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Chapter 317

Everyone understands people, and everyone knows very well how to calculate this account.

Seeing Chen Li's confident appearance to make such a promise, Kong Wenzheng and the others couldn't believe their ears.

Kong Wenzheng is only a coal boss, and his prediction of the domestic economic situation and the prospects of the real estate market is not as accurate and in-depth as Chen Li, and no one knows what variables will happen in the long construction cycle of Qingquan New City.

However, in any case, the two major projects of Xiushan New City and Qingquan New City are in front of them, and the new tide of Rui has raised funds, which are also solidly invested in the construction and converted into physical assets that they can touch and see.

Even if the future value-added and profit are not as expected, it is impossible to lose all the underwear, that is to say, with Chen Li's billion funds as a guarantee, their income can still be guaranteed.

And Chen Li's use of equity as collateral with Nanhua Group actually provides another layer of protection.

In other words, if the whole project comes to a standstill due to the lack of follow-up construction funds, Nanhua Group will take away the controlling stake of Xinchaorui two years later, and Nanhua Group will ensure that the entire project will continue to be built for its own interests.

As long as the project can be finally completed, even if a total of 7 billion capital is invested at this time, only 5 billion can be recovered in the end, and 2 billion will be lost, and the fifth phase of the fund can only get back 1.5 or 6 billion according to the proportion, then the funds they invested can almost guarantee a 60% rate of return, and the losses are all Chen Li's personal investment.

For Nanhua Group, the billion funds lent to Chen Li cannot be recovered, but they get 55% of the equity of Xinchaorui Real Estate, as long as this part of the equity assets exceeds one billion, it is not a loss.

In fact, even if the Xinrui City project company may eventually incur a huge loss of nearly 2 billion, the value of 55% of the equity of Xinchao Rui Real Estate is far above one billion, so as long as there is an opportunity, Nanhua Group must take over Xinchao Rui Real Estate.

In other words, Chen Li staked his net worth and life, and while taking all the risks, he also ensured that the entire project could be finally completed in the future.

At this time, Kong Wenzheng had nothing to say, and looked at the other investors in the room: "Elders, since Mr. Chen has said so, what else do we have to say? Xinchaorui can guarantee our income, and take the money of our people, not to take it elsewhere to engage in construction, after all, in the end, we still spend the money in Qingquan - our participation can be regarded as a contribution to the construction of our hometown." ”

"A few days ago, Mr. Li from Xishan County also came to me and said that Jiahe Group has been engaged in financing recently, and he wanted me to go there. I see, we don't have to go anywhere, and it's the right thing to do in Qingquan in a down-to-earth manner. A dark-faced man close to Qian Wanli said with a smile, "Mr. Chen is so confident that he will do a good job in Xinrui City, so we old hats should no longer be suspicious, so as not to make Mr. Chen and them unable to do projects with peace of mind." ”

Chen Li said this, these coal bosses have changed their wavering attitudes, and decided to use money to participate in the fundraising and investment of the fifth phase of Dashang Capital, and even at this time they were more generous than they had talked to Zhou Dahai at the beginning, and they couldn't wait to invest all the idle funds in their hands - Kong Wenzheng alone decided to directly add 50 million investments.

The intention of making a living is to make money and make a fortune, at this time, what project can guarantee a 60% rate of return in the next three years?

Kong Wenzheng was about to leave Chen Li and Zheng Wenyuan for dinner, but Chen Li still had something to do and hurried back to the business capital, so he resigned, leaving Zhou Dahai to continue to talk to everyone about follow-up matters.

On the way back to Shangdu, Zheng Wenyuan looked a little silent, after all, Chen Li's gamble this time not only affected his personal interests, but also the development trend of the entire trendy and big business capital.

If Qingquan Xinrui City can be successfully completed, Dashang Capital and Xinchaorui Real Estate will take the lead in the business, and it can be regarded as truly entering the ranks of large real estate developers in China, and it will be able to become a large company with a scale of tens of billions like Nanhua Group and Wanbang Real Estate.

And as the executive director and president of Dashang Capital, he can really raise his eyebrows and let the people in his family take a good look at him, and his son-in-law is not as useless as they think.

He resigned from Wanbang and chose to develop in Shangdu, relying on the support of his second aunt to get part of the resources controlled by the Zheng and Han families, but if he messed up, this may be the last time.

Now his future and destiny can be said to be tightly tied to Chen Li, and the pressure on his shoulders at this time is not much less than Chen Li.

"Call Lao Qian and Lao Hu to find a place to drink together at night?" Chen Li looked at Zheng Wenyuan next to him under such pressure, so he could only act more relaxed.

Zheng Wenyuan stretched out in the car, trying to free himself from worrying about the future: "Okay, I'll call Lao Qian first and ask him to go directly to the State Guest Hotel, I heard that the seafood there tastes good, and today we will help Lao Qian lose weight." ”

In the chrysanthemum terrace of the State Guest Hotel, Chen Li, Zheng Wenyuan, Qian Wanli, Hu Guoming, several big business capital, and trendy giants were busy eating seafood.

borrowed one billion usury from the South China Group, and now Chen Li has re-applied his old tricks to stabilize the Qingquan investors this time, but Qian Wanli and Hu Guoming are not happy in their hearts, and the atmosphere at the wine table is very depressing.

"Qingquan Xinrui City, it seems that there is a big risk at present," Chen Li leaned back in his chair casually, and said with a smile, "We are now mentally prepared that Qingquan Xinrui City may not be profitable, but the profit prospects of Xiushan Xinrui City are relatively much brighter." There are three billion profit margins there, and I can't lose all my underwear - besides, after two years, I really can't raise 1.2 billion funds to repay the arrears of the South China Group, and they don't have the face to take away all the equity in my hands, so I have to leave me some soup and water, even if I have to sell my shares, I have to think about selling them to you first - you don't want to be like this, and the wine will be tasteless. ”

"That's right, even if it doesn't go so smoothly in two years, we have to come up with 1.2 billion yuan to help Chen Li tide over the difficulties first, and we can't really let Nanhua pick it up cheaply!" Hu Guoming said.

He Wan also drank a lot of wine today, her face was flushed, and she said: "One billion yuan borrowed from Nanhua Group, plus the one billion intended investment currently negotiated by Qingquan, and the 200 million new funds raised by Zheng from Beijing, have all been injected into the fifth phase of the fund, plus the 800 million funds injected into the new city before, and now we have three billion start-up funds for the construction of Qingquan New City." However, at the end of March, the East Outer Ring Expressway, Qingfeng Mountain Binjiang Avenue and the renovation of the Liulin River water system will be fully started, and the construction of 12 high-rise residential buildings and some low-density high-end residential buildings will be started......

"After you go to Qingquan at noon today, I asked President Chu out to talk in the afternoon, Lao Chu is powerless now, after all, he is only the vice president, and he is very passive in this regard, but Lao Chu said that he will continue to find a way to help us borrow hundreds of millions more. Qian Wanli said.

After listening to this, Chen Li smiled and said: "At the beginning of the new trendy start, President Chu gave us a docking, and it is also an old friend, I will invite him to a ......meal when I find time."

Although the follow-up needs to continue to borrow from the bank, but the current Xiushan Xinrui City construction funds are guaranteed, Qingquan Xinrui City has also raised three billion start-up funds, one year of construction funds are abundant, and in the next year, Xiushan Xinrui City will also be built six or seven hundred thousand square meters of new houses for sale, this time will generate a lot of profits, invested in the follow-up construction of Qingquan Xinrui City, the financial problem of Xinrui City, it is not so urgent.

However, Chen Li has a lot to do, whether Qingquan New City can be successfully built also involves the promotion of all aspects of the work of Qingquan Binjiang New Area, and the burden on Chen Li's shoulders has not been lightened at this moment.

"In order to ensure the smooth implementation of the construction of Qingquan Xinrui City, Chen Li almost carried all the risks on his own," Hu Guoming said with emotion, "Dacheng Construction has no great ability, and the construction of the land in Jiangwan of Xinchaorui Real Estate is fully guaranteed by Dacheng Construction. In addition, before Qingquan Xinrui City sees the dawn of success, we Dacheng will not accept other orders. ”

The volume of Qingquan Xinrui City and Xiushan Xinrui City is too large, and it may not be possible to find a builder or material supplier in China to advance funds for construction, and Dacheng Construction is naturally far from having this strength, and the project and material payments must be settled in a timely manner to ensure that the follow-up construction can be carried out in an orderly manner; Dacheng Construction has made every effort to ensure the construction of Jiangwan's 440 acres, which is almost the limit.

For the renovation of the Liulin River water system, they even have to pay a large amount of money in advance, so that the project contractor can purchase a new batch of heavy engineering equipment to ensure the follow-up construction before the start of construction.

Hu Guoming made such a promise, and almost tied the future fate of Dacheng Construction with Xinchaorui.

In early March, after the Nanhua Group's loans were in place, the preparation of the fifth phase of the fund was carried out rapidly, and Kong Wenzheng and other investors transferred the funds in full, and in less than a week, the amount of 2.2 billion yuan in the fifth phase far exceeded the original plan.

Next, the Xinrui City project company carried out a new equity adjustment, and the shareholding of Xinchao Rui Real Estate and Xinchao Rui Commercial in Xinrui City was reduced to 33%, and Dashang Capital's shareholding in Xinrui City increased to 67% through the third, fourth and fifth phases of the fund (18% for the third phase fund, 23% for the fourth phase of the fund, and 26% for the five-share fund).

Xinrui City holds Dashang Plaza, holds 100% of the shares of Xiushan Xinrui City and Qingquan Xinrui City, and holds 5 billion funds to ensure the construction of the two projects, with net assets of up to 8.2 billion.

Together with other related assets, Xinchaorui has just entered the zero four years, and the scale of assets controlled has exceeded 10 billion.

And at this moment, Fang Longmao and Mu Zhirong were so anxious that they jumped to their feet.

For the construction of Jiangwan Jialong City, the three companies must guarantee 5 billion start-up funds - the 5 billion funds, the 2 billion invested by Wanbang are completely its own funds, and Fanglong Real Estate and Jiahe Group also need to take an additional 500 million funds each.

At present, China Construction Bank has agreed to provide an additional credit of 1.5 billion yuan to the follow-up construction of Jiangwan Jialong City, but Fanglong Real Estate and Jiahe Group need to inject an additional 500 million yuan each, which they need to raise from other places.

The agreement between Chen Li and the investors of the fifth phase of Dashang Capital Fund invisibly directly increased the annual interest rate of private loans in Shangdu, Qingquan and Los Angeles to 20%, can they not jump their feet?

Now the older borrowers know that Xinrui City and Jiangwan Jialong City are fighting, the actual annual interest rate of Xinrui City is as high as 20%, Jiangwan Jialong City is low, and the risk protection is not as good as Xinrui City, Fang Longmao and Mu Zhirong will not be able to raise enough funds from the private lending market.

Moreover, in addition to the 5 billion yuan of funds they invested in the initial stage, in addition to the 1.5 billion credit line given by the China Construction Bank, because Jiangwan Jialong City had to invest in the construction of a large number of supporting entertainment, leisure and tourism facilities in the early stage - this part of the investment had to be invested at the beginning, but it needed long-term operation to slowly recover the cost - resulting in a large amount of borrowing funds for subsequent construction.

Wanbang naturally does not want the profit margin of Jiangwan Jialong City to be swallowed up by such a high financial cost, Han Zirui, on behalf of Wanbang, proposed that in addition to the initial investment of 5 billion funds, the three will each invest 1 billion funds in Jiangwan Jialong City in the form of loans, which is actually to share the high financial costs of the three companies.

Wanbang's funds are sufficient, and it can also get a large amount of low-interest loans from Dongjiang Province, but Jiahe and Fanglong Real Estate have to raise another billion funds each, and they have to paste nearly 200 million financial costs into it every year.

But this is also a bitter fruit that they have to swallow!

In order to reduce the borrowing of funds as much as possible, Fang Longmao and the others had to consider looking for a buyer to transfer the 1,000 acres of construction land they had previously held under the Shangqing Bridge, after all, they would not be able to develop that land in a short period of time.

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