During the Spring Festival, Hong Kong has much less foot traffic than usual, but Lan Kwai Fong is an exception.

Lan Kwai Fong is an L-shaped ramp pedestrian street, the driver can only send to the intersection, Tuo Xiaoxue head back, see everything is fresh, the time is still early, Chen Qiaoshan took her to the stone street first, this is the most Hong Kong atmosphere of the old street on the island, and then the two went up the escalator in the middle of the mountain, Lan Kwai Fong is in the middle of a section.

"I can't see it, you know a lot about Central. For tonight's trip, Tuo Xiaoxue is quite satisfied, especially the stone street, which may be the most real side of Hong Kong, she really didn't expect that the bustling Central financial center area has such a quaint street hidden, which really surprised her.

Chen Qiaoshan said with a smile: "What's so strange about this, I came to Hong Kong with Xiaoqin last year, except for a few days when I camped outside, I usually lived in Central, and I must come here almost every night." ”

After a few words, the two had arrived at a bar called Auld Lang Syne, where they had made an appointment with Eliot.

Along the way, Tuo Xiaoxue also has a general understanding of Lan Kwai Fong, most of the bars and stores are limited, the tables are even placed on the street, and the streets are slightly crowded, and Yanjing Qianmen and Wangfujing Pedestrian Street must not be able to be compared, but it is better to be lively, after walking outside for a while, it is already more than eight o'clock at night, compared to the stone street, Lan Kwai Fong is obviously a hundred times more lively.

Looking at the name of the store, Tuo Xiaoxue asked, "This is English?"

This is Gaelic, the oldest language in Scotland, which means days gone by. Chen Qiaoshan was pretentious and explained in a mocking manner.

"Do you know this?" Tuo Xiaoxue was surprised, as an assistant, she naturally knew Chen Qiaoshan's foreign language level, but she knew too much, and she was also a top student of Peking University, so this comparison was inevitably a little hurtful.

"What's so hard about it, it's the name of a piece that you know for sure, and that's what the Peninsula piano solo did in the afternoon. ”

"You mean friendship lasts forever?" Tuo Xiaoxue has a good memory, as soon as it is past three o'clock, there will be all kinds of Western music on the second floor of the Peninsula Hotel, but there is only one classical piano solo, and she is still more impressed.

"Good memory. Chen Qiaoshan praised it and took the lead in entering the bar.

Chen Qiaoshan has been to this bar a few times before, there is no hustle and bustle of other places, and there are no profligate drinkers, although it is in Lan Kwai Fong, it is a rare quiet place, although it is small, but there is no shortage of customers.

Eliot had arrived early, he had already occupied a table by the window, and when he saw the two of them arriving, he stretched out his hand and signaled.

With Eliot's original intention, the more lively the bar is, the better, but he is familiar with Chen Qiaoshan's habits, so he finally chose this place.

beckoning to call the bartender, Chen Qiaoshan asked for a glass of Negroni, ordered a few plates of snacks, and handed the wine list to Tuo Xiaoxue and said, "What do you want to drink?"

Looking at the wine list, Tuo Xiaoxue was a little worried, this was her first time coming to the bar, how could she know what to order, she had to ask for help: "Are there any low-alcohol drinks?"

Chen Qiaoshan said: "Xiao Qin used to like to ask for a cup of mojito, why don't you try it too?"

"Okay, I'll have a drink too. Tuo Xiaoxue agreed to come down.

The music in the bar was very soothing, and the atmosphere was very relaxed, and after chatting a few words, Chen Qiaoshan asked about the hilltop villa.

Elliot changed his previous leisure and said: "Chen, the detached house is owned by one of my clients, who has encountered a little trouble with his investment and is in urgent need of capital turnover, so he thought of disposing of this property, you can rest assured that the property is absolutely fine." ”

Chen Qiaoshan comes to Hong Kong many times a year, but the hilltop villa is still counted, and every time it comes and goes, it is far less cost-effective than buying a serviced apartment.

Hearing Elliot's introduction, Chen Qiaoshan was a little interested, but not about the house, but the so-called "trouble".

"What, wouldn't that client of yours buy UBS's high-risk portfolio?" Chen Qiaoshan gossiped.

"No, this matter has nothing to do with UBS. Eliot immediately denied it, this is not a good thing, whether it is true or not, he can't admit it, thinking of Chen Qiaoshan's past achievements, he said with emotion: "Chen, not everyone has your good luck, you must know that every point you earn is taken out of other people's pockets." ”

"Okay. The other party was reluctant to talk deeply, and Chen Qiaoshan was not reluctant, "Then let's talk about the villa, even if you lose it, you can sell the house, no matter how bad it is, you can find you, you can afford to buy a mansion, and you are not a simple person, so you won't lose money to sell the house, right?"

Elliot hesitated slightly, and then said: "Even UBS customers, not everyone can get financing, and with the current market environment, real estate mortgage is almost a gift to the bank." ”

In recent years, Hong Kong's housing market has fallen to the bottom.

The collapse of housing prices in Hong Kong has not made Hong Kong citizens who complain about high housing prices much happier than predicted a few years ago, because those who have already bought houses will certainly not be happy because of the shrinking assets, and those who do not have houses will also be uncomfortable, because the collapse has seriously dragged down the economy and caused a sharp deterioration of Hong Kong's financial environment, and people from all walks of life are complaining.

For UBS, the best collateral must be all kinds of securities, which can be sold first and then packaged and mortgaged to the bank, which not only transfers the risk, but also earns an interest rate difference.

Seeing that Chen Qiaoshan seemed to be unmoved, Elliot continued: "Chen, Gefu Mountain Road is the top rich people in Hong Kong, usually there is no market, the reason why I recommend it to you is completely because of our friendship, and the Hong Kong property market is recovering, there is a lot of room for appreciation, even if it is a real estate investment, it is also a business that is sure to make money without losing money." ”

After listening to Elliot's words, Tuo Xiaoxue couldn't help but smile a little.

Chen Qiaoshan noticed the change in her expression, and he asked, "What are you laughing at?"

Tuo Xiaoxue took a sip of the Colin glass in front of her, the mojito was very refreshing, and the taste was stronger because of the addition of mint and lime, although it was the first time she had come into contact with it, she also liked this cocktail with low alcohol content.

Hearing Chen Qiaoshan's question, she said in Mandarin: "It seems a bit out of place for two big men to talk about friendship, don't you feel awkward?"

Chen Qiaoshan said with a smile: "Friendship is fake, interests are real, you must know that even foreigners, in front of interests, there is no discipline at all." ”

"How can it be so unbearable as you say?" Tuo Xiaoxue didn't take it seriously, after all, it was in a bar, and she didn't have any scruples.

As if to prove his point, Chen Qiaoshan said: "As a simple example, do you know who Eliot's big boss is?"

Tuo Xiaoxue glanced at the white foreigner opposite and shook her head again.

UBS is too far away from ordinary people, that is, high-net-worth customers like Chen Qiaoshan have needs, and ordinary people want to say that they understand, and they are limited to Swiss banks in film and television dramas, but Swiss banks and UBS are two different concepts, which she still knows.

"His full name is Rodri Ward, it doesn't really matter what his name is, but in China, this foreign gentleman has always appeared in the name of Herlies, look, at the level of the foreigner's name, do you think the discipline is worth it, UBS can always occupy the largest share of QFII, it must make sense. ”

Hearing the sarcasm in Chen Qiaoshan's words, Tuo Xiaoxue couldn't help but smile bitterly, no matter what he talked about, but whenever he came to Chen Qiaoshan, he could always find some strange theories.

Although he didn't understand Mandarin, Eliot heard a familiar name, and he said curiously: "Chen, do you know the chairman of UBS Asia?"

Chen Qiaoshan said with a smile: "I can't talk about acquaintance, I just saw it on the news." ”

Elliot wasn't in the mood to joke either, selling the house on Gofu Hill Road was the focus of the evening, and he asked, "Chen, how did you think about that property?"

Chen Qiaoshan hesitated, Eliot recommended it three times and several times, sincerity is always there, and it should be taken a look, he is also a little curious in his heart, what kind of mansion is it, it is worth recommending so hard, thinking of this, he said: "Do you have time tomorrow morning, why don't we go to the scene to see?"

"No problem. Elliot immediately agreed, if it wasn't for the wrong occasion, he was ready to bring the relevant information to the bar, Chen Qiaoshan agreed to go to the scene, and the matter was half done, he believed that in the face of the rare mountain and sea views, few people could let go of this opportunity.