Chapter 288: The First House (Part II)

"You want the full amount?"

I was so surprised that the doubt in Wang Meiling's heart blurted out, there were too many reversals today.

The old couple and the golden beetle son-in-law who thought in their hearts became an old couple and their own son, and the old couple who originally thought that they took out a loan to buy a house for their son and then became a son who bought a house for his parents in full. The son of a local tyrant and the poor parents, which platform concocted the joke?

As soon as the words came out, Wang Meiling regretted it. Whether it's a joke or a life, as a service staff, she can't chat with customers with a discriminatory tone, otherwise she will not only offend the customer, but also get a complaint.

It is also a complaint, and it does not matter if the guest complains about the high price of the house. Complaining about the sales staff discriminating against customers really has a huge stake.

Not to mention anything else, the fine can't run, a serious point, the entire bonus will be deducted, and then a little more serious, the guest belongs to the person who will shout and make trouble, and know that the crying child has a milk eating routine, not only the sales staff will be fired, the guest will also receive a compensation.

Considering the serious consequences, she hurriedly added: "I'm really sorry, but few customers have chosen to buy a house in full recently, which makes you smile." ”

She is not lying, affected by the international situation, there are fewer and fewer customers who choose to buy a house in full recently, and too many people choose to wait and see, hoping to buy it on the day when the house price is reduced. Even 99 percent of buyers who have to buy a house for various reasons will choose to take out a loan and want to shift the pressure to the bank.

As for whether the transfer will be successful, it is estimated that only God knows.

"It's okay, tell me what the discount will be for the full amount. Lin Chen didn't feel that he was discriminated against, on the one hand, the sales lady had a good attitude, and she was not unforgivable for a while. More importantly, there is no panic in the heart of food in hand.

Yes, Lin Chen now has a huge sum of 1.5 million, why it suddenly increased from 300,000 to 1.5 million, it is related to the new anchor contract.

The principal kept the agreement, and according to the results of the discussion, he got a new contract the next day, and the other contents did not change, the only thing that changed was the contract amount, time and liquidated damages.

2.4 million a year, liquidated damages of 24 million, although the amount is different from the negotiated number, the gap is not big, basically in accordance with his annual settlement requirements.

Why do you insist on asking for annual settlements?

Lin Chen believes in his potential, and with the assistance of the system, there will be a significant improvement every year. This year's signing fee is 2.4 million, next year it will be 4.8 million, or even more than 10 million, he doesn't want to use five years and 50 million to lock himself firmly, and there is no room to play.

The difference between 240 a year and 50 million in five years is obvious, but it has won him a freedom.

When he got the new contract, Lin Chen had mixed feelings, both excited and emotional, and the rest were full of ambition, using the big anchor contract as a springboard, he could fly higher. But before taking off, there is one more thing that needs to be dealt with, when will I get paid?

The family has put the purchase of a house on the agenda, and 300,000 yuan seems like a lot, but in the face of millions of housing prices, it is tantamount to a drop in the bucket. Now that I have signed a contract, is it possible to advance my salary?

Before asking, Lin Chen's heart was full of apprehension, and he was not sure at all, one of the most likely conflicts between the platform and the anchor was the salary, as far as he knew, no anchor had advanced his salary from the platform.

Unexpectedly, after learning about his situation, in just half a day, Maruko agreed to his salary advance application on behalf of Panda, and transferred 500,000 on the same day.

500,000, strictly speaking, is Lin Chen's basic salary for two and a half months, and one application can advance two and a half months' salary in advance. In this world, no one will give him a sum of money in advance except his own father.

Lin Chen himself had 300,000 savings, and his parents later supported him with 100,000, plus the 500,000 advanced by Panda, for a total of 800,000 cash.

800,000 yuan in cash is nothing in a first-tier city, and it is estimated that even a down payment is a bit difficult, but in a second-tier city like Yulan, 800,000 can buy two-thirds of the house, even if you take out a loan to buy a house, the loan amount will not be too exaggerated.

800,000 is not a small number, but there is still some distance from 1.5 million, so where does the remaining 700,000 come from?

The remaining 700,000 came from the contract, and also from another person: Shen Huairou.

Letting go of the mustard in his heart, Lin Chen talked happily with Shen Huairou, and unconsciously asked the questions he had been worried about.

If you have a signed contract with an annual salary of 2.4 million, can you take out a loan to buy a house?

It's not that Lin Chen deliberately shows off, it's really bottomless. Network anchors are not a traditional profession, any traditional profession that can get an annual salary of 2.4 million after tax is a successful person, an elite in the field, and an extraordinary social status, not to mention a loan, even if you don't want to take a loan, the bank will ask for a loan.

What about online streamers?

In the banking system, it is different from other types of traditional professions, which is a freelancer at best, and unemployed at worst. Unemployed means that there is no social security, no provident fund, no ability to bear repayment, and it is difficult to pass any loan due to the inability to repay the person who is strictly controlled by the bank.

After learning about the bank's discrimination against freelancers, Lin Chen was worried that he was not qualified to take out a loan to buy a house.

Hearing the news that Lin Chen was going to buy a house, Shen Huairou suddenly fell silent, and asked faintly for a long time: "Why do you want to buy a house, are you not used to living here?"

When he learned that he was buying a house for his parents, Shen Huairou smiled again and helped him explain the plan with great interest. In the end, I felt that it was too troublesome, so I simply made a copy of the contract and said casually: "Oh, it's too troublesome, isn't it just a loan, I'll help you get it, and I can transfer it to you at any time if it's less than five million." ”

Lin Chen was taken aback, less than five million can be turned around at any time, local tyrant, let's make friends.

With a bit of fun, he finally applied for a loan of 700,000 yuan with the contract. Well, it is said that it is still an interest-free loan, and the principal can be repaid within a year, and there is no need to pay any interest.

Although he had long known that Shen Huairou had an extraordinary background and held an interest-free loan of 700,000 yuan, Lin Chen still had to sigh at the strength of the other party.

Not much to say about the process, under a round of dazzling operations, he has a huge sum of 1.5 million, which can be paid at any time.

Feeling Lin Chen's self-confidence, Wang Meiling thought for a moment and said sincerely: "Don't hide it from you, the property market has changed a lot recently, and the company likes guests who pay in full, so for customers who pay in full, we have taken out a discount of at least 95%, I don't know what you think." ”

For a house price of 1.4 million yuan, a five-point discount is 60,000 yuan, and the discount is not small.

"Yes, just press this discount. ”

Parents like it, even if there is no discount, it doesn't matter, not to mention that this discount is really not low, enough to impress him.

After negotiating a full payment of customers, Wang Meiling was overjoyed and said enthusiastically: "Please follow me to the finance office to pay." ”

"Good. Lin Chen nodded and followed his parents to the financial room.

Because she was walking in front, she didn't pay attention to Wang Meiling behind her who received a WeChat, and after reading WeChat, the smile of the sales lady was even brighter.

"We sell a house is different from selling a car, the loan to buy a car has a big discount, but the purchase of a house is a big discount for the full amount, which is related to the bank's accounting, presumably Mr. Lin also knows. On the way, Wang Meiling said casually.

"I know, what do you mean?" Lin Chen looked at the sales lady next to him who was smiling brighter, and asked curiously.

The strength of the car loan is related to the follow-up service, and the manufacturer, bank, and insurance can all make a profit. The reason for the large amount of money to buy a house is the real estate company, which needs to collect funds quickly, and with the funds, it can be invested in the next real estate competition and obtain more profits.

"Mr. Lin is happy, and I will tell you the truth. I feel that with your position, you can buy a better house, and it just so happens that I have several high-end properties in my hands, and if you are interested, I can give you the lowest discount, which is even lower than the current discount. The sales lady said softly.

Lin Chen glanced at the other party: "How can I have any status, the current house is good, don't think about anything else, I will contact you again if I need to do so in the future." ”

Wang Meiling did not refute, and nodded obediently: "You are welcome to contact at any time." ”

After knowing the identity of the other party, Wang Meiling decided to hug this big thick leg.

Maybe the sales lady said hello, maybe the process of the sales office has been very fast, choosing a house, formulating a contract, signing a contract, making a payment, and an hour later, Lin Chen got the first house belonging to the whole family.