Chapter 337: We will bear the wind and rain of Xingchang together
Since Shen Jieru has promised to give us a loan from Xingchang, of course I have to tell Fang Xinyi the good news.
In fact, when I first met Fang Xinyi, I thought she was just an inconspicuous little girl, but now it seems that Fang Xinyi has done many things beyond my expectations.
Although Fang Xinyi's social experience still has many shortcomings, in terms of ability, Fang Xinyi is unquestionable.
At least she can bring in investment from overseas and revive Xingchang's stagnant water, which is a great thing.
I thought about it, opened the door of my office, and walked to Fang Xinyi's office.
At this time, Fang Xinyi was on the phone, and it could be seen from the tone of her phone conversation with the other party that the other party must be a supplier.
Because Fang Xinyi was negotiating the payment with the other party, it seemed that the other supplier's urgency was very urgent.
Although I am the general manager of Xingchang, logically speaking, these things should be done by me.
The position of the general manager in the company is to block the bullet for the chairman, and to put it bluntly, he is a pawn of the chairman.
But Fang Xinyi didn't do this, and she still carried many things by herself.
This impressed me with the other person's pleasant attitude.
Maybe it was because the supplier was very anxious to collect the money, and Fang Xinyi said it badly, so she calmed down the other party.
When Fang Xinyi hung up the phone, she looked up at me and said to me, "Zhao Jian, do you have something to do with me?"
I looked at Fang Xinyi and said, "China Merchants Bank not only agreed to renew the loan with us, but also gave us an additional loan of 30 million, but the other party was conditional. ”
Hearing me say this, Fang Xinyi was a little surprised and asked, "What are the conditions for the bottom?"
I thought about it, and the other party Xinyi said: "That Shen Jieru bank needs a benefit fee of five million. ”
Hearing me say this, Fang Xinyi was a little surprised, because this five million is not a small amount.
According to the bank's loan process, in fact, there is no need for any benefit fee, but sometimes people's hearts are very complicated, and the bank does not handle the loan that can be done, but entrusts an intermediary agency and charges a certain benefit fee.
For tens of millions of loans like ours, the benefit fee charged by the intermediary is at least hundreds of thousands, or even millions.
After all, women should be shrewd, although Fang Xinyi doesn't know the rules of this industry very well, but I still hesitate to ask her to take out five million for no reason.
I know that all of Fang Xinyi's considerations are for Xingchang, although according to the current development, Xingchang's business situation is good now, but five million is not so easy to earn.
Fang Xinyi looked at me and asked, "Zhao Jian, is she asking for too much, you know, we only have a total loan of 30 million." ”
Hearing that Fang Xinyi was unwilling, I immediately explained: "That's the case, Mr. Fang, the additional loan given to us by China Merchants Bank is 35 million, and I promised to give this 5 million to the president of China Merchants Bank. ”
Fang Xinyi said: "Now it's anti-corruption and high-pressure, the president of China Merchants Bank dares to do this, isn't she afraid that someone will report her?"
Hearing Fang Xinyi's angry tone, I knew that she was still thinking too simply, and I said to Fang Xinyi: "Mr. Fang, you see if this will work, we will adopt a compromise plan, even if the five million is on my head, if the company is profitable, the annual dividend, you will deduct it from it until the deduction is full of five million." ”
When I finished saying this, Fang Xinyi looked at me intently, obviously my words were a little unexpected for Fang Xinyi.
This is tantamount to saying that they want their own interests to fulfill the interests of the company, and there are several people in this world who do this.
Fang Xinyi looked at me and said, "Zhao Jian, are you too much of a loss to do this, I don't think it's appropriate!"
I thought about it and said: "This is the friendship between me and Shen Jieru, Mr. Fang, you don't care, besides, we want to develop and establish a better relationship with China Merchants Bank, and we will have to rely on this president in the future." ”
My words hit the nail on the head of Guan Jian at once, Fang Xinyi thought about it for a while, and said to me: "That's it, Zhao Jian, about the five million things, how about I share it with you, and we will pay half of it." ”
I thought to myself, with the current profitability of Xingchang, it is only a matter of minutes to settle the five million, and when the dividend is paid at the end of the year, Fang Xinyi and I deduct the five million, maybe we can get some money.
So I agreed to Fang Xinyi's request without thinking about it, and I said, "Mr. Fang, since you are willing to bear it with me, then I am really happy." ”
Fang Xinyi smiled at me, and she said, "Zhao Jian, in fact, I am really happy to cooperate with you, because no matter what difficulties I encounter, you can find a way to help me solve them." ”
I thought to myself, is this really my own ability, if it weren't for my wife behind my back, maybe I would be unemployed by now, just like I was when I first graduated.
At this time, Fang Xinyi's office door was gently knocked a few times, and I knew in my heart that only Xu Yun would do this.
As a secretary, Xu Yun has done all the etiquette norms she should have, to be honest, I really like this secretary, she makes me do things easily.
When Xu Yun knocked on the door and came in, her eyes swept Fang Xinyi and me, especially on my face for two more seconds.
I don't know what the reason is, but at this time I am very sensitive to women's demeanor, and maybe I always suspect the reason for my wife's cheating, which has caused this phenomenon.
But in the end, Xu Yun still looked at Fang Xinyi, and she said to Fang Xinyi: "Chairman Fang, there is a business manager who claims to be a business manager of China Merchants Bank outside the door who wants to see you, saying that he is here to help you handle business. ”
When private enterprises want to go to the bank to apply for loans, they have always begged the bank, and they have never seen the bank come to handle it.
I said to Fang Xinyi: "It should be Shen Jieru's people who have arrived, and Mr. Fang will cooperate with it, and this matter will be done, but there is one thing to pay attention to." ”
Hearing me say this, Fang Xinyi hurriedly asked, "What's the matter?"
I said: "Most of the current loan contracts are greasy, and the banks are no different, since we have signed this contract, we Xingchang will be legally responsible." ”
Fang Xinyi said to me, "Zhao Jian, thank you for the reminder. ”
Then she looked at Xu Yun again, and Fang Xinyi said to Xu Yun: "You just let the business manager in!"
After Xu Yun went out, I originally wanted to leave, but Fang Xinyi said to me: "Zhao Jian, aren't you worried that I will sign this contract, and you can also take a look when I sign the contract, anyway, Xingchang also has your shares." ”
Hearing Fang Xinyi say this, I began to pour bitter water, isn't it that I have nothing to do!
About a minute later, the business manager was led by Xu Yun to the general manager's office.
I saw that the business manager seemed very familiar, as if he had seen it somewhere.
At this time, I remembered that this business manager was the lobby manager I saw when I went to China Merchants Bank in Nanzhou that day, and he took me into Shen Jieru's office at that time.
At this time, the business manager greeted Fang Xinyi and me respectively, introduced his identity, and showed his work card.
Then he followed the bank loan process, first completing the renewal contract of Xingchang.
Although there are a lot of words to be signed in the contract, Fang Xinyi still read the contract carefully, and after confirming that there is no problem, she signed it.
As an excellent graduate of a foreign university, Fang Xinyi still knows some financial knowledge, and she feels that there is nothing wrong with the contract itself.
Then, the bank manager began to introduce the loan contract, there are several kinds of loan contracts of China Merchants Bank, and the business manager introduced us to the lowest interest.
I knew in my heart that this was because Shen Jieru was grateful to me, otherwise she would never have done this.
After understanding all the bank's loan business, Fang Xinyi chose one of them and signed the contract in accordance with the contract.
It seems that this business manager is very well prepared, and I think the reason why Shen Jieru believes in him so much is because he is reliable.
After signing these contracts, it was already noon, Fang Xinyi said to the business manager: "Manager Zhou, why don't we go have a light meal, after all, it is quite hard for you to come all the way here." ”
This kind of entertainment in the business field is still needed when it is critical, otherwise people will say that you don't understand human feelings.
But the business manager surnamed Zhou rejected Fang Xinyi's kindness, and he said: "Mr. Fang, if you can invite me to dinner alone, I feel very honored, if you just come to thank me today, then forget it." ”
Hearing this, I suddenly felt very angry, this is a naked desire to soak in Fang Xinyi!
It's no wonder that Fang Xinyi is only twenty-five years old now, and she looks like a flower, and more importantly, she is still a beautiful president.
Such a woman is undoubtedly the object that many men want to get close to, and this lobby manager is young and dignified, so it is impossible not to have other thoughts about the other party.
When Fang Xinyi heard the other party say this, she just smiled faintly and didn't speak.
Because it is inappropriate to say anything at this time, and it will offend people.
Fang Xinyi's mind was already very mature, and of course she understood what was at stake, so she didn't say a word.
When the business manager of China Merchants Bank surnamed Zhou heard Fang Xinyi not speak, he knew that he was probably out of luck. He thought about it, picked up the briefcase, and said to the other party: "Mr. Fang, if there is nothing to do, I want to leave." ”
The people from the bank personally handled the door-to-door loan for Xingchang, what a big face, Fang Xinyi naturally wanted to send him to the door.
When the other party got into the car, Fang Xinyi turned around and said to me: "Zhao Jian, it seems that the crisis in Xingchang has been lifted, I am in a good mood today, where are we going to eat!"
In the past, when Zhang Zhiyuan was in power, because the food in the canteen was very poor, Zhang Zhiyuan never ate in the canteen.
But now that the food in the cafeteria has improved, I think eating in the cafeteria is also a good choice.
After all, when a man is my age, he is not greedy, and it is good to be able to eat ordinary home-cooked food.
I thought about it and said, "Let's go to the cafeteria to eat, I think as an executive of the company, we should treat employees equally, after all, in terms of social status, everyone is equal." ”
Fang Xinyi thought for a while and said to me: "Although the atmosphere in the cafeteria is a little worse, I have a good appetite, so I'll listen to you!"
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