2003 was a hot year.

In addition to SARS, there is also the Internet.

This was the year that China's Internet began to grow savagely.

The situation caused, don't Chang'an think that you should thank Qin Shi Huang first, and then thank SARS.

More than 2,000 years ago, if it weren't for the unification of the Central Plains, there would not be so many people in China now.

And without people, all activities are nonsense.

Qin Shi Huang created a sense of identity among the people of this same land, and also became the cornerstone of the success of China's Internet enterprises.

With a population of more than one billion and 9.6 million square kilometers of land, even playing with the big area network is enough.

If Qin Shi Huang is the first hero of China's Internet, then the second hero is SARS.

What will a large group of bored people do when they stay at home after being quarantined or on a long vacation?

The answer is on the horizon.

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During the SARS period, Baidu search, Tencent qq, and Taobao e-commerce have achieved unprecedented savage growth during this period.

Whether it is BAT, communications, logistics, and entertainment, all of them have grown very frighteningly in this era, and business activities and trade exchanges in all walks of life have begun to become more frequent and important at this time.

SF Express was an aircraft owned during the SARS period, which established its position as the leader of China's logistics in one fell swoop, and shared communication also rose rapidly during the SARS period, becoming a benchmark for private communications.

Don't Chang'an searched on the Internet, Alibaba has opened a "Taobao", but the domain name is not the same as before.

Not taobao, but became aitao

The name also became Aitao.

Business has also been launched, but there are few stores.

Alibaba's people are smart enough to put the sale of masks and medicines in a prominent position.

There is a news on the Internet, Tang Lei, a spokesman for eBay, said that after the outbreak of the epidemic, the number of information released on products such as masks, disinfection and vitamins has increased by 5 to 6 times, and the transaction volume of products has also increased by 10 times.

In addition, Dangdang also had the same growth, entering May, Dangdang's visits surged by two percent compared with March, and sales also increased by 30% year-on-year.

Whether it is medicines or books, all health-related products are growing at the fastest rate.

At that time, Aitao.com had not yet launched Alipay's payment method, and all transactions were online banking.

Don't Chang'an decided to take advantage of this period to develop Alipay's business along with it, as for Taobao's domain name, if there is no deviation, Ali should have a little voice.

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Zhuang Yu has been very busy recently, and he has not been idle since the moment "Chang'an Cloud Music" was re-launched.

Because at present, Chang'an Network's business in market development is all in his own responsibility.

Although he has a team behind him, the participation of the team is not high, and he still has to do it himself.

Li Chen and Yao Jianjun have always been responsible for killing the soft, and they have no time to take care of it.

On this day, Zhuang Yu completed the maintenance of "Chang'an Cloud Music" with the team's technicians on the Internet, and in the future, he will give full authority to Cheng Jian and Jin Dechao to take the lead, and he can't waste too much time in terms of technology.

Because in the later stage, the operational side of things is much more important than the technical issues.

After putting "Chang'an Cloud Music" aside, Zhuang Yu and Yuan Lai worked together to find out the company's rules and regulations and performance appraisal standards.

Of course, these are all directed by Bei Changan behind the scenes.

In addition, on the issue of personnel recruitment, Yuan Lai also made a corresponding division, so as to make the Chang'an network officially on the right track.

Through telephone communication, Bei Changan also promoted Zhuang Yu to vice president.

During this time, he asked Zhuang Yu to run the company with Yuan Lai, and he first became a shopkeeper for a while.

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On the first weekend of May, Bei Chang'an took aim at online payment.

On the phone, he said to Zhuang Yu: "Lao Zhuang, are you busy? I have something to tell you." ”

As soon as Zhuang Yu heard Bei Chang'an's tone, he felt that the boss might have a new task.

Although he was so busy that he hit the back of his head, he was still very excited.

Zhuang Yu has long regarded Bei Chang'an as a god-like existence in the Internet field.

He is like a kind of belief of his own, and he is the leader of his own way forward on the road of the Internet.

Some concepts of Don't Chang'an always open Zhuang Yu's eyes.

"Boss, what's the matter, just say it. ”

Don't Chang'an came out of the bedroom, stood at the end of the corridor, and told him all the things he had recently seen on the Internet about the hot sales of Dangdang.com and Aitao.com.

And he also said the idea of Alipay in his heart.

Bei Chang'an pointed out that Ali's current website, the transaction is still the same city, their website is just a yellow page, is an intermediate channel, and is still using integrity, only a few people will use online banking.

Don't Chang'an told him his thoughts, but when Zhuang Yu heard "Alipay", his first impression was that he felt that this idea was very ordinary.

Don't Chang'an's Alipay, it's nothing more than a means of online payment, and there are no surprising highlights.

Compared with the tribe, Alipay has too much difference.

At present, online payment is still a blank area for the development of the Internet, and no one will want to put all real money in a virtual "Alipay".

Don't Chang'an was not on the phone, objecting to his questioning.

In fact, simply looking at an online payment like Alipay, it is estimated that any IT practitioner at that time would not be very optimistic.

The reason is simple.

Because in the early days of SARS, the demand for online shopping was not so great, and no company or enterprise would care about this virtual means of payment.

In the consumption behavior of the Internet, the charm of shopping has not been fully exerted, and the vast majority of virtual consumption is still value-added services and point card recharge.

At that time, some online game companies still used this model of offline distribution.

Even Ali is afraid and does not dare to set foot in this field now.

Because when Alipay was first launched, it was mainly aimed at the credit problem of shopping on Taobao, that is, to solve the needs of online shopping users, and launched a "guaranteed transaction" model, so that buyers can release the money to the seller after confirming that they are satisfied with the products they have purchased, so as to reduce the transaction risk of online shopping.

It can be said that Alipay is rooted in the demand for Taobao online shopping and acts as a capital flow tool for Taobao.

At that time, Alipay did not have any long-term development goals, but was just a payment tool specially designed for the development of Taobao to solve the payment bottleneck of Taobao's development.

Don't Chang'an thinks that Ali can surpass eBay in a short period of time, not only because of the free model, but also because of Alipay's credit for buyers and sellers.

But later, with the development of e-commerce, Alipay got involved in many external markets.

It is not only a payment tool for Taobao merchants, but also an independent payment platform, which is accepted by many fields.

In the face of Zhuang Yu's questioning, Bei Changan did not give a clear answer.

Because there are some things that he can't tell him.

In Alipay's body, don't Chang'an want to make a big fuss, first of all, he wants to drive the flow of funds across the network through Alipay, and then use its three software, with this new payment method and Taobao's domain name, to build a huge e-commerce empire before the rise of Mr. Ma.

In addition, the domain name of Jingdong is also in his hands, and nearly half of the chips of these two future super online shopping platforms are on the side of Beichang'an.

Don't Chang'an dare to guarantee that while following the development trajectory of Alipay, he can make some articles in the field of e-commerce, but in this field, he must try.

If you succeed, relying on this platform, your future path will be much easier.

After listening to Bei Chang'an's idea, Zhuang Yu said with some worry: "Boss, I think this attempt is a bit risky, because there are too many things to consider, policy control, bank interface, and network supervision, every aspect has to be considered." In the end, even if it is made, once there is a problem, the huge investment in the early stage will definitely not be recovered. ”

Bei Chang'an said: "The problem of banks is indeed a problem, but it is not impossible to solve, as long as we show strong financial strength, even if we can't get the big four banks, some small commercial banks are still very willing to cooperate." For example, if we agree with the bank on the use of the account funds and sign a custody contract, no commercial bank will refuse such a large business. ”

Zhuang Yu thought for a while and said, "Then how can we make a profit, unless we use this money to invest?"

"Third-party payment is not a financial institution, we can't invest customer funds in an open and honest way, and it can't be used for company operations, do we have to invest to make a profit?"

Zhuang Yu didn't understand very well.

If you make Alipay, it must be to make a profit, and the first way to achieve profitability is to use customer funds to invest, such as some P2P platforms, all of which are in this way.

After a while, Bei Changan continued: "I do Alipay, not for investment, our purpose to achieve profitability, mainly to help merchants acquiring and payment generated information clearing service fees and fund settlement service fees, that is, handling fees." There can be many sources of profit, service fees, advertising, interest, customer funds still have to be placed in the custodian bank. ”

Zhuang Yu didn't understand it even more.

If that's the case, the point of this payment software is completely gone.

"What I want to do is to let users' money flow in the Internet, and use this money to create a credible brand in the hearts of netizens, rather than to make more profits through this money," said Bei Changan. ”

Zhuang Yu couldn't understand what other Chang'an was doing.

In the next half hour, Bei Changan talked a lot to Zhuang Yu, including some of his thoughts and ideas on this project.

Except for those that must be hidden, don't be safe for a long time.

Zhuang Yu said: "Okay, I'll go write the plan right away." ”

"Okay, write it out, send me an email as soon as possible. ”

"Hmm. ”

For Bei Chang'an, Zhuang Yu is his employee, but he doesn't just need Zhuang Yu to work for himself.

What he needs more is to let him keep up with his own pace, and then grow up quickly and become a talent who can take charge of himself.