The in-house counsel doesn't know if Qin Jinsheng can personally repay 500 million, oh no, 5.5 billion, but the company definitely doesn't have so much liquidity. Moreover, if he is ready to enter liquidation or be acquired, Qin Jinsheng personally cannot move the funds of the group company.

Therefore, the in-house counsel felt that it was very necessary for him to pay close attention to this loan case and what Qin Jinsheng would do. This is a responsibility to other shareholders, to the public, and of course, to its own attorneys' fees.

For a moment, Qin Jinsheng really decided to lie down and be a salted fish.

When a person has a fortune of one million and owes a debt of 100,000, he will immediately find a way to pay it off. At this time, the debt is far less than his worth, and face is very important. When the amount of the debt reached 500,000, he began to bargain, because after paying the debt, his life would be far worse than before. When the debt reaches a million, he begins to become a salted fish, because whether he pays it back or not, the nature is the same, and he is penniless anyway.

Then, when the debt reaches two million, three million, or even more, the person will be happy again. With a net worth of only one million, and spending so much extra money, life is worth it.

Qin Jinsheng is now at a level where capital is almost equal to debt. Or rather, there are slightly more assets. After all, Jinsheng Pharmaceutical Group has been doing physical business, and it has always accumulated a lot.

However, the short-term gap really made Qin Jinsheng a little unbearable.

The in-house counsel quietly withdrew. His task has been completed, and as for Qin Jinsheng's failure to repay the money, it has nothing to do with him.

The stock market closed on Friday, extending a week of bullish run. The Shanghai Composite Index properly exceeded 10,000 points, and there was not even the slightest stagnation or oscillation at the major point level.

In fact, this is also true. The so-called index level seems to exist from a technical level, but in fact it is nothing more than a psychological effect.

If the market is more serious, at some important integer levels, the mentality of shareholders will be divided, some people think that it will break through, some people think that it will be blocked, and some people will take a wait-and-see attitude. As a result, investors who think they will be blocked may start selling to ensure vested profits, while those who wait and see will continue to wait and see and stop buying. Due to the mentality of stockholders in the integer level, the index has really fluctuated.

Over time, the so-called technical assertions have emerged.

But unlike the current situation, everyone almost unanimously believes that breaking through 10,000 points is no problem, so this 10,000 points is really not a problem.

In real life, there is a ditch, a wall, or something blocking it, what is in the stock market? Except for numbers and numbers.

In short, everyone happily held the stocks in their hands, ushering in the era of the Shanghai Composite Index.

Then, according to the judgment of some experts, breaking through 10,000 points, the A-share market will usher in another wave of big market, and after a certain period of time, 10,000 points is just the beginning.

Except for Jinsheng Pharmaceutical, which has been falling continuously, almost all sectors and all stocks have made money for holders.

It's just that some have risen more, more than 30% a week, and some have risen less, more than 10%.

Of course, there is no limit for nine consecutive days like Huatai Bank.

The era of national stock speculation is quietly coming.

It has been said before that banks are the first to feel the impact of this era. Among them, Huatai Bank has opened the business of "opening an account in Huatai and doubling the capital".

To say that this business, as soon as it was launched, it immediately caused a sensation in the industry and the securities market.

It is to bind the bank account of Huatai Bank to a securities account, assuming that there are 200,000 funds in it, the bank can double the funds to 400,000 for shareholders to use.

Of course, the doubling of the 200,000 yuan was issued in the form of a loan, with stocks as collateral, and the interest was also calculated according to the interest rate of the loan.

For stockholders, in the face of today's rapidly rising stock market, it would be better if it could be tripled, and a small interest can be ignored compared with what is earned in the stock market.

For Huatai Bank, the launch of this business can attract shareholders to deposit their funds in their own banks and increase the total amount of bank deposits, and secondly, it is logical to lend so much money and increase the total amount of loans.

The profits generated by this business are real.

Of course, there is a risk, that is, the stock market is not good, the stock price falls, and the shareholders themselves have lost all their capital, not to mention the borrowed money.

However, this is very unlikely. Huatai Bank's marketing team has carefully analyzed it. Because it is a deposit and a loan, and it is collateralized by stocks, as long as the market is good, the stock price is rising, and the collateral is guaranteed, the loan is naturally risk-free.

If there must be a problem, it is that the collateral ratio has reached 100%, but as the stock price continues to rise, the collateral ratio will be lower and lower, and the funds will become safer and safer.

As a result, as soon as Huatai Bank's business was launched, the credit windows of the major business halls were crowded that morning, and more than 40,000 loans were made in one day, with a total loan amount of 10 billion yuan.

That's just one day's worth of it. Tomorrow Sunday, the amount should be a little more.

Many investors are taking advantage of this weekend to raise funds in case the stock market opens on Monday, riding the bull market and making a good profit.

As a result, Huatai Bank not only lent a large amount of money, but also gained a lot of new accounts and a large amount of liquidity.

However, everything that is easy to make money will be full of competition. Although Huatai Bank was the first to launch this business, once it proved to be popular, many banks began to follow suit, and even launched larger quotas and lower interest rates to seize the unsaturated market.

Guo Xinxin just exported today's report from the system and frowned.

Compared with a few days ago, since the stock market soared and major banks launched this stock loan, the loan amount and the number of deposits of "Kejin Huabei" have dropped sharply.

This is actually expected, and those who can keep money in the bank have nowhere to make money. In the past, stocks still relied on technology, and there were risks, according to the current market, as long as you are not unlucky to buy stocks like Jinsheng Pharmaceutical at home, you can make several percent of it at will, and who is still rare to save in the bank.

And the magnitude of the problem is much more than that.

The deposits are indeed getting smaller and smaller, because the money has been taken away to buy stocks, but the money that has been loaned out cannot be recovered is more and more, and a large amount of it is Qin Jinsheng's 500 million.

Contacting the current situation of Jinsheng Pharmaceutical, Guo Xinxin couldn't help but be worried.

So he asked the legal counsel to come over and reported in detail about contacting Qin Jinsheng to recover the 500 million loan.