Text 16 Don't beat chickens and eggs
There was a sound over there, and the phone immediately prompted that the other party had hung up.
Shi Kai casually threw his mobile phone on the sofa, walked to the balcony barefoot, and stretched out. He likes to stand on the balcony and look into the distance, which feels very comfortable, as for why, he himself does not know. Occasionally Zhou Huan would ask him what he was looking at, and he replied that there was a big beauty with a bare ass opposite, and asked Zhou Huan to follow him, Zhou Huan always rolled his eyes and sarcastically mocked him.
Shi Kai stood on the balcony with his bare buttocks, looking at the Qionglou Yuyu in the CBD, the debris in the wasteland in the distance, and the ...... in the distance
Mom, I'm stunned again.
The phone rang again, it was still Liu Chang, Shi Kai looked at the time, it was more than half an hour since the last time the phone was connected. Asked where. Answer, traffic jam, wait a while, there are police in front, don't talk about it. This time, Shi Kai didn't give the other party a chance to hang up the phone, and directly cut off the phone. Throw away the phone, pick up the water glass, take a sip of water, and then lazily get dressed.
In the middle, Deng Meijuan and Zhang Fangfang called and asked about the funds, and Shi Kai responded one by one, Deng Meijuan's loan funds had been contacted by Liu Chang and the investors before, and they only needed to confirm the conditions and directly notarize them the next day. And Zhang Fangfang is an old customer, asking how much money Shi Kai can find in his own situation, as well as the cost of capital.
Shi Kai told Zhang Fangfang that all the investors in his network have borrowed everything that can be lent to Zhang Fangfang, and they can't squeeze it anymore, even if we catch a toad, we will pinch out the, and we can't pinch out the intestines.
Zhang Fangfang asked Shi Kai to help, Inner Mongolia's project in the early stage of the foreshadowing of the funds is heavier, now facing the situation of riding a tiger, the project to continue, the funds must continue to invest, do not invest funds, the project can not continue, the project can not continue, the early stage of the foreshadowing of the funds also follow the chicken flying eggs. Shi Kai said that he understood, when he first took over the project, they drank tea and chatted together, Zhang Fangfang's husband Sun Wei also said that he wanted to take Shi Kai to make money together, Shi Kai also reviewed the relevant materials of the project decently, and later said that he did not know much about landscaping, and the project awareness of the second army was not enough. He also said that this project is like an egg, the eggshell is a little hard, and the company is a chicken with a hairy tire with an unhard beak, and it is difficult to peck it open.
Sun Wei laughed and said, "My strength is not strong, the key hen cow, the hen can break all the eggshells without much effort." When the time comes, no matter how soft the beak of their company is, it will eat like a full-fledged rooster and soar with its wings."
Shi Kai wanted to say that chickens can't fly, no matter how big they are, they can't fly, thinking that he is the boss of the company, he always says that he has no strength and is not good, so he gives up. Later, as Shi Kai said, the hen fell when she was soaring, and this project was the project set up by the hen, there was a problem when the project was established, and the inspection was stopped for a period of time, and after the inspection, the new leader changed the plan, and the project changed. This change is not tight, but Sun Wei can't hold back, it was originally a matter of the snake swallowing the elephant, when swallowing half, the elephant said don't swallow me, I have an infectious disease, I will change you to a healthy elephant to swallow. The snake's brain is like 10,000 elephants rushing by, its teeth are broken, its mouth is cracked, and even its saliva is dry.
Shi Kai said that I will go to your company tomorrow and meet and talk. hung up the phone at the agreed time, Liu Chang's call came again, and he angrily said that he had called a hundred times, all on the phone, where did he go.
Shi Kai smiled and asked him to wait on the side of the road, and he would arrive soon.
Liu Chang wore a white shirt and trousers and carried a black leather bag, and he collected electricity bills alive. Get in the car, Gu Zi unscrewed a bottle of water, and said let's go. Shi Kai asked where to go. Liu Chang drank most of the bottle of water, pointed to the front with the bottle and said let's go. Shi Kai drove helplessly, complaining about driving aimlessly, spending fuel and water. Liu Chang asked, "What kind of water does it cost", and Shi Kai said, "Fei saliva, you drink it."
Liu Chang pointed to a building and asked Shi Kai to park the car downstairs, Shi Kai rolled his eyes and said, "Do a pedicure again, your feet are not tired." Liu Chang said with a smile, "How comfortable, this place is very good, and the new skills are also very beautiful, I'll find you a beautiful technician later." Shi Kai parked the car, followed Liu Chang angrily, and said, "I don't invite guests, and I don't do pedicures, so I lie on the massage chair to make up for my youth, and I slept at three o'clock last night, and I have wrinkles."
The two were lying on the massage table, and Shi Kai briefly talked about Zhang Fangfang's loan. Shi Kai said that Zhang Fangfang's debt has exceeded three times her net worth, and the project in Inner Mongolia is facing uncertainty and a debt crisis could erupt at any time. Zhang Fangfang borrowed 6.5 million yuan, Dajing Bank borrowed 7 million, mortgaged a friend's villa, Liu Chang's branch borrowed 3 million without collateral, the hot spring house was mortgaged 4 million, the residual value was 2 million, Nanping Bank's agriculture and forestry loan products borrowed 1.5 million, the two cars, a G55, a top Range Rover, Zhang Fangfang did not agree to take out the pledge, it is estimated that it has been mortgaged to other institutions, the two cars are estimated to be mortgaged about 1.5 million, this is not counting the loans of other institutions, the total debt is more than 23 million. More than 23 million, what does she have, just a house with more than 2 million residual value, and a company worth more than 1 million. This is very dangerous, their company's annual income is 15 million, and according to the calculation of 30% of the profit, the annual income is about 4.5 million, and after deducting the rent and office 1 million, it is more than 3 million, and this 3 million yuan is not enough for interest expenses. Calculate the interest, 6.5 million, the monthly interest rate is three points, although they have been borrowed for less than a year, but the average is 4 million, 3412, 1.5 million, plus the annual bank bridge advance fee, how can you get 2 million. The bank borrowed 700 plus 300 plus 400 plus 15 equals 1,555, multiplied by the annual interest rate, the annual interest rate is calculated at 7 percent, and the interest amount is more than 1 million, and the sum of the two interests is enough for the total profit of the whole year. Shi Kai said, "No, not only can we not increase new loans, but old loans must also find opportunities to draw loans." Liu Chang said, "You are even more ruthless than the bank, the bank will never send carbon in the snow, it will only make it worse, you are directly dried into a popsicle."
Shi Kai put his hands on his stomach, shook his feet, raised his head and said leisurely, "The funds belong to the funders, and we have to ensure the safety of the funds in order to go long." After speaking, he turned his head and said to Liu Chang in a warning tone, "Don't let the people around you lend her money."
Liu Chang said a little angrily, "Your private loan has been withdrawn, what do you ask her to use to repay my bank's money, but the bank's money is not repaid, do you think I can run away from responsibility."
Shi Kai asked rhetorically, "The money from the bank can't be repaid, you can collect debts, and the money borrowed by private people can't be repaid, people are urging you and me." Let me ask you, the management side is not short of money, people are looking for you trouble, can you deal with the past? ”
Liu Chang diverted the topic and asked the eldest sister to call the manager and arrange a technician for Shi Kai.
The eldest sister who was rubbing Liu Chang's stomach ran out to call the manager, and the manager took two technicians to let Shi Kaixuan choose, Shi Kai shook his head and said, "My feet are tired, and I am even more tired when I rub them around."
Liu Chang said, I ask you to give you a big one. The eldest sister laughed and said, there are no big ones here. Liu Chang said to the eldest sister gently, "Can we change the room, it's annoying to look at him." The eldest sister frowned, patted Liu Chang's big belly, and said with a smile, "Why are you changing rooms, we don't talk, he sleeps with him."
Liu Chang hugged his clothes, got up and said, let's go and change the room.
Shi Kai was the only one left in the room, looking for secrets in his mobile phone in the middle of the night, he was very tired, and he fell asleep after a while.