Chapter 77 Financial Management Tips

Soon, Zhao Lingling printed out a bunch of clothes for Sister Su Yishui and Lin, even more than she usually wears. Pen | fun | pavilion www. biquge。 info

In addition to Chinese-style cheongsams and classic crinkled onesiques, there are also many long skirts, short skirts, shorts, cardigans, t-shirts, and even glasses and studs. The three sisters who watched were dumbfounded.

It's no wonder that ABS consumables are consumed so quickly.

"Don't look at the large number of them, when you actually wear them, you won't feel like it, do you know why?"

"A woman's wardrobe is always one less piece of clothing. ”

"Bang bang! That's not wrong at all, it's really Yishui, it's really a heart. ”

"Actually, I was transformed from the phrase shoe. Su Yishui replied very honestly.

"Okay, the clothes, shoes, handbags, beauty bags, and accessories are all ready, and we will wait for the time to go." ”

"Mr. Zhao, this machine is so powerful, why don't you even print out the ticket together?" Su Yirou said.

"Why don't you say that even the airlines are chartered, oh yes, there is one thing that needs to be reminded of you, this special plane is different from the usual, we are not taking passenger planes, but passenger and cargo aircraft, and we also need to handle the consignment business of vehicles, you have to remember to go to the airline to handle it." ”

"Consignment business?vehicles, oh. ”

"That's right, it's the Lamborghini Batster that you think is a treasure, and I'll borrow it from the old man this time. ”

"But Mr. Zhao, don't you have a Porsche Cayenne, why bother to borrow our car. ”

"Yo, the child is not very old, but it is very clear, to tell the truth, my car is under maintenance, but you also know, the paint is special, the wheels and wheels These accessories need to be imported from abroad to customize. There are no spare parts for this model in the 4S shop, so it will take a certain amount of time from import to replacement. Therefore, it may not be possible to complete the replacement in time for the departure at the end of December, so I will let you know in advance. Got it. ”

"Okay, Mr. Zhao. No problem, you don't want to be like a child, our car is yours too. ”

"It's still Yishui who is more sensible. Alright then, it's noon too, so let's go to dinner together. Go back in the afternoon and get some rest, and let's get back to work tomorrow. Although I'm about to go, I can't slack off on my mind now. ”

"Mr. Zhao, why are you more verbose than the school teacher?" Su Yirou looked helpless.

Lunch was eaten at the headquarters of Shelley's enterprise, Su Yishui had never been to this place before, as soon as he entered, he was fascinated by the graceful and luxurious atmosphere inside, the European-style hall, the ceiling with inlaid flowers, the crystal chandelier European-style tables and chairs, the milky white color and the environment seemed to be very harmonious. Four people to eight people eat at a table, the environment is neat and comfortable, and it seems very comfortable.

When they came, no one was eating, and there was still half an hour before the lunch break, so they ordered a few delicate side dishes and meat dishes behind the metal and glass counter, and the four of them chose a rather comfortable place near the window to start lunch.

"Mr. Zhao, you shouldn't have moved the hall of your home here, it's so beautiful. ”

"I'm glad you like it, too. It's like Yirou, I don't understand the style at all, saying that I'm wasting too much extravagance here. ”

"That's it. Su Yirou put down the spoon with the cream soup and said a little dissatisfied. "We're a cosmetics company. It's not a classical-style castle, is it necessary to make it so exaggerated? Mr. Zhao, you shouldn't be laundering money through this method? ”

"Haha, Yirou, I need to do this! What do you think if I say that X.S is also fully accepted here?"

"Oh. That's the best, then it's none of my business. Su Yirou lowered her head and continued to eat.

"Hehe, this little girl is so interesting, it's really none of her business. ”

The scene at the table was very lively, several people were eating and talking, only Lin had been quiet, quietly eating her share of red stewed chicken wings calmly, and then wiped her mouth and looked up at the wriggling mouths of several people with wide eyes.

"Speaking of which, Yishui, I have a question for you. During the rest after the meal, Zhao Lingling leaned on the back of the chair and gasped, as if eating had also consumed a lot of her energy.

At this time, some employees had already come to the cafeteria to start lunch, and the scene gradually became lively.

"Mr. Zhao, you say, what's the matter. Su Yishui wiped his mouth with a napkin and looked at Zhao Lingling.

"I already know about the shopping street, how do you deal with the problem of funding. ”

"Funds, oh, do you mean the funds that members have deposited in their shopping baby accounts?"

"Yes, but that's just one of them, and the other point is the net profit of the website, how do you use the distribution. ”

"Hey, Mr. Zhao, can the members' money be moved at will? Before Su Yishui could answer, Su Yirou interjected first.

"Yirou, can you rest for a while? I'm asking Yishui. Zhao Lingling glanced at her.

Su Yishui didn't quite understand why Zhao Lingling mentioned this inexplicable thing on this occasion and in this place. The flow of funds has been planned, in addition to dividends and benefits, in addition to withdrawing about half of the money as a reserve for the operation of the website, isn't the rest handed over to Zhao Lingling, she knows everything, and she has to repeat what to do.

Still, she said it again, only in a quieter voice, as if she had done something wrong.

"Sure enough, what about the former, what about the money in the member's shopping baby account?" Zhao Lingling continued to ask with interest.

"Hey, all the money I don't dare to use is in their accounts. ”

"That's right. Zhao Lingling nodded thoughtfully, the two sisters looked inexplicable, they could say whatever they wanted, and they couldn't beat around the bush.

"Mr. Zhao, what do you want to say, just say whether it's good or not, it confuses me and my sister. ”

"Look at this. Zhao Lingling didn't know where to turn out a neatly folded piece of printer paper, on which were printed a dense piece of merchant names, according to the scale of this A4 paper, there are at least four or five hundred stores.

"What is this?" the two sisters stared at for a long time. Asked suspiciously.

"The names, addresses, and contact information of the stores that will be joined in the shopping street are all here. ”

"So many?" said the two sisters, surprised, "but I haven't heard anything of it." ”

"That's because I stopped them because I was going to let them join the shopping street after the year. Now is not the best time to do it. ”

The size of the shopping street seems to have increased a lot due to the news of these stores.

Among the two sisters, Su Yirou is undoubtedly more excited, because she will be in charge after the festival. She was thrilled to think that she would be managing nearly 3,000 stores under her command.

"It's a very jubilant thing, though. But what does this have to do with the question just now?"

"Please, sister, with the addition of these stores, our shopping street can get more annuities, management fees, rental costs, transaction fees, and a series of other expenses, so that the net profit will be more. Su Yishui looked excited, and spoke with a trembling voice.

Sister, you're such a businessman through and through.

Su Yirou looked at Su Yishui's slightly twitching face, and a feeling of fear arose.

"Yishui, you learned very well, I am very satisfied. So I'll tell you what I just asked, do you know there's a sentence. It is called that you don't manage your money, and your money doesn't care about you. Zhao Lingling looked at the two sisters and said.

"Yes, yes. They nodded their heads as if they were pecking rice.

"There is also a saying that money is only valuable when it is liquid. ”

They nodded again.

"Knowing these two sentences, our topic can continue, so let's go straight to the topic, Yishui, you tell me, how many registered members are in the shopping street now, how many people have deposits in the account, and what is the approximate amount?" Zhao Lingling threw out three questions in one breath.

"Think about it. I can't count the approximate number, but I can only say that it is an approximate number, and the number of members is now about 110,000, of which the number of people with deposits is about 60,000. If it is calculated according to one yuan per person, it can also have tens of thousands of yuan. ”

"Tens of thousands of dollars is a conservative estimate, and it should reach about 100,000 if you round it up, right? ”

"Ahh ”

"Mr. Zhao, I still don't understand. What are you going to do with the little money in your member account, invest it or take credit and put it in the bank for usury? No, it's too small. ”

"You're right, Yirou, and occasionally her brain is quite smart. ”

"No, you're really going to do that?"

"Yes, tens of thousands of dollars seem to be relatively small, but if it is like a snowball, it will get bigger and bigger, and the scale of the shopping street will gradually increase, and in the future, when the number of member stores and the number increases, it will be a huge amount of money, and the annuity rent and so on that Yishui just introduced, will become the main source of income for the shopping street. ”

"So, have those who have halved their net profits done so now?"

"Yes, we have entrusted CCB to manage and use professional accounts and carry out lending and investment projects, otherwise, where will there be more sources of funds, if you want to ensure that the capital chain is not broken, the best way is to establish a friendly relationship with the bank and properly manage the application of money at ordinary times. ”

"Mr. Zhao, when you say this, you really have a feeling of miser, the big head is not a small head. With such a large Shelley company, nearly 10 million investment, and tens of millions of net profits every year, you don't think about it, but only think about the small amount of money in the shopping street. ”

"If the capital chain of the shopping street is broken, there are still Shelley enterprises to make up for it, and if the funds of Shelley enterprises are broken, can the shopping street be made up? No, besides, now the shopping street has just been established for a few months, we must be even more so, the more we must do a good job in the details at the beginning of the business, so that we will not suffer losses in the future, not to mention, before we are about to receive another investment project, we must develop a good quality of financial management. ”

"Another investment, what is it?" The two sisters were very interested in the words Zhao Lingling said, and hurriedly asked. (To be continued.) )