Chapter 510: Loans in Those Years

When Xiaowei went back, Xinghai and Liuliu took off their clothes and lay on the bed, neither of them could sleep, they turned off the light and talked with their eyes open.

Liuliu said: "Xinghai, why do you say Xiaowei is so capable this time? This is too powerful." ”

Xinghai said: "Well, since he was a child, he has a lot of ghost thoughts, and now he is really good." Did you listen today, Xiaohong has hundreds of thousands of dollars in his hands, Xiaowei's money must be more, he is not afraid of his daughter-in-law, and the big money must be in his own hands. ”

Liuliu said: "I will find a daughter-in-law in the future, and I will not be afraid of her, and I will take care of the money." ”

Xinghai smiled and said, "You don't have to say this." Besides, just like me, I'll give the money to my daughter-in-law, or I have more money in my pocket, I'm afraid that I will learn badly, and we don't have Xiaowei's two times, sometimes I watch them play poker in the winter, and my heart is itching, if I have money, I don't want to play? ”

Liuliu thought for a while and said, "Then I'll also take care of my daughter-in-law." ”

After being quiet for a while, Liuliu asked, "Xinghai, how much do you say is 700,000 yuan?" ”

Xinghai said: "I can't think of it either, I know that I am much older, let's do it well, in the future, we don't have to be like Xiaowei, we can earn 10,000 a year, 10,000 a year, and 100,000 in ten years, and we can buy a house in the city and use tap water." ”

After a while, Liuliu said, "I think we can definitely do it." ”

"Hmm. ”

……

The next day, Xiaohong was scolded by Aunt Wang to go to school, Xiaowei went to the guest house to lead Xinghai and Liuliu out for breakfast, and gave each of them a few hundred yuan for pocket money. At eight o'clock, Xia Maosheng also got up, and after breakfast, a few people went to Xinghai Liuliu's room to sit and talk.

After talking for a while, Chen Hui walked in with a yawn, and Xiaowei asked, "Why did you get up so early today?"

Chen Hui looked at the time and said, "Do you think I'm willing? Don't you have to do the money? After you finish it, you have to go back over there, you have to run for seven or eight hours, don't you hurry up?" I'll sleep a little more when I come back in the afternoon. Han San's side, why don't you also go and take a picture? I haven't been in touch for a long time. ’

Xiaowei said: "I'm in touch, the school machine here is half sold and half given away, he's stupid? This first phase is about to graduate, and he's staring at it." Besides, we must open a branch, and he has more than all of us. ”

Chen Hui smiled and said, "That's for sure, it's normal." He's okay, at least it's not annoying, although he has a clear purpose but does it well, which is good. Yes. ”

Xiaowei said: "I'll go back to the billiards city today, and I'll arrange the school after I finish arranging it, it's not going to be a few days, and those who plan to work here have to sign an agreement or something, and those who want to open a store have to be confirmed." There is nothing else, and we don't have to worry about Hong Liang's side, and the pig factory will only produce pigs at the end of today. ”

Xia Maosheng said: "The hotel is scheduled to be handed over to Sister Zhang?"

Xiaowei said: "Let's just decide." Brother Zhai asked him to go to Anton, and I went back to him. I'll have to go over there and arrange the renovation. If it doesn't work, let the pit wood factory get it, spend some freight, they know how to get it, and they are not afraid of problems. ”

Chen Hui said: "You can arrange it, and I'll just find a place to buy a house here." By the way, my dad said that today I asked the Industrial and Commercial Bureau about the company, and it should be possible, and my dad said that it seems that millions of funds are enough, a provincial group company. After that, my mother said, if we want to concentrate on buying a house for investment, she will talk to the following, help us get a loan, and ask you if you want it. ”

Xiaowei said: "Loans? Private individuals can also take out loans?

Chen Hui cut off and said: "How much is the interest, how much is it? How much is it worth to take out a loan to buy all the places you like? Do you say that within five years, will the interest rate be high or the house will rise fast?"

Xiaowei thought for a while and said, "How much can I borrow?" Now our two or three million is not interesting, can we do more?"

Xia Maosheng smiled and squeezed his eyebrows and said, "Have you forgotten what our Aunt Chen is doing? ”

Xiaowei laughed a little, so much so that he forgot about this stubble. After thinking about it, he said, "Okay, if you can do it, take out a loan, and buy a house and a house after you finish." Not only Mukden, but other cities also have to go around, and it is cost-effective to buy the place first and put it there. ”

Chen Hui squeezed his eyes and said: "Let me tell you, Wanliu's piece of land, as long as you build a wall, you can use it as a factory loan, and you don't need to violate the rules. ”

Xiaowei said, "Really, then take out a loan, how much can you borrow?"

Chen Hui said: "It depends on the registered capital and planning drawings, as well as the scale of investment. We don't have to work hard, wait for the company to get my mother's head and get a little green book for us to use, anyway, her son can't pit her, just help her complete the task. ”

Xia Maosheng said: "This is good. After that, we can't spend all the money, take out a loan to buy a house, buy a house and get a loan, and the cycle never ends. ”

Xiaowei asked, "What is Little Green?"

Chen Hui said: "The loan certificate can be withdrawn from the bank at any time within the approved amount. My mother said that if we set up a group company with this asset now, we don't need to look for her to issue a loan of less than 30 million. She can operate Lai Yilai on her side, and she can reach hundreds of millions. ”

Xiaowei was stunned, swallowed his saliva and asked, "What are we borrowing 100 million for?"

Xia Maosheng laughed and said, "I finally saw your expression." ”

Chen Hui said: "There are more people doing business now, and most of them are bold enough to engage in loan development. If you build a big factory and buy equipment for marketing and publicity, you won't have any money? Not to mention anything else, building a larger state-standard cement factory will cost you almost hundreds of millions. ”

Geng Hui said: "Now we have a lot of personal loans, and we have several accounts in our bank that are hundreds of millions, and the most one I remember seems to be more than 400 million. In fact, the loan is not terrible, the ratio of interest to investment income is still quite low, and it is the best way to develop a loan on a large scale in a short period of time. Besides, you don't have to force you to repay the money, you just need to repay the interest on time, which is to make up the loan. ”

Xiaowei asked: "Four hundred million, what are you doing?"

Geng Hui said: "As far as your cup is concerned, the cement factory, and the meat factory, 1.6 billion, which is the two largest loan households in our province. ”

Xiaowei touched his head, a little incredible, thought about it and asked, "Aren't you afraid that they will run away?"

Geng Hui said: "Now there are a lot of regulations, and it turns out that the dead accounts are much older and normal." Let's put it this way, if he has a bad cold, at least a deputy province will have to go to see him, and the bank will not remember that he will pay back the principal, just pay some interest every year to settle the account, as long as his factory does not go bankrupt, the world will be peaceful. ”

Xia Maosheng said with a smile: "Let me tell you, there are three lines of workers, peasants and construction, and any of the bad debts and dead debts add up to hundreds of millions of dollars every year." In the past few years, banks have come out to beg people for loans, and one by one. ”