Chapter 914 - The first stock speculation loan
Looking at the property market, no matter how it is regulated, no matter how it restricts purchases, it still rises without hesitation. The one who suffers the most is the one who waits and sees.
Compared with the savings of three generations that need to jump into the property market, the threshold of the stock market should not be too low. Moreover, because of the good stock market, many private banks have launched stock-guaranteed loan business.
Here, Huatai Bank is the first to do so.
In other words, Lin Zhenyuan's mood in the past few days has not soared like his company's stock price, which has soared every day. His mood swings are high. On the one hand, the stock price rises, the company's market value increases, and the shareholders are smiling, which is naturally a good thing. But at the same time, he kept suspecting that someone was manipulating Huatai Bank's stock price. Because, the limit is getting easier and easier, and the trading volume is getting weaker and weaker. On the other hand, the comparison between the proud data of the external report and the real business situation also gave Lin Zhenyuan a headache.
Jinsheng Pharmaceutical continued to fall and stopped, and the company was riddled with lawsuits, and there were major problems in both production and sales. What's worse is that Qin Jinsheng originally borrowed 200 million yuan, and he used his own shares worth 400 million Jinsheng Pharmaceutical as collateral, with a mortgage rate of 50%, which is very ideal. But now look at it, the original 50%, with the continuous decline of Jinsheng Pharmaceutical's stock price, has approached the red line warning of 90%.
Action must be taken!
What's even worse is that Qin Jinsheng obviously borrowed 400 million from himself, but the other 200 million had no mortgage, no guarantee, and no loan contract.
As soon as he thought of this, Lin Zhenyuan was so angry that his teeth itched.
Why is it that in the same big bull market, no matter how bad the company is, the stock price can soar, and Jinsheng Pharmaceutical can move even a little!
Indeed, even Qin Jinsheng himself has no hope for his company's stock price.
Today's headquarters of Jinsheng Pharmaceutical Group, only three days later, is already a depressed scene. The executive president resigned, the assistant resigned, the production manager was fired by Qin Jinsheng angrily, and the sales manager had not seen anyone for two days and had not submitted a resignation report. The manager of the public relations department said that he was out there dealing with reporters from all walks of life, but who knows?
The only one who is really busy is the legal department. However, their busyness did not bring direct benefits, and every time they took it to sign a mediation agreement, Qin Jinsheng felt a sense of shame about the Opium War and the Qing Dynasty government ceded land and paid compensation.
"Knock!" there was a knock on the door.
As soon as he thought of the legal department, Qin Jinsheng didn't even have to guess to know that he must be a legal person again. Because since the assistant resigned, no one else knocked on the door because of work.
The lawyer is indeed a magical existence.
Whether the client is in prison or soaring, he can play the role of this agent and consider the problem wholeheartedly from the perspective of the client.
Of course, the premise is that the lawyer's fee is paid.
Although Jinsheng Pharmaceutical Group is in trouble, it is not so much that it cannot afford to pay tens of thousands of yuan in legal fees. Of course, the most important thing is that the legal counsel is not ready to leave, because if Jinsheng Pharmaceutical Group goes bankrupt, he can also participate in the bankruptcy liquidation, and this lawyer's fee, including the previous salary, can be obtained from the assets of the bankruptcy liquidation on a priority basis.
For such a large group company, bankruptcy liquidation is a good calculation.
Of course, it also means that the lawyer's fee is a lot of money.
Moreover, even if it does not lead to bankruptcy liquidation and acquisition, it still requires the participation of lawyers.
It's a hard job, so it's better to stay.
Qin Jinsheng didn't answer the door either, and the door was pushed in after being knocked twice. Sure enough, it's legal affairs.
"Which hospital is it?" Qin Jinsheng asked impatiently.
It was all about the unilateral breach of contract by Jinsheng Pharmaceutical Group, and then the hospital proposed a mediation agreement to terminate the contract, and there were four copies in the morning alone.
Doesn't matter.
Let the storm come harder.
"It's not from the hospital. The in-house counsel replied, "It's a tax inspection notice from the Municipal Taxation Bureau." ”
"Tax bureau ......" Qin Jinsheng couldn't help but smile bitterly.
The world is like this, when you are good, everyone will hold you, and when you are bad, everyone will come and step on you.
Of course, it was not that I had not been checked for taxes before, but at that time, it was in the limelight, and it could be done with a phone call. But now, Qin Jinsheng can't eat accurately.
I picked up my mobile phone, flipped to the number of the director of the local taxation bureau, and called.
The phone rang several times, and finally it was connected.
"Director Wang, are you coming to us today to check?" Qin Jinsheng asked in a relaxed tone as much as possible.
The other party was silent for a while, and then replied in a cold voice: "The 50,000 yuan you forcibly stuffed me last time has been handed over to the clean government account of the Municipal Commission for Discipline Inspection." ”
"What? This ......"
Before Qin Jinsheng could understand, he had already hung up on the other end of the phone.
In fact, the tax bureau took such care of the Jinsheng Pharmaceutical Group, how could Qin Jinsheng just send 50,000 yuan to the director? It's just that 50,000 yuan is in cash. How to calculate the 50% discount internal price given for a house with a market price of 5 million?
As long as it can be cheap, I'm really not afraid of two hundred and five.
However, if the Discipline Inspection Commission does not conduct an in-depth investigation of this kind of matter, it will be let go. After all, all you want is an attitude, and people have already paid the bribes to the clean government account, and that's it.
It's really worse than a problem.
But there is nothing to be done.
If you want to look it up, just check it.
Shaking his head, Qin Jinsheng found that the legal counsel had not left yet. So he asked, "What's the matter?"
Of course, there are still things.
The legal counsel is not a secretary, not an assistant, he came in not just to report to the tax bureau, this is a little bit of overlap with the work function of the legal department, so it is incidental. In fact, the main thing is-
"The 'Kejin Huabei' company sent a lawyer's letter, saying that you personally owe their company a loan of 500 million yuan, plus interest and delayed performance fees, and the total amount is now 5.5 billion. ”
"550 million?!Are they robbing?!It's only been a few days, and the interest is 500 million?!"
Qin Jinsheng was really angry.
He was unlucky enough, and almost overnight, all sorts of things followed, so that his company, his net worth, shrank rapidly, almost less than a quarter of what it used to be. If those hospitals and government departments can't get along with themselves, forget it, an online loan platform will also come to pit itself?
The in-house counsel was not frightened by Qin Jinsheng's sudden anger, he was very accustomed to all kinds of anger from various parties, whether it was justified or unreasonable, after all, everyone stood in their own perspective, even if they obviously owed money, they would pretend to be uncles.
Interest, plus a penalty for late performance, is not wrong according to the contract. If there must be a mistake, it is an online financial service company, how can it lend 500 million yuan to individuals?