Chapter 860 Exploited the Loophole of Credit Loans
Indeed, Jinsheng Pharmaceutical, which was originally suspended, suddenly opened an opening, and even Qin Jinsheng was startled.
He pressed a full billion buy orders at the price limit, but in a blink of an eye, he was swallowed up. How can there be so many retail investors who are not confident in the next rally of Jinsheng Pharmaceutical?
Qin Jinsheng was indignant.
You know, Jinsheng Pharmaceutical has fallen three stops, a decline of more than 30%, today's wave of daily limit, or in the case of the collective rise of the pharmaceutical sector, how can it buck the trend?
didn't believe in evil, and there was no trader there, Qin Jinsheng immediately chose to throw money.
Of course, this has to do with the fact that he has enough money on hand. Two billion is ready to return to "Ke Jiner Huabei", but in the current situation, it is natural to support their own stocks first.
I was about to buy it, and suddenly, the stock that had cracked more than a little bit was suddenly closed again.
Qin Jinsheng fixed his eyes and saw that this was a super large order to buy.
Sure enough, in the current situation of the collective rise of the pharmaceutical sector, it is impossible for a blue-chip stock like Jinsheng Pharmaceutical to fall.
This leak, I don't know which one picked it up, it should be able to go down a few limits.
Thinking like this, Qin Jinsheng became leisurely again. No matter how evil it is, he doesn't believe that today's Jinsheng Pharmaceutical will fall.
That's right, don't say that Qin Jinsheng doesn't believe it, and Zhang Jinzhao doesn't believe it either.
The payment of one billion yuan was Zhang Jinzhao's, and when Jinsheng Pharmaceutical opened a hole, Zhang Jinzhao hesitated for more than ten seconds, and finally made up his mind to give it a go.
He also didn't believe that Jinsheng Pharmaceutical, which had fallen three times, and Jinsheng Pharmaceutical, which had such a strong strength, finally rose to a stop against the background of the sharp rise in the pharmaceutical sector, and it could fall again.
The gap just now, Zhang Jinzhao judged that Qin Jinsheng wanted to lead to more selling, so as to further concentrate the chips and make the final preparations for the future light loading.
The stock market, that's how magical.
Although there is an insider, although there is a large amount of money that can control the trend of individual stocks or even a sector, no one knows what the purpose is and how it will go in the end.
Even if it is hundreds of billions of dollars, it is just a flat boat in the stock market.
This time, Zhang Jinzhao felt that he had made the right bet. Because after the billion-dollar purchase order went in, Jinsheng Pharmaceutical rose the limit again and was firmly sealed there.
Eleven a.m.
As an hour ago, Huatai Bank is still steadily hovering at the opening price, and almost all the pharmaceutical sectors are up and down, including Jinsheng Pharmaceutical. The overall market rose by a small point, and there were no major changes in other stocks, only some industries related to the pharmaceutical industry benefited from a wave.
Qin Jinsheng can finally let go of his hanging heart and take his mobile phone to inspect the factory.
And Lin Zhenyuan was calling an assistant and telling him to do something.
"These are all the ID cards left in our bank, a total of 256 of them. The assistant said, pointing to a box he had moved in.
He was still very confused, wondering why the chairman asked him to take all the ID cards that had been lost in the bank over the years.
Sometimes the ID card is very important, and it is difficult to do without it, but sometimes it is useless, for example, these lost ID cards are for the bank.
Of course, it is impossible to throw it away, firstly, if a customer finds it back, the bank has the obligation to return it, and secondly, if it is thrown away, the consequences can be large or small.
But in short, these ID cards really have little effect on the bank. Is it because they can't complete the task of applying for a card, they just use these ID cards? If they are not opened and not used, it will increase the cost for the bank, and it is actually useless.
Although he was puzzled, the assistant still did as Lin Zhenyuan requested, and also eliminated more than a dozen that had expired. Local and foreign are also classified. Among them, the ID cards of foreigners are the majority.
That's right, if most locals lose their ID cards, sooner or later they will remember where they left it and will have to come and find it. However, if a foreigner loses his ID card and cannot find it for a while, he may directly reissue it.
Lin Zhenyuan picked up one of the ID cards and looked at it, this is a middle-aged woman, a foreigner, fifty years old, the ID photo is a shirt with a floral collar, a chubby face and plateau red, a typical rural woman.
"You use these outsiders' ID cards to register the 'Kejin Er Huabei', and then apply for a loan, with the maximum loan amount. Lin Zhenyuan said leisurely.
The assistant listened to the words very clearly, but he couldn't help but ask: "Why do you want to use their ID cards to take out a loan?
Lin Zhenyuan looked at his assistant like a fool: "Of course, they all apply for a card in our bank, and then transfer to that card." Can it still be transferred to your card?"
"And then?"
"And then you don't have to worry about it. ”
Although he asked additional questions, the assistant really didn't understand why Lin Zhenyuan did this. Thinking more about what problems might exist, he first felt that this matter was mysterious.
Register an account with a foreigner's lost ID card and take a loan from "Ke Jiner Huabei", not to mention that this is not the true will of the owner of these ID cards at all, and the loan contract is theoretically not zodiac. Even if it takes effect, the money belongs to the owners of these ID cards, and if it is misappropriated casually, wouldn't it be ......
When you think about it, it seems like a crime.
The chairman is worth tens of billions, these ID cards, even if each one can borrow hundreds of thousands, the total is only tens of millions, what are you going to do with them?
It is precisely because of more than 100 ID cards, even if all the loans are successful, it will be tens of millions, which is not money at all in Lin Zhenyuan's opinion. This is just to play this bullish "Ke Jin Huabei".
That's right, isn't it very easy for you to take out a loan? Then let your money be loaned out and become a dead debt, and in a short period of time, hundreds of transactions, depending on how you deal with it?
For Guo Xinxin, who is currently in charge of "Kejin Huabei" and serves as the legal representative, the security of deposits and loan procedures are indeed not a problem, but whether the loan can be recovered is a big problem.
Although these people have gone through the personal credit assessment of the credit bureau system before applying for loans, combined with the written information they provide, it can be regarded as big data analysis to determine the repayment ability of each of them.
But to take the simplest example, a college student is just a simple consumer, because his parents save him 3,000 yuan of pocket money every month, and there is a turnover of 10,000 or 20,000 yuan in tuition and miscellaneous expenses every six months, if there is no other loan record, then he can apply for a loan of 100,000 yuan in his personal name without any guarantee. But in fact, this college student simply has no ability to repay 100,000 yuan.