Chapter 593: Capital and Usury

Yu Jin chewed the rice in his mouth and said: "The key is young! Do you know what is tender? That little coach, is he 18 or 19 this year?"

Bian Xuedao asked, "Such a young ski instructor?"

Chen Jian couldn't hide, so he said: "It's not formal, it's a girl from a nearby village, in 2005, Wulongshan Ski Resort opened, and more than 10 young people were recruited from their village for training, and those who passed the exam were hired as coaches. ”

Yu Jin said: "Lao Chen, your peach blossoms are so prosperous, be careful that the minister girl confiscates your tools for committing the crime." ”

Chen Jian said: "You kid slept all the technicians in the bathhouse and came here to talk about me." ”

Yu Jin said: "I personally tested their service level. ”

Li Yu took a sip of juice and said, "If you guys are so yellow again, I won't come in the future." ”

Yu Jin pointed at Li Yu and said with a smile: "Look, look, I'm going to be a father, and I'm still so unemotional." What is yellow? Just that you are going to be a father, it is actually quite yellow. People all over the street, think about how they came here, how many of them are IVF?"

Chen Jian suddenly asked Yu Jin: "I heard that you are engaged in loan sharking?"

Bian Xuedao didn't know about this, put down his chopsticks and looked at Yu Jin.

Yu Jin said: "The dry bath has a lot of contact, friends of friends, several parties got together and opened a small loan company, I didn't want to invest money, but several partners said, Lu Ziye, surnamed Wang, has been working in this industry for several years, the door is clear, I invested some money into it, in fact, the main reason is that I don't want to refute the face of my friends, and now I can be regarded as stepping into the financial circle, and it is better to say that it is better than the bathhouse!"

Bian Xuedao asked: "Is it really only a small loan?"

Yu Jin grinned and said: "If you meet a reliable one, you can also put some usury, from ancient times to the present, usury is the best business." ”

Bian Xuedao said: "You are bold enough! Dare to play usury in partnership? Aren't you afraid of disputes and infighting?"

Yu Jin touched his bald head and said: "They are not good at stubble, and I am not a vegetarian. I know a buddy who was a loan shark and his money increased twenty-fold in four years. ”

Yu Jin stretched out two fingers and repeated: "Twenty times!" Doesn't it say in "Capital" that, just as nature fears a vacuum, capital fears that there is no profit or that the profit is too small. As soon as there is a proper profit, capital will be very bold. As long as there is 10% profit, it will be used everywhere, 20% will be lively, 50% will cause positive risk-taking, 100% will make people ignore the law, and 300% will make people not afraid of crime or even the danger of hanging. You say, ten times or even twenty times the profit, can you still be afraid of wolves and tigers?"

Bian Xuedao asked: "Who is the legal person of the microfinance company?"

Yu Jin said: "Those surnamed Wang will be managed and shared." ”

Bian Xuedao said: "Private lending, you must have a few more eyes, now there are too many money dealers, all loans are beating drums and passing flowers, I don't know when I will step on a landmine." Also, I really want to play usury, get rid of others, and do it myself. ”

Yu Jin picked up the cup and said, "I understand, now it's just to follow them to get familiar with the basic gameplay." ”

Li Yu said: "Only your strong heart can play this." ”

Yu Jin lit a cigarette and said: "Half a month ago, I lent out a loan shark of 300,000 yuan, with a term of 3 months and a monthly interest rate of 5 cents, with the accompanying clause that the interest of 50,000 yuan was directly deducted, and I got an IOU of 300,000 yuan, and he actually got 250,000 yuan in his hand." ”

Chen Jian said: "Don't think too good, my father took over the case of usury, and he later heard that the so-called usury, a small part of it really needs money turnover, a considerable part of it is illegal fundraising, playing with money to make money, and some other people don't even think about repaying the money, and they run away after rolling up the money." You give him money to earn his interest, and he lends your money to earn your principal. ”

Yu Jin flicked the cigarette ash and said: "I'm not a fool, let's settle the account, if I negotiate with someone to lend him a sum of 5 million yuan, with a monthly interest rate of 8 cents, it will definitely not be a one-time loan, but a loan of 1 million first, and then repay it with principal and interest after a month, and then borrow another 1 million, and then borrow 2 million after a month...... So repeatedly, cumulatively, a total of 5 million or more was lent out, but the interest has been collected, and the loss range has been controlled. ”

Li Yu sighed and said, "I will never be able to play your business." ”

Yu Jin smiled: "What am I? Make a little fuss, earn some hard-earned money, you must know that people who are really capable can borrow hundreds of millions of dollars from the bank through guò relations, 5 points, and resell loans to others to cross the bridge with the bank, 9 to 13 points, as long as the debtor is controlled, and then the relationship with the bank is dredged, there is no risk at all, and the silver spent in vain will be in hand." ”

Bian Xuedao said: "Personal relationship loan hundreds of millions? Are you talking about people? That's all the master!"

Yu Jin put out the cigarette in the saucer: "Life is different, don't say anything." ”

…………

Youdao Group's annual meeting is in full swing.

The fact that Bian Xuedao was smashed by snow on the road while driving is only known to the middle and senior management of the group, after all, people are not a big deal, and they can't spread too much, otherwise it will only make people panic.

According to the situation that has been reported to the group office, Shangdong Club mainly shows dance, Shangxiu Hotel, Encounter Bar and Philharmonic Studio mainly show singing, Zhiwei Technology mainly shows sketches, and Dare Real Estate and Dare Football Club are hodgepodge.

There are three reasons why everyone works hard to get out of the show, the first is that the group boss Bian Xuedao must be present, the second is that the leader who went to the meeting and came back said that the on-site prizes are very rich, and the third is that everyone is very excited about the paid free European tour.

When it comes to rehearsal programs, there is no doubt that Shangdong Club is the strongest.

Female coaches and assistants in various sports, such as yoga instructors, gymnastics instructors, physical trainers, fitness coaches, swimming coaches, badminton coaches, tennis coaches, boxing coaches...... The figure is not picky, with long legs and a thin waist, and the whole body is coordinated with toned small muscles.

How powerful do you say these women and a group of male coaches are singing and dancing at the annual meeting?

The strength of the joint Shangxiu Hotel, Encounter Bar and Philharmonic Studio is not bad.

Shangxiu Hotel itself has a theater, a bathhouse, a restaurant, and then counting the beauties of the welcome group on the first floor, there are a lot of beauty resources. When encountering a bar, he temporarily partnered with the Philharmonic Studio to form a super band, plus the beauties of Shangxiu Hotel, the three of them are also very strong.

The most painful thing is Zhiwei Technology.

There are more men and fewer women, and they are all a bunch of otaku, so it's easy to make up a few guitars and want to play folk songs, but when the person who went out to inquire about the news came back, he said that he had met a bar and a philharmonic studio teamed up, and there was no hope of winning awards by singing.

The spy who came back was a backbone technician who was successfully paired with the female coach of Shangdong Club when Li Yu opened a travel agency. As soon as he got out of the elevator, he ran to the water dispenser first, took two glasses of water and drank it, and wiped his mouth with his hand: "I heard...... I heard that...... The Shangdong Club has selected a lot of Korean dance music, and the two dances that have been revealed so far are the mixed boxing dances in Lee Hyori's "10-Minutes" and "Anymotion". ”

Wang Yinan personally led the team to organize the program on the side of Zhiwei Technology, and when he heard the spy come back, he hurriedly searched the Internet for the MV videos of the two songs, and after watching it, he completely gave up his mind of competing in talent.

If you can't do it, then it can only be funny.

In fact, on occasions like the annual meeting, a funny show may be more effective.

A group of technical elites of Zhiwei Technology sat in the conference room and studied for more than two hours, and finally came up with the first draft of 5 programs, one of which was a big skewer of funny jokes in the movie "East Becomes West".

For this show, Wang Yinan spared no expense, and spent a lot of money on props and costumes alone.

Everything is ready, just wait for the annual meeting.