Chapter 444: Collapse
"Hai*Nan is finished!" Standing in front of the door of Hai*nan Development Bank, Zhong Hannan sat on the steps as if he had no bones.
Su Xing, who was running around with him, still had a little hope left, and said in a low voice: "Why don't we try to run the city credit union again?"
"Lao Xu's urban credit cooperatives have been disposed of, and the trust and investment companies we are more familiar with have all been closed down for rectification, and now they can't even ...... banks."
"Then find a bank in Tianjin. Su Xing said impatiently. Zhong Hannan's Tianjin office in Hainan, that is, the cadres of Tianjin, were sent to Hainan to make money for the government. In the 93-year-old real estate speculation in Hainan, there are many such people. Because of this, the state's regulation and control can be so useful, and one move to draw wages from the bottom of the kettle will destroy the liquidity of Hainan real estate.
Zhong Hannan just shook his head and said, "Tianjin's bank has been warned a long time ago, and they don't dare. ”
Su Xing scoffed: "What don't you dare." ”
Zhong Hannan pouted and said: "The Hainan Development Bank has been closed, and the system has reported that you are not afraid of the bank in Tianjin." ”
"When we give them two cents to borrow money, they won't be afraid!" Su Xing's heart was dripping blood. The monthly interest rate of two cents is 24% per annum, which is nothing for a thriving real estate company, but now that I think about it, it is tens of millions of interest per year!
Not to mention 10 million, now there are 100,000 yuan, and the Su punishment is satisfied.
Zhong Hannan has long lost the passion of the past, so he can only shake his head and say: "2 cents is the price of friendship." I've heard that there are dozens of city credit unions that are going to be dealt with, and if you still have a way, get some cash and keep it for your defense. ”
"Can we withdraw money from our account in the bank?" Su Xing sat on the ground with a smile, full of bitterness.
"Banks are definitely not going to work. Let's sell the car. ”
"Car?" Su Xing jumped up and said loudly: "I've only been running for two months." ”
"Now you can get some money from selling it, and when the bank seals it, there will be nothing. Zhong Hannan sighed, got up, and said, "Nowadays, there is no cash to use. ”
"Sell it, sell it. Su Xing turned his head and walked out, and when he arrived at Daben on the side of the road, his eyes were focused as if he was looking at his lover.
Mercedes Benz in '93. is not only a pickle girl artifact, but also an artifact of doing things, with all the attributes of small avoidance.
Su Xing had driven his father's Mercedes-Benz E200 for a period of time before, which was the first batch of Mercedes-Benz cars assembled in China, and was only assigned to ministerial-level officials. It wasn't easy for him to get it. The Mercedes-Benz I just bought is even more powerful, and the luxury S series with the number W140 is also a rare good car abroad. If it weren't for the booming business in Hainan, Su Xing would not have dared to think of buying such a car.
Just to wait for the car, Su Xing waited for three months, which is called a day and night thinking.
Sell it?
Su Xing secretly sighed, and thought indignantly: Why do I do business. It just happened to encounter state regulation.
Why should the bank tighten the monetary policy and collect my loan?
Zhong Hannan walked over slowly, coughed, and said, "Let's go." Go to the company to pack up something, sell what you can sell, and take over while someone else is still there......"
"Maybe after a while, we'll be able to come back. We have 5 properties in our name. Minimum value of 600 million ...... 500 million is for sure. Su Xing interrupted Zhong Hannan's words.
Zhong Hannan smiled bitterly: "If it's 500 million, who will buy it now?"
"Last month. We plan to sell it for 1 billion. ”
"Nobody buys it, it's just a piece of land. ”
"I'm in a hurry, I'll build the building and sell it!"
"Who buys?" Zhong Hannan himself is a person from Tianjin Bank, and because he understands finance, he was valued by the municipal party committee and sent to Hainan. As a result, he was clear about the collapse of the real estate he was facing. It's no longer a question of how much land is worth, it's a question of confidence. No one is going to pay for a piece of land that doesn't make a profit.
Of course, he can say such a thing, because he lost the country's money, although he is depressed, although weak, although he regrets, he is still willing to face the reality.
Su Xing is different, he not only lost his own money, the bank's money, but also had to bear a large amount of bank interest. Bank interest in '93 is higher than loan shark interest in 2013, and even if there is inflation, a loan interest rate of more than 20% is still quite scary for those who can't pay it. Zhong Hannan's words obviously couldn't make Su Xing happy.
He got into the car and slammed the door shut.
Zhong Hannan shook his head and followed into the car.
Su Xing's car drove ricketerly. His mind was no longer on the road.
When he arrived at the rented office building, Su Xing put on the brakes and nailed his Daben to the side of the road. It was the first time he had treated the car so roughly.
Since it's about to be sold to others, there's no need to cherish it.
Thinking so, Su Xing pushed the door and got out of the car.
As soon as the door was closed, a crowd rushed up.
"Boss Su, when will we pay for our project!" The contractor who started with a dark face and a worried face.
Su Xing's eyes widened, and he said, "Black Friday, your project payment will only arrive at the end of the year, what is the hurry?"
"Boss Su, the construction site has been suspended, you gave us the project money, and we can go home." "The contractor was in the way, but he didn't let it. When real estate goes bankrupt, it is the state that loses the most, but it is the workers who are most unlucky. There has always been a tradition in arrears of construction project payments, and Hainan's prosperity has made many contractors promise a year or two to repay the payment. When the real estate collapsed, the amount of damage they lost was overwhelming.
Several people looked at Su Xing with blank eyes, which made him panic.
Zhong Hannan came down from behind, snapped the door, and shouted, "What are you doing?" If you want money, you can, wait until our next month's account arrives. Otherwise, you don't want the money!"
Of course he's lying, this
It is also a common technique used by businessmen. Wait until next month, and naturally there will be a new rhetoric.
The workers hesitated.
It's better to have hope of money next month than to have no hope at all.
The contractor is even more nervous on Black Friday. If the other party does not pay the money, he will have to pay the workers himself. Some time ago, there was a contractor who asked for money but didn't get it, and when he couldn't go back to his hometown, his heart jumped off the building.
Workers under Black Friday. It's almost all from the villagers. If he couldn't get the money back, he didn't dare to go home.
His lips trembled twice, and Hei Wu said carefully: "Boss, give me a little, the brothers have no money." ”
"I said that it was next month, so I will give it next month, and I can't wait for next month?" Zhong Hannan sighed again. If Su Xing still has a little hope for the price of land, he has no hope at all, so he is not willing to give a penny of cash.
"Your big boss's business. Just give me three melons and two dates...... We've been doing it for half a year, and we haven't paid a dime for the project. Even if you keep the final payment, you should give a little. ”
"Come and get the money next month, you want it now, and you don't have any money financially, right?" Zhong Hannan changed his kind expression.
"Give me a little ......" Black Friday didn't know what to say.
"So be it. I'll go to the finance and ask you, how much is how much, and I can't do anything without it. Okay?"
"That'...... All right. ”
Zhong Hannan nodded and went to the office first.
Su Xing followed behind, admiring Zhong Hannan's deception. Financially, there is naturally no money, the company's accounts are frozen by the bank, and a small amount of cash does not dare to be placed in the company. Today's corporate finances are as clean as licked plates.
The workers didn't know this, and they followed up in a swarm, but they were blocked out again.
The two entered the office. Zhong Hannan began to make phone calls, ready to sell everything that could be sold.
Seeing such a situation, Su Xing could only bury himself in the sofa.
After a while, the workers in the waiting room began to knock on the door: "Boss." Boss. ”
"Got it, wait a minute. Zhong Hannan covered the phone. After saying what he was going to say, he whispered to Su Xing: "Lao Wang's side is not good, hurry up and raise money." ”
Then he opened the door and continued to make up nonsense.
Su Xing didn't bother to move. A few days ago, he seemed to be a billionaire, but today he is so poor that he has to sell his new car.
Not long after, there was a quarrel outside the door.
Zhong Hannan didn't take out a penny, so Black Friday naturally wouldn't work. The predicament of real estate developers, everyone saw it, and finally found two people, and then refused to give up.
During the quarrel, Su Xing sneaked out of the office building.
His Daben is still very good to sell, W140 is a model that has just come out, it takes three or five months to order normally, and his asking price is low, and someone will soon come to see it.
Real estate developers are unlucky, those who do building materials business, business merchants who buy and sell machinery, as long as they do not participate in speculation, always have some money in their hands.
"I'll give you a whole number, 500,000, and I'll take the car. "The price offered by the boss who looked at the car was not even halved.
Su Xing said angrily: "A new car, 500,000 is impossible." ”
"You see, if you get dragged away by the bank, you won't have a dime. "People also know the plight of real estate developers.
In fact, it is not a good business for a wealthy merchant to collect the wealth of the loser and then resell it.
"Add a little more. ”
"No, you can ask others, this price is good. "Of course, this price is the price of cabbage, but at this moment, there are really few people who can come up with 500,000.
"Too little!" Su Xing's eyes roamed over the faces of the others, hoping to find a high price.
The merchants would not let him get his wish, and the bargaining between the two sides became louder and louder.
Suddenly, one of the windows upstairs opened, and Black Five poked his head out, looked twice, and then rushed out with a strange scream.
It's all to the point of selling cars, and what the situation of this company is, who doesn't know.
Before Su Xing figured out the situation, Hei Wu squeezed through the crowd, sat in the Mercedes-Benz, and never left.
The debt collection lasted several days.
A few workers took care of the Mercedes Benz day and night until Su Xing scraped together enough money for them.
Su Xing and Zhong Hannan were exhausted.
Eventually, the bank took all of the company's assets and didn't even leave them money for the return ticket.
This is still the special identity of Su Xing and Zhong Hannan, and the bank treats the money they owe as a bad debt. Some unlucky company representatives even went to court.
With the end of June, the weather in Hainan is becoming more and more difficult, and the prices of land and real estate are also plummeting. The so-called price, in fact, has long lost its meaning, and it is just the expected number of sellers.
At this time, how can any buyer be willing to enter the market.
Su Xing escaped and returned to Bei*Beijing.
The debt of more than 200 million yuan, as well as the ups and downs of the speculative process, made him feel haggard.
When he returned home and saw his mother Wang Limei, he breathed a sigh of relief and asked in a low voice, "Where is Dad?"
"I'm going to the sea. Wang Limei's expression was a little strange.
"How did he run to the sea. Su Xing said casually, and prepared to go back to the room to rest. In the last few days, he has not even been able to sleep soundly.
Passing by the living room, he habitually picked up a newspaper again, unfolded it and glanced at it, and then froze.
The headline on the front page of "China Youth Daily" reads: Industrial Revolution - Remembering the Struggle and Success of Dahua Shipbuilding, a Chinese private company.
Su Xing really wanted to spit out a mouthful of old blood, so he fainted.
I couldn't faint, and I had to watch it seriously.
……