Chapter 0575 Xinghai Matters, Establishment of a Bank
In the office of the Starlight Building, Li Wenxing and Cai Shiyi talked for a total of eight days, and there were really too many things that needed to be agreed.
Needless to say, the second company of the Xinghai system, Xinghai Securities Investment and Financial Management (hereinafter referred to as Xinghai Investment Management), the issues involved in it are gone, and Cai Shiyi directly listed more than 1,000 terms that need to be agreed.
Let's just say that the first company in the Xinghai system, Li Wenxing's personal asset management company, just this company, he has made a number of operation projects, and Cai Shiyi needs to implement them all within a year.
This involves Li Wenxing's many investment plans around the world, ranging from investing in Microsoft and Apple, two technology companies that are still small workshops, to buying land in Australia to build a farm to engage in animal husbandry.
In short, there are hundreds of them, and for each investment task, Li Wenxing gave specific ideas and operational opinions.
As he promised before, he will not instruct Cai Shiyi to do something beyond her ability, if there is anything that needs to be done, it must be a complete implementation plan handed over to Cai Shiyi, and the other party only needs to follow the steps.
In addition to these two companies, Xinghai also has a third subsidiary, Xinghai Bank.
Although Xinghai Bank is still only in the preparatory stage, and even the license has not yet been applied.
However, the affairs that must be discussed within the bank in advance all need to be finalized by Li Wenxing, the big boss, and there are more details of the terms involved.
As big as the formation of the board of directors of the bank's shareholders, of course, it is impossible for Li Wenxing to build a bank alone, so the government service and the interbank association will not approve the license at all, and can only become a third-level bank, which is not his original intention.
From the office building of the bank, the establishment of the vault, the decoration of the store, the daily operation, the service items, etc., there are too many things.
If you want to set up a bank, such an important matter, of course, Li Wenxing has to personally take care of it, and go through all aspects in detail, it is impossible to just give others a general direction like before, and let others play.
If you really want to completely let Cai Shiyi play, don't believe it or not, just say that the other party's ability may not be able to meet the minimum standards he requires.
Well, by the way, the appearance of Xinghai Bank is a plan that Li Wenxing determined when he was at home with Lin Xueli and his daughter.
Then when he gave his daughter a full moon wine, he invited a vote of bigwigs to directly put it forward publicly, saying that he wanted to set up a bank for his daughter and save some pocket money, so he offered 500 million Hong Kong dollars, and those who were interested in subscribing by themselves.
As a result, Hu, He George, Li Zhaoji, Li Xiaohe and his wife, Wang Dehui and his wife, and several other bosses who had cooperated before immediately responded, and won 400 million in a joke, and the remaining 100 million was quickly divided by others.
At that time, the financial statements of the star enterprise for the third quarter had just been disclosed, and the net income directly exceeded 500 million.
With such a strong ability to make money, Li Wenxing said that if he wanted to invest in another project, they might think about it a little, but he wanted to open a bank, so there was no need to hesitate at all, because there was no need to hesitate.
The way in which banks make profits, the existence of banks, is itself the most beneficial to these people, and how cheap is it to invest with depositors' money? If you also become a shareholder of the bank, wouldn't it be more convenient to take out loans in the future?
As for investment risks? In these years, is there any investment that is less risky than opening a bank? Banks are specially designed to attract others to save money, and as long as they have money, no risk is a problem, and at most, they will supervise the business of lending money in the future, and even if they lose, Li Wenxing will lose more.
Of course, this is also due to the fact that Xiangjiang's banking industry is currently in the heyday of rapid development, and it has not yet reached the period when small and medium-sized banks will go bankrupt in the next few years.
Under such circumstances, the IPO of Xinghai Bank initiated by Li Wenxing was completed in just one or two days, plus Mei Yuzhen's investment of 100 million, he took out 400 million himself, and the bank with a total share capital of 1 billion yuan was established.
Today, after four months of preparations, the license of Xinghai Bank will be available immediately, and the recruitment of personnel and the construction of various departments are almost ready.
It's a pity that Li Wenxing also invited the blonde ghost woman Wang Erin during this period, wanting the other party to jump ship and help him take care of Xinghai Bank.
It's a pity that people directly refused, without dragging their feet at all, and not even leaving the slightest opportunity.
It wasn't until later that Li Wenxing learned from Cai Shiyi that Wang Ailin was actually the third shareholder family of Citibank and a descendant of the Perez family.
Nima, this is really an international joke, and Li Wenxing only figured it out at this time, no wonder the Citibank riot could be suppressed so easily, so it is,
Think about it, at that time, the branch of Citibank in Kowloon suffered huge losses, and Wang Erin was ordered to be in danger on Hong Kong Island, and ran over to negotiate with him single-handedly.
At that time, his attitude was so tough, because he was still angry, thinking that if Citi refused to compromise, he even wanted to kill Wang Erin.
Then, if you don't compromise, you may not even be able to save your life, or you will flee back to the United States, and it is under this kind of persecution that the other party has to deal with Wei Xiongqi.
Later, there was relatively close cooperation between the two sides, and Citi successfully opened up the situation with the project plan of the small and medium-sized self-employed loan, and it was a blessing in disguise and became the president of Citibank's Xiangjiang branch.
Sigh, life is really full of drama, I have threatened others before, and now I think about it, the reason why I was able to pass the test easily later was also part of the credit of someone's family, women, don't love to fight and be ruthless, if you change to a man, you will probably have to be cool.
It's just that now Xinghai Bank lacks a team leader, which is a tricky thing.
If you can arrange an excellent leader for Xinghai Bank, it will be more effective than ten good ideas, referring to HSBC's big class Shen, this guy has increased HSBC's assets by a hundred times in a few years.
If you really want to calculate it, the current HSBC is actually not very bullish, but when it turns over 80 years, it will swell up all of a sudden.
borrowed the wave of global economic recovery from seven to eight five years, but on the one hand, more of a guy Shen's personal ability is really strong,
Whether it is supporting Chinese-funded enterprises to acquire British-funded foreign companies, or a series of dazzling overseas investments and mergers and acquisitions of HSBC, it is really bullish.
It's also a pity that such a cow person, not to mention digging people, just wants to make a friend, and it depends on the mood of others, whether it is suitable for other people's appetites.
Well, there's no need for this, so there's no need to rush to make friends and tie up, at most, cooperate with each other in the future, and engage in peer lending and the like.
The most important thing at the moment is to find a leading brother for Xinghai Bank, with Cai Shiyi's ability, he can't afford to bring this bank, so he can only find another way to recruit from other channels.