The credit officer directly said that he had booked a private room at the Yaoda Hotel and asked him to come over to talk.

Zhan Cheng received this call inexplicably, he said the name of the hotel but did not say the box number, he didn't care whether it was true or not, he pulled Fang Mushu directly to the hotel, anyway, the company was fine, he wanted to see what the hell this credit director was doing.

When he arrived at the hotel, Zhan Chengyi asked the credit officer if he hadn't booked any box at all, and at this time, Fang Mushu also reacted and glanced at him, and booked a big box by himself.

Zhan Cheng only understood at this time, sent the box number to the so-called director, and then sat in the box with Fang Mushu and waited.

After a while, they arrived, a total of 3 people, including the salesman just now, and after a few words of hustle and bustle, they began to ask the waiter to order the menu.

The salesman never mentioned Zhan Cheng's complaint against him.

The director is a little fat man with a bald head, and I don't know if he is fat or because he has drunk too much alcohol, but the bald half of his head from his forehead is as if he has been smeared with a layer of oil, shiny.

The salesman introduced him and said that it was Director Gou, who was the next president of the bank, but he was a god of wealth.

Director Gou smiled modestly and said, "Our people are just the people's ATM, where can we be called the God of Wealth?"

After he finished speaking, he seemed to be very educated, handed his business card with both hands, and said, "Lots of advice, lots of advice!"

Director Gou is much more well-informed than the salesman, he knows that the person in front of him has hooked up with Miss Ye, and Miss Ye and her fiancé have come to congratulate her at the opening ceremony of his company.

Zhan Cheng also followed the entertainment with a few perfunctory words, and after a while, the food came up, and everyone stopped talking and began to eat and drink.

Wuliangye is indeed a little energetic, after a few glasses of wine, everyone has a lot of words, and the atmosphere is also warm.

Zhan Cheng's amount of alcohol is not good, but when he is socializing, he also knows how to refuse other people's toasts, especially when drinking with some old men who can't be offended, if he refuses their toasts and makes them unhappy, how can things still be successful.

So he prepared Wuliangye boiled water, and when he served the wine, everyone had a bottle of real wine by his side, except for Fang Mushu, others didn't know that he was drinking boiled water.

Maybe it was reality that hit Fang Mushu, she hadn't come out of the rejection of the loan, so she couldn't deal with this situation, she could only hope for Zhan Cheng.

After three rounds of drinking, Zhan Cheng saw that saying something would not affect the "Yaxing" who was drinking, so he said with a little drunkenness: "Director, you are still the God of Wealth who is comfortable, and people come to you every day to beg you." ”

"No, no, no matter what I say about this ATM, it is comfortable for you to do business......"

After all, Zhan Cheng is a young man and doesn't have so many clichés, so he couldn't help but say directly, "Director, my company has used 3 million funds to expand, and seeing that Miss Ye's wedding is coming soon, there is a lack of capital turnover, so ......."

Director Gou deliberately stuffed a mouthful of food into his mouth, and said vaguely: "This loan is naturally to be supported, I have said it, I am a people's ATM, serving the people wholeheartedly!"

"Come, drink, and don't say anything that spoils the fun. The salesman hurriedly raised his glass, so far, his task can be said to have been completed, the problem has been handed over to Director Gou, take Director Gou, why don't he celebrate for this toast!

Whether he succeeds or not, it doesn't matter to him, Zhan Cheng's complaint has no impact on him, he is not an ordinary salesman, he has a little background.

However, Director Gou is an old fox after all, he only has a general understanding of Zhan Cheng's details, but he is not very clear, and if he borrows from a person who doesn't know the details, he will make a little bit of money, so as not to make himself lose too much!

After a full meal.

When Zhan Cheng and Fang Mushu handed over their ID cards, loan application certificates, company business licenses, and proof of the value of the collateral to him one by one according to Director Gou's request, Director Gou suddenly said, "Is the amount you applied for a little low......

"We have enough for 2 million. Zhan Cheng couldn't help but say.

"I've seen your company, I don't even have a good car, and I haven't seen any advertising, it's not okay to do business so economically......" Director Gou looked like he was wholeheartedly thinking about Zhan Cheng.

Zhan Cheng is full of black lines, the 2 million salesman said it was high, and the director said it was low, what the hell.

I thought, 'Okay, since you said that 2 million is low, then I will borrow 5 million, anyway, I haven't bought a house and a car yet.' ’

waited for Zhan Cheng to decide, but Director Gou shirked in various ways, neither approving 2 million nor 5 million.

Zhan Cheng couldn't get up or down in one breath, and pulled Fang Mushu away angrily, he didn't believe that he couldn't borrow money, which made him move his ability directly.

Fang Mushu has no good way, she is now six gods and no master, she spent 3 million in one go, and now for the loan thing, the two of them rarely even care about the company these days, she sometimes regrets it, if Zhan Cheng gets through this difficulty, she decides that the general direction in the future is still Zhan Cheng's idea, and she just helps Zhan Cheng manage logistics.

But before they could walk out of the door of the bank's credit department, another loan officer who had drunk together caught up and said, "Please wait, can you borrow a step to talk?"

Zhan Cheng didn't know what kind of medicine he was selling in his gourd, but since he had something to say, and he was so mysterious, it didn't hurt to listen to him.

The two followed him to a very private corner, and the loan officer saw that there was no one around, so he lowered his voice and said, "Do you really not know the rules or really don't understand the market?"

Zhan Cheng and Fang Mushu were stunned by these brainless words, and after a long while, they asked stupidly: "What kind of market?"

"That's it...... It's just to give the clerk a proper 'hard fee'!" The loan officer was really annoyed by these two old Huaimu heads. I don't even know this bit of behavior, and I still come to borrow money, so I really think that someone is a public servant of your family?

Fang Mushu was about to reprimand these guys for being insatiable, but Zhan Cheng gave her a look and said, "Thank you for reminding us, if you don't mention it, we really don't know." We used to have very few dealings with banks, and we didn't know that they had such rules. We would appreciate it if you could point us across. ”

"Actually, it's nothing, as long as you know how to be human. Others generally borrow money will give a 5%~10% or something 'hard fee', the director has helped you solve the problem, he specially explained, so we don't want to charge you too much 'hard fee', give you a friendship price - 5%!