"My family's house is paid in installments, so I know a little bit about it. Lu Hao said.

"Well, you're right, it's installments!" Zhang Cheng nodded, this was indeed the way he was thinking.

If this method is placed in the future, it will be a very common method, and almost any store that sells mobile phones can handle installment business.

But right now, it's still a market gap!

"But what if they don't pay back, we don't seem to have a choice!" Lu Hao asked his own question.

If everyone will repay the mortgage on time, it is because the bank has the right to forcibly repossess the ownership of the house, and it will also affect the credit of the individual.

But what can they do? They don't seem to have any coercion.

"You can rest assured that we will sign a contract that will detail the responsibilities of the customer in the event of overdue repayment!" Zhang Cheng explained.

Because there is no perfect system, Zhang Cheng can only choose to write more detailed and clear in the written contract to ensure that there will be no unnecessary omissions.

When the time is ripe, or when Lu Hao's plate is big enough, Zhang Cheng may be able to use it to create a small financial platform.

Like Home Credit Installment?

"Then how should it be operated?" Lu Hao agreed with Zhang Cheng's statement, so he began to inquire about the doorway in detail.

"Pay in installments, just like other processes, specific information, guarantor, phone number of the class counselor of the school, etc., these are all necessary to fill in, of course, do not call these people unless you have to. Zhang Cheng briefly talked about the operation process, which is some simple basic information.

"Of course, I recommend that you find some professional legal professionals to make a copy of the specific contract. ”

Lu Hao nodded, although the funds are insufficient, he will definitely not be stingy with the money that should be spent, and besides, Zhang Cheng said that he would give enough financial support, so he doesn't need to worry.

"These things can only be briefly talked about, and we will talk about the specific situation in detail before the store opens. Zhang Cheng did not intend to continue, such an occasion is not suitable for talking about such "trade secrets".

Zhang Cheng didn't say anything more, there are pros and cons to campus installment, not to mention the pros and cons, not to mention the big market and big profits; the disadvantage is that Zhang Cheng is a little more worried, he is afraid that this will become a "campus naked loan" that appears on campus in advance.

Of course, the interest generated by the installment payment of the purchase of a mobile phone cannot be compared with the various online loan platforms in later generations.

"Then when are we going to see the shop? I know there are several shops around here that are renting out!" Lu Hao was a little impatient to start preparing for his first store.

Zhang Cheng felt that he still despised the urgency in Lu Hao's heart, but he thought that he didn't have any classes today, let alone anything else, so he simply agreed, "Okay, since you are so impatient, then we will set up the shop today, but if you think about it, the store will be opened here?"

Compared with the geographical environment, Zhang Cheng is not very satisfied with this place, and he feels that the university town, that is, near his school, is more suitable.

After all, there are more schools and more students, and the corresponding number of potential customers is more.

Lu Hao was a little hesitant to ask Zhang Cheng, because he preferred to study here, but in terms of business, this is obviously not the best location.

"Let's take a look here, and if there's no good spot, we'll go to you. Lu Hao still had a glimmer of hope in his heart.

"Okay, let's sit down for a while and look at the store. Zhang Cheng nodded, ready to rest for a while, and then go to work again.

Of course, it's not the body that rests, after all, the body is not tired after sitting for so long, it's just the mouth that is tired!

Lu Hao didn't object, but the sweat that kept coming out of his palms showed his excitement and nervousness at the moment.

A quarter of an hour later, the two left the café one after the other, Zhang Cheng just walked out of the door, and Lu Hao, who was walking behind, seemed to have thought of something and said in a low voice, "Next time I take you to see the proprietress of this café, that's called a beautiful one!"

When Zhang Cheng heard this, two black eyes then rolled up to the sky, and some people are just rich and have a dick silk temperament, as if they were stopped by 502 glue, and they can't shake it off.

Just like Lu Hao in front of him now!

The two of them walked around here for more than three hours before it was over, because the location of Lu Hao's school was relatively remote, and this so-called most lively street was just like that, if it wasn't for an office building nearby, I was afraid it would be very deserted.

Therefore, there are not a few shops that are subleased, Zhang Cheng and Lu Hao asked a lot of shops, and the prices they got were very different.

Many people saw that Zhang Cheng and Lu Hao were not very old and quoted inflated prices, and Zhang Cheng left without looking back.

Zhang Cheng went to seven or eight shops successively, and none of them were satisfied, if he had to pull out the dwarf, how could he barely meet his requirements.

It was a mobile phone repair shop, and its side business was to recycle and sell some second-hand mobile phones.

It's just that the geographical location is too remote, and it's not an exaggeration to say that birds don't poop.

Although Zhang Cheng didn't say anything before leaving, Lu Hao also knew very well in his heart that there didn't seem to be any good shops here.

It seems that he is going to find some time to take a look near Zhang Cheng's school. Lu Hao sighed, feeling a little helpless.

Zhang Cheng, who returned to school, did not go to the studio and went directly to the dormitory, the dormitory was empty, Zhang Cheng was happy and quiet and no one disturbed him.

Enjoying a moment of tranquility, Zhang Cheng began to think about a lot of questions in his heart.

For example, the research and development of Yixin, the online publicity of the temple escape, the development of Lu Hao, the establishment of the team, and so on.

The messy questions were mixed together Zhang Cheng's heart was a little irritable, he sat on the bed and scratched his scalp indiscriminately.

was eager to sort out the psychological problem through this, but without waiting for him to think about it carefully, Liu Muyang and the three of them returned to the dormitory in a swarm.

"Boss, when are you coming back?" Opening the bedroom door, Liu Muyang saw Zhang Cheng sitting on the bed with a strange hairstyle.

Chen Chen and Wu Lei turned their heads when they saw Zhang Cheng's appearance and began to snicker.

Zhang Cheng saw that it was Liu Muyang and others, and stood up from the bed calmly straightening his hairstyle: "I'm a little tired today and get off work early, have you eaten?"

"Eat!" Liu Muyang gave Zhang Cheng a thumbs up.

The boss is worthy of being the boss, and his skin is really the thickest in the bedroom!

"Eh, then I'll go to the cafeteria alone to eat something!" Zhang Cheng could only go to the cafeteria alone to forage for food.

I have to say that Zhang Cheng hates a person a little at the moment, when a person knows too much trouble but has nowhere to talk about it, this feeling is too wonderful, so wonderful that people don't want to try.