Now that I have become a close comrade-in-arms with Fang Xinyi, of course I can't hide anything from her.

I thought about it, and the other party Xinyi said, "The two of us can't be separated." ”

At this time, Fang Xinyi was even more surprised, she looked at me with wide eyes, and asked, "Why is this?"

I said, "I don't agree to a divorce. ”

Hearing this, Fang Xinyi immediately understood, I still can't let go of my wife.

I then said to the other party: "Chairman Fang, is there anything important for the company to discuss with me now?"

As a comrade-in-arms of the Alliance, I certainly have the right to ask that.

Fang Xinyi smiled and said: "The new production line of the plant we rented has been installed, and now it has entered the stage of trial production. ”

This is undoubtedly good news for the company, because the company continues to have new products flowing out, which will bring greater profit margins.

But then Fang Xinyi said: "Mr. Zhao, there is also very bad news to tell you. ”

I looked at Fang Xinyi and asked, "What is the matter?"

Fang Xinyi said: "The 30 million loan we owe Xingchang Company is about to expire, because our company's reputation is not very good, and if China Merchants Bank does not agree to renew the loan, we may fall into a situation where the capital chain is broken." ”

I said to Fang Xinyi: "We can talk to China Merchants Bank about this matter, after all, our new plant is under construction, and China Merchants Bank can't see it, I think as long as everyone sits down and discusses, everything is easy to solve." ”

Fang Xinyi shook her head and said: "Actually, when I was the general manager, I had already discussed with China Merchants Bank, but the other party just didn't agree to lend to our company, and I had to recover the 30 million principal." ”

Although the reputation of Xingchang Company was ruined by Zhang Zhiyuan, I knew in my heart that lending money to Xingchang was undoubtedly a good deal, and as long as they understood the truth of the matter, they would definitely lend us money.

I said to Fang Xinyi: "That afternoon, I will contact the people of China Merchants Bank to see what the other party's situation is, by the way, Chairman Fang, do you have his contact information." ”

Fang Xinyi said: "I'll send it to you on WeChat in a while, but let me tell you that the person in charge of borrowing is very difficult to deal with, and I tried several times without success." ”

Fang Xinyi can say such things to me, she has obviously regarded me as the only lifeline.

I know very well in my heart that once China Merchants Bank does not agree to renew the loan to Xingchang, then this is forcing Xingchang to borrow from the private loan shark.

To tell the truth, the private loan sharks that Zhang Zhiyuan borrowed now are enough to give us a headache, and after I became the vice president, I also received a call to ask for an account.

Some private loan sharks are simply rolling interest, and there is no way to pay them off, and if this matter is not resolved through the courts, I think it will not work at all.

Fortunately, in order to maintain social stability, the government does not allow violent collection to exist, which also makes many loan sharks rein in a lot.

I thought about it, and the other party Xinyi said: "Xinyi, as long as we are united and there are no difficulties that cannot be overcome, I don't believe that the credit department of China Merchants Bank will not lend us money in the face of such a good situation in our Xingchang." ”

Fang Xinyi said to me: "Zhao Jian, in fact, some things are not as simple as you imagined, forget it, after you negotiate with them, you will understand my hardship." ”

After Fang Xinyi said this, she returned to her office, and I entered my office.

As soon as I sat in the office, I found a message on WeChat, which I knew was sent by Fang Xinyi.

Fang Xinyi first sent a smiley face, then sent me a mobile phone number, and added that name next to the mobile phone number.

That person's name was Ding Yun.

Judging by the name, I think this should be a woman.

Dealing with men and women is always much easier to communicate with than dealing with people of the same sex, and only then did I understand Fang Xinyi's intentions, she wanted me to use beautiful men.

In fact, when it comes to beautiful men, I think Zhao Hu is more suitable, but it's a pity that this guy's position is too low and he can't represent the company at all.

Besides, Lu Feng and Zhao Hu were sent to the night shift by me, and I think the two of them should be able to make some reputations.

The personnel department must have informed the contractor of the canteen, and if the food at night is not good, it is time for them to get out.

Now the only person I have to contact is this credit manager at China Merchants Bank, at least I want to know what the situation is.

When I called, it was very easy to get through, and in the middle of the phone, a young woman's voice came and said, "Who is it?"

I said, "I'm Zhao Jian, the general manager of Xingchang, and I want to know something about the bank loan with you, or let's make an appointment to talk about it." ”

I was halfway through my sentence when the other party hung up the phone.

It seems that the other side does not even have the slightest sincerity in holding peace talks with us.

I know that in such a situation, it is useless to fight again, and the most important thing is to find out the key points of the problem.

That's when I started thinking about who could help me.

The first thing that came to my mind was Gu Xiaofei, this woman has all the means, if she sincerely helps me, I am sure that this matter can be done nine times out of ten.

But Gu Xiaofei's help comes at a price, and since I know Gu Xiaofei's true identity, I have stayed away from her.

After thinking about it, I still decided not to call Gu Xiaofei.

The second person I'm looking for is Shen Minhong, the former boss of Yuxing Group.

Because we rekindled our old relationship not long ago, Shen Minhong was quite good to me.

After being the CEO of Yuxing for so many years, she must have dealt with the bank a lot, and she must know the doorway.

So, I immediately called Shen Minhong.

Because after knowing the truth, I became wary of Shen Minhong, and I felt that I should no longer dig out my heart and lungs to her.

With Shen Minhong's attitude towards me, of course, she answered my call quickly.

As soon as the phone was connected, Shen Minhong asked me, "Zhao Jian, do you have something to do with me?"

I could hear that Shen Minhong's voice was particularly gentle.

I thought about it and asked Shen Minhong, "Where did you go last night, why didn't you call me?"

Shen Minhong said: "I went crazy with a girlfriend to the bar, you have a wife at home, and you can't accompany me." ”

I said, "It's not that you don't know my current situation, my wife and I are about to divorce." ”

Shen Minhong said: "But now Lu Wan is still your legal wife in name after all, this is an unadmittedly fact." ”

Actually, I don't want to argue with Shen Minhong about his wife, what I want to know is whether Shen Minhong is familiar with the bank.

She used to be the CEO of Yuxing, and a construction company as big as Yuxing would definitely deal with banks.

So I said to Shen Minhong: "Minhong, let's not talk about these things for now, there is one thing I want to ask you." ”

Hearing me ask, Shen Minhong was a little strange, she said, "You just ask if there is anything, why do you have to swallow it." ”

I thought about it for a while and said to Shen Minhong: "Do you know the person in charge of our Nanzhou China Merchants Bank?"

Shen Minhong said: "Of course I know, what's the matter, you Xingchang want to take out a loan?"

I said to Shen Minhong: "Our Xingchang's current corporate credit has been completely destroyed, and it is impossible to get a loan from the bank at all, and I beg you not to do this." ”

As soon as Shen Minhong heard it, she understood in her heart that Xingchang's capital chain had encountered problems.

I then said to Shen Minhong: "Minhong, let me tell you the truth, we have a loan of 30 million yuan in China Merchants Bank, which is about to expire, but the bank does not agree to renew the loan, and we must repay the full amount in Xingchang." ”

Shen Minhong said: "This is impossible, Xingchang is not a big enterprise, and it must be difficult to come up with so much money at once." Besides, for your loans, if there is the ability to renew the loan, of course the bank will be happy, they are originally living on interest. ”

Because Shen Minhong has been the boss of Yuxing, she still understands this process very well.

I thought about it and said to Shen Minhong: "But our Xingchang's credit is gone, when Zhang Zhiyuan was there, he was also caught in the list of dishonest enterprises because of a lawsuit with the supplier, and the bank refused to renew our Xingchang loan because of this." ”

Hearing me say this, Shen Minhong thought for a while and said: "If Xingchang is indeed included in the list of unemployed enterprises, the bank will definitely have concerns, and it is reasonable to refuse to renew the loan." ”

I asked Shen Minhong: "Is there a way to negotiate with the bank, because after we changed the chairman and general manager, our business has improved, and I hope that the bank can accept our loan renewal, so as to avoid the fate of our Xingchang bankruptcy." ”

Shen Minhong said: "You have discussed this with the senior management of the bank, if they agree, your situation is not a big problem, if they do not agree, then Xingchang will be in trouble." ”

I asked Shen Minhong, "Can you give me a phone number from a China Merchants Bank executive and ask him to help?" ”

Shen Minhong said: "I can give you the phone, but you also know that I am no longer the CEO of Yuxing, and the executives of China Merchants Bank may not sell my face, and we Yuxing have no interest in them." ”

Hearing Shen Minhong say this, my heart was half cold.

Then, Shen Minhong said to me, "Zhao Jian, are you free to come out today?"

I knew very well the real purpose of Shen Minhong's appointment with me, I thought about it, and said to Shen Minhong: "Why don't you tomorrow, because tomorrow is the weekend, and the two of us will spend a good weekend together." ”

Hearing me say this, Shen Minhong seemed very happy, and she said: "Okay, let's make up our minds, and I'll send you the executive's phone number later, he is the vice president of our Nanzhou branch of China Merchants Bank." ”

After speaking, Shen Minhong hung up the phone.

Three minutes later, Shen Minhong sent a text message, which was the phone number of the vice president.

I firmly remembered the name of this vice president, his name is Zhou Zheng.

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