Chapter 421 Installments
"The next mobile phone will not only be equipped with our mobile games and QR code payment functions, but also add apps such as Weibo, China Baby, and Jiangnan Mall. "Hang Yu chose the mobile phone industry, of course, not only to compete for popularity, but to develop together with the software industry.
Mobile phone factory pre-installed software is a good promotion method, and it is also the first step in the combination of software and hardware in Hangyu's vision.
"Our phones will be sold to other countries, whether we want to launch versions in different languages. Tan Zongqin asked.
"Of course, there are 100 mainstream languages in Africa and Central Asia. Don't be afraid of trouble, I estimate that in the next two or three decades, the pattern of Africa and Central Asia will be difficult to change, and the introduction of multiple languages is inevitable. Hang Yu said.
There are more than 1,000 African languages, and the warlords have a complex tribal hierarchy, and if they don't introduce multiple languages for fear of trouble, they won't be able to win the market. Launching so many versions of Weibo, business websites and other products must be a very complicated job.
But once it's done, it's definitely worth it to capture Africa, a billion-person market.
Hang Yu hopes that one day, Weibo can become a mainstream social software in Africa.
The developed countries do not attach much importance to the African market, because it is too poor, even poorer than China. Taking advantage of the fact that everyone is competing in the main market, setting our sights on the poor places is actually the strategy of "encircling the city from the countryside".
"Also, there are a lot of hot spots on Weibo now, especially those celebrities who love hype. Some fart things have been brushed to the popular list, which has seriously affected the quality of Weibo's news, and this kind of thing must be strictly controlled. Hang Yu looked at Yue Qin, the manager of the Weibo management department.
That being said, a lot of users love to watch the news. Yue Qin said that celebrity scandals do have a great attraction, and it is difficult to manage this kind of news, and most media are too lazy to care.
Some media even create celebrity scandals in order to attract attention, and there is no discipline at all.
"Users don't really know what they really like to watch, and he watches whatever we show them. He watched the celebrity scandal with relish, and he watched it with relish when you put the people's livelihood news. Instead of this, we should do a good job of Weibo news, I don't make money from news, but I want to earn a good reputation from news. Hang Yu said.
"How to earn a good reputation?" Yue Qin looked confused.
"Now the Internet is full of entertainment scandals, stealing chickens and dogs, my idea is to make Weibo news a clear stream in the news industry, let's focus on technology, politics, people's livelihood, fashion. Hang Yu said.
"Well, that's a nice feature, but then we're going to have to manipulate the list. Through the four words of science and technology, politics, people's livelihood and fashion, Yue Qin immediately understood what kind of news platform Hang Yu wanted to create.
"Manipulation is manipulation, and the most important thing is to achieve our purpose. Hang Yu said.
"Okay, I'll do it. Yue Qin replied.
Hang Yu himself also uses Weibo, and he has long been unaccustomed to watching the trivial things of celebrities, and it is a little interesting to watch it occasionally, but he has seen too many disgusting people. It's really meaningless, since other news platforms are putting these bad things on the table, Hang Yu doesn't take the usual path.
"Just separate the news from Weibo and make it an independent website, so as not to occupy the plate. Weibo's interface has been revised again, focusing on social functions, and other functions have been sidelined. Hang Yu said.
"Good. Yue Qin nodded.
With the repeated updates of Weibo, its interface is getting closer and closer to WeChat, and it is becoming more and more concise.
"Chairman, the third-level agency has completed the goal of 300, most of which are built considering the logistics system and mobile phone sales, and they can be expanded immediately if necessary in the future. Jiang Rong reported.
"How's the effect of purchasing agents?" asked Hang Yu.
"It's very good, the sales growth rate of the agency continues to increase, which shows that we have developed an offline market. If we can convert offline users to online users, it will be of great benefit to our development. Jiang Rong said.
"I know that, but it's hard to translate. Most of the offline users don't have home computers, so they can only wait for the computer penetration rate to increase, and I believe they will convert on their own. Hang Yu said.
"They don't have a home computer, so we can sell it to them." Jiang Rong said.
Hang Yu was stunned when he heard this, in his consciousness, since offline buyers do not have home computers, they must have poor economic conditions. People have money to buy it early, is it useful to promote it? It doesn't seem to be necessarily.
From another point of view, since you have the information of these offline buyers, knowing that they don't have computers, isn't it a good target for promotion? In this way, it can promote the penetration rate of computers, which is also a good thing.
"Are you worried about the financial problems of offline buyers, I have a way to give some discounts to those offline buyers who shop more, and the credit rating reaches a certain level, allowing installment payments. Jiang Rong said.
"Paying in installments is a good way to get these offline buyers online, and it's worth it even if you make a little less money. Hang Yu is very moved, you must know that there are tens of millions of offline buyers in the agency.
Although there are only some regular customers, there are quite a few of them, and once you move to online shopping more conveniently, the number of purchases will definitely increase. Even if there are only 500,000 and one million offline users move online, you can make a lot of money just by selling computers.
"After all, the trouble is the problem of installment collection, if the user gets the goods and does not give money, we are not good to find them one by one. Although registration requires a mobile phone and ID number, some people use someone else's ID card to register, but it has little effect. Jiang Rong said.
At this time, there is no real-name system for domestic mobile phone numbers, and relevant policies will not be introduced until 13 years. There is no real-name mobile phone number, and it is useless to use an ID number for online registration.
"Your idea is good, as for the problem of debt collection, I suggest using big data to analyze the user's repayment ability. First of all, you must have the ability to repay the loan before you pay him in installments, primary and junior high school students will definitely not be able to, and college students should have a higher repayment ability. Hang Yu said.
"College students generally do not have the ability to take care of themselves, so they can avoid repayment. Jiang Rong said.
"It's different, first of all, college students belong to adults, and they have to be responsible for debt collection, and secondly, college students are also considered to have heads and faces, so they can't stop studying in order to get a few thousand yuan. Hang Yu said.
"I understand that college students like to buy computers the most, and they are also the main consumers of purchasing agents, and we can pay in installments for students from those good universities, which I believe will stimulate a lot of college students' consumption. Jiang Rong's eyes lit up.
"Then we can work with the bank, and if we want to pay in installments, we have to fill in the bank card number. We can confirm with the bank whether these card numbers have the ability to repay, so it is much safer. Hang Yu said.
Banks generally do not disclose the customer's balance, but it is okay to confirm whether there is the ability to repay, yes or no. It's much safer to set a minimum, such as a balance of five thousand to pay in installments.