Zhan Cheng and Fang Mushu looked at each other speechlessly, although they felt that it was too blatant for them to openly ask for "hardship fees", but the bosses who borrowed money in the past and were not ready to pay it back had become accustomed to them like this, and it was unrealistic not to give them at all.

The question now is not whether or not to give money, or how much to give, but to talk to them about the terms and conditions of the loan, so that they can relax the terms of the loan.

Naturally, Zhan Cheng didn't want to repay the debt, although he had never borrowed money, he would not be so shameless as to let the company go bankrupt without repaying the money, and take the state's money as his own property.

"It's right to give you a little hard money, you don't say I'm ready to give, but your loan conditions are a bit strict, and I heard that the city has a policy to support college students to start a business, and the loan has a preferential policy, and the annual interest is only half of the general loan, I don't know if we can enjoy this policy?" Zhan Cheng said, he has dealt with these officials a lot, and if he doesn't learn to bargain and get his interests back, then he will really suffer a lot.

"This ......," the loan officer muttered for a while, "let's go back and discuss it again, that preferential policy is naturally there, but the loan conditions are stipulated by the superiors, and it is difficult for us to change it...... It's really hard to ......."

So, Zhan Cheng and Fang Mushu were invited back to the air-conditioned room of the credit department.

This time, Director Gou's face softened a lot, and his tone became so amiable, "I just talked to the president on the phone, and I can handle the loan business for you..."

"Then in terms of interest, did you say anything about giving us any discounts?" Zhan Cheng asked.

Director Gou was stunned by the question, and looked at the loan officer, who hurriedly stepped forward to explain the negotiation situation just now.

After Director Gou heard this, his brows twisted into a knot, and he couldn't help but light a cigarette and smoke it in a very leadership manner, as if he was thinking.

After a long while, he exhaled a puff of smoke and said: "There is indeed such a policy, but that policy also stipulates that the state provides small entrepreneurial loans for college graduates, which is a government subsidized loan, with a term of 1~2 years, and no longer enjoys financial discounts after 2 years."

For personal entrepreneurship loans with a loan term of less than one year (including one year), the principal and interest shall be repaid in a lump sum at maturity, and the principal shall be repaid with interest. But you have a mortgage, do you still need to apply for this?"

"Huh?" Zhan Cheng didn't expect it to be such a preferential condition.

However, Zhan Cheng was not ready to borrow this money for too long, after all, he borrowed money to start a company, and if he had profits, he naturally gave priority to repaying debts.

So after he was a little surprised, he said very happily: "No problem, we can handle it separately, a mortgage loan, a college student entrepreneurship loan, go through the procedures immediately, when can I get the loan?"

"Tomorrow afternoon, we are actually more anxious than you, after all, it is not good for anyone to drag on this matter here for too long, right?" Director Gou said, "You go over with Xiao Chen to go through the formalities, if you don't go through the formalities, it will be time to get off work again, hey, really, time flies so fast, you can't do anything in a day." ”

Fang Mushu was speechless, enjoying the air-conditioning in an air-conditioned room for a few hours like this, you can enjoy a considerable salary every month, this kind of good thing is something that many people can't dream of!

And he is still sighing, complaining, and even using improper means to seek greater benefits, which can really be said to be a lack of people's hearts! However, this kind of thing is not something that a small businessman like them can manage, and it is already a stubborn disease that has accumulated for many years, and it is by no means an overnight task for the state to cure it......

Now that the conditions have been negotiated and the relationship between all aspects has been opened, it is naturally very simple to go through some formalities, and it is just a formality, just a formality.

didn't even care about the graduation certificate that Zhan Cheng bought from his technical school, and everyone's focus was not here.

Zhan Cheng borrowed 5 million from the bank, but according to his previous agreement with Director Gou, it was impossible for him to take all the 5 million, and he had to leave 5% for Director Gou's "hard work".

In the end, Director Gou didn't know how to operate, he only saw 4.75 million hits to his company's account.

Zhan Cheng's company originally had more than 1 million, and private people had more than 600,000, and borrowed another 4.75 million.

Zhan Cheng calculated that he had more than 6 million, (and there was no distinction between public and private), and it didn't take long for Fang Mushu to spend 1.5 million yuan to buy a shop, which caused a dream hidden in his heart for a long time, to buy a house and a car.

But the money was in the company's account, and it had to go through Fang Mushu, so he had to discuss it with Fang Mushu.

Fang Mushu looked at Zhan Cheng with an expectant expression, she could only agree, and she couldn't say anything, after all, the company was still Zhan Cheng's, she was just his girlfriend, and she had just poked a basket, although she identified Zhan Cheng, but she never thought about getting married so early, she could guess a little bit about what Zhan Cheng wanted to buy a car and a house.

The next morning, because the two of them were going to buy a car and a house, the task seemed to be quite heavy, Zhan Cheng planned to be lazy and miss a day of exercise, but under Fang Mushu's urging, he still didn't save it.

However, Zhan Cheng came back from the workout and washed up briefly, then hugged Fang Mushu and began to move his hands and feet.

"It's early in the morning, you can't rest for a while", Fang Mushu seemed to be a little unable to resist Zhan Cheng's enthusiasm, and reluctantly responded.

"No way, who made you so tempting, I think I can't help it when I see you at home", Zhan Cheng said vaguely.

"Okay, do you only have dirty thoughts about me", Fang Mushu pushed Zhan Cheng away and asked knowingly.

"The conscience of heaven and earth, I don't call it dirty, I should say that I am a fair lady, a gentleman", Zhan Cheng said with a smile, but he didn't continue, and pulled Fang Mushu to eat the love breakfast she bought in the morning.

After eating breakfast, Zhan Chengcai and Fang Mushu finished dressing, and then went downstairs together.

The two drove straight to Wanda Plaza.

Due to Lao Wang's dumping of the bag, the house in Haizhou Wanda Plaza was not hot, and now the garage is also sent to buy a house.

The two got out of the car and walked around to watch, and then walked towards Wanda Plaza.

This is a high-end real estate, with an average price of about 10,000 yuan.

As soon as I came to the sales office, a staff member came over.

It's still relatively early now, and there aren't many people looking at the house, so when they saw Zhan Cheng and the two coming in, there were two or three people around them.

In the middle of the building, there is the appearance of the entire building, which is marked with several buildings, and you can also overlook the scenery of the entire building from a high down.

There are a total of 11 elevator buildings in the whole community, the highest has 32 floors, and the lowest has 30 floors.