Chapter 289: The Truth Behind the Broken Loan

I leaned back in my office chair and thought for a moment, wondering what to tell the vice president about this.

You must know that all Chinese dynasties and dynasties are humane societies, and it is commonplace for a person to ascend to heaven.

But now it is anti-corruption pressure, and if we take the initiative to get together, the vice president will definitely not dare to take bribes.

He's afraid that someone will put him in it!

But in any case, I have to give it a try, knowing that now all the money in Xingchang has been used for investment, and it is impossible to get out the money owed to China Merchants Bank. Once China Merchants Bank determines that Xingchang's loan is a bad debt, then they will definitely sue us.

If Xingchang is sued by China Merchants Bank and forced to sell the company's assets, then the company will have a big problem, not only will many companies choose not to cooperate with Xingchang, but many suppliers will ask Xingchang to repay their debts, thus forming a vicious circle.

In this way, Xingchang will definitely fall into a situation of bankruptcy.

In the past, when I was not in the position of general manager, I didn't know Fang Xinyi's difficulties, but now that I am the general manager, I find that Xingchang's problems are really complicated.

After I figured out the details of what I wanted to talk to the vice president of China Merchants Bank, I called him.

The phone was quickly connected, and the vice president named Zhou Zheng said to me, "Hey, who are you?"

I immediately introduced myself and said: "I am Zhao Jian, the general manager of Xingchang Company, is this, President Zhou, our company has a loan that is about to expire, we want to renew the loan, I don't know if it will work?"

Hearing me say this, Vice Governor Zhou said: "The loan in Xingchang was decided by the Standing Committee convened by our president to study and decide, and it is not up to me to have the final say. ”

Now my heart is cold, it seems that the other party has made this game a dead end.

I said: "President Zhou, we are now in good business in Xingchang, and we are currently building the second phase of the plant, as long as the production starts, I believe that the bank's money will be repaid soon." ”

But the vice governor Zhou said: "This is definitely not possible, for the loan in Xingchang, our bank has discussed this matter, and I cannot overturn it with my own strength, which has to be spoken by the president." ”

I said to Vice President Zhou, "Then you give me the president's phone number, and I will go to him personally." ”

The vice president Zhou said: "This is definitely not good, if you want to find our president, you can come to the headquarters of Nanzhou China Merchants Bank, if it is during office hours, our president is generally there." ”

It seems that Vice President Zhou has no intention of accommodating at all.

What else do I want to say, this Vice President Zhou has already hung up the phone.

I put down the phone and looked out the window, when I saw a truck loaded with Xingchang's products to deliver to customers.

In fact, I know in my heart that if we continue to operate like this, within two years, we Xingchang will be able to reverse the loss situation and achieve profitability.

But these rotten debts are in front of me, how can I solve them?

I didn't know what it was like to be in charge before, but now that I'm in charge, I finally know the difficulties of Xingchang.

It's just that I wonder in my heart, obviously our Xingchang's business is improving, why does the bank refuse to renew the loan, will there be anything greasy in this, is it possible that someone is targeting our Xingchang, deliberately cutting off the loan, and wants us Xingchang to go bankrupt?

If that's the case, I can't help but break out in a cold sweat.

It seems that Gu Xiaofei has to ask for help in this matter.

I thought about it and called Gu Xiaofei again.

Maybe Gu Xiaofei and this girl were hoping that I would call her, so as soon as I called, I was connected.

On the phone, Gu Xiaofei said to me in a radiant tone: "Zhao Jian, what are you looking for me?"

I thought for a while and said, "Sister Xiaofei, can you help me with something." ”

Gu Xiaofei said: "If you have something to say, I will try to help if I can." But don't borrow money or something, I'm definitely not going to help you with such a favor. ”

I know in my heart that if I want Gu Xiaofei to help, I have to pay the price.

Gu Xiaofei is such a person, she will only do it if she thinks it is a good deal.

I thought about it and said to Gu Xiaofei: "Sister Xiaofei, we are facing a crisis in Xingchang, I want to know why China Merchants Bank cut off the loan for us?"

Hearing me ask, Gu Xiaofei said: "Zhao Jian, you and I are competitors, in fact, I know Xingchang's current situation very well. I have to say that Fang Xinyi has a good business, Zhang Zhiyuan left such a mess, and under her management, it began to slowly improve. I heard that now Xingchang is about to become a fragrant bun in the recruitment market, and if you want to enter Xingchang, you have to pay at least 1,000 yuan in referral fees. ”

One thing is undeniable that under Fang Xinyi's management, the wages of Xingchang workers have been greatly increased, and the resignation rate has dropped significantly.

I know that what Gu Xiaofei said is the truth, for a young man who has no skills and wants to endure hardships, it may be a good choice to work in Xingchang.

Besides, the dynamic mode of Xingchang workers is four shifts and three operations, so that they can produce products 24 hours a day and maximize the efficiency of production products.

I smiled and said to Gu Xiaofei: "In fact, some policies are still set by Chairman Fang, and I, the general manager, have just come to power, but I still need Chairman Fang to make decisions about everything." ”

Gu Xiaofei said: "Zhao Jian, I know what kind of person you are, I know that you don't have such great ability, and the impact of Xingchang's products on our Stahl in the market is huge, so I must take action to stifle the development of your Xingchang." ”

It is said that shopping malls are like battlefields, and now it has been confirmed in Gu Xiaofei's mouth. I suddenly felt that it was a very stupid act for me to call Gu Xiaofei this time.

Perhaps China Merchants Bank's loan to us was operated by Gu Xiaofei behind it, and its fundamental purpose was to bring down our Xingchang.

Anyway, we still have a piece of feng shui treasure land in Xingchang, if it really doesn't work at that time, sell that piece of feng shui treasure land, and the bank will definitely be able to recover the cost.

I tried to calm down my emotions and said to Gu Xiaofei: "In this way, you are responsible for the loan break of China Merchants Bank?"

Gu Xiaofei snorted coldly at me and said, "Let's be honest, although I, Gu Xiaofei, have this ability, I won't do it, because now you are in charge of prosperity." ”

It seems that Gu Xiaofei still sells me a little face.

I thought about it and asked Gu Xiaofei: "Then who will do this, if our loan cannot be repaid, the bank will start the non-performing assets procedure and appeal to the court, our Xingchang is very likely to go bankrupt." ”

Gu Xiaofei said to me: "Zhao Jian, although you are smarter, but your social experience is still relatively shallow, imagine that whoever is in a hurry to invest in Xingchang is the person behind the scenes." ”

Gu Xiaofei's words undoubtedly gave me a wake-up call, and I immediately thought that the person who was most anxious to invest in Xingchang should be Yinghao Group.

Last time at the shareholders' meeting, because of my opposition and Fang Xinyi's opposition, Yinghao Group was not able to invest successfully, but I knew in my heart that Yang Yinghao was one of the top ten richest people in Nanzhou, and his energy could not be underestimated.

If Yinghao Group and China Merchants Bank have a huge relationship of interest, then Yang Yinghao should be better than anything else if he says a word.

Hearing that I didn't speak, Gu Xiaofei said again: "Now you should understand who is doing things behind your back!"

Although Gu Xiaofei is my enemy, I know in my heart that she is not my ultimate enemy, and she can say such words, which is enough to represent kindness to me.

I said to Gu Xiaofei very sincerely: "Thank you, Sister Xiaofei, I will remember your kindness." ”

Gu Xiaofei said: "What I value is reality, what's the use of what you say, if you have time, take the time to accompany me, watch a movie or something, I will be very happy in my heart." ”

I said to Gu Xiaofei: "If I have time, I will definitely accompany you." ”

When I said this, I was sincere from the bottom of my heart, because I felt that I couldn't do without Gu Xiaofei's help on the way forward.

After hanging up Gu Xiaofei's phone, I leaned back in my office chair, thinking about how to break this situation.

Obviously, with our Xingchang qualifications, we can't renew the loan, and other banks are even more unlikely to lend to us.

Zhang Zhiyuan is to blame for this, it was he who ruined Xingchang's credit.

I think about it, there seems to be no way out except to accept the 100 million investment from Yinghao Group.

But after accepting the 100 million investment, the absolute right to speak will definitely not be on our side, and Fang Xinyi and I are in danger of leaving.

Yinghao asked China Merchants Bank to cut off the loan to us, isn't its real purpose to master Xingchang?

So I quickly rejected the plan.

So how can we get together 30 million and repay the loan from China Merchants Bank!

That's when I suddenly thought of someone.

I remember Li Jingxiao once told me that she wanted to invest in Xingchang.

Based on my judgment of Li Jingxiao, she still has some money in her hand, but whether she has 30 million or not is still a matter of two words.

However, Li Jingxiao's investment needs to be approved by the shareholders' meeting, and if the foreign investor does not agree to accept Li Jingxiao's investment, then there is no way to do it even if he has money.

At this time, I felt that the proprietress was desperate for Yang Yan's little white face, and she didn't even care about Xingchang's life or death.

I don't understand, Xingchang is also her father's hard work, if Xingchang is ruined, how can she bear it?

I have to admit that women are definitely much more terrible than men if they go crazy, and now the boss lady is a good example.

It seems that this matter has to be discussed with Fang Xinyi, at least I have now figured out who our enemy is.

Thinking of this, I immediately came to Fang Xinyi's chairman's office.

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