a personal insurance marketer, Mr. Du's presence makes him very uncomfortable.

Especially when local institutions are gradually on the right track, and their own voice in the company is getting bigger and bigger. Mr. Du's existence is a sword of Damox.

It was at this time that the headquarters initiated a decision: to implement a pilot reform in Jiangnan Province.

This pilot is called the exclusive agency system, also known as the employee system.

In addition to the main company, the insurance industry also has intermediary channels.

Insurance intermediary refers to an entity or individual that specializes in intermediary service activities such as insurance business consulting and sales, risk management and arrangement, value measurement and evaluation, loss appraisal and adjustment, etc., between insurance business institutions or between insurance business institutions and policyholders, and obtains commissions or handling fees in accordance with the law.

Intermediaries are generally divided into: agents, brokers and adjusters.

Agency refers to the agent or agency that sells the insurance company's products and receives the corresponding remuneration.

Brokerage is to stand in the customer's position to select the products of various insurance companies for customers, negotiate, game, select, and combine.

Surveyor adjuster is a neutral third party that evaluates the price of a certain subject matter, and the valuation at the time of claim settlement makes the interests of both parties safeguarded.

As the name suggests, a professional agent is an agency company or agent that specializes in agency work. Institutions such as banks, 4S stores, airports, stations, etc., which are part-time sales of certain insurance in addition to their main business, are part-time agents. Of course, whether it is a professional agent or a part-time agent, it is necessary to obtain a qualification certificate issued by the Insurance Regulatory Commission. It is not just any institution or company that can do it.

However, the current agency reform in Qiankun is different.

The reform of Qiankun is to separate the individual insurance channels and set up an exclusive agency company. Independent legal person, independent accounting, agent plan to change to employee system, sign labor contract, handle five insurances and one housing fund.

The so-called exclusive agency is corresponding to other agency companies.

Generally, the agency will represent the products of N companies, and there is no exclusivity. This is also the advantage of the agency over the main company. Similar to the difference between a supermarket and a specialty store.

The exclusive agent only acts as an agent for Qiankun's own products, and does not act as an agent for the products of any other company. (Except for products of specific property insurance companies contracted by the company).

And the controversy caused by this reform and the follow-up also changed the fate of Yu Yuanming.

Why should Qiankun be reformed?

Why did the reform fail?

Does it make sense to reform after failure?

It all starts with Shanghai, the birthplace of life insurance marketing in New China.