Chapter 9 Oral Agreement

Hearing Tong Guochang's refusal, Chen Shu didn't want to lose such a good opportunity, and said directly: "Your bank needs to borrow such a large amount of money in the short term, I'm afraid the procedures are not easy to handle, right? Not to mention whether the collateral is worth the money and whether it is easy to find someone to take over, you have to consider a lot of such a large amount of money, right?"

"That's true!" Tong Guochang said.

"So I want to get such a large sum of money to repay your loan, who would want to lend me if you think the interest is low, not to mention that the amount is relatively large, and it is rashly proposed to borrow so much money. I'm afraid that I will not be happy with such a large number of additional loans now!" Chen Shu directly threw this question to Wei Liang again.

"It's really hard for me here, after all, your company has already had a loan of 20 million in the early stage, and it is the first cooperation under the name of this company. Although there is no bad record, it is not possible to suddenly increase such a large amount, and the company simply does not allow it. Wei Liang didn't expect that Chen Shu would go around the bend between him and Tong Guochang.

"Today, let's talk about this, I might as well tell you, I now roll a ton of steel in a net profit of 50 yuan, a day of almost 1,600 tons of output, four months is roughly 10 million profits. Now there is a shortfall of more than 30 million yuan on your Agricultural Bank's side, and I still need to borrow another 20 million. ”

"I can use my connections to borrow, but don't forget, Governor Wei still has 20 million here that will expire, what can I do to plug this hole? If there is no such thing, I will not only have an easy life, but I can also make money every day. ”

"Don't worry about my Rongwei Industry, he also has a loan of 15 million from your people's livelihood, as long as there are no problems, it will definitely be repaid when it expires, but if you want to draw more funds from it to plug the hole, it's impossible! The general manager over there won't let you do this!"

"It's not good to keep the money-making business, and take out funds to plug the uncertain holes, I'm afraid the two of you won't do it!" Chen Shuke doesn't care what the two of them think, the company is mine, but they are all settled independently, and if you want to withdraw funds from other companies, how can there be such a good thing?

It can be said that Tong Guochang has never been so depressed, since the company that originally lent money went bankrupt, the troubles on his body have not been broken, and he has a headache when he thinks about it. Originally, after Chen Shu took over, he thought that the matter was successfully resolved, but he didn't expect that the above began to thoroughly investigate the whereabouts of the funds, so he had to bow to Chen Shu.

"Mr. Chen! This loan of 40 million yuan only recovered the principal in the end, and there was no interest at all, so it was really difficult to explain to the above when the time came. Although this matter is a bit sudden, we still have the opportunity to cooperate in the future, and it is impossible to stop there. Since Tong Guochang has found you, he will think of a way, even if it is for the future!" Wei Liang said.

"To tell you the truth, when you lent to Hang Seng Steel at that time, it was not 40 million, that is, because of the value of the assets you took over, you did not continue to lower the price, so you changed to asset mortgage transfer. Chen Shu said seriously, which was equivalent to directly rejecting Wei Liang's room for discussion, but making Wei Liang also look at Tong Guochang with questions.

"Don't mention that, I promise you this matter of repaying the principal without interest, including the one you returned in the early stage, only the principal is counted and the interest is not counted, and when the repayment is made at the end of June, I only hope you can pay it off at once!" Tong Guochang was completely helpless.

Unexpectedly, when Chen Shu took over the company, he always naively thought that Chen Shu was a hairy young man, this is simply a pit, and he is clearly a treacherous vixen!

Wei Liang didn't seem to have reacted to Tong Guochang's words, but he was stunned for a moment, and he understood what was going on, these two people had reached an agreement, and it was completely in Chen Shu's way. The 40 million loan will be repaid at the end of June, and only the principal will be repaid without interest, including the part repaid in the previous period, all of which will be deducted from the loan amount as the principal.

Tong Guochang and Wei Liang both breathed a sigh of relief, thinking that this matter had finally been achieved, and there was nothing to worry about, but Chen Shu turned his gaze to Wei Liang at this time, still with an embarrassed expression.

"Chen Shu, don't pretend! Say it!" Looking at Chen Shu's expression, you can know that there is "bad water" again!

In fact, he really pretended to show Wei Liang, but since the other party said it, he naturally said truthfully: "Your loan is almost due in March, I want to settle the interest and loan for you at once after it expires, and you will continue to lend me the money again." ”

"If your loan can't come down, I can't have enough funds to pay off President Tong's loan at one time, and I can't die to repay the loan, not to mention that this result is not caused by me!" Chen Shu looked completely innocent, making the two of them want to flatten him when they looked at him.

If you want Chen Shu to get through it smoothly, you have to extend Chen Shu's 20 million for another half a year, that is to say, after Chen Shu repays the loan, he will lend him another 20 million, and the loan term is still half a year. Chen Shu's condition is not very unexpected, after all, Chen Shu asked Chen Shu to spend 50 million at the same time, which is probably unbearable for any new company.

Wei Liang, the loan of Rongwei Steel, remembers very clearly, he knows the large amount of loans, and the repayment deadline is the end of March. If the bank does not disburse the loan on time, Chen Shu may not repay Tong Guochang's loan by then.

Now we can only hope that Chen Shu will repay the loan from Minsheng Bank on time, and the bank will have to disburse the new loan in time. Wei Liang didn't hesitate any longer, and he responded to this matter.

According to Tong Guochang's idea, both parties asked the law firm to come forward and change the contract from scratch, but Chen Shu refused. The reason is that there is no guarantee for the loan after March, and the new loan must be obtained in April before the original contract can be changed from the new proposal, which is now equivalent to a verbal offer.

Although it is only a verbal invitation, it can be regarded as a peace of mind, and I can only pin my hopes on Chen Shu's company. Chen Shu didn't stay for lunch, but slipped away to find Song Xincheng, and only then did Wei Liang remember the handle that Chen Shu had grasped.

"Chen Shu doesn't pay you interest, you dare to agree, you won't really have anything, right?" Although there were some things that should not be asked, Wei Liang knew very well the seriousness of this matter. In terms of character, Chen Shu will not do anything, but he must have a reason to be wronged.

"We originally issued a loan of 20 million, but later due to the company's renovation and expansion, we added another 15 million, and the actual loan amount was only 35 million. ”

"At that time, when the loan was granted, it was because he had a stake in the township, but he never imagined that there would be so many things, especially after the loan was disbursed. After learning about this matter, I asked someone to evaluate that the company must be worth at least 40 million, that is, because I was in a hurry to sell, I would mortgage it with a loan of 40 million. ”

After Tong Guochang explained, Wei Liang naturally understood, there is another most critical thing in this, what should we do with the money that has risen in the books? Even if the interest paid by Rongwei Steel is deducted, it is still a large number, should this money be ......

Thank you @Lulu for the monthly pass!

(End of chapter)