Chapter 8: Each has his own thoughts
Although Chen Shu saw Tong Guochang's embarrassment, Chen Shu would not give up getting to the bottom of it because of the embarrassment of the other party, after all, this involved his own fundamental interests. Maybe I might turn out some hidden things, but Chen Shu doesn't care, and if it is harmful to my interests, I must make it clear.
Wei Liang also saw Chen Shu's attitude, not to mention that now the handle is in Chen Shu's hands, Chen Shu has invested a lot of money in such a big factory, and Chen Shu has already repaid the first installment of the loan and interest, so there is an absolute reason to refuse the request of the Agricultural Bank of China. Wei Liang also saw it, so he could only stand up and play a round.
"Governor Tong may have his difficulties, it may not be convenient to say, how difficult are you to repay the loan here, can you tell the two of us?" Wei Liang said.
"President Tong, President Wei, we haven't been cooperating for a day or two, if I say this to the two of you, do you think you can convince yourself? What's more, both of you are my seniors, and you two know very well how our company was built. ”
"Do you think it will be difficult for me to come up with more than 30 million now? How likely is it?" Chen Shu didn't want to complain, and he didn't want to blame anyone, after all, this was cooperation, and expressing grievances would not solve the problem, and it would make the scene stiff, after all, no one dared to say that they would not cooperate again in the future.
"I hope President Tong still tells me the truth, I don't want to be a wronged leader, because I am not a wronged leader!" Chen Shu paused for a while before saying this.
At this time, Wei Liang also saw that if he couldn't come up with a reasonable explanation, Chen Shu would definitely not be able to talk about the topic of early repayment, and of course he would not mention the conditions for repayment.
Wei Liang looked at Tong Guochang, and finally he spoke, "Actually, the mortgage loan given to you is good credit in the bank loan business, not a bad loan." If it was a non-performing loan, President Tong would have been transferred or demoted. ”
"In the bank contract, your company is still in the form of a one-year loan, and the contract is constantly being renewed. As for the collapse of the previous company, I didn't report it to the above at all, fortunately your company took over in time, otherwise this matter would not have been delayed until now, I am afraid it has already been stabbed in the basket. ”
"In the past two years, we have been talking about controlling loans and financing to the state's surplus industries, but in fact, there is a lot of money flowing into these industries, and they are all entered through various channels, especially short- and medium-term loans. According to President Tong's plan, the next contract period will expire at the end of June. ”
"In the past, only one account posting was required, but now the above is strictly checked, and the actual amount of money must be received, and it may no longer be allowed to be allocated, which means that once the money is repaid, it may not be able to be put down, and it must be repaid with real money. ”
Wei Liang explained very clearly this time, there was no concealment, it was equivalent to turning all the foundations to Chen Shu. If he had known about this situation at the time, even if the price was a little lower, I am afraid that the bank would have mortgaged the factory to Chen Shu.
The current situation is that all the loans must be repaid by the end of June, otherwise Tong Guochang will not have to continue to mix, and the problem Chen Shu is facing is not only the more than 30 million, but also the 20 million for the people's livelihood and more than 50 million loans on the way.
"If I had known that there was such a thing, I would not have invested a large amount of money in it, you two have not been to the factory again, I have invested a large amount of money in six electric furnaces, and the 30 million borrowed from Rongwei Steel Pipe has not yet been repaid (in fact, it has been repaid), how can I open my mouth again now? Not to mention that he has just built a new company. ”
After speaking, Chen Shu lowered his head, didn't look at Wei Liang and Tong Guochang, picked up the cup and took a sip of water, and continued to keep his head down and stare at the table, his mind was rapidly weighing, how to deal with this matter. If you want to raise more funds to repay the loan, there is no door, so you won't do such a stupid thing!
"How does President Tong want to solve this matter? You can't let me sell the factory now to repay your loan, right? To be precise, as long as I repay the loan on time and in full during the contract period, you have no right to interfere with the company's daily operations, right?" Chen Shu asked.
"I understand, but I'm not in real trouble now, that's why I'm calling you to think of a way, if I can't pay back this money, it is inevitable that the bank will transfer me away or fire me, and even send someone to continue to talk to you, and even say that the contract I signed is invalid. Tong Guochang said helplessly.
"It doesn't matter, I can continue my production while fighting a lawsuit with your bank, the longer it drags on, the better it will be for me, and even I can sue your bank for default, which will seriously affect our company's reputation and capital turnover, maybe I can also get a compensation!"
"I still know the Contract Law, and the contract you signed in the name of the branch during your employment is legally valid, not to mention that it was signed by the law firms of both parties at that time, and there was no fraud. The other party did not talk about compensation, so Chen Shu avoided talking about early repayment.
Seeing the two people fighting, Wei Liang on the side was really helpless, if no one took a step back now, I am afraid that nothing can be negotiated in the end, Chen Shu may not be affected by anything, but Tong Guochang will be completely finished. At this time, Wei Liang also saw this, which must be the reason why Chen Shu kept silent about early repayment.
"Don't say that to the two of you, and if you keep talking, there will be no result. Chen Shu, we are also old acquaintances, and you have helped me so much, and now I can gain a firm foothold in Tangshan, and you are the first credit. Since the cooperation between the two of you is my matchmaker, I will continue to be my peacemaker today. ”
"Chen Shu don't mention the problem of repaying the money today, this money must be repaid by the end of June, I want to hear what conditions you have, see if we can consider it!"
As soon as Wei Liang's words came out, Chen Shu and Tong Guochang stopped talking, this is indeed the most critical thing, and Chen Shu is waiting for them. Chen Shu didn't reply in a hurry, and was also thinking about how to condition that the other party would not turn his face, and would continue to talk to him.
"Only the principal is repaid, not interest, including the loan that I have already repaid. This is my biggest concession, after all, I have to pay higher interest to raise money to pay off your loan, and it is too much for me to lose. How much interest do I need to pay for this four-year period, and it's a four-year loan, I'm afraid no one would dare to put such a long-term loan now. ”
"If I borrow for a short period of time, I will not pay less interest than you, and the most important thing is that it will take a very short time. If you don't accept this condition, I really can't continue to talk. Speaking of this, Chen Shu was not in a hurry to continue, after all, every time he said something, the other party had to consider it, and the funds involved were not decimal after all.
In fact, President Tong's thinking has gone astray under the pressure of Chen Shu's momentum, and he is thinking about problems along Chen Shu's train of thought. As soon as Chen Shu finished speaking, he had even begun to think about whether he would make up for the shortfall in the interest on this loan, instead of considering whether Chen Shu's words were excessive.
"I'm afraid I'm really hard to accept this!" As soon as these words came out, Wei Liang on the side chuckled in his heart, "It's bad! This is in Chen Shu's circle." ”
Tong Guochang's words were too soft, and there was a big gap between the meanings of the words "unacceptable" and "unacceptable", and Chen Shu's eyes flashed inexplicably.
According to Chen Shu's thoughts, at most, he will not be given interest during this period of time, and the payment and interest are the same as spilled water, there is nothing to talk about, but he didn't expect to try out additional gains in one sentence.
Wei Liang also put his mind on Chen Shu's words at this time, there must be more than this condition, maybe he will continue to make some topics, and if he is not careful, he may also be trapped. Now it's hard to remind Chen Shu in front of him, so he can only continue to listen.
Thanks @Looking for a little gray ash for tipping!
(End of chapter)