Chapter 859 is all caused by "Ke Jiner Huabei".
As a result, the credit manager began to have a big head. He first found a plausible argument for the need to stop or even decline in the amount of loans.
"According to our preliminary estimates, the 'Kejin Huabei' has lent nearly 2 billion yuan in just half a month, and this amount is roughly equivalent to our declining loan share. The manager of the credit department said.
It's this "Jiner Huabei" again!
In fact, what about the 200 million he snatched, but also Cao Xiangrong's 100 million? And Qin Jinsheng's 200 million?
Anyway, if you lend so much money, can you get it back?
"The key is that the procedure for them to apply for a loan is very simple, even simpler than those microfinance companies, and they don't need to provide guarantees. The manager of the credit department continued to analyze.
As soon as he heard this, Lin Zhenyuan's head was big. In fact, he could have given Qin Jinsheng a loan of 200 million, even if he didn't provide any guarantee, was he afraid that he wouldn't be able to come out?
"Don't keep talking to me about the problem, tell me the solution!" Lin Zhenyuan said indignantly.
Raising the following group of people, if you just find problems for yourself, not like raising a group of uncles, you naturally need to have a solution.
And the manager of the credit department also came with a plan.
"First, we can give some preferential interest rates to old customers, and we can also simplify the procedures for renewing loans to prevent the loss of old customers. I will give you a detailed plan for the preferential range and procedures of the specific interest rate. ”
The manager of the credit department threw out the first plan, and Lin Zhenyuan nodded slightly when he heard this.
"Second, dig deep into potential customers. I have been thinking about this for a long time, and I am recruiting a group of experienced account managers on the one hand, and ...... on the other hand."
The credit manager said it in an orderly manner, which sounded like it had been well thought out and had a strong basis for reality, and Lin Zhenyuan also felt that it was feasible.
Because the top priority is indeed to increase the total amount of loans, as long as it is not a large interest rate fluctuation or policy adjustment, it does not need to be approved by the board of directors, so let's do it first.
The manager of the credit department left, although he was just as submissive when he followed up, but the corners of his mouth raised a trace of an invisible smile, which was a smile that the goal was successfully achieved, but it was better hidden.
Subsequently, Lin Zhenyuan made another call to the deputy mayor in charge of finance in the city.
A deputy mayor who has his own power is basically enough in the city. The person in charge of urban construction promised to do a certain road section, the person in charge of investment promotion was given a three-year tax exemption treatment, and the person in charge of land was given a land use index, which is just a matter of one sentence and one word.
And Lin Zhenyuan chatted with the deputy mayor in charge of finance, just to know how much power he could have.
Liang Boming is a cadre who grew up in Lingcheng, and although he has only been the deputy mayor for two years, he has worked step by step from the deputy position of the township and township, and he is also well versed in the way of being an official.
In Liang Boming's view, the so-called way of being an official is to have a set of standards for the top and the bottom, both internal and external, and you can be MMP in your heart, and you must smile on your face.
And the most important point is that Liang Boming does not play power.
That's right, it's not!
He is able to position himself well, put himself in the perspective of a deputy position, and always cooperate with the mayor as the ultimate goal.
Ask for instructions early and report late, as long as it is on the edge of your authority, you have to talk to the mayor, it's a big deal to have a reputation that you don't dare to take responsibility, and you don't want to be said to be good at using power.
Therefore, Liang Boming is an "honest man" in the eyes of leading colleagues, Zeng Linhua analyzed the situation of several deputy mayors after arriving in Lingcheng, and also made such a conclusion about this Liang Boming in his heart.
Although they all shout that they hope that their subordinates can let go and share their worries for the leaders, who doesn't want a high degree of concentration of power?
Zeng Linhua too.
And Liang Boming did a good job.
"Kejiner Huabei" has only been less than a month since its birth, and the speed of development is so fast, as the deputy mayor of Lingcheng in charge of finance, he is naturally very clear.
Although he "doesn't play with power", after all, he is in charge of finance, but this company is said to have a deposit amount of more than 2 billion yuan from registration to registration, and the boss named Guo Xinxin has never visited him, which can't help but make Liang Boming a little annoyed.
Being "honest" to superiors does not mean that he has no majesty to subordinates and to the outside world. After all, a dignified deputy mayor is a good one!
So when Lin Zhenyuan "inadvertently" mentioned that "Ke Jiner Huabei" was quite "swaggering" recently, Liang Boming also felt the same way.
"Generally, like that kind of big boss, they are all wired above, where will they sell the face of the place. Lin Zhenyuan muttered casually.
"Really?" Liang Boming twitched the corners of his mouth, and his anger was even greater.
Lin Zhenyuan continued to fan the flames: "I doubt that this company will be a shell of illegal fundraising, how can it be so easy to take out a loan? ”
Lin Zhenyuan This is an exaggeration, but it just gave Liang Boming a chance to stab each of them, so he pretended to be surprised: "Is it really fake?
This is obviously a problem of digging pits, and Lin Zhenyuan, who was bent on how to deal with "Ke Jiner Huabei", didn't hear it at all, and nodded again and again: "That's true, you can get a loan with an ID card and register, at least a hundred thousand." ”
"Don't you have a lot of lost ID cards there?
"Huh?"
"It's nothing, it's nothing, I don't believe that anyone can get a loan with their ID card. Liang Boming then denied himself: "How can anyone be so stupid? I don't believe that I can really get a loan if I find a few people who pick up garbage?"
After speaking, Liang Boming hung up the phone under the pretext that he had an urgent meeting to start.
Lin Zhenyuan is not a fool, but Liang Boming is not a fool either, I don't know who is going to use whom as a gunman. Liang Boming has no intention of embarrassing this newly emerged local tyrant company, but since some people are unhappy with him, it doesn't hurt to give him an idea.
Sure enough, after Liang Boming hung up the phone, Lin Zhenyuan, who was about to call Mayor Zeng Linhua, seriously recalled the content of the phone just now.
At first, he wanted to use the power of the official to check this "Kejin Huabei", and find any reason to make them uneasy.
But the market economy actually has the law of the market economy, and Liang Boming's words just now revealed a huge loophole for Lin Zhenyuan.
A brilliant idea has been generated.
Before calling the assistant in, Lin Zhenyuan looked at the stock again, Huatai Bank was still stable and turned red, and the pharmaceutical sector was still soaring across the board.
However, Jinsheng Pharmaceutical did not seal the price limit, and opened an opening at this time.
Under such a good market, Jinsheng Pharmaceutical can still open this opening, is it to attract more sell orders or to harvest another wave of leeks?